Lisa Schomer is a CFP® designated financial advisor with LPL Financial, based in Santa Barbara, CA, and has 33 years of industry experience. She has been with LPL Financial since 2009. Outside of her advisory role, Schomer writes about her experiences as a single parent and is involved in publishing through her own company, South Haven Press. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad client base, including individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers a wide range of advisory programs and financial planning services, utilizing model portfolios and research from internal and third-party sources.

William Walters is a Senior Financial Advisor at Merrill Lynch Wealth Management. He specializes in providing financial advisory services to clients, leveraging his expertise to support their wealth management needs. He holds a Bachelor's Degree from the University of Virginia. Further details about his professional experience, areas of expertise, personal interests, or community involvement have not been provided.

David Hellewell is a financial advisor with Charles Schwab in Santa Barbara, CA, holding Series 63 and Series 66 designations and 22 years of industry experience. He has been with Charles Schwab and Charles Schwab Bank since 2009. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment options supported by centralized custody and operational structures.

Robert Kriz is a financial advisor at Cetera with one year of industry experience. He holds the Series 66 designation and has been involved in financial services through roles at Cetera and Santa Barbara Coastal Advisors. Outside of advising, he has worked in operations and administrative capacities. Cetera Investment Advisers LLC is an SEC-registered firm that serves individuals, retirement plans, corporate and charitable clients, and institutional accounts nationwide. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers.

Matthew Rowe is a financial advisor with Raymond James & Associates in Santa Barbara, CA, holding Series 63 and Series 65 licenses and having 25 years of industry experience. He previously worked at Morgan Stanley Private Bank and Morgan Stanley Smith Barney, serving in advisory roles for a combined nine years before joining Raymond James in 2020. Raymond James & Associates, Inc. is a large broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutions, and municipal entities, offering financial planning, non-discretionary investment consulting, and institutional fiduciary solutions.

John Somerville is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and bringing 43 years of industry experience. He previously worked at D.A. Davidson & Co. from 2013 to 2024 before joining LPL Financial. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a broad range of advisory programs and financial planning services, utilizing model portfolios, third-party subadvisors, and advanced technologies such as machine learning.

Misael Marcial Palomares is a financial advisor at UBS Financial Services with two years of industry experience. He holds a Series 66 designation and has been with UBS since 2022. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and leverages proprietary research and model-based asset allocations to tailor investment strategies.

Christian Vasquez is a Planning Consultant at Fidelity Investments, where he works with clients to understand their financial situations, goals, and priorities. He assists clients through the financial planning process to organize information, evaluate potential outcomes, and clarify their long-term objectives. Christian has professional experience that includes roles as a Relationship Manager at Fidelity Investments from 2025 to 2026 and as a Financial Associate at California Wealth Advisors from 2021 to 2025. He holds a California Insurance License. Outside of his professional work, Christian has interests in food, football, pets, and traveling.

Steven Sklover is a financial advisor with Wells Fargo Clearing, holding a Series 63 designation and 43 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and was previously with Wells Fargo Advisors LLC from 2009 to 2016. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a broader set of financial product offerings including insurance-related vehicles and bank deposit sweep options.

Jeffrey Forster is a financial advisor at Morgan Stanley with 27 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at Morgan Stanley Private Bank and Morgan Stanley Smith Barney since 2009. Prior to that, he was employed at Citigroup Global Markets. Outside of advising, he is a sole proprietor of a rental property business in Santa Barbara, California. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and investment models as part of its advisory services.

Jacqueline Barrios is a financial advisor with Wells Fargo Clearing in Santa Barbara, CA. She holds a Series 66 designation and has six years of industry experience. Prior to joining Wells Fargo Advisors in 2017, she spent one year as a homemaker. Wells Fargo Advisors is a national securities firm offering investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and provides both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Patrick Flood is a financial advisor at UBS Financial Services with 32 years of industry experience. He has worked at UBS since 2014. Outside of his advisory role, he is involved in managing vacation rental properties through an LLC he co-manages with his wife. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services. The firm utilizes proprietary research and model-based asset allocations to tailor financial plans to clients' goals and risk tolerances.

Anthony Rossi-Berg is the Vice President, Financial Consultant at Fidelity Investments, a role he has held since 2023. He has been with Fidelity Investments since 2014, progressing through various positions including Financial Consultant, Investment Consultant, and Workplace Planning and Guidance Consultant. His professional experience spans nearly a decade in financial planning and consulting. Anthony holds a California Insurance License, which supports his work in the financial services industry. He focuses on helping clients simplify the complexities of financial planning. Outside of his professional life, Anthony enjoys cooking and baking, golf, reading, and surfing.

Brian Yorty is a CFP® professional with 21 years of industry experience, currently serving at J.P. Morgan Securities. He has been with JPMorgan Chase Bank, N.A. and J.P. Morgan Securities since 2012. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager and fund searches, and customized performance reporting. The firm combines large institutional advisory operations with brokerage, distribution, and investment management capabilities.

Vito Gioiello is a CFA® charterholder with 20 years of industry experience, currently serving at J.P. Morgan Securities. His prior roles include positions at First Republic Investment Management, First Republic Securities Company, and First Republic Bank. Outside of his advisory work, he serves on the advisory board and as treasurer for Catholic Charities of Santa Barbara, is a board member of Peoples' Self-Help Housing, and a trustee for the Santa Barbara Historical Museum. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting, with recommendations delivered on a non-discretionary basis.

Fernando Gonzalez Sanchez is a financial advisor with Merrill based in Goleta, CA. He holds a Series 66 designation and has been with Merrill since 2018. Prior to his current role, he worked at Bank of America, N.A., Phoenix Retail, and Sears Holdings Company among other positions. Merrill and its affiliate Managed Account Advisors LLC provide managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Andrea Borgioli is a financial advisor with J.P. Morgan Securities in Santa Barbara, CA, holding Series 63 and Series 65 licenses and having eight years of industry experience. Prior to joining J.P. Morgan Securities and JP Morgan Chase Bank, Borgioli worked at First Republic Securities Company and Wells Fargo Bank. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, utilizing a quantitative asset-allocation approach combined with centralized due diligence and an ESG eligibility framework. Their Institutional Consulting Services program delivers customized investment manager searches and performance reporting on a non-discretionary basis.

Jason Toland is a financial advisor with Morgan Stanley in Santa Barbara, CA, holding a Series 66 designation and 19 years of industry experience. He has worked with Morgan Stanley Smith Barney since 2009 and has been with Morgan Stanley Private Bank, National Association since 2017. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a wide range of advisory programs, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and uses a structured planning process supported by the Global Investment Committee’s tools and modeling techniques.

Tyler Powell is a financial advisor at LPL Financial in Santa Barbara, CA, holding a Series 66 designation with 18 years of industry experience. Prior to joining LPL Financial in 2023, he worked at Stifel Nicolaus & Co Inc for nine years. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management, model portfolios, and retirement plan consulting.

Hunter Sears is a financial advisor at Edward Jones with Series 63 and Series 66 designations and four years of industry experience. Prior to joining Edward Jones in 2023, he worked at NYlife Securities LLC and New York Life Insurance Company from 2021 to 2023. His background also includes roles at Abercrombie and Fitch, Nike, Sinclair Broadcasting Corporation, and the University of Washington. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets under management and offers a range of discretionary and non-discretionary investment strategies, alongside affiliated mutual funds and tax-efficient services.