Todd Moll is a CFP® with 35 years of industry experience, currently serving as an advisor at Provenance Wealth Advisors in Fort Lauderdale, FL. He has been with Provenance Wealth Advisors since 2000 and also owns Todd A. Moll CFA PA, a support company. Moll is involved in business ownership through ZYH Holdings LLC and has experience as a non-variable life insurance agent. Provenance Wealth Advisors provides investment advisory and planning services to individuals, pension plans, trusts, charitable organizations, and other business entities. The firm manages approximately $4.44 billion in assets and offers tailored portfolio management, financial planning, and retirement planning using a variety of strategies and custodial platforms.

Vincent Lapietra is a financial advisor with Wealthcare Advisory Partners LLC in Weston, FL, holding Series 63 and Series 66 licenses and bringing 27 years of industry experience. He has worked previously at LPL Financial and Independent Financial Partners. Wealthcare Advisory Partners LLC manages approximately $6.0 billion in client assets through a team of over 150 advisors, serving individuals, trusts, estates, retirement plans, charitable organizations, and businesses. The firm employs a goals-based, client-centered planning approach supported by proprietary technology and an evidence-based investment framework that incorporates behavioral economics and quantitative analysis.

Bob Hodges Jr. is a financial advisor with Kovack Advisors, Inc. in Ft. Lauderdale, FL, holding Series 63 and Series 65 licenses and bringing 34 years of industry experience. His prior roles include positions at Capital Guardian Wealth Management, LLC and Capital Guardian, LLC. He also owns Hodges Wealth Management LLC in Naples, FL, and is active as an insurance agent specializing in fixed, VA, EIA, and LTC products. Kovack Advisors, Inc. is an SEC-registered enterprise investment adviser serving a diverse client base that includes individuals, corporations, pension and profit-sharing plans, and banking institutions nationwide. The firm offers discretionary and non-discretionary asset management, third-party manager recommendations, and financial planning, with an investment approach focused on diversified asset-class exposure primarily through mutual funds and ETFs.

Sean Deviney is a financial advisor at Provenance Wealth Advisors with 23 years of industry experience. He holds the Series 63 and Series 65 licenses and has worked at Provenance Wealth Advisors since 2005, including prior roles at Raymond James Financial Services and PWA Securities. Deviney serves as Treasurer and Board Member of Memorial Joe DiMaggio Children's Hospital. Provenance Wealth Advisors provides investment advisory and planning services to individuals, including high-net-worth clients, as well as pension plans, trusts, estates, and charitable organizations. The firm manages approximately $4.44 billion in assets and offers tailored portfolio management, financial planning, and consulting using a range of investment strategies across multiple custodians.

Steven Newman is a CFP® with 41 years of industry experience, currently serving as an advisor at Kovack Advisors, Inc. since 2016. He previously worked at Kovack Securities, Inc. Newman also teaches a finance course at Stetson University as part of the CFP education program. Kovack Advisors, Inc. is a multi-team registered investment adviser with approximately 260 advisors and over $6 billion in client assets. The firm serves individuals, including high-net-worth clients, pension and profit-sharing plans, charitable organizations, banks, and government clients, offering portfolio management, financial planning, and access to sub-advisory programs.

Michael Donofrio is a financial advisor at Kovack Advisors, Inc. with 24 years of industry experience. He holds a Series 66 designation and has worked at Kovack Advisors since 2017, following a two-year tenure at Raymond James & Associates. Outside of his advisory role, he is president of Worth Ave Wealth Management, a firm focused on financial planning for retirees. Kovack Advisors, Inc. is an SEC-registered enterprise investment adviser serving a diverse client base including individuals, corporations, pension plans, and banking institutions through a nationwide network of representatives. The firm emphasizes diversified asset-class exposure primarily through mutual funds and ETFs, while also offering third-party asset manager recommendations and comprehensive financial planning services.

