Steven Finnegan is a financial advisor with Schwab Wealth Advisory, holding Series 63 and Series 65 designations and bringing 32 years of industry experience. He has been with Schwab Wealth Advisory since 2012 and has worked at Charles Schwab since 1999. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice to clients in the Schwab Wealth Advisory program, offering financial reviews, retirement and planning discussions, and investment recommendations that include stocks, bonds, mutual funds, ETFs, and separately managed accounts. The firm’s advice is delivered through Schwab’s asset allocation models and research tools, with final trading decisions made by clients, and it operates as an internal advisory unit within the Schwab ecosystem.

Michael Henderson is a Certified Financial Planner® (CFP®) with 27 years of industry experience. He is currently with Independent Advisor Alliance, LLC and has prior experience at LPL Financial and Collaborative Wealth. He is also working on writing a book. Independent Advisor Alliance serves a diverse client base, including high-net-worth individuals, small businesses, charitable organizations, and retirement plans. The firm provides asset management, financial planning, and retirement consulting, leveraging technology and a network model that incorporates discretionary and non-discretionary portfolio management alongside third-party managers and estate-planning resources.

Elkin Castillo is a financial advisor with Schwab Wealth Advisory, holding Series 63 and Series 66 licenses and bringing 18 years of industry experience. He has worked with Charles Schwab since 2010 and joined Schwab Wealth Advisory in 2021. Outside of his advisory work, Castillo has experience managing a single-family rental property. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice within the Schwab ecosystem, offering services such as annual financial reviews, retirement planning, and investment recommendations using Schwab’s asset allocation models and research tools. The firm’s advice is delivered without discretionary trading authority, with account management and fee structures that differ from many traditional enterprise wealth managers.

Joshua Neuville is a financial advisor with Fifth Third Securities, Inc. in Apopka, Florida. He holds Series 63 and Series 65 credentials and has two years of industry experience. Prior to his current roles, he worked in real estate with Jeff Cook Real Estate and has experience in the restaurant industry, including positions at La Tela Pizzeria and Fat Hen. Fifth Third Securities, Inc. provides brokerage and investment advisory services to individuals, charitable organizations, corporate clients, and institutional investors. The firm offers multiple discretionary managed-account programs through its Passageway platform, combining third-party portfolio managers, strategist portfolios, and advisor-managed options, with distinctive features such as direct indexing and tax-overlay services.

Bradley Baltman is a CFP® and holds a Series 66 license with two years of industry experience. He has worked at Schwab Wealth Advisory, Inc. since 2024 and has prior experience at Charles Schwab & Co., Inc., CAPTrust, and several other firms. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, delivering guidance through standardized asset allocation models and Schwab research tools while leaving final trading decisions to clients.

Joseph Jarrett is a Series 66-credentialed financial advisor with 13 years of industry experience. He is currently with Truist Advisory Services, where he has worked since 2018, following prior roles at Merrill Lynch and Edward Jones. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate clients, retirement plan sponsors, and charitable organizations. The firm employs a combination of discretionary manager relationships and non-discretionary consulting, supported by AI-enabled research tools and a multi-affiliate operating structure.

Juan Remacha is a financial advisor with Schwab Wealth Advisory, holding a Series 66 designation and 10 years of industry experience. He has worked at Schwab Wealth Advisory Inc. since 2016 and has been affiliated with Charles Schwab since 2014. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program. The firm uses standard asset allocation models and Schwab research tools to recommend investments, focusing on annual portfolio reviews without discretionary trading authority.

Caitlyn Brophy is a Series 66-licensed financial advisor with Schwab Wealth Advisory in Orlando, FL, and has seven years of industry experience. She has held positions within Charles Schwab & Co., Inc. since 2018, including roles at Charles Schwab Bank and Schwab Wealth Advisory. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, offering financial reviews, retirement planning, and investment recommendations using Schwab’s asset allocation models and research tools. The firm operates as an internal advisory unit within the Schwab ecosystem and does not charge clients directly for advisory services.

Cuthbert Mbewe is a financial advisor at Schwab Wealth Advisory with 12 years of industry experience. He holds a Series 66 credential and has worked at Charles Schwab and its Schwab Wealth Advisory division since 2017, following prior roles at SunTrust Investment Services. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, using standardized asset allocation models and Schwab research tools to recommend investments across various asset classes. The firm operates as an internal advisory unit within Charles Schwab and does not exercise discretionary trading authority, distinguishing its approach from many enterprise wealth managers.

Evon Harris is a financial advisor at Schwab Wealth Advisory with 21 years of industry experience. He holds a Series 66 designation and has worked at Schwab Wealth Advisory and Charles Schwab & Co., Inc. since 2021, and previously at TD Ameritrade from 2016 to 2024. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, offering annual financial reviews and investment recommendations across a variety of asset classes. The firm operates as an internal advisory unit within the Schwab ecosystem and does not directly charge clients fees, distinguishing its model from many other enterprise wealth managers.

