Donna Goode is a Series 66-licensed financial advisor with Morgan Stanley in Sacramento, CA, where she has worked since 2009. She has 18 years of industry experience. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm provides a range of advisory programs, including tailored financial planning supported by firm-approved tools and modeling techniques.

Carolyn Mowlds is a financial advisor at Morgan Stanley with 47 years of industry experience. She holds a Series 63 designation and has been with Morgan Stanley since 2009, including her current role at Morgan Stanley Private Bank, N.A. since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs with a focus on tailored financial planning supported by structured discovery conversations and firm-approved planning tools.

Julia Toone is a financial advisor with LPL Financial, holding Series 65 and Series 63 credentials and nine years of industry experience. Her career includes roles at Wells Fargo Clearing, JPMorgan Securities LLC, and JPMorgan Chase Bank. She is also a notary for Safe Credit Union in North Highlands, CA. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, retirement consulting, and brokerage services, utilizing both discretionary and non-discretionary management approaches supported by model portfolios and research.

Megan Clauzel is a financial advisor at J.P. Morgan Securities with seven years of industry experience. She holds Series 63 and Series 65 licenses and has worked previously at Northwestern Mutual and Troon Golf. Clauzel is employed by both J.P. Morgan Securities and JPMorgan Bank, enabling her to offer a range of bank products and services alongside her advisory role. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, using quantitative asset-allocation modeling and a centralized due diligence process. The firm offers non-discretionary advice with a focus on ESG eligibility and access to a broad array of products through its unique registrations and affiliations.

Christopher Mc Leod is a financial advisor with LPL Financial based in Sacramento, CA, holding a Series 66 designation and eight years of industry experience. He previously worked at State Street Corporation for nine years and has been associated with Mariner Independent Advisor Network, LLC and The Financial Services Network. Mc Leod is involved in providing administrative support to Mariner Independent Advisor Network, an independent investment advisor firm. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, retirement plan consulting, and brokerage services, utilizing both discretionary and non-discretionary management supported by in-house and third-party research.

Peter Scheid is a financial advisor with Morgan Stanley in Sacramento, CA, holding Series 63 and Series 65 licenses and possessing 38 years of industry experience. His career includes roles at Morgan Stanley Private Bank, Morgan Stanley Smith Barney, and Citigroup Global Markets. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process using firm-approved tools and market outlook models.

Shaini Lewis is a CFP® with 25 years of industry experience, currently serving as a financial advisor at Ameriprise since 2020. She previously worked at Ameriprise Financial Services, Inc. for 20 years. In addition to her advisory role, she leads and coaches financial advisors at Ascendant Wealth Management Group through The FISH20 Group, LLC. Ameriprise offers retirement-income planning services primarily for clients with significant investable assets, combining research and modeling techniques to provide tailored, tax-efficient withdrawal strategies and income recommendations. The firm also delivers a broad range of advisory, brokerage, and insurance solutions typical of a large institutional provider.

Leo Huerta is a Financial Consultant at Fidelity Investments, where he has been serving since 2016. He brings over 17 years of experience in the financial services industry, focusing on helping individuals and their families develop, implement, and maintain personalized financial plans. His work centers on guiding clients through the complexities of investment, income, and retirement planning. Before his current role, Leo held various positions at Fidelity Investments, including Investment Consultant, Investments Representative, Client Service Manager, Private Client Group Relationship Manager, Premium Service Representative, and Financial Representative. He holds a California Insurance License. Outside of his professional career, Leo enjoys baseball, cooking and baking, family activities, hiking, outdoor adventures, and soccer.

Lew Lemon is a financial advisor at LPL Financial with 40 years of industry experience. He holds the Series 63 and Series 65 designations and has been with LPL Financial since 2007. In addition to his advisory role, he dedicates a portion of his time to working with Golden 1 Credit Union members, referring them to credit union staff for traditional products. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network. The firm offers a range of financial planning and advisory programs, retirement plan consulting, and brokerage services, with both discretionary and non-discretionary management supported by internal and third-party research.

Jeff Maas is a financial advisor at OSAIC with 22 years of industry experience. He holds the CFP® and ChFC® designations as well as a Series 66 license. Prior to joining OSAIC in 2025, Maas spent 21 years with Lincoln Financial Advisors. He is also a co-author of the book "Mastering Your Financial Success" and provides consulting services through Matsko Consulting Group LLC. OSAIC serves a diverse client base including individual, high-net-worth, institutional, and charitable clients through a large network of affiliated advisers. The firm offers a range of integrated brokerage, advisory, and retirement plan consulting services, employing asset-allocation tools, risk-tolerance questionnaires, and automated rebalancing to manage portfolios across various investment vehicles.

