Michael Lindhorst is a Wealth Management Advisor at Merrill Lynch Wealth Management. He has been serving clients at Merrill Lynch since 1995, offering personalized wealth management strategies tailored to individual investment risk, time horizon, and goals. He leverages the investment insights of Merrill alongside the banking and lending solutions of Bank of America to create comprehensive financial strategies for his clients. Michael holds the professional designations of Chartered Financial Consultant (ChFC), Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA). He completed his high school education at Mt View High School. Throughout his career, he has utilized Merrill's research and investment platform to build portfolios tailored specifically for his clients. Outside of his professional work, Michael is interested in various adventure sports including biking, fishing, golfing, hiking, hunting, and skiing. He also enjoys spending time with his family and woodworking.

Avery Culp is a financial advisor with LPL Financial in Vancouver, WA, holding a Series 66 designation and having less than one year of industry experience. Prior to joining LPL Financial, Avery’s work history includes roles in education at Point Loma Nazarene University, Clark College, and several other educational institutions. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, retirement plan consulting, and brokerage services, utilizing both discretionary and non-discretionary management approaches supported by in-house and third-party research.

Sarah Whittaker is a financial advisor at Cambridge Investment Research Advisors with 12 years of industry experience. She has worked at Cambridge Investment Research Advisors since 2018 and previously was with AXA Advisors, LLC from 2014 to 2018. Whittaker holds the Series 65 and Series 63 licenses. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base, including individuals, pension plans, charitable organizations, and retirement-plan sponsors. The firm provides financial planning, investment management, and retirement plan advisory services through a network of independent Financial Professionals offering customized investment strategies and a range of platform options.

Jonathan Garbarino is a financial advisor at Fidelity with two years of industry experience. He holds a Series 66 designation and has previously worked at Ameriprise Financial Services and Farmers Insurance Group. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, including Charitable Gift Funds and registered investment companies. The firm uses a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver model portfolios and advisory services.

Nathalia Case is a financial advisor at Wells Fargo Clearing with Series 63 and Series 65 credentials. She has been with Wells Fargo since 2023 and has prior work experience in retail and education. Wells Fargo Advisors is a national securities firm offering investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and provides both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Christopher Fortune is a financial advisor at Fisher Investments with six years of industry experience. He holds a Series 65 designation and has been with Fisher Investments since 2013. Fisher Investments serves a global client base including institutional and private clients such as pension plans, foundations, and high-net-worth individuals, providing discretionary portfolio management across various asset classes. The firm employs a centralized investment process that combines quantitative and qualitative research to construct diversified portfolios and manages risk using a range of techniques including derivatives and tax-aware strategies.

David Woodson is a financial advisor with LPL Financial in Vancouver, WA, holding a Series 66 designation and eight years of industry experience. Prior to joining LPL Financial in 2021, he worked at Cammack Larhette Brokerage Inc. and Ameriprise Financial Services. Woodson also manages tax preparation and accounting services through LWM Tax Services LLC. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations across the United States. The firm provides a range of advisory programs, financial planning, and brokerage services, utilizing both discretionary and non-discretionary management supported by in-house and third-party research.

Stephen Arthur is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and was previously with Wells Fargo Advisors LLC from 2011 to 2016. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Pao Saetern is a financial advisor at J.P. Morgan Securities with a Series 66 designation and eight years of experience in the industry. Prior to joining J.P. Morgan Securities in 2026, Saetern worked at JPMorgan Chase Bank, N.A. and Bank of America. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through a program that combines quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework. The firm’s services are offered on a non-discretionary basis, with clients retaining final decision-making authority.

Roxana Ahmadifard serves as Vice President and Financial Consultant at Fidelity Investments, a position she has held since 2024. She has been with Fidelity Investments since 2020, initially joining as a Financial Consultant. Prior to that, Roxana worked as a Financial Advisor at Edward Jones from 2017 to 2020. In her role, Roxana focuses on understanding her clients' needs to develop personalized, comprehensive financial plans that address both current and future objectives. She emphasizes building relationships based on trust and transparency, educating clients throughout the process, and regularly reviewing and updating their financial strategies. Roxana holds a California Insurance License. Outside of her professional responsibilities, she enjoys activities such as going to the beach, camping, fitness, outdoor adventures, reading, and traveling.