Gerrard Raymond is a financial advisor at Schwab Wealth Advisory with 10 years of industry experience. He holds the Series 63 and Series 66 designations and has worked with Charles Schwab since 2013. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program. The firm offers annual financial reviews, retirement and planning discussions, and investment recommendations using Charles Schwab’s asset allocation models and research tools, with final trading decisions made by clients.

Jonathan Mrozek is a financial advisor with Schwab Wealth Advisory and holds Series 66 and Series 63 licenses. He has two years of industry experience, including roles at Charles Schwab & Co., Inc. and Blue River Technology. His background also includes positions in the wine industry and time spent in education. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice to clients in the Schwab Wealth Advisory program, offering services such as annual financial reviews, retirement planning, and investment recommendations across various asset classes. The firm operates within the Schwab ecosystem, utilizes Schwab’s research tools and asset allocation models, and does not exercise discretionary trading authority directly.

Alexander Meleis is a CFP® and CFA® with three years of industry experience and currently serves as a financial advisor at Schwab Wealth Advisory in Orlando, FL. His prior experience includes roles at CNR Securities, LLC and PNC Financial Services, as well as seven years at the University of Central Florida. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice within the Schwab ecosystem, offering clients annual financial reviews, retirement planning, and investment recommendations using proprietary Schwab research tools and asset allocation models.

Nadera Sander is a financial advisor with Schwab Wealth Advisory, holding Series 63 and Series 65 designations and bringing 19 years of industry experience. She has been with Schwab Wealth Advisory since 2021 and has worked at Charles Schwab & Co., Inc. since 2006. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, offering annual financial reviews, retirement planning, and investment recommendations based on Schwab’s asset allocation models and research tools. The firm operates as an internal advisory unit within the Schwab ecosystem and does not charge clients directly for its services.

Stephanie Piedra Morales is a financial advisor at Schwab Wealth Advisory with Series 63 and Series 66 credentials and four years of industry experience. She has worked at Charles Schwab & Co., Inc. since 2020 and at Schwab Wealth Advisory since 2026. Outside of her advisory role, she has operated a short-term and long-term rental property. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program. The firm offers annual financial reviews, retirement and planning discussions, and investment recommendations using Schwab’s asset allocation models and research tools, with final trading decisions made by clients.

Matthew Plunkitt is a CFP® with 11 years of industry experience, currently serving as an advisor at Schwab Wealth Advisory in Orlando, FL. His prior experience includes roles at Fidelity Investments and Fidelity Personal and Workplace Advisors. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice to clients in the Schwab Wealth Advisory program, offering financial reviews, retirement planning, and investment recommendations. The firm operates as an internal advisory unit within the Schwab ecosystem, delivering advice through standard asset allocation models and research tools without discretionary trading authority.

John Leacock is a Series 66-licensed financial advisor with Schwab Wealth Advisory in Orlando, FL, and has 10 years of industry experience. He has been with Schwab Wealth Advisory since 2016 and has worked at Charles Schwab since 2013. He serves on the finance committee of St. Charles Borromeo Catholic Church, where he participates in quarterly meetings focused on accounting and budgeting matters. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, offering annual financial reviews and investment recommendations using Schwab’s research tools and asset allocation models. The firm operates as an internal advisory unit within the Schwab ecosystem and does not directly charge clients fees, distinguishing its service model from many enterprise wealth managers.

Zane Sanders is a financial advisor at Schwab Wealth Advisory with Series 63 and Series 66 credentials and one year of industry experience. Prior to his current role, he worked at Charles Schwab & Co., Inc. and has a background that includes roles in campus recreation and ocean rescue. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice within the Schwab Wealth Advisory program, offering annual financial reviews, retirement planning, and investment recommendations across various asset classes. The firm operates as an internal advisory unit within the Schwab ecosystem and delivers advice through standardized asset allocation models and Schwab research tools without discretionary trading authority.

Ja'lil Reynolds is a financial advisor at Schwab Wealth Advisory with a Series 66 designation and less than one year of industry experience. Before joining Schwab Wealth Advisory, he worked at Northwestern Mutual for one year and spent several years in full-time education. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, delivering services such as annual financial reviews, retirement planning, and investment recommendations across various asset classes. The firm operates as an internal advisory unit within the Schwab ecosystem and conducts reviews without discretionary trading authority, with affiliated managers handling discretionary portfolios.

Barbara Vaught is a Series 66-licensed financial advisor with 24 years of industry experience. She has been with TIAA-CREF since 2013, working within the firm’s enterprise segment in Apopka, FL. TIAA‑CREF Individual & Institutional Services, LLC’s Advice & Planning Services division offers financial planning, discretionary managed account programs, and broker-dealer services to individuals, trusts, estates, partnerships, corporate entities, and small retirement plans. The firm is notable for its fiduciary approach and its role as adviser to the TIAA Donor Advised Fund, operating within a vertically integrated group that uses affiliated funds.