Juan Lara Turner is a financial professional with one year of industry experience, currently affiliated with Osaic Wealth, Inc. He holds a Series 66 designation and has previously worked at Retirement Security Centers and The Cheesecake Factory. In addition to his advisory role, he supports senior planners and assists with client meetings and administrative tasks at Retirement Security Centers. Osaic Wealth, Inc. serves a diverse range of retail and institutional clients through a large network of financial advisers. The firm offers integrated brokerage and advisory services, financial planning, retirement consulting, and access to various managed account platforms.

Bryce Pattison is a financial advisor at Wells Fargo Clearing with one year of industry experience. He holds a Series 66 designation and previously worked for Royal Petroleum Co. for 19 years. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory, financial planning, and retirement plan consulting services. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Thomas Faller is a financial advisor with Morgan Stanley in Sacramento, CA, holding a Series 66 designation and 17 years of industry experience. His career includes roles at Morgan Stanley and Merrill, spanning over a decade. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs, including tailored financial planning supported by structured discovery and firm-approved tools.

Wornel Simpson is a financial advisor with OSAIC, holding Series 63 and Series 65 designations and over 41 years of industry experience. He has worked at FSC Securities Corporation and has operated his own advisory and life insurance business since 1993. Outside of his advisory role, Simpson owns a management and consulting firm serving professional athletes and entertainers and serves as a board member and coach for a nonprofit AAU basketball team. OSAIC serves a broad mix of retail and institutional clients through a large network of affiliated advisers and multiple advisory platforms, offering brokerage, investment advisory, financial planning, and retirement consulting services. The firm employs asset-allocation tools, risk assessments, and automation to construct diverse portfolios including stocks, bonds, options, mutual funds, ETFs, and alternative investments.

Gorgees Benyamein is a Financial Advisor with Merrill Lynch Wealth Management. In his role, he works with individuals, families, and business owners to provide investing advice and personalized strategies aimed at helping clients pursue their financial goals. He also facilitates access to banking and lending services through Bank of America. Gorgees specializes in areas such as legacy planning, managing new wealth, personal retirement planning, portfolio management services, small business strategies, individual and corporate investment strategies, tax minimization, and retirement income. He holds professional designations including Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). He earned his bachelor's degree from California State University Stanislaus. Outside of his professional work, Gorgees enjoys playing chess, pickleball, running, soccer, and spending time with his family.

Steven McCartney is a Financial Consultant currently working at Fidelity since 2021. He has a professional background in financial advisory roles spanning several decades, including positions at Prudential from 2014 to 2021 and Merrill Lynch from 1994 to 1999. Steven's approach to financial planning focuses on addressing clients' needs both presently and in the future, supporting them in managing their finances toward their lifelong goals. His career reflects a commitment to client-focused financial advising, leveraging a broad range of investment options and tools to facilitate understanding and execution of financial plans. Steven holds a California Insurance License, which supports his professional capabilities in the financial services industry.

Jairo Gomez is a financial advisor at Merrill with 24 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at firms including UCPath Center, Hanson McClain Advisors, and Allworth Financial. He serves as a board member of the California Masonic Memorial Temple, overseeing the facility’s ongoing operation and management. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Albert Huynh is a financial advisor with Wells Fargo Clearing in Sacramento, CA, holding Series 63 and Series 66 designations and 13 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and previously at WELLS FARGO Advisors, LLC from 2012 to 2016, with a longer tenure at Wells Fargo Bank, N.A. starting in 2009. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, and it includes insurance-related vehicles and bank deposit sweep options among its investment offerings.

Michael Wong is a financial advisor at Merrill with a Series 66 designation and four years of industry experience. He previously worked at US Bank and First Tech Federal Credit Union. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Mark Bergdorf is a financial advisor with Charles Schwab, holding Series 63 and Series 65 licenses and bringing 28 years of industry experience. He has worked at Charles Schwab since 1996 and Charles Schwab Bank since 2005, both based in Sacramento, CA. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary portfolios and provides integrated brokerage, custody, and advisory services.

Gage Demers is a Wealth Management Advisor at Merrill Lynch Wealth Management. He works with individuals, families, and business owners to navigate important financial decisions by understanding their personal goals and creating tailored financial plans. His approach emphasizes clarity, coordination, and confidence throughout every stage of his clients' financial lives. Prior to his current role, Gage served in the U.S. Army. He holds a bachelor's degree from the University of Southern California and has earned the Chartered Financial Analyst (CFA) designation, as well as the CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC) credentials. His areas of focus include Divorce Transition Planning, Personal Retirement Planning, and Small Business Strategies. Outside of his professional life, Gage enjoys outdoor activities such as biking, camping, hiking, and skiing.