Rene Villate Cortes is a financial advisor at Kovack Advisors, Inc. with 18 years of industry experience. He has been with Kovack Advisors and Kovack Securities since 2009. Outside of his advisory work, he is involved in boat management, supervising maintenance and repairs, and participates in a sports clothing e-commerce business as a partner. Kovack Advisors, Inc. is an SEC-registered enterprise investment adviser serving a broad range of clients, including individuals, corporations, and financial institutions. The firm offers diversified asset management primarily through mutual funds and ETFs, along with financial planning and third-party manager recommendations.

Barry Young is a financial advisor with Gradient Advisors, LLC, holding Series 63 and Series 65 licenses and bringing 18 years of industry experience. He has been with Gradient Advisors since 2017 and also has a longstanding role at Whitestone Wealth Management, LLC since 2012. In addition to his advisory work, he owns and operates Barry Young Enterprises Inc., an insurance sales business. Gradient Advisors, LLC provides investment management, financial planning, and consulting services to a broad client base including individuals, retirement plans, trusts, charities, and corporations. The firm operates primarily through a network of Investment Advisor Representatives and third-party money managers, utilizing a largely non-discretionary model and a range of analytical tools to align portfolios with client objectives.

Rana Chander is a financial advisor with Sound Income Strategies, LLC, holding Series 63 and Series 66 credentials and 15 years of industry experience. Prior to joining Sound Income Strategies, he worked at Investacorp Inc. for 16 years and Securities America Advisors for two years. Outside of his advisory role, Chander is the managing partner of a residential and commercial real estate management company. Sound Income Strategies is a fee-based investment adviser serving individual, corporate, pension, and retirement plan clients through asset management, financial planning, and plan services. The firm emphasizes fixed-income and income-oriented strategies, combining fundamental and technical analysis, and also provides insurance planning and educational workshops through affiliated entities.

Winnaa Wright Villano is a financial advisor at Kovack Advisors, Inc. in Ft. Lauderdale, FL, holding a Series 66 designation with 18 years of industry experience. She has been with Kovack Advisors and its affiliated firm Kovack Securities since 2009. Kovack Advisors, Inc. is an SEC-registered enterprise investment adviser serving a diverse client base including individuals, corporations, pension plans, and banking institutions nationwide. The firm emphasizes diversified asset-class exposure through mutual funds and ETFs, offers discretionary and non-discretionary asset management, and provides additional services such as third-party manager recommendations and financial planning.

Stephen Cain is a CFP® professional with 24 years of industry experience, currently serving as an advisor at Kovack Advisors, Inc. since 2015. He has prior experience with Lindner Capital Advisers, Inc. and Kovack Securities Inc. Cain is also involved with Warnick and Cain LLC, a financial planning and investment management firm. Kovack Advisors, Inc. is an SEC-registered enterprise investment adviser serving a diverse client base, including individuals, corporations, pension plans, and banking institutions. The firm emphasizes diversified asset-class exposure through mutual funds and ETFs, supplemented by individual equities, fixed income, and alternative investments, while also recommending third-party asset managers and offering comprehensive financial planning services.

Flavia Nunes is a financial advisor at SteelPeak Wealth, LLC with nine years of industry experience. She holds a Series 66 credential and previously worked at Merrill for sixteen years. Outside of her advisory role, she is the sole owner of two rental property businesses in Boynton Beach, Florida. SteelPeak Wealth serves a diverse client base including individual investors, pension plans, trusts, charities, and family offices. The firm offers financial planning, portfolio management, and alternative investment consulting, utilizing proprietary model portfolios and conducting due diligence on private placements and third-party alternatives for eligible clients.

Jose Nieves is a CFP® with 28 years of industry experience and has been with Kovack Advisors, Inc. since 2009. He holds a Series 66 license and is based in Ft. Lauderdale, FL. Outside of his advisory role, he provides guidance on employer-sponsored retirement plans through seminars and group meetings and is an authorized representative involved in the sales of fixed insurance products. Kovack Advisors, Inc. is an SEC-registered enterprise investment adviser serving a diverse client base, including individuals, corporations, pension and profit-sharing plans, and banking institutions. The firm emphasizes diversified asset-class exposure primarily through mutual funds and ETFs, while also recommending third-party asset managers and offering financial planning and retirement account management services.

