Jared West is a financial advisor at LPL Financial with 27 years of industry experience. He holds a Series 66 designation and has worked previously at Merrill and Bank of America, N.A. for over a decade each. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, retirement plan consulting, and brokerage services, utilizing discretionary and non-discretionary management supported by LPL Research and third-party subadvisors.

Joshua Demedeiros is a financial advisor with Charles Schwab in Fresno, CA, holding Series 63 and Series 65 designations and 23 years of industry experience. He has been with Charles Schwab and Charles Schwab Bank since 2009. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment management using multi-asset model portfolios, supported by centralized custody, supervision, and a formal alternative-investment process.

Roland Berry is a financial advisor with Charles Schwab based in Fresno, CA. He holds Series 63 and Series 66 credentials and has 16 years of industry experience. His prior work includes four years at Merrill and Bank of America. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment options, utilizing multi-asset model portfolios and alternative investment programs.

Eric Wall is a financial advisor with Edward Jones in Fresno, CA. He holds a Series 66 designation and has six years of industry experience, including five years at Appreciation Financial prior to joining Edward Jones in 2019. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment strategies, supported by a large network of financial advisors and branch offices, and maintains affiliated capabilities such as a trust company and proprietary mutual funds.

Vicente Ibarra is a financial advisor with Primerica Advisors in Clovis, CA, holding Series 65 and Series 63 credentials and 20 years of industry experience. He has worked with PFS Investments Inc. since 2008 and with Primerica Financial Services since 2005. Outside his advisory role, he is involved in selling home security and automation products through a part-time referral arrangement. Primerica Advisors manages a wrap-fee asset management program serving mostly individual investors, including non-high-net-worth and high-net-worth clients, as well as corporate and charitable accounts. The firm employs model-delivery strategies and discretionary separately managed accounts supported by third-party asset managers and custodians.

Martin Fong is a financial advisor with Osaic Wealth, Inc. based in Fresno, CA. He holds a Series 63 designation and has 30 years of industry experience, including three decades at Lincoln Financial Advisors Corporation before joining Osaic in 2025. Outside of his advisory work, he is involved in managing a small real estate rental business. Osaic Wealth, Inc. serves a broad range of retail and institutional clients through a large network of financial advisers and multiple advisory platforms. The firm offers integrated brokerage and investment advisory services, employing various asset-allocation tools and supporting both discretionary and non-discretionary account management.

Nestor Leyva is a financial advisor with Wells Fargo Clearing in Fresno, CA, holding Series 63 and Series 66 licenses and bringing nine years of industry experience. He has been with Wells Fargo Clearing Services LLC since 2017 and has been associated with Wells Fargo Bank NA since 2013. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

David Goforth Jr. is a financial advisor at LPL Financial with six years of industry experience. He holds a Series 66 designation and has worked previously at SCF Securities, C.H. Robinson, and Express. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers financial planning, advisory programs, retirement plan consulting, and brokerage services, providing both discretionary and non-discretionary management supported by LPL Research and third-party resources.

Edgar Tejeda Gonzalez is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 credentials and eight years of industry experience. Prior to joining Wells Fargo in 2026, he worked at J.P. Morgan Securities LLC and JPMorgan Chase Bank, N.A. from 2018 to 2026 in various roles. Wells Fargo Advisors is a national securities firm offering investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm uses research and analytics to evaluate investments and provides both brokerage and advisory solutions, managing approximately $671 billion in assets.

Traci Cerda is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 credentials and four years of industry experience. She has previously worked at Charles Schwab, TD Ameritrade, and Bank of America. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Yessenia Loza is a financial advisor at Wells Fargo Clearing with nine years of industry experience. She holds the Series 66 designation and has worked at Wells Fargo Clearing since 2022, following prior roles at Bank of America and Merrill. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering services including investment policy statement preparation, investment recommendations, performance reporting, and participant education. The firm’s IPS-driven advisory process incorporates modern portfolio theory and includes both discretionary and non-discretionary options, with a notable inclusion of insurance-related products and bank deposit sweep options among its investment offerings.

