Bess Mckay is a financial advisor with Morgan Stanley in Rohnert Park, CA, holding Series 63 and Series 66 licenses with 29 years of industry experience. She has been with Morgan Stanley since 2009. Outside her advisory role, she is involved in a trust-related business activity based in Mill Valley, CA. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and employs a financial planning process that utilizes structured discovery tools and modeling techniques.

Christopher Stafford is a financial advisor at Edward Jones with a Series 66 designation and one year of industry experience. Prior to joining Edward Jones, he worked at Exchange Bank and held various roles within legal offices and banking institutions. He serves as Treasurer and a board member for the Analy High School Education Foundation, a not-for-profit organization in Sebastopol, CA. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients with a range of advisory programs and investment solutions. The firm manages approximately $1.01 trillion in assets and operates a network of over 23,000 financial advisors and 15,000 branch offices nationwide.

James Bertero is a financial advisor with Morgan Stanley in Santa Rosa, CA, holding Series 63 and Series 65 designations and bringing 27 years of industry experience. He has worked with Morgan Stanley and its Private Bank subsidiary since 2009 and 2015 respectively. Morgan Stanley Wealth Management provides advisory and brokerage services to individuals and institutions, offering tailored financial planning and managing approximately $2.74 trillion in client assets. The firm’s approach includes structured planning tools and modeling techniques, serving clients through both direct relationships and Corporate Financial Planning agreements.

Sampuran Sekhon is a financial advisor with Morgan Stanley in Santa Rosa, CA, holding a Series 66 designation and four years of industry experience. Prior to joining Morgan Stanley, he held roles at Redwood Credit Union and the Santa Cruz Institute for Particle Physics, among other positions. He is involved in a local networking organization where he serves on the leadership team as Growth Coordinator. Morgan Stanley Wealth Management provides a wide range of advisory programs to individual and institutional clients, offering tailored financial planning supported by firm-approved tools and strategies to assist clients in managing their assets.

Richard Duarte is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and possessing 32 years of industry experience. He has worked with Linsco/Private Ledger Corp. since 1994. In addition to his advisory role, he is involved in independent insurance sales through Crumbley Financial Services. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individual clients, retirement plans, financial institutions, corporations, and nonprofits. The firm offers a range of advisory programs and financial planning services, utilizing model portfolios, research, and technology-driven strategies.

Daniel Myers is a CFP® certificant and holds a Series 66 license with Edward Jones in Windsor, CA. He has 17 years of industry experience and has been with Edward Jones since 2008. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, including high-net-worth households, corporate clients, and charitable organizations. The firm offers a range of advisory strategies and investment solutions, operates under a fiduciary standard, and manages approximately $1.01 trillion in assets with a nationwide network of more than 23,700 financial advisors.

Oliver Trent is a financial advisor with LPL Financial based in Santa Rosa, California. He holds a Series 66 designation and has four years of industry experience. Prior to joining LPL Financial in 2021, he worked in roles at Vintage Wine Estates, VML Winery, and Zoomcare. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individual clients, retirement plans, institutions, and charitable organizations through a national network. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management options supported by research and model portfolios.

Gonzalo Ochoa is a financial advisor at Wells Fargo Clearing with 23 years of industry experience. He holds Series 63 and Series 66 designations and has worked at Wells Fargo in various capacities since 2001. His tenure includes roles at Wells Fargo Advisors LLC and Wells Fargo Clearing. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans. The firm’s investment approach is IPS-driven and grounded in modern portfolio theory, offering both discretionary and non-discretionary services tailored to plan objectives and risk tolerances.

Duncan Kelm is a financial advisor with LPL Financial in Santa Rosa, CA, holding a Series 66 license and nine years of industry experience. Prior to joining LPL Financial in 2020, he worked at Morgan Stanley Private Bank and Booz Allen Hamilton. Outside of his advisory role, Kelm owns and operates Arrow Point Tax Services, providing tax preparation and accounting services, and generates online advertising revenue through educational content on tax planning. LPL Financial is a national investment adviser and broker-dealer serving individuals, retirement plans, institutions, and charitable organizations. The firm offers a range of advisory programs, retirement plan consulting, and brokerage services supported by research and strategic portfolio management.