Julian Rubinstein is a financial advisor at Modern Wealth Management, LLC with 23 years of industry experience. He spent 28 years at American Asset Management, Inc. before joining Modern Wealth Management in 2026. Modern Wealth Management, LLC is a multi-team SEC-registered investment adviser managing approximately $10.9 billion in assets through about 94 advisors. The firm provides discretionary and non-discretionary investment management, financial planning, and modular services to individuals, high-net-worth clients, trusts, estates, and employer-sponsored retirement plans, supported by a centralized Investment Committee and various investment tools.

Stephen Luscher is a financial advisor with Wealth Watch Advisors, Inc. in Hollywood, FL, holding Series 63 and Series 65 licenses and having two years of industry experience. He has been a professor of communications at Florida International University since 1998. Outside of advising, Luscher is also a health insurance agent and involved in tax-sheltered annuity marketing and sales. Wealth Watch Advisors serves individual, high-net-worth, and institutional clients by providing portfolio management, financial planning, and access to third-party model portfolios. The firm employs a model-driven investment approach, primarily using approved sub-advisors and diversified strategies including mutual funds, ETFs, and select option strategies.

Cecilia Mercado is a financial advisor at Kovack Advisors, Inc. with 18 years of industry experience. She holds a Series 66 designation and has previously worked at Popular Securities from 2007 to 2018. Kovack Advisors, Inc. is an SEC-registered enterprise investment adviser serving a diverse range of clients, including individuals, corporations, pension plans, and banking institutions. The firm emphasizes diversified asset-class exposure primarily through mutual funds and ETFs, offers both discretionary and non-discretionary asset management, and provides financial planning and third-party asset manager recommendations.

Gregory Abell II is a financial advisor at United Capital Financial Advisors with 11 years of industry experience. He holds Series 63 and Series 65 designations and has previously worked at Lion Street Financial, CETERA Advisor Networks LLC, and Girard Securities. United Capital provides national financial planning and discretionary investment management to a diverse client base, including individuals, high-net-worth households, retirement plans, and institutional accounts. The firm offers customizable investment strategies and operates FinLife Partners, a platform supporting other independent advisors with technology and practice management services.

Brendan Hayes is a financial advisor at Provenance Wealth Advisors with 28 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Provenance Wealth Advisors and affiliated entities since 1997. Hayes also serves as an insurance agent, selling non-variable insurance through Provenance Wealth Advisors. Provenance Wealth Advisors provides investment advisory and planning services to individuals, pension and profit-sharing plans, trusts, estates, charitable organizations, and other business entities. The firm manages approximately $4.44 billion in assets and offers tailored portfolio management and financial planning using a range of investment vehicles and strategies across multiple custodians.

John Meo III is a financial advisor at Exodus Wealth, LLC with Series 63 and Series 65 credentials. He has one year of industry experience and previously served eight years in the U.S. Army. Prior to joining Exodus Wealth, he operated Meo Wealth Management, LLC for two years. Exodus Wealth serves individuals, including high net worth clients, as well as trusts, estates, charitable organizations, and pension/profit-sharing plans. The firm offers asset management, financial planning, and consulting services, emphasizing tailored account supervision with portfolios constructed from a diverse range of investment vehicles and using multiple analytical approaches.

Scott Montgomery is a ChFC® credentialed financial advisor with 38 years of industry experience. He has been with Provenance Wealth Advisors since 2013 and has prior experience at Raymond James Financial Services. Outside of advising, he is the CEO of SRM Wealth Advisors, Inc., a business used for tax purposes and fee processing. Provenance Wealth Advisors provides investment advisory and planning services to individuals, including high-net-worth clients, as well as pension plans, trusts, estates, charitable organizations, and business entities. The firm manages approximately $4.44 billion in assets and offers tailored portfolio management, financial planning, and retirement planning with both discretionary and non-discretionary mandates.