James Cratty is a financial advisor with Frost Investment Services in San Antonio, TX, holding Series 63 and Series 66 licenses and bringing 39 years of industry experience. He has been with Frost Investment Services and its affiliated entities since 2017, following a two-year tenure at Lincoln Investment. Frost Investment Services serves individual and corporate clients, including high-net-worth households, providing investment advisory and portfolio management across an enterprise platform of approximately 179 advisors managing about $3.7 billion in client assets. The firm's affiliation with a banking institution and its fee model centered on assets under management distinguish its operating structure within its peer group.

Richard Tarbell Jr. is a financial advisor with Strategic Financial Concepts, LLC, holding Series 63 and Series 65 credentials and bringing 40 years of industry experience. He has worked at Strategic Financial Concepts since 2019 and has been affiliated with LPL Financial since 2015. Strategic Financial Concepts, LLC provides personalized investment advisory and financial planning services to individuals, plans, trusts, charities, corporations, and other entities. The firm offers comprehensive financial planning and discretionary investment management that integrates fundamental and technical analysis across various asset classes, and it distinguishes itself through insurance-related activities and multiple LPL-sponsored program offerings.

August Gildner II is a CFA® charterholder associated with Frost Investment Services in San Antonio, TX. He joined the firm in 2026 and has prior experience at the Law Office of Myra Camille McCluer Gildner, PLLC, Motion Control Enterprises, Inc., TestEquity, and Growco Capital. Frost Investment Services advises individual and corporate clients, including high-net-worth households, offering investment advisory and portfolio management services. The firm combines enterprise-scale resources with a unique affiliation to a banking institution, managing approximately $3.7 billion in client assets through a network of nearly 180 advisors.

Gregory Schorp is a financial advisor with Blackridge Asset Management, LLC, holding Series 63 and Series 66 licenses and bringing 20 years of industry experience. He has worked at Blackridge Asset Management since 2022 and concurrently at Peak Brokerage Services, LLC since 2017. Outside of his advisory roles, he is an owner of a mineral lease. Blackridge Asset Management provides financial planning, investment management, and consulting services to individuals, high-net-worth clients, trusts, estates, corporations, retirement plans, and charitable organizations. The firm uses a combination of tailored financial planning and model-based portfolio management, largely through an affiliated turnkey asset management platform, and offers estate-planning support via an online platform.

Leanne Ethridge is a financial advisor with Frost Investment Services in San Antonio, TX, holding a Series 63 designation and 20 years of industry experience. She has worked at Frost Bank and Frost Brokerage Services since 2004. Outside of her advisory role, she is co-owner of Cast & Blast Gals, LLC, a company focused on outdoor women's products. Frost Investment Services is a retail-focused, SEC-registered adviser serving individuals, trusts, estates, charitable organizations, and business entities. The firm offers discretionary portfolio management and comprehensive financial planning, utilizing a platform that integrates model portfolios with third-party managers and incorporates fundamental, technical, and cyclical research.

Zachary Seaman is a financial advisor with Frost Investment Services in San Antonio, TX, holding Series 66 and Series 63 designations and two years of industry experience. His prior work includes roles at MWA Financial Services, Modern Woodmen of America, and Enterprise Holdings. Frost Investment Services advises individual and corporate clients, including high-net-worth households, providing investment advisory and portfolio management services. The firm operates as an enterprise advisory platform with a banking affiliation and approximately 179 advisors managing around $3.7 billion in client assets.

Lucy Cisneros is a financial advisor at Frost Investment Services with 13 years of industry experience. She holds Series 63 and Series 66 licenses and has worked across various Frost entities since 2014, including Frost Brokerage Services and Frost Bank. Frost Investment Services is an SEC-registered adviser serving individuals, trusts, estates, charitable organizations, and business entities. The firm offers discretionary portfolio management and comprehensive financial planning, utilizing a combination of proprietary and third-party model portfolios through the Fidelity Managed Account Xchange platform.