William Neubuerger is a Financial Advisor at Merrill Lynch Wealth Management. He applies his background and experience to provide clients with preparation and planning to position them effectively for their financial futures. He graduated from Creighton University with a Bachelor of Science in Quantitative and Qualitative Research Methods. William served as an Infantry officer in the U.S. Army, completing Ranger School and leading teams ranging from three to four hundred personnel. His military experience emphasized the importance of preparation, planning, and analysis, principles he now incorporates in his work as a financial advisor. William holds the Personal Investment Advisor (PIA) designation. He assists families in retirement planning and helps business owners work toward asset growth by offering steady guidance aligned with clients' goals.

John Germany is a financial advisor at Wells Fargo Clearing with 25 years of industry experience. He holds Series 63 and Series 65 licenses and has worked with Wells Fargo Clearing since 2016, following five years at Wells Fargo Advisors LLC. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a range of investment options that include insurance-related vehicles and bank deposit sweep programs.

Jill Knoll is a financial advisor at LPL Financial with 25 years of industry experience. She holds Series 63 and Series 66 licenses and has worked at LPL Financial since 2017, previously with National Planning Corporation. Outside her advisory work, she owns Knoll's Basic Horsemanship, where she teaches horseback riding lessons. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement consulting, utilizing model portfolios and research from both in-house and third-party sources.

Joel Erickson is a financial advisor with Fidelity, holding a Series 66 designation and 16 years of industry experience. He has worked in various capacities within Fidelity since 2012, including roles at Fidelity Brokerage Services LLC, Fidelity Personal and Workplace Advisors, and most recently Fidelity Investments. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to a diverse client base, including retail and institutional investors. The firm employs a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction, and serves as an advisor to multiple registered investment companies and fund-of-funds.

Devin Crandall is a financial advisor at Fidelity with Series 65 and Series 63 credentials and two years of industry experience. His prior roles include positions at Bankers Life and related entities, as well as experience as a professional stock trader and work with Jumpstart CPU. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a process that combines fundamental research with quantitative analysis and algorithmic portfolio construction. The firm is noted for its advisory role to registered investment companies, use of AI in research, and systematic model portfolio development.

Felipe Sanchez is a financial advisor with Wells Fargo Clearing in Stockton, CA, holding Series 63 and Series 65 licenses and bringing nine years of industry experience. He has worked with Wells Fargo Bank since 2013 and has been with Wells Fargo Clearing since 2016. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary advisory options grounded in modern portfolio theory. The firm’s services include investment policy statement preparation, investment recommendations, performance reporting, participant education, and plan benchmarking, with a notable inclusion of insurance-related products and bank deposit sweep options among its investment menus.

David Cougevan is a financial advisor with Edward Jones in Davis, CA, holding a Series 66 designation and 16 years of industry experience. He has been with Edward Jones since 2009. Outside of his advisory role, he is involved in managing vacation rental properties in Coos Bay, OR, and Davis, CA. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients with a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds. The firm oversees approximately $1.01 trillion in assets under management through a large network of advisors and branch offices nationwide.

Altynai Stauss is a financial advisor at Edward Jones with a Series 66 designation and one year of industry experience. Prior to joining Edward Jones, she worked at Hibdon Auto Center and Enloe Medical Center and was involved in entrepreneurial ventures including Alty's Kitchen and Country Morning Bakery & Cafe. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory strategies and investment solutions, manages approximately $1.01 trillion in assets, and operates a large national network of financial advisors and branch offices.

Julia Agustin is a Financial Advisor at Merrill Lynch Wealth Management, where she partners with individuals, families, and business owners to navigate significant financial decisions. She emphasizes a personalized approach, taking the time to understand each client's unique goals and priorities to develop strategies aimed at supporting long-term financial success. Julia focuses on building lasting relationships through responsive and attentive service. Her expertise includes retirement planning, investment strategies, and wealth management. As a Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA), she works with clients on areas such as family wealth management, legacy planning, and philanthropic planning, tailoring advice to align with each person's circumstances. Julia holds a Bachelor's degree from San Diego State University. Outside of her professional role, Julia enjoys gymnastics, hiking, spending time with her family, watching movies, and practicing yoga.