Christian Rodriguez is a financial advisor with J.P. Morgan Securities, holding a Series 66 designation and seven years of industry experience. He has worked at JPMorgan Chase Bank, N.A. and J.P. Morgan Securities since 2024, and previously spent eleven years at Bank of America, N.A. and Merrill. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager selection, and customized performance reporting within a non-discretionary program. The firm's advisory process combines quantitative and qualitative research supported by a centralized manager solutions team and includes expanded capabilities in derivatives and commodities.

Miguel Horvath Jr. is a financial advisor with Ameriprise in Palmetto Bay, FL, holding a Series 66 designation and 25 years of industry experience. He has been with Ameriprise and its affiliate since 2005. Outside of advising, he serves on the Board of Directors for the FIU College of Business Alumni Board and the Master of Science in Finance advisory board, and has ownership interests in office management service businesses. Ameriprise provides a retirement-income planning service targeted at individuals nearing or in retirement with significant investable assets, combining research, modeling, and tax-efficiency analysis to deliver written recommendation reports. The firm offers a broad range of advisory, brokerage, and insurance solutions through affiliated companies.

James Philippeaux is a financial advisor at Ameriprise with 28 years of industry experience. He has been with Ameriprise and its affiliated entities since 2005. Outside of his advisory work, he is involved in managing business operations through James Philippeaux & Associates Inc. and Brosius, Clark, Philippeaux, LLC. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning advice focused on dependable income sources and tax-aware withdrawal strategies.

Felix Lezcano is a CFP® professional with 16 years of industry experience, currently serving at J.P. Morgan Securities in Miami, FL. He has worked with J.P. Morgan Securities since 2012 and previously spent a year at Chase Investment Services Corp. In addition to his advisory role, Lezcano is an owner and partner in a separate business focused on purchasing real estate lots for potential future development of single-family homes. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a select group of Wealth Advisors. The firm’s advisory process combines quantitative and qualitative research to build model asset allocations, offering non-discretionary advice with client decision-making authority.

Jan Zambrano is a Senior Vice President and Wealth Management Advisor at Merrill, a Bank of America company. He began his financial services career in 2013 and has extensive experience advising families globally. His career started at Merrill, working with a Private Wealth Team to assist clients across the US, Asia, and Latin America. Subsequently, he joined Santander as a Financial Consultant, where he established a team advising high net-worth, cross-jurisdictional families predominantly residing in the US. Currently, Jan focuses on three primary client segments: international global families, business owners and senior executives, and families stewarding multi-generational wealth. Jan holds a Bachelor's degree in Finance and an MBA from the University of Miami. He also earned the Certified Investment Management Analyst (CIMA®) designation awarded by the Investments & Wealth Institute® in conjunction with Wharton at the University of Pennsylvania and the Certified Plan Fiduciary Advisor (CPFA®) designation from the National Association of Plan Advisors (NAPA). He holds the 2-15 license for Life, Health, and Variable Annuities contracts. Jan speaks English and native Spanish. Outside of his professional life, Jan is married and was born in Colombia, with his wife being from Venezuela. He is involved with the King Jesus Ministry and enjoys soccer and playing the guitar.

Derek Damas is a financial advisor at Cambridge Investment Research Advisors with a Series 66 designation and one year of industry experience. His prior work includes roles at Florida State University and several service industry positions. Cambridge Investment Research Advisors serves a diverse client base of individual and institutional investors, offering financial planning, investment management, retirement-plan advisory, and wrap-fee programs through a large network of Financial Professionals and multiple platforms.

Samantha Maysonet is a financial advisor at Ameriprise with seven years of industry experience. She holds the Series 66 designation and has been with Ameriprise and its affiliated entities since 2017. Prior to her financial services career, she was involved with Himmarshee Public House and Florida International University. Outside of her advisory role, she is co-owner of The Horvath Group, providing office management services, and serves on the board of directors for BNI-Pinecrest Visionaries. Ameriprise is a large institutional firm offering a range of advisory, brokerage, and insurance solutions. Its notable retirement-income planning service utilizes research, modeling, and tax-efficiency analysis to provide tailored, written recommendations primarily for clients with substantial investable assets.

Giovanna Egas is a financial advisor with J.P. Morgan Securities holding a Series 66 designation and seven years of industry experience. She has worked at J.P. Morgan Securities and J.P. Morgan Chase Bank since 2021, with prior experience at Bank of America and Merrill from 2019 to 2021. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary advisory program focused on asset allocation advice, investment manager searches, and customized performance reporting. Their approach combines quantitative and qualitative research supported by a centralized due diligence team and incorporates an ESG eligibility framework.

John Espinosa is a CFP® professional with 39 years of industry experience, currently with LPL Financial since 2025. He previously worked for Next Financial Group, Inc. for 20 years. Outside of his advisory role, he manages insurance-related businesses including a property and casualty agency. LPL Financial is a national broker‑dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm provides diverse financial planning and investment management solutions, supported by technology tools and a broad range of non-advisory financial services.

