Brenda Donohue is a financial advisor with Fidelity Investments, holding Series 63 and Series 66 credentials and 16 years of industry experience. Her prior work history includes positions at Morgan Stanley and The Vanguard Group, Inc. She is currently based in Napa, CA. Fidelity’s Strategic Advisers LLC offers investment management and advisory services to a diverse client base, including retail and institutional investors, utilizing a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage portfolios and deliver model strategies.

Stefan Matwijiw is a financial advisor with Edward Jones in Santa Rosa, CA, holding a Series 66 designation and five years of industry experience. His prior roles include positions at Pond Robinson & Associates and Partner Engineering & Science, Inc. before joining Edward Jones in 2021. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory programs and investment strategies supported by a large network of financial advisors and branch offices across the United States.

Michael Manfred is a financial advisor at LPL Financial with one year of industry experience. He has been a partner at Manfred & Hunt, LLP since 2014. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a broad range of financial planning and investment services, including model portfolios, third-party asset management, and institutional platforms, supported by tools such as machine learning for research and operational assistance.

Michael Veit is a financial advisor at J.P. Morgan Securities with 24 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at various J.P. Morgan entities since 2013. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. As a subsidiary of J.P. Morgan, the firm delivers advisory services alongside brokerage, distribution, and investment management capabilities.

David Grodin is a financial advisor with Mass Mutual Investors Services in Sonoma, CA, holding a Series 66 designation and 20 years of industry experience. He has been with the firm and its affiliate, Mass Mutual Life Insurance, since 2006. Outside of his advisory work, he is the managing partner of Grodin Financial and Insurance Services, LLC, and is involved in owning and managing the books for Inspiration Vineyards, a grape-growing enterprise. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, using firm-approved tools to deliver written recommendations focused on investment categories and strategies.

Keith Nguyen is a financial advisor with Wells Fargo Clearing in Santa Rosa, CA, holding Series 63 and Series 65 credentials and with 15 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and was previously with Wells Fargo Advisors LLC from 2011 to 2016. He has also been affiliated with Wells Fargo Bank, N.A. since 2006. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting. The firm manages approximately $671 billion in assets and employs over 14,000 financial advisors, offering both brokerage and advisory solutions supported by research and analytics from Wells Fargo Investment Institute and third-party sources.

Teresa Updegraff is a financial advisor at Osaic with four years of industry experience. She holds a Series 65 designation and previously worked at Sonoma Wealth Advisors and FlashPoint Leadership. Osaic Wealth, Inc. serves a diverse client base including individual and high-net-worth investors, pension plans, corporations, and charitable organizations through a large network of advisors and multiple advisory platforms. The firm provides integrated brokerage and investment advisory services, financial planning, retirement plan consulting, and access to third-party money managers, utilizing asset-allocation tools and risk-tolerance assessments to construct diversified portfolios across various asset classes.

Angela Denna is a Series 66-licensed financial advisor with LPL Financial in Napa, California, with 17 years of industry experience. She previously worked at Waddell & Reed and Financial Advocates Investment Management. Outside of her advisory role, she is a notary public and is involved in a family trucking business. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers various investment programs and utilizes model portfolios, third-party subadvisors, and customized strategies.

Jacob Peaty is a financial advisor with LPL Financial, holding a Series 66 designation and nine years of industry experience. He has been with LPL Financial since 2017 and previously worked at RCU Auto Services. Outside of his advisory role, he is involved with CPS Insurance Services as an insurance producer. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers financial planning, model portfolio programs, third-party asset management, and institutional platforms, supporting advisors with advanced research tools and a broad range of financial services.

Conveasna Ouch is a financial advisor at Wells Fargo Clearing with seven years of industry experience. She holds a Series 66 designation and has previously worked at Bank of America, Merrill, Target, and Verizon Wireless. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, tailoring services to plan objectives, demographics, and risk tolerances while acting as an ERISA fiduciary.

Douglas Wulbrecht is a financial advisor with Raymond James & Associates, holding Series 63 and Series 65 credentials and bringing 41 years of industry experience. He has worked at Raymond James & Associates since 2018, following prior roles at Wells Fargo Clearing and Wells Fargo Advisors LLC. Outside of advising, he owns and manages rental real estate properties. Raymond James & Associates is a large dually registered broker-dealer and investment adviser overseeing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering financial planning and investment consulting through various programs while providing access to a broad range of portfolio management styles and affiliated research.