Jeff Fluharty is a financial advisor with Wells Fargo Advisors in Fresno, CA, holding a Series 66 designation and 25 years of industry experience. He has worked within Wells Fargo entities since 2011. Outside of his advisory role, he owns Fluharty Financial Group, a separate financial practice. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that serves individuals, trusts, and institutional clients. The firm offers a broad range of financial planning services, including specialized planning in areas such as business-owner transitions and special-needs analysis.

Nick Cozzone is a financial advisor at Osaic with 25 years of industry experience. He holds Series 63 and Series 65 designations and previously spent 18 years with Woodbury Financial Services. Cozzone also owns Kane County Capital Advisors, a sole proprietorship that operates under a separate brand. Osaic Wealth, Inc. serves a wide range of retail and institutional clients through a large network of affiliated advisers, offering integrated brokerage and advisory services with various portfolio management tools and third-party solutions.

Ernest Gonzalez is a financial advisor at Merrill with nine years of industry experience. He holds a Series 66 designation and has been affiliated with both Merrill and Bank of America since 2010. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Crystal Deaver is a financial advisor with Wells Fargo Clearing in Fresno, CA, holding a Series 63 designation and 14 years of industry experience. She has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC from 2011 to 2016. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans. The firm employs an IPS-driven advisory process grounded in modern portfolio theory and offers both discretionary and non-discretionary services, including investment policy statement preparation, investment recommendations, performance reporting, and participant education.

Roy James is a financial advisor at Morgan Stanley with 22 years of industry experience. He has held his current role since 2009. His credentials include Series 63 and Series 65 registrations. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning. The firm’s approach involves structured discovery conversations and firm-approved planning tools, supported by its Global Investment Committee’s analyses, and manages approximately $2.74 trillion in client assets.

Cosimo Favaloro is a financial advisor at Wells Fargo Clearing with six years of industry experience. He holds the Series 66 designation and previously worked at Hilltop Securities and Primerica. Outside of his financial career, he spent ten years at in Shape, a fitness-related business. Wells Fargo Advisors is a national securities firm offering investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting to individual, corporate, and institutional clients. The firm employs over 14,000 financial advisors and manages approximately $671 billion in assets, providing both brokerage and advisory solutions.

Brandon Calhoun is a financial advisor with OSAIC, holding a Series 66 designation and 18 years of industry experience. His prior roles include positions at Lincoln Financial Advisors, City National Bank, RBC Capital Markets, Wells Fargo Clearing, and Wells Fargo Advisors. In addition to his advisory work, he acts as an insurance agent offering fixed insurance products such as accident, health, disability, annuities, and life insurance. OSAIC serves a diverse client base including retail and institutional investors, providing integrated brokerage and investment advisory services through a large network of affiliated advisers. The firm employs asset-allocation tools, risk-tolerance questionnaires, and automated rebalancing to construct portfolios across multiple asset classes, managing accounts on both discretionary and non-discretionary bases.

Jason Nenadov is a financial advisor at LPL Financial in Fresno, CA, holding Series 63 and Series 65 licenses with three years of industry experience. He has been with LPL Financial since 2022 and is also involved with Educational Employees Credit Union and Equity Assets Real Estate, INC., where he acts as a real estate broker. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations nationally. The firm offers a wide range of advisory programs, retirement plan consulting, and brokerage services supported by model portfolios, research, and various portfolio management strategies.

Beau Sweeney is a financial advisor at Wells Fargo Advisors with 11 years of industry experience. He holds a Series 66 designation and has worked at Wells Fargo Clearing and Wells Fargo Advisors, LLC since 2015. In addition to his advisory role, he is involved with Sweeney Investment Management Incorporated, a separate investment-related business he owns. Wells Fargo Advisors Financial Network offers investment and fee-based financial planning services to individuals, trusts, and institutions. The firm provides a broad range of planning services supported by Wells Fargo research and tools, with a focus on discrete planning engagements and optional implementation through brokerage or advisory programs.