Ahmed Elghitany is a financial advisor with J.P. Morgan Securities in Missouri City, TX, holding Series 63 and Series 66 credentials and four years of industry experience. He previously worked at Merrill and Bank of America and has also been employed with companies outside the financial sector, including DoorDash and Lyft as a contractor. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, using a process that combines quantitative asset‑allocation modeling with centralized due diligence and an ESG eligibility framework. The firm’s services are offered on a non‑discretionary basis, with clients retaining final decision-making authority.

Jennifer Stucka is a financial advisor with Mass Mutual Investors Services, holding a Series 66 designation and 19 years of industry experience. Her career includes roles at New England Securities, MetLife Securities Inc., RWM Capital, LLC, and Mass Mutual Investors Services. Outside of her advisory work, she operates a small business creating and selling wreaths, bows, arrangements, and home décor under the name The Tilted Bow. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides ongoing financial planning and asset management, utilizing firm-approved software tools and structured, collaborative client relationships.

Stephen Richer is a financial advisor at Merrill with 25 years of industry experience. He holds Series 63 and Series 66 designations. Prior to joining Merrill in 2020, he worked at New York Life and Lincoln Financial. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies.

William Harris is a CFP®-certified financial advisor with over 20 years of experience, currently serving at J.P. Morgan Securities since 2005. He has been affiliated with JPMorgan Chase Bank, NA since 1999. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with brokerage, distribution, and investment management capabilities.

George Eckhardt Jr. is a financial advisor at Wells Fargo Clearing with Series 63 and Series 65 credentials and 53 years of industry experience. His prior work includes long tenures at Merrill and Bank of America. He serves as a guardian for his son, a role he has held since 1999. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s IPS-driven advisory process includes a broad range of investment options, including insurance-related vehicles and bank deposit sweep programs.

Harold Green Jr. is a financial advisor with RBC Capital Markets who holds Series 63 and Series 65 licenses and has 38 years of industry experience. His prior work includes positions at Raymond James & Associates and City National Bank. He serves as an officer for the Port Alto HOA, managing regulatory filings for a rural water system in Texas. RBC Wealth Management, a division of RBC Capital Markets, serves a broad client base including individuals, institutions, and charitable organizations. The firm offers various advisory programs that combine in-house and third-party investment management with customizable portfolio features and integrated capital markets capabilities.

Michael Lincoln is a financial advisor at Fidelity with four years of industry experience. He holds a Series 66 designation and has worked in various roles at Fidelity since 2022. Prior to his financial services career, he held positions at Mackay Marine and CarMax. Outside of advising, he serves as an officer of Amagine Homes Corporation. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including fund advisory and model portfolio delivery with a distinctive use of algorithmic portfolio construction and oversight of multiple registered investment companies.

David Semga is a financial advisor with Primerica Advisors in Houston, TX, holding Series 65 and Series 63 credentials. He has experience working in financial services since 2024 and previously held teaching positions at several schools. Primerica Advisors sponsors a wrap-fee asset management program serving individual, corporate, and charitable clients, utilizing model-based investment strategies managed by third-party asset managers and supported by BNY Mellon Advisors and Pershing for trade execution and custody.

Kapil Mathur is a financial advisor with Morgan Stanley in Sugar Land, TX, holding Series 63 and Series 66 licenses and bringing 17 years of industry experience. He has been with Morgan Stanley Smith Barney since 2010 and with Morgan Stanley Private Bank since 2015. Outside of his advisory role, he serves as a trustee or co-trustee for a trust based in San Diego, California. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a wide range of advisory programs to individuals and institutions, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools supported by its Global Investment Committee to model financial outcomes.

Jeffrey Cardwell is a financial advisor at Cetera with 43 years of industry experience. He holds a Series 63 designation and has been associated with Cetera Advisors LLC since 2013. Outside of his advisory role, he is involved as an owner of Duffy Cardwell, LLP, a financial services firm, and also works as a licensed insurance agent. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base, including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with various portfolio management, financial planning, and consulting services across discretionary and non-discretionary program structures.

Kent Butler is a financial advisor with UBS Financial Services in Sugar Land, TX, holding Series 63 and Series 65 licenses and bringing 23 years of industry experience. He has been with UBS since 2010. Outside of his advisory role, Butler serves as a trustee for the Quail Valley Fund Homeowners Association. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, combining institutional trading capabilities with wealth management offerings. The firm provides fee-based financial planning, portfolio management, and access to proprietary research to tailor investment strategies to clients' goals and risk tolerances.

