Richard Carlquist is a CFP® with 31 years of experience in the financial services industry. He is currently with Raymond James Financial Services Advisors, Inc. and Manning Wealth Group. Carlquist is president and CEO of Deep Dive Financial Planning Group Inc. and also holds an ownership role with a Thai restaurant business in San Diego. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a wide range of clients, including individuals, high-net-worth clients, corporations, and institutional clients. The firm uses tailored, non-discretionary planning supported by analytical tools and offers specialized programs such as municipal advisory services and SIMPLE IRA consulting.

Matthew Haley is a financial advisor with LPL Financial in Honolulu, HI, holding Series 63 and Series 65 licenses and with 27 years of industry experience. Prior to joining LPL Financial in 2010, he worked at Principal Financial Services from 2005 to 2010. Haley is also a registered notary for the State of Hawaii and is involved in private wealth planning through McKeague & Haley, Inc. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by a large network of investment adviser representatives.

Eriko Hayakawa is a financial advisor with Ameriprise in Honolulu, HI, holding a Series 66 designation and 20 years of industry experience. She has been with Ameriprise and its affiliate Ameriprise Financial Services, Inc. since 2005. Ameriprise is a large institutional firm that offers retirement-income planning services primarily for individuals with significant investable assets, combining research, modeling, and tax-efficiency analysis to deliver tailored, non-discretionary recommendations through a centralized consulting team.

Robert Lobdell is a financial advisor at Cetera with 30 years of industry experience. He holds Series 63 and Series 65 designations and previously worked for Concourse Financial Group Securities Inc for 17 years. Outside of his advisory role, he assists his son as an independent insurance producer in selecting fixed life and fixed annuity products. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate and charitable clients, and institutions through a multi-manager platform offering discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers.

Alan Ho is a financial advisor with Morgan Stanley in Honolulu, Hawaii, holding a Series 66 designation and 10 years of industry experience. He has been with Morgan Stanley and its Private Bank since 2015. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, offering tailored financial planning supported by a structured discovery process and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and delivers services through both direct client relationships and corporate financial planning agreements.

Tobias Martyn is a financial advisor at Stifel with 28 years of industry experience. He holds Series 63 and Series 66 licenses and has been with Stifel since 2011. Martyn serves as Chairman of the Investment Committee and is a board member of Island Insurance, a property and casualty company based in Honolulu. Stifel serves a broad client base including individuals, institutions, and charitable organizations, offering brokerage and investment advisory services supported by a proprietary investment strategy methodology.

Kristen Moura is a financial advisor with Ameriprise Financial Services, holding a Series 66 designation and 20 years of industry experience. She has held roles at Ameriprise since 2017 and worked previously with Royal Alliance Associates, Signator Investors, and Mark S. Shirakata. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, offering specialized retirement income planning focused on dependable income sources and tax-aware withdrawal strategies. The firm’s retirement income service combines research, third-party data, and algorithmic tools to provide tailored recommendations within a defined investment framework.

Clyde Matsusaka is a financial advisor with Morgan Stanley in Honolulu, HI, holding Series 63 and Series 65 credentials and bringing 36 years of industry experience. He has been with Morgan Stanley Smith Barney LLC since 2009. Outside of his advisory role, Matsusaka is actively involved in teaching yoga and fitness classes in the Honolulu area. Morgan Stanley Wealth Management offers a wide range of advisory programs to individuals and institutional clients, focusing on tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and provides services through both individual and corporate financial planning agreements.

Donna Sah is a financial advisor with Morgan Stanley in Honolulu, HI, holding a Series 66 designation and 18 years of industry experience. She has been with Morgan Stanley Smith Barney LLC since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs and financial planning services. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and modeling techniques.

Kyle Kagimoto is a financial advisor with Cetera, holding Series 63 and Series 66 licenses and having 28 years of industry experience. His career includes roles at American Savings Bank, Central Pacific Bank, LPL Financial, Raymond James Financial Services, and Morgan Stanley. He is based in Honolulu, HI. Cetera Investment Advisers LLC serves individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts through a multi-manager platform offering discretionary and non-discretionary portfolio management and financial planning services. The firm supports a large network of advisors and manages over $256 billion in assets.

Naomi Marugame is a financial advisor with Morgan Stanley in Honolulu, HI, holding a Series 66 credential and five years of industry experience. She is also part owner and head of operations for Akira Collection, a small swimwear company sold online, where she contributes to sewing and business decisions outside of securities trading hours. Morgan Stanley Wealth Management is a large SEC-registered investment adviser and broker-dealer providing advisory programs and tailored financial planning to individuals and institutions, managing approximately $2.74 trillion in client assets.