Elizabeth Stewart is a financial advisor with Wells Fargo Clearing in Portland, OR, holding Series 63 and Series 65 credentials and seven years of industry experience. She has worked with Wells Fargo Clearing since 2018 and has been affiliated with Wells Fargo Bank, N.A. since 2007. Outside of her advisory role, Stewart serves as a board member for the One Hundred Forty-First Avenue Homeowners Association and works as a delivery driver for DoorDash. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advice. The firm’s IPS-driven process incorporates a broad range of investment options, including insurance-related vehicles, and acts as an ERISA fiduciary when providing investment recommendations.

David Dietzler is a financial advisor with Charles Schwab, holding Series 65, Series 63, and Series 66 licenses and 20 years of industry experience. His prior experience includes roles at TD Ameritrade, Transamerica Investors Securities Corporation, and Mutual of Omaha. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services, offering a combination of non-discretionary advice and access to discretionary separately managed accounts.

Daniel Gilchrist is a financial advisor with Edward Jones in Vancouver, WA, holding a Series 66 designation and 13 years of industry experience. He has been with Edward Jones since 2012. Outside of his advisory role, Gilchrist is an artist who occasionally sells his paintings. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including high-net-worth households and charitable organizations. The firm manages over $1 trillion in assets with a large network of financial advisors and offices, offering a range of advisory programs, discretionary and non-discretionary strategies, and affiliated investment products.

Nicole Bethune is a financial advisor at Merrill with 10 years of industry experience. She holds a Series 66 designation and has previously worked at Wells Fargo Clearing and WELLS FARGO Advisors, LLC. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary strategies for individuals, high-net-worth clients, and various institutional investors, supported by trading, account administration, and custody services.

Whitney Hill is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 25 years of industry experience. She has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC from 2011 to 2016. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services grounded in modern portfolio theory. The firm’s approach includes a broad range of financial products, such as insurance-related vehicles and bank deposit sweep options, and serves institutional clients with tailored, IPS-driven solutions.

Ronald Thakur is a financial advisor with Wells Fargo Clearing in Salem, OR, holding Series 63 and Series 65 licenses and has seven years of industry experience. He has worked at Wells Fargo Clearing since 2018 and has been with Wells Fargo Bank, N.A. since 2015. Outside of his advisory role, he owns and operates DIGITAL DRIVE, LLC, a photography and videography services business. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s investment approach is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Rebecca Morris is the Vice President and Branch Leader at Fidelity Investments, where she has held leadership roles since 2014. Currently, she leads a team of advisors, focusing on providing the resources necessary for delivering client-centered financial planning and support. Prior to her current position, she served as Vice President, Wealth Planner at Fidelity and has substantial experience as a financial consultant and advisor across several firms. With over 20 years of experience in financial advising, Rebecca has a demonstrated history of working within the financial services industry. Her expertise includes wealth planning and client relationship management. She began her career as a Financial Advisor at UBS Financial Services and has also worked at Stifel Nicolaus and Empirical Wealth Management. Outside of her professional commitments, Rebecca has interests in art, gardening, golf, and outdoor adventures.

Rodney Rich Jr. is a financial advisor at Ameriprise with 42 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Ameriprise since 2016. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning focused on dependable income sources and tax-aware withdrawal strategies.

Karen Valadez is a financial advisor at Wells Fargo Clearing with a Series 66 designation and five years of industry experience. She has been with Wells Fargo Clearing since 2020 and has worked at Wells Fargo Bank, N.A. since 2008. Outside of her advisory role, she is involved in a commercial cleaning business in Salem, Oregon. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and incorporates a broad range of financial products, including insurance-related vehicles and bank deposit sweep options.

Erin Rico is a Financial Consultant at Fidelity Investments, a role she has held since 2026. She has been with Fidelity Investments since 2023, previously serving as a Planning Consultant and an Investment Consultant. Prior to joining Fidelity, Erin worked as an Investment Specialist at M Finance and as an Investment Counselor at Fisher Investments. Her expertise spans investment analysis, wealth-building strategies, and risk management. Erin collaborates closely with clients to develop tailored financial plans that align with their goals, emphasizing clear communication, strong relationships, and integrity to support clients on their financial journeys. Outside of her professional work, Erin has interests in art, comedy, social events with friends, music, soccer, and traveling.