Amit Jain is a Senior Financial Advisor with Merrill Lynch Wealth Management. He brings over 25 years of experience assisting families and business owners in growing and protecting their wealth through tailored investment management strategies. Amit focuses on family wealth management, legacy planning, and personal retirement planning, taking the time to understand clients' financial goals and craft customized approaches to help them achieve financial independence. He holds the Personal Investment Advisor (PIA) designation and earned a bachelor's degree from the University of Houston. Outside of his professional role, Amit is involved with the East Bay SPCA and pursues personal interests such as cooking, football, golfing, and traveling. His approach centers on connecting all aspects of a client's financial life to prioritize and pursue the goals that matter most.

Javier Vincenti is a financial advisor at Wells Fargo Advisors with 20 years of industry experience. He holds a Series 66 designation and has worked within Wells Fargo-affiliated firms since 2014. Additionally, he owns and manages Beacon Tree Wealth Management, a wealth management business based in Sugar Land, TX. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients by providing investment and financial planning services tailored to clients meeting certain net-worth thresholds. The firm offers a broad range of planning services, including retirement, education, and specialized planning areas, using proprietary research and tools to develop personalized recommendations.

Willie Howard is a financial advisor at OSAIC with 30 years of industry experience. He holds Series 63 and Series 66 credentials and has previously worked at Securities America Advisors, Inc. and Investacorp. Howard is involved in community and nonprofit activities, serving as President of the Fred Douglass Community Development Corporation and holding leadership roles with the Fred Douglass Alumni Association and the Christian Entrepreneurial Organization of Windsor Village United Methodist Church. OSAIC serves a wide range of retail and institutional clients through a large network of financial advisers and offers integrated brokerage and investment advisory services, financial planning, and access to third-party managers. The firm employs various portfolio construction tools and supports multiple account management approaches.

Kevin Benson is a financial advisor at Edward Jones based in Missouri City, TX. He holds a Series 66 designation and began his advisory career in 2025. Prior to joining Edward Jones, he worked in education with the Pasadena Independent School District and has experience with nonprofit organizations including the Greater Houston YMCA. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a wide range of advisory services, including discretionary and non-discretionary managed solutions, separately managed accounts, and affiliated mutual funds, supported by a large nationwide network of financial advisors and branch offices.

Li Ping Cytrynowicz is a financial advisor at J.P. Morgan Securities with five years of industry experience. She holds a Series 66 designation and has worked at firms including Prudential Insurance Company of America and LPL Enterprise. Outside of financial services, she was involved with Language Land LLC for seven years. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines large institutional advisory operations with broker-dealer and investment adviser registrations to deliver comprehensive advisory and brokerage services.

Scott Powers is a financial advisor at Edward Jones in Katy, TX, with 23 years of industry experience. He holds Series 63 and Series 66 designations and has been with Edward Jones since 2002. Powers is a limited partner in the Irons Bayou Partnership, an LLC based in Henderson, TX. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and operates through a nationwide network of more than 23,700 financial advisors, offering a range of discretionary and non-discretionary investment strategies under a fiduciary standard.

Riley Hall is a financial advisor at Thrivent Investment Management with one year of industry experience. He holds a Series 66 designation and previously worked at KnowBe4 Inc. and Enterprise Holdings Inc. prior to joining Thrivent. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, offering goal-based analyses across a range of financial topics. The firm’s approach separates planning from managed-account services and does not include discretionary trading authority for its planning service.

Randall Goebel is a financial advisor with Ameriprise in Houston, TX, holding a Series 66 designation and bringing 25 years of industry experience. He has been with Ameriprise and its affiliated entities since 2005. Ameriprise offers a retirement-income planning service aimed at individuals approaching or in retirement who meet specific eligibility criteria, providing written Recommendation Reports that cover income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis in its approach and emphasizes the use of Ameriprise-managed accounts in its recommendations.

Monica Franco Colinet is a financial advisor at J.P. Morgan Securities with 25 years of industry experience. Her prior roles include positions at CITIGROUP and JPMorgan Chase Bank, N.A. In addition to her advisory work, she is a sales representative for J Hilburn Men's Clothier, where she sells custom menswear as an independent stylist. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines large institutional advisory operations with brokerage and investment management capabilities, delivering recommendations on a non-discretionary basis while clients retain final decision-making authority.