Aron Ewen is a financial advisor at Stifel with 13 years of industry experience. He holds the Series 66 designation and has been with Stifel Nicolaus & Co Inc since 2016. The firm serves a broad range of clients, including individuals, institutional investors, and charitable organizations, offering both brokerage and investment advisory services. Stifel’s investment guidance is based on a proprietary methodology developed by its Investment Strategy Group, utilizing forward-looking capital market assumptions and probabilistic modeling.

Nicholas Lobdell is a financial advisor at Cetera with four years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at Northwestern Mutual Investment Services Inc and Concourse Financial Group Securities Inc. Outside of advisory work, he is also involved in the insurance business, providing fixed insurance products. Cetera Investment Advisers LLC is an SEC-registered firm serving individual, retirement plan, corporate, charitable, and institutional clients nationwide. The firm offers a range of portfolio management and financial planning services through a multi-manager platform, supporting both discretionary and non-discretionary account structures.

Joshua Kobayashi is a financial advisor with Ameriprise in Pearl City, HI, holding a Series 66 designation and one year of industry experience. His prior work includes roles at First Hawaiian Bank and the University of Hawaii at Manoa. Ameriprise offers a retirement-income planning service targeted at individuals nearing or in retirement who meet specific asset criteria, providing written recommendations on income, Social Security, and tax-efficient withdrawal strategies. The firm combines research, modeling, and tax analysis to deliver tailored, algorithm-assisted advice primarily for clients with Ameriprise-managed accounts.

Michael Ark is a financial advisor with Stifel in Honolulu, HI, holding a Series 63 designation and 41 years of industry experience. He has been with Stifel Nicolaus & Co Inc since 2015. Stifel serves a broad range of clients including individuals, institutional clients, charitable organizations, and state and municipal entities, offering brokerage and investment advisory services. The firm’s investment approach is based on a proprietary methodology developed by its Investment Strategy Group, which uses forward-looking capital market assumptions and probabilistic modeling to guide asset allocation and financial planning.

Debra Bennett is a financial advisor with Ameriprise, holding a Series 63 designation and 39 years of industry experience. She has been with Ameriprise and its predecessor firms since 1986. Outside of her advisory role, she is involved in real estate ownership in Hawaii. Ameriprise provides retirement-income planning services primarily for individuals approaching or in retirement with substantial investable assets. The firm combines research, modeling, and tax-efficient strategies to deliver personalized, non-discretionary recommendations through a centralized consulting team.

Randin Yagi is a financial advisor with Edward Jones in Aiea, HI, holding a Series 66 designation and 15 years of industry experience. He has been with Edward Jones since 2010. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients, including high-net-worth households and charitable organizations. The firm manages approximately $1.01 trillion in assets under management and offers a range of advisory programs and investment strategies supported by a large nationwide network of financial advisors and branch offices.

Dan Shimogawa is a financial advisor at Osaic with 21 years of industry experience. He holds a Series 66 designation and has worked previously at Sagepoint Financial, Inc. and National Planning Corporation. Outside of his advisory role, he manages a sole proprietorship providing OSJ and consulting services and serves as managing director of Coda Financial Advisor Network. Osaic Wealth, Inc. serves a broad mix of retail and institutional clients through a large network of affiliated advisers and multiple advisory platforms. The firm offers integrated brokerage and investment advisory services, using firm-provided asset-allocation tools and access to third-party money managers to construct diversified portfolios.

Melissa Clary is a financial advisor with Cambridge Investment Research Advisors, holding a Series 66 credential and 19 years of industry experience. She has been with Cambridge Investment Research Advisors since 2016. Outside of her advisory role, she is the owner of a CPA firm, CLARY & ASSOCIATES CPAS PLLC. Cambridge Investment Research Advisors is a large SEC-registered firm serving individual and institutional clients with financial planning, investment management, retirement plan advisory, and financial-wellness services. The firm offers a variety of investment implementation options tailored to client objectives, including proprietary model strategies and access to independent third-party managers.

Benjamin Molloy is a financial advisor with Charles Schwab in Honolulu, HI, holding Series 63 and Series 66 licenses and bringing 10 years of industry experience. He previously worked at TD Ameritrade Investment Management, LLC, Td Ameritrade, Inc., and Scottrade Inc. Outside of his advisory role, he is a member of Waialua Valley Farms LLC, involved in agriculture, and owns a separate real estate business. Charles Schwab serves a large client base, primarily high- and ultra-high-net-worth individuals, offering advisory, brokerage, custody, and financial planning services through its integrated Schwab Wealth Advisory program. The firm combines non-discretionary client relationships with access to affiliated discretionary portfolios and employs a multi-asset investment approach supported by in-house research and alternative investment options.