Hayden Mennie is a financial advisor at Ameriprise with a Series 66 designation and three years of industry experience. Prior to joining Ameriprise in 2023, he worked in education and the produce industry, including roles at California State University, Fresno, and RJO Produce. Ameriprise Financial Services is a large diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning advice focused on dependable income and tax-aware withdrawal strategies.

Robert Daher is a financial advisor with Ameriprise in Fresno, CA, holding Series 63 and Series 65 licenses and bringing 19 years of industry experience. Prior to joining Ameriprise in 2022, he worked at CETERA Advisor Networks LLC for nine years. Ameriprise offers a retirement-income planning service designed for individuals with significant investable assets, providing detailed recommendation reports that address income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and tax analysis in a centralized consulting approach, primarily serving clients with Ameriprise-managed accounts.

John Kvasnicka is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 22 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors, LLC from 2012 to 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and provides both brokerage and advisory solutions.

Russel Dritsas is a financial advisor at Cetera with 26 years of industry experience. He holds a Series 66 designation and has been with Cetera and its affiliated entities since 1999. Outside of his advisory work, he is a partner and treasurer at Tahoe Lakefront Chalet, LLC. Cetera Investment Advisers LLC is an SEC-registered adviser serving individual, corporate, charitable, and institutional clients through a large network of independent advisors, offering a range of portfolio management and financial planning services across various program structures.

Patrick Wymore is a financial advisor with Wells Fargo Advisors in Fresno, CA, holding Series 63 and Series 65 licenses and 29 years of industry experience. His career includes roles at Wells Fargo Advisors, Wells Fargo Clearing, and Wells Fargo Advisors LLC dating back to 2009. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo that serves individuals, trusts, and institutional clients. The firm offers a broad range of investment and financial planning services, utilizing proprietary research and tools to provide tailored recommendations across various financial planning areas.

Jane Teel is a CFP® professional with six years of industry experience, currently with Wells Fargo Clearing. She previously held roles at JP Morgan Chase Bank, JP Morgan Securities, and Wells Fargo. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Jennifer Mcdougal is a financial advisor at Raymond James Financial with 20 years of industry experience. She holds a Series 66 designation and has been with Raymond James Financial since 2006. Prior to that, she worked at United Security Bank Financial for 11 years. Outside of her advisory role, she owns Cornerstone Financial Group and co-owns Cornerstone Insurance Services, where she manages a health insurance book. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a diverse client base, including individuals, high-net-worth clients, corporations, and institutional investors. The firm employs tailored, non-discretionary planning and uses analytical tools such as deterministic and probability modeling to support client goals.

Mariona Segales Ylla is a financial advisor with LPL Financial, holding a Series 66 designation and three years of industry experience. She has held roles at California State University, Fresno, and the University of Pittsburgh prior to joining LPL Financial. Outside of her advisory work, she serves as a Spanish translator for a general contracting firm. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves a wide range of clients, including individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers financial planning, advisory programs, retirement plan consulting, and brokerage services with both discretionary and non-discretionary management options.

Brian Gibson is a financial advisor with Wells Fargo Advisors in Fresno, CA, holding a Series 66 credential and 21 years of industry experience. He has been with Wells Fargo Advisors since 2016. Gibson has ownership interests and active roles in investment-related businesses, including Encore Investment Consultants LLC and Gibson Financial Group Inc. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients by providing investment and fee-based financial planning services. The firm offers a broad range of planning options using proprietary research and tools, with a focus on tailored recommendations and discrete planning engagements.

Steven Hill is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 credentials and 22 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC from 2011 to 2016. Outside of his advisory role, Hill coaches middle and high school volleyball in the Patterson and Atwater, California areas. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary investment advisory services. The firm’s approach is based on investment policy statements and modern portfolio theory, serving as an ERISA fiduciary and including a broader range of financial products such as insurance-related vehicles and bank deposit sweep options.

Nicholas Torres is a financial advisor at J.P. Morgan Securities with 12 years of industry experience. He holds Series 63 and Series 66 licenses and has been with J.P. Morgan Securities and JPMorgan Chase Bank, N.A. since 2013. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines large institutional advisory operations with brokerage, distribution, and investment management capabilities.

Kyle Baker is a financial advisor with LPL Financial in Fresno, CA. He holds Series 65 and Series 63 licenses and has two years of industry experience. Prior to joining LPL Financial in 2026, he worked at NYLIFE Securities LLC and New York Life from 2024 to 2026, and he spent four years at Lyons Magnus before entering the financial services industry. LPL Financial serves individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement consulting services, utilizing both discretionary and non-discretionary management along with model portfolios and research from multiple sources.

Warren Lowe is a financial advisor with LPL Financial in Fresno, California, holding a Series 66 designation and 20 years of industry experience. He has worked at LPL Financial and its associated entity, Valley Wealth Management, since 2009. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers a range of advisory programs, financial planning, and brokerage services, utilizing both discretionary and non-discretionary management supported by in-house and third-party research.

Maria Brouwer is a financial advisor at Morgan Stanley with 15 years of industry experience. She holds a Series 66 designation and has worked with Morgan Stanley and its Private Bank since 2013. In addition to her financial career, she has been involved with Kalamazoo High School since 2003. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a wide range of advisory programs and financial planning services supported by structured processes and advanced modeling tools.

Luis Ballesteros is a financial advisor at Merrill with 12 years at the firm and 5 years of industry experience. He holds a Series 66 designation. Outside of his advisory role, he is the sole owner of a rental property in Fresno, California. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Victor Gonzales is a financial advisor with Wells Fargo Clearing in Bakersfield, CA, holding Series 63 and Series 66 licenses and bringing eight years of industry experience. He has been with Wells Fargo Clearing Services LLC since 2017 and has worked at Wells Fargo Bank NA since 2014. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment menu.

Jared Miller is a financial advisor at Ameriprise in Fresno, CA, holding a Series 66 designation with one year of industry experience. He has been involved with Jared Miller Training since 2011. Ameriprise provides retirement-income planning services primarily for individuals nearing or in retirement who meet specific asset thresholds, offering detailed recommendation reports that incorporate income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and tax analysis through a centralized consulting team and utilizes algorithmic tools to support its recommendations.

Joshua Brown is a financial advisor with Edward Jones in Clovis, CA, holding the CFP® designation along with Series 65 and Series 66 licenses. He has seven years of industry experience, including prior roles at Morgan Stanley, Amazon, and Teacher's Pension & Insurance. Outside of his advisory work, he serves as president of Padrino's Guild, overseeing endowment pledges and financial administration. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory services, including discretionary and non-discretionary wrap fee strategies and separately managed accounts, supported by a nationwide network of more than 23,000 financial advisors.

Peter Vang is a financial advisor with LPL Financial in Fresno, CA, holding a Series 66 credential and nine years of industry experience. His prior experience includes roles at Merrill, Bank of America, Independent Financial Partners, and Integrated Financial Partners. Outside of his advisory work, he has business interests with PBLKB, Inc., a non-investment-related entity. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, utilizing both discretionary and non-discretionary management along with various investment models and technology integrations.

Leonard Kirkorian is a financial advisor with Merrill, holding Series 63 and Series 65 designations and bringing 39 years of industry experience. He has worked at Merrill Lynch since 2006 and concurrently at Bank of America since 2009. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.