Andrew Acebal is a financial advisor with Equitable Advisors in Miami, FL, holding Series 63 and Series 66 licenses and having 12 years of industry experience. He has been with Equitable Advisors since 2013, including time at its predecessor, Axa Advisors. Outside of advisory work, he is involved in insurance sales through various carriers. Equitable Advisors serves a range of clients, including individuals, pension and profit-sharing plans, corporations, and charitable organizations, offering financial planning, retirement plan consulting, and asset management programs. The firm utilizes third-party program sponsors and TAMPs for advisory model implementation and provides ERISA fiduciary services through credentialed representatives.

Keith Berman is a financial advisor with Thrivent Investment Management based in Miami, FL, holding a Series 66 designation and 22 years of industry experience. He has been with Thrivent Financial for Lutherans and Thrivent Investment Management since 2004. Outside of his advisor role, he serves as President of a local business networking group and as a director for his office condominium association. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of financial advisors. The firm offers holistic, goal-based planning across various topics without discretionary trading authority, emphasizing periodic reviews and separation of planning from managed account services.

Michael Grausam is a Private Wealth Advisor and Managing Director of the Grausam Otto Group at Merrill Private Wealth Management. In his role, he advises private clients including corporate executives, financial principals, single family offices, foundations, and endowments on asset allocation, portfolio construction, and tactical wealth strategies. His client focus includes corporate benefits, corporate executive services, executive compensation, family wealth management strategies, international wealth management, liquidity management, managing new wealth, personal retirement planning, portfolio management services, and tax minimization. Before joining Merrill, Michael spent 15 years at J.P. Morgan's Private Bank, where he also served as a Managing Director and was a member of the Opportunistic Investments Committee responsible for developing tactical investment ideas globally. He holds a Bachelor's Degree in Business Management from Babson College and has earned the Personal Investment Advisor (PIA) designation. Raised in Pennsylvania, Michael resides in Key Biscayne, Florida with his wife, daughter, and two dogs. He is an active member of his community and serves on the board of the Key Biscayne Community Foundation. His personal interests include boating, football, golfing, painting, scuba diving, skiing, and spending time with his family.

Laura Hernandez is a financial advisor at Merrill with five years of industry experience. She holds a Series 66 designation and has previously worked at Bank of America, Regions Bank, Villagio Restaurant, and Micosukee Resort and Gaming. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Stephen Makar is a financial advisor with Equitable Advisors in Miami, FL, holding Series 63 and Series 65 credentials and bringing 43 years of industry experience. He has been with Equitable Advisors and its predecessor, Axa Advisors, since 1999. Equitable Advisors serves a diverse client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers financial planning, retirement plan consulting, and asset management programs through a network of Investment Adviser Representatives and third-party program sponsors.

Antonio Garcia is a financial advisor at Cetera with 30 years of industry experience. He holds the Series 63 and Series 65 designations and has been with Cetera Investment Advisors LLC since 2014. Prior to that, he has worked at Cetera Investment Services and Regions Bank since 2013. Cetera Investment Advisers LLC is an SEC-registered firm that serves a diverse client base, including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform with access to affiliated and third-party managers.

Pedro Torres is a financial advisor at Ameriprise with 26 years of industry experience. His prior roles include positions at Hornor Townsend & Kent LLC, Penn Mutual Life Insurance Company, and Principal Life Insurance Company. Torres also serves as a temporary member of the grievance committee for the 11th Circuit, Dade County, Florida Bar. Ameriprise Financial Services is a diversified advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service focused on retirement-income planning, including tax-aware withdrawal strategies and Social Security claiming options. The firm’s investment approach integrates proprietary research and third-party data within a framework that includes affiliated product options and specific enrollment criteria.

Isaac Chattaj is a financial advisor at Group U, LLC with one year of industry experience and holds a Series 65 designation. He has worked in media and education roles, including positions at Universidad Anáhuac México Norte and Mexiquense TV. Outside of his advisory role, he is the founding partner and CEO of INVESTU, a registered investment advisor based in Mexico. Group U, LLC is an independent firm.

Jeffrey Jacobs is a financial advisor based in Miami, FL, with 27 years of industry experience. He holds the PFS™ designation and Series 65 license and has operated his independent firm, Jeffrey R. Jacobs, CPA, since 1991.

Albano Paulo is a financial advisor at Albatroz Capital with four years of industry experience. He holds a Series 65 designation and has worked at Albatroz Capital and its affiliated entities since 2014. Outside of his advisory role, Albano serves on the boards of GAIA Candle Co, an online candle retail business, and Contour Fence NW LLC, a fence installation company, where he is involved in financial guidance and strategic oversight. Albatroz Capital is an independent firm based in Key Biscayne, FL, serving clients with personalized investment management and advisory services.