Jebber Cozzi is a financial advisor at Morgan Stanley with 27 years of industry experience. He has worked at Morgan Stanley Private Bank, National Association since 2015 and has been with Morgan Stanley Smith Barney since 2009. He holds Series 63 and Series 65 designations. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning and estate planning strategies, managing approximately $2.74 trillion in client assets.

Jared West is a financial advisor at LPL Financial with 27 years of industry experience. He holds the Series 66 designation and has worked at several firms, including Bank of America, Merrill, Banc of America Investment Services, and Citigroup Global Markets. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment management services through a large network of advisers and utilizes various model portfolios, third-party subadvisors, and technology tools to support its advisory platform.

Joshua Demedeiros is a financial advisor with Charles Schwab in Fresno, CA, holding Series 63 and Series 65 designations and 23 years of industry experience. He has been with Charles Schwab and Charles Schwab Bank since 2009. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment management using multi-asset model portfolios, supported by centralized custody, supervision, and a formal alternative-investment process.

Roland Berry is a financial advisor with Charles Schwab based in Fresno, CA. He holds Series 63 and Series 66 credentials and has 16 years of industry experience. His prior work includes four years at Merrill and Bank of America. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment options, utilizing multi-asset model portfolios and alternative investment programs.

Eric Wall is a financial advisor with Edward Jones in Fresno, CA. He holds a Series 66 designation and has six years of industry experience, including five years at Appreciation Financial prior to joining Edward Jones in 2019. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment strategies, supported by a large network of financial advisors and branch offices, and maintains affiliated capabilities such as a trust company and proprietary mutual funds.

Vicente Ibarra is a financial advisor with Primerica Advisors based in Clovis, CA, holding Series 63 and Series 65 licenses and bringing 20 years of industry experience. He has worked with PFS Investments Inc. since 2008 and Primerica Financial Services since 2005. Outside of advisory work, Ibarra is involved in sales of loan products and home security referrals through affiliated companies. Primerica Advisors manages a wrap-fee asset management program serving individual, corporate, and charitable clients. The firm operates at scale with nearly 3,700 advisors and $15.5 billion in assets under management, delivering model-based investment strategies supported by third-party managers and custodians.

Martin Fong is a financial advisor with Osaic Wealth, Inc. based in Fresno, CA. He holds a Series 63 designation and has 30 years of industry experience, including three decades at Lincoln Financial Advisors Corporation before joining Osaic in 2025. Outside of his advisory work, he is involved in managing a small real estate rental business. Osaic Wealth, Inc. serves a broad range of retail and institutional clients through a large network of financial advisers and multiple advisory platforms. The firm offers integrated brokerage and investment advisory services, employing various asset-allocation tools and supporting both discretionary and non-discretionary account management.

Nestor Leyva is a financial advisor with Wells Fargo Clearing in Fresno, CA, holding Series 63 and Series 66 licenses and bringing nine years of industry experience. He has been with Wells Fargo Clearing Services LLC since 2017 and has been associated with Wells Fargo Bank NA since 2013. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

David Goforth Jr. is a financial advisor with LPL Financial in Fresno, CA, holding a Series 66 designation and six years of industry experience. Prior to joining LPL Financial in 2020, he worked at SCF Securities, C.H. Robinson, and Express. LPL Financial is a national broker-dealer and SEC-registered investment adviser providing advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers financial planning, model portfolio programs, third-party asset management, and institutional platforms, with advisory services delivered through a large network of investment adviser representatives.

Edgar Tejeda Gonzalez is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 credentials and eight years of industry experience. Prior to joining Wells Fargo in 2026, he worked at J.P. Morgan Securities LLC and JPMorgan Chase Bank, N.A. from 2018 to 2026 in various roles. Wells Fargo Advisors is a national securities firm offering investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm uses research and analytics to evaluate investments and provides both brokerage and advisory solutions, managing approximately $671 billion in assets.

Traci Cerda is a financial advisor at Wells Fargo Clearing with Series 63 and Series 65 credentials and four years of industry experience. She has held positions at Wells Fargo Bank, Charles Schwab, TD Ameritrade, and Bank of America. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages roughly $671 billion in assets through a large network of advisors and employs research and analytics to support diversified investment strategies.