Julie Lynch is a financial advisor with LPL Financial in Santa Rosa, CA, holding Series 63 and Series 66 designations and having 14 years of industry experience. She previously worked at CUSO Financial Services and has been associated with Redwood Credit Union since 2014. Outside of her advisory role, she is an owner and landlord of a rental property in Ukiah, CA. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network. The firm offers financial planning, various advisory programs, retirement plan consulting, and brokerage services, providing both discretionary and non-discretionary management with access to model portfolios, research, and multiple investment strategies.

David Devincenzi is a financial advisor with Charles Schwab who holds Series 63 and Series 65 licenses and has 28 years of industry experience. He has worked at Charles Schwab & Co., Inc. and Charles Schwab Bank since 2018 and previously held positions at AIG SunAmerica and its capital services division. Outside of advisory roles, he was involved with Riverfront Fitness Gym from 2016 to 2018. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and uses a multi-asset model portfolio approach supported by research and due diligence.

Kyle Tomik is a CFP® professional with 11 years of industry experience, currently affiliated with Wells Fargo Clearing. He has worked at Wells Fargo Advisors, LLC since 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and provides both brokerage and advisory solutions.

Culley Casey is a financial advisor with Morgan Stanley in Santa Rosa, CA, holding a Series 63 designation and 36 years of industry experience. He has been with Morgan Stanley since 2009, including time at Morgan Stanley Private Bank, National Association. Outside of his advisory work, he is an officer of Ole International Foods, a restaurant and bar business in Boise, Idaho. Morgan Stanley Wealth Management provides a broad range of advisory programs to individual and institutional clients, offering financial planning services supported by firm-approved tools and a structured discovery process. The firm manages approximately $2.74 trillion in client assets and delivers both direct individual plans and corporate financial planning solutions.

Kim Murphy is a financial advisor at Edward Jones with 23 years of industry experience. She holds Series 63 and Series 66 designations and has been with Edward Jones since 2002. Outside of her advisory role, she has been involved in strategy design consulting and owns a billboard on her ranch property. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment solutions, supported by a nationwide network of more than 23,000 financial advisors.

Brett Howard is a financial advisor at LPL Financial with 23 years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at Ameriprise and Wells Fargo in various advisory roles. LPL Financial serves individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs and financial planning services, utilizing both discretionary and non-discretionary management supported by model portfolios and research from LPL Research and third-party subadvisors.

Michael Moberly is a CFP®-designated financial advisor at Morgan Stanley with 26 years of industry experience. He has been with Morgan Stanley since 2017, previously working at Wells Fargo Advisors and Wells Fargo Clearing. Outside of his financial career, he works as a soccer referee on a part-time basis. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and modeling techniques.

Yahaira Martinez Sanchez is a financial advisor at Morgan Stanley with a Series 66 designation and four years of industry experience. Her work history includes roles at Morgan Stanley Smith Barney LLC since 2021, as well as positions at AppleOne, Korbel Champagne Cellars, and several educational institutions. Morgan Stanley Wealth Management serves both individual and institutional clients with a range of advisory programs, including tailored financial planning supported by firm-approved tools and modeling techniques. The firm manages approximately $2.74 trillion in client assets and offers services directly to individuals and through corporate agreements.

Christopher Severson is a CFP®-designated financial advisor with 32 years of industry experience, currently with Edward Jones since 2020. His prior roles include positions at Wells Fargo Clearing and SoFi, as well as over a decade advising the Coquille Economic Development Company. Severson serves on the Investment Committee of the Coquille Indian Tribe, providing investment management advice, and is president of the board of the Sonoma Hometown Band. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of discretionary and non-discretionary investment strategies, alongside affiliated mutual funds and trust services, and operates under a fiduciary standard.

Craig Franklin is a financial advisor with Morgan Stanley in Santa Rosa, CA, holding Series 63 and Series 65 licenses and having 32 years of industry experience. He has worked at Morgan Stanley Private Bank, National Association since 2015 and Morgan Stanley Smith Barney since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that offers a broad range of advisory programs to individuals and institutional clients, including tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and provides both direct individual plans and Corporate Financial Planning services.

Krista Neary is a Series 66 licensed financial advisor at Edward Jones with 10 years of industry experience. She has been with Edward Jones since 2016, based in Cotati, CA. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.