Robin Rocha is a Wealth Management Advisor at Merrill Lynch Wealth Management. In this role, Robin collaborates with clients to understand their full financial picture and develop personalized wealth management strategies that address their unique priorities. Robin's approach includes helping clients navigate changes in life and finances while focusing on key life priorities such as family, finances, health, home, leisure, work, and giving. Robin's expertise encompasses areas such as college education planning, family wealth management strategies, personal retirement planning, special needs planning strategies, women and wealth, and retirement income. With a belief that managing wealth extends beyond building investment portfolios, Robin works one-on-one with clients to define what matters most as they prepare for the next stages in life. Robin holds a Bachelor's Degree from Wheaton College and is a Personal Investment Advisor (PIA). Outside of professional commitments, Robin is involved with community organizations including Collabra Care, Lincoln Theatre, and Strive for College. Additionally, Robin has professional associations with Napa Valley Vintners and has been a proprietor of Pellet Winery. Personal interests include basketball, dancing, football, traveling, and watching movies.

David Wachter is a Wealth Management Advisor with Merrill Lynch Wealth Management. He has been establishing his practice since 1978, focusing on helping clients develop and maintain long-term financial plans through varying market cycles. His approach emphasizes working one-on-one with clients to create personalized financial strategies that align with their individual goals. David's expertise includes college education planning, legacy planning, liquidity management, managing new wealth, personal retirement planning, portfolio management services, women and wealth, individual and corporate investment strategy, tax minimization, and retirement income. He holds the Certified Investment Management Analyst (CIMA) designation and the CERTIFIED FINANCIAL PLANNER (CFP) certification. His educational background includes a Bachelor's Degree from the United States Military Academy at West Point and a Master's Degree in Business from the University of Oklahoma's Price Business School. Additionally, he has completed coursework at the Wharton School of Business. Outside of his professional work, David is married with two adult children and five grandchildren. He has an interest in genealogy, photography, reading, and spending time with his family. He also participates in community volunteering in line with Merrill's tradition of community involvement.

Thomas Dobransky is a financial advisor with LPL Financial in Santa Rosa, CA, holding Series 63 and Series 65 credentials and totaling 44 years of industry experience. He has been with LPL Financial since 1982 and operates Thomas J. Dobransky & Associates, where he acts as trustee for the firm’s Section 401(k) plan. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plans, banks, trust companies, and institutions, offering financial planning, model portfolios, third-party asset management, and institutional platforms. The firm supports advisors with proprietary research and technology while operating one of the largest advisory networks in the industry.

Matthew Miller is a Certified Financial Planner (CFP®) with 19 years of industry experience. He currently works at Ameriprise and has held previous positions at Helios Quantitative Research, Raymond James Financial, RBC Capital Markets, Ameriprise Advisor Services, and Merrill. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. It offers a specialized Premier Retirement Income service that provides comprehensive retirement income planning advice, focusing on dependable income sources and tax-aware withdrawal strategies.

Nicole Reynolds is a Series 66-licensed financial advisor with Wells Fargo Clearing, based in Sonoma, CA, with four years of industry experience. She has been with Wells Fargo Clearing since 2021 and has worked at Wells Fargo Bank, N.A. since 2003. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering investment policy statement preparation, investment recommendations, performance reporting, participant education, and plan benchmarking. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related and bank deposit sweep options among its investment offerings.

Ehsan Gorjizadeh is a financial advisor with Wells Fargo Clearing in Corte Madera, CA, holding Series 63 and Series 65 licenses and possessing seven years of industry experience. He has been with Wells Fargo Clearing Services LLC since 2018 and Wells Fargo Bank NA since 2013. Outside of his advisory role, he is involved in bookkeeping for a gas station in Mill Valley, CA. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a notable range of investment options that include insurance-related vehicles and bank deposit sweep programs.

Colin Phelps is a financial advisor at Morgan Stanley in Napa, CA, holding Series 63 and Series 65 licenses with three years of industry experience. His prior roles include positions at UBS Financial Services, Charles Schwab, Fidelity Investments, and BioMarin Pharmaceutical. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs and financial planning services utilizing a structured discovery process and firm-approved tools.

Fernando Lema is a financial advisor at RBC Capital Markets with a Series 66 designation and three years of industry experience. He has worked at First Republic Bank from 2007 to 2023 and at City National Bank since 2024. RBC Wealth Management, part of RBC Capital Markets, serves individual investors, institutional clients, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers a range of advisory programs with tailored investment strategies implemented through both in-house and third-party managers.

Timothy Horton is a financial advisor with Cetera, holding a Series 63 designation and over 34 years of industry experience. His prior experience includes roles at First Allied Securities and First Allied Advisory Services. Outside of his advisory work, he serves as a trustee for the Napa Elks Lodge #832, a nonprofit organization. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers a multi-manager platform with diverse portfolio management options, financial planning services, and access to third-party money managers.