Yessenia Loza is a financial advisor at Wells Fargo Clearing with nine years of industry experience. She holds the Series 66 designation and has worked at Wells Fargo Clearing since 2022, following prior roles at Bank of America and Merrill. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering services including investment policy statement preparation, investment recommendations, performance reporting, and participant education. The firm’s IPS-driven advisory process incorporates modern portfolio theory and includes both discretionary and non-discretionary options, with a notable inclusion of insurance-related products and bank deposit sweep options among its investment offerings.

Jeff Fluharty is a financial advisor with Wells Fargo Advisors in Fresno, CA, holding a Series 66 designation and 25 years of industry experience. He has worked within Wells Fargo entities since 2011. Outside of his advisory role, he owns Fluharty Financial Group, a separate financial practice. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that serves individuals, trusts, and institutional clients. The firm offers a broad range of financial planning services, including specialized planning in areas such as business-owner transitions and special-needs analysis.

Nick Cozzone is a financial advisor at Osaic with 25 years of industry experience. He holds Series 63 and Series 65 designations and previously spent 18 years with Woodbury Financial Services. Cozzone also owns Kane County Capital Advisors, a sole proprietorship that operates under a separate brand. Osaic Wealth, Inc. serves a wide range of retail and institutional clients through a large network of affiliated advisers, offering integrated brokerage and advisory services with various portfolio management tools and third-party solutions.

Crystal Deaver is a financial advisor with Wells Fargo Clearing in Fresno, CA, holding a Series 63 designation and 14 years of industry experience. She has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC from 2011 to 2016. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans. The firm employs an IPS-driven advisory process grounded in modern portfolio theory and offers both discretionary and non-discretionary services, including investment policy statement preparation, investment recommendations, performance reporting, and participant education.

Roy James is a financial advisor at Morgan Stanley with 22 years of industry experience. He has held his current role since 2009. His credentials include Series 63 and Series 65 registrations. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning. The firm’s approach involves structured discovery conversations and firm-approved planning tools, supported by its Global Investment Committee’s analyses, and manages approximately $2.74 trillion in client assets.

Cosimo Favaloro is a financial advisor at Wells Fargo Clearing with six years of industry experience. He holds the Series 66 designation and previously worked at Hilltop Securities and Primerica. Outside of his financial career, he spent ten years at in Shape, a fitness-related business. Wells Fargo Advisors is a national securities firm offering investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting to individual, corporate, and institutional clients. The firm employs over 14,000 financial advisors and manages approximately $671 billion in assets, providing both brokerage and advisory solutions.

Brandon Calhoun is a financial advisor with OSAIC, holding a Series 66 designation and 18 years of industry experience. His prior roles include positions at Lincoln Financial Advisors, City National Bank, RBC Capital Markets, Wells Fargo Clearing, and Wells Fargo Advisors. In addition to his advisory work, he acts as an insurance agent offering fixed insurance products such as accident, health, disability, annuities, and life insurance. OSAIC serves a diverse client base including retail and institutional investors, providing integrated brokerage and investment advisory services through a large network of affiliated advisers. The firm employs asset-allocation tools, risk-tolerance questionnaires, and automated rebalancing to construct portfolios across multiple asset classes, managing accounts on both discretionary and non-discretionary bases.

Jason Nenadov is a financial advisor with LPL Financial in Fresno, CA, holding Series 63 and Series 65 licenses and three years of industry experience. He has been with LPL Financial since 2022 and is also involved with Educational Employees Credit Union and Equity Assets Real Estate, INC., where he serves as a real estate broker. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a variety of financial planning and investment management services, combining advisory platforms with non-advisory financial activities.

Beau Sweeney is a financial advisor at Wells Fargo Advisors with 11 years of industry experience. He holds a Series 66 designation and has worked at Wells Fargo Clearing and Wells Fargo Advisors, LLC since 2015. In addition to his advisory role, he is involved with Sweeney Investment Management Incorporated, a separate investment-related business he owns. Wells Fargo Advisors Financial Network offers investment and fee-based financial planning services to individuals, trusts, and institutions. The firm provides a broad range of planning services supported by Wells Fargo research and tools, with a focus on discrete planning engagements and optional implementation through brokerage or advisory programs.