Micah Hill is a financial advisor at Schwab Wealth Advisory with 11 years of industry experience. He holds Series 63 and Series 66 licenses and has been with Schwab Wealth Advisory since 2021, having previously worked at Charles Schwab Bank and TD Ameritrade. Outside of his advisory role, he is the author of a book titled *Artificial Intelligence: A Vision of the Future*, which he publishes and sells independently. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in its program, focusing on asset allocation and investment selection guided by proprietary research tools. The firm serves a broad client base and operates with distinct compliance and operational practices related to its affiliation with Charles Schwab & Co. and related entities.

Windel Taylor is a financial advisor at Transamerica Financial Advisors with eight years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Transamerica Financial Advisors since 2017, with additional experience at Verizon and WFGIA. He is also involved with La Amistad Foundation, Inc. d/b/a Lakewood Center. Transamerica Financial Advisors serves a broad client base, including individual investors, pension plans, trusts, and corporations. The firm offers advisory and broker-dealer services through proprietary and third-party model portfolios with both discretionary and non-discretionary management options.

Santiago Santana is a financial advisor at Schwab Wealth Advisory with Series 63 and Series 66 licenses and two years of industry experience. He has previously worked at Charles Schwab & Co., Qkly Staffing, Together Health, and Transformco. Outside of his advisory role, he operates a small car rental business through the Turo platform. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm’s guidance is based on proprietary asset-allocation models and research tools, offering tailored recommendations while requiring client authorization for trades.

Avilio Sutherland Navea is a financial advisor at Mercer Global Advisors Inc. with Series 63, Series 65, and Series 66 credentials and one year of industry experience. His prior work includes roles at Eminence Wealth Management Inc., Strong Point Financial, and Charles Schwab & Co., Inc. Mercer Global Advisors serves individuals, families, small business owners, plan sponsors, foundations, non-profits, and endowments with investment advisory services alongside financial, tax, retirement, and estate planning. The firm uses a Modern Portfolio Theory-based approach emphasizing globally diversified, risk-appropriate portfolios implemented through a variety of investment vehicles, client education, and integrated affiliated service lines.

Wisely Chen is a financial advisor with Transamerica Financial Advisors and holds a Series 66 designation. Chen has been with Transamerica Financial Advisors since 2026 and has 14 years of experience with World Financial Group Insurance Agency. Transamerica Financial Advisors serves a diverse client base including individual investors, pension and profit-sharing plans, trusts, estates, charitable organizations, and corporations. The firm offers both advisory and broker-dealer services, utilizing proprietary and third-party model portfolios with discretionary and non-discretionary options.

Robert Barth is a Series 65-licensed advisor at Schwab Wealth Advisory Inc. with nine years of industry experience. He has been with Schwab Wealth Advisory since 2017 and previously worked at Pathfinder Business Strategies from 2012 to 2017. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice and financial planning primarily for clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm’s guidance is based on standardized asset-allocation models and internal research, with investment recommendations tailored to client goals and risk tolerance.

Michael Bordenave is a financial advisor with Schwab Wealth Advisory holding a Series 66 designation and three years of industry experience. Prior to joining Schwab Wealth Advisory and Charles Schwab & Co. in 2025, he worked at Merrill for six years and USALLIANCE Financial Credit Union for two years. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm’s advice is based on proprietary asset-allocation models and research, offering tailored recommendations without exercising discretionary trading authority.

Nikola Nikolic is a Series 66-registered financial advisor with Schwab Wealth Advisory in Orlando, FL, with eight years of industry experience. He has been with Charles Schwab since 2016 and with Schwab Wealth Advisory since 2020. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning services to clients enrolled in the Schwab Wealth Advisory program and select Charles Schwab & Co.-referred clients. The firm’s guidance is based on Schwab’s asset-allocation models and internal research, offering tailored recommendations without exercising discretionary trading authority.

Christene Maskal is a CFP® with 15 years of industry experience, currently serving as a financial advisor at Schwab Wealth Advisory since 2014. She has been with Charles Schwab since 2010. She serves on the Parks and Recreation Advisory Board for the City of Lake Mary in a voluntary, non-compensated role. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program and select referrals, utilizing Charles Schwab’s proprietary asset-allocation models and research tools. The firm emphasizes tailored recommendations based on clients’ goals and risk tolerance, with trades executed only upon client authorization.

Kalonji Morrison is a financial advisor with Schwab Wealth Advisory, holding Series 63 and Series 65 licenses and bringing 24 years of industry experience. He has worked at Charles Schwab & Co., Inc. and Schwab Wealth Advisory since 2016, following prior roles at United Brokerage Services, Uvest Financial Services Group, and Morgan Stanley Dw Inc. Morrison is also involved in advising the startup efforts of a physical therapy practice where he serves as vice president. Schwab Wealth Advisory serves clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients, providing non-discretionary fiduciary investment advice, financial planning, and wealth management consultations. The firm’s advice is based on internal research and asset-allocation models, with client-authorized trades and tailored recommendations reviewed at least annually.