Thomas Yamasaki is a financial advisor at Wells Fargo Clearing with 15 years of industry experience. He holds Series 63 and Series 65 designations and has worked at Wells Fargo in various capacities since 1991. His current role at Wells Fargo Clearing began in 2016 following six years at Wells Fargo Advisors LLC. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary advisory options. The firm’s investment process is IPS-driven and incorporates a broad range of financial products, including insurance-related vehicles and bank deposit sweep options.

Jose Garcia is a financial advisor with Wells Fargo Clearing in Sacramento, CA, holding Series 63 and Series 66 licenses and possessing 11 years of industry experience. His prior roles include positions at Charles Schwab, Principal Life Insurance Company, and New York Life Insurance Company. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and employs over 14,000 financial advisors, offering both brokerage and advisory solutions.

John Consulo is a Series 66 licensed financial advisor with LPL Financial in Sacramento, CA. He has two years of industry experience and has worked with LPL Financial for five years. Prior to his advisory career, he held positions at Monk's Cellar and Sushi Mon and spent four years in full-time education. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, utilizing both discretionary and non-discretionary management supported by research from LPL Research and third-party subadvisors.

Benjamin Goldhammer is a Series 66-licensed financial advisor with J.P. Morgan Securities, based in Sacramento, CA. He has 23 years of industry experience and has worked with J.P. Morgan Securities since 2012, including roles at JPMorgan Chase Bank, NA. From 2018 to 2022, he was co-owner of Auhammer, LLC. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice and customized performance reporting alongside affiliated brokerage and investment management capabilities.

Thasany Meza is a financial advisor at Ameriprise with 13 years of industry experience. Meza holds a Series 66 designation and has been with Ameriprise and its affiliated entities since 2004. Outside of advisory work, Meza is involved with Fish2O, managing this business alongside advisory duties. Ameriprise provides a retirement-income planning service aimed at individuals approaching or in retirement, typically serving clients with at least $1,000,000 in net investable assets. The firm combines research, modeling, and tax-efficiency analysis to deliver personalized, non-discretionary recommendations through a centralized consulting team.

Christopher Polacek is Vice President and Financial Consultant at Fidelity Investments, a position he has held since 2020. He has been with Fidelity Investments since 2013, progressing through roles including Financial Consultant, Investment Consultant, Relationship Manager, and Financial Representative. His work focuses on helping high net worth clients develop comprehensive financial plans to navigate various market conditions. Christopher holds a California Insurance License, supporting his ability to provide diverse financial advice. His professional approach centers on wealth planning and addressing complex financial situations. Outside of his professional responsibilities, Christopher engages in family activities, fitness, golf, movies, spending time with pets, and traveling.

Wally Luu is a financial advisor with Wells Fargo Clearing in Sacramento, CA, holding Series 63, 65, and 66 licenses and 14 years of industry experience. His career includes roles at Bank of America, Merrill, Edward Jones, and other firms. Outside of his advisory work, he owns a sole proprietorship. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting. The firm combines in-house research and third-party analytics in its investment approach and offers a range of brokerage and advisory solutions.

Richard Hernandez is a financial advisor at Fidelity with seven years of industry experience. He holds the Series 63 and Series 66 designations and has worked at Wells Fargo Bank NA and Wells Fargo Clearing Services LLC before joining Fidelity. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including charitable funds and registered investment companies. The firm uses a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to develop model portfolios from mutual funds, ETFs, and ETPs.

Colin O'Neill is a financial advisor at Edward Jones with a Series 66 designation and one year of industry experience. Prior to joining Edward Jones, he held positions at several companies including AirGarage, ezCater, AfterShip, and GRIN. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients with a range of advisory programs and investment solutions, managing approximately $1.01 trillion in assets. The firm is notable for its extensive retail advisor and branch network as well as its affiliated trust, mutual fund, and securities lending capabilities.

Amanda Picard is a financial advisor at Charles Schwab with 12 years of industry experience. She holds the Series 63 and Series 66 designations. Her prior work history includes roles at TD Ameritrade Investment Management, TD Ameritrade, and Scottrade. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a mix of non-discretionary and discretionary investment options using multi-asset model portfolios and provides centralized supervisory, custody, and order-routing services.