Alexander Schofield is a CFP® with 11 years of industry experience, currently serving at Schwab Wealth Advisory since 2021. His prior experience includes roles at Charles Schwab & Co., Inc. and Charles Schwab Bank, SSB, as well as E*Trade Securities LLC. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice, financial planning, and wealth management consultations primarily for clients in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm’s guidance is based on Schwab’s asset-allocation models and internal research, with trades executed only with client authorization.

Katie Ferguson is a CFP® professional with 13 years of industry experience, currently serving as a financial advisor at Schwab Wealth Advisory Inc. since 2015. She has been affiliated with Charles Schwab since 2010. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice, financial planning, and wealth management consultations to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm’s approach is based on Schwab’s asset allocation models and internal research tools, delivering tailored recommendations without exercising discretionary trading authority.

Jennie Clerzeau is a financial advisor with Schwab Wealth Advisory, holding a Series 66 credential and based in Orlando, FL. She has one year of industry experience and previously worked in various roles including at Kelly Education and Columbia University. Schwab Wealth Advisory serves clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients by providing non-discretionary fiduciary investment advice, financial planning, and wealth management consultations. The firm’s advice is based on Charles Schwab’s asset-allocation models and internal research tools, with personalized recommendations tailored to clients’ goals and risk tolerance.

Emanuel Candelario Padilla is a financial advisor with Schwab Wealth Advisory and holds the CFP®, ChFC®, and Series 66 designations. He has nine years of industry experience, including roles at Charles Schwab, Lincoln Financial Securities, CIFS, and Citibank. He is based in Orlando, FL. Schwab Wealth Advisory serves clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab-referred clients, providing non-discretionary fiduciary investment advice, financial planning, and wealth management consultations. The firm’s approach is guided by Schwab’s asset-allocation models and research tools, offering tailored recommendations without exercising discretionary trading authority.

Amy Pierce is a financial advisor with Eagle Strategies (NY Life) in Maitland, FL, holding Series 63 and Series 65 licenses and one year of industry experience. Prior to joining Eagle Strategies, she worked at NYLIFE Securities LLC, New York Life Insurance Company, Primerica, and Pure Romance. Outside of her advisory role, she coaches middle school volleyball as an independent contractor. Eagle Strategies serves a diverse client base, including individuals, institutions, and plan sponsors, offering financial planning, investment management, and retirement-plan advisory services. The firm delivers advice through various program types and emphasizes tailored recommendations, managing the majority of its assets on a non-discretionary basis within an integrated New York Life affiliate structure.

Holly Powell is a CFP® professional at Brookstone Capital Management LLC with 14 years of industry experience. She has been with Powell And Company since 2011 and has operated a self-employed insurance business since 1988. Based in Orlando, FL, her background includes both financial advising and insurance services. Brookstone Capital Management is an SEC-registered adviser providing fee-based asset management and financial planning through a turnkey asset management platform and wrap-fee program. The firm serves a diverse client base, including individuals, retirement plans, corporations, charitable organizations, other registered investment advisers, sovereign wealth funds, and banking institutions.

Brandon Nickell is a Series 66-credentialed financial advisor with Schwab Wealth Advisory in Orlando, FL, bringing 10 years of industry experience. He has been with Schwab Wealth Advisory since 2017 and with Charles Schwab since 2015. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm offers guidance on asset allocation and investment selection based on Schwab’s internal research and standard asset-allocation models, while trades require client authorization.

Lanzhen Zhuang is a financial advisor with Transamerica Financial Advisors, holding Series 63 and Series 65 credentials and bringing 28 years of industry experience. She has worked with several organizations, including Elite & CEOs Inc, New CEOs Inc, Heartland Institute of Financial Education, and Wfgia. Zhuang also serves as president of New CEOs Inc and consults for the Heartland Institute of Financial Education. Transamerica Financial Advisors provides investment advisory, brokerage, and retirement-plan services to a diverse client base, including individuals, employer-sponsored plans, trusts, and charitable organizations. The firm utilizes model portfolios and third-party managers through multiple program platforms, managing approximately $1.7 billion in regulatory assets under management.

Mariano Rodriguez is a financial advisor at Schwab Wealth Advisory with 10 years of industry experience. He holds a Series 66 designation and has been with Charles Schwab and its affiliated firms since 2014. Based in Orlando, FL, his current role began in 2018 at Schwab Wealth Advisory Inc. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab-referred clients. The firm uses Charles Schwab’s asset-allocation models and internal research tools to tailor recommendations based on clients’ goals and risk tolerance.

Theotime Desmulier is a CFP® professional with eight years of industry experience, currently affiliated with Schwab Wealth Advisory, Inc. His prior positions include roles at Rehmann and Raymond James Financial Services Advisors, Inc. He is based in Orlando, Florida. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program and certain referred clients. The firm employs Charles Schwab & Co.’s asset-allocation models and research tools, offering tailored recommendations with at-least-annual reviews.