Jason Leal is a financial advisor at Forum Financial Management, LP with six years of industry experience. He holds a Series 65 designation and has prior experience at Eaglestone Holdings, LLC, Centage, Xenex Disinfection Services, Valero Energy Corporation, and Bechtel Corporation. Outside of his advisory role, Leal serves as a non-paid board member and advisor to Kinetic Kids, Inc., a non-profit organization providing sports and education programs to children with disabilities. Forum Financial Management, LP offers fee-based wealth management, financial planning, qualified plan services, and educational workshops to individual and institutional clients. The firm also serves as a sub-advisor and turnkey asset management platform for other independent RIAs, implementing portfolios primarily with DFA institutional mutual funds and ETFs following a Modern Portfolio Theory approach.

Christopher Walsh is a financial advisor with Frost Investment Services in San Antonio, TX. He holds a Series 66 designation and has 29 years of industry experience, including 16 years at Citigroup Global Markets and more recent work at Frost Brokerage Services, Inc. Frost Investment Services is a retail-focused, SEC-registered adviser serving individuals, trusts, estates, charitable organizations, and business entities. The firm provides discretionary portfolio management, comprehensive financial planning, and managed account programs, utilizing a combination of model portfolios and third-party managers through the Fidelity Managed Account Xchange platform.

John Rizzo is a CFP® professional with 18 years of experience currently serving at Alamo Advisors, LP since 2007. Prior to joining Alamo, he operated his own CPA firm, John J. Rizzo, Jr. CPA PC, for 26 years. Alamo Advisors, LP provides investment advisory services primarily to high-net-worth individuals and charitable organizations, focusing on manager selection and oversight while managing client assets on a non-discretionary basis. The firm emphasizes due diligence, customized portfolio solutions, and offers accounting and tax preparation services alongside its investment advisory work.

Ida Benfanti is a financial advisor with USAA Investment Services Company, holding Series 63 and Series 65 licenses and bringing 25 years of industry experience. She has been with USAA and its affiliated entities since 2015, including roles at USAA Life Insurance Company and USAA Financial Advisors, Inc. USAA Investment Services Company serves USAA members and the general public by providing retirement-focused advice and referral services. The firm supports retirement planning through its Retirement Income Strategy Report and refers clients to Charles Schwab for investment products, operating primarily as a referral intermediary rather than a portfolio manager.

Victor Ayala is a financial advisor with Frost Investment Services in San Antonio, TX, holding Series 63 and Series 65 licenses and bringing 23 years of industry experience. His prior roles include positions at Charles Schwab and TD Waterhouse Investor Services. Frost Investment Services is a retail-focused, SEC-registered adviser serving individuals, trusts, estates, charitable organizations, and business entities. The firm offers discretionary portfolio management and comprehensive financial planning, utilizing the Fidelity Managed Account Xchange platform and combining model portfolios with third-party managers and tax and ESG overlay services.

Christine Castillo is a financial advisor with USAA Investment Services Company in San Antonio, TX, holding a Series 66 designation and 21 years of industry experience. She has worked with USAA Investment Services Company since 2005 and has also been affiliated with USAA Financial Advisors, Inc. and USAA Life Insurance Company. Outside of her advisory role, she operates an online business selling handmade craft items and is involved in personal coaching, authoring, blogging, speaking, and podcasting. USAA Investment Services Company provides retirement-focused advice and referral services primarily to USAA members, offering a Retirement Income Strategy Report and referring clients to Charles Schwab for investment products and account services. The firm functions mainly as a retirement-advice intermediary rather than a portfolio manager.

Amy Rowe Stahl is a financial advisor with Frost Investment Services, holding a Series 66 designation and 14 years of industry experience. Her prior roles include positions at Wells Fargo Clearing and multiple BBVA entities, where she worked from 2013 to 2021. Frost Investment Services serves individuals, trusts, estates, charitable organizations, and business entities with discretionary portfolio management, comprehensive financial planning, and various managed account programs. The firm employs a multi-disciplinary investment process and offers tax and ESG overlay services, operating as a subsidiary of Frost Bank within the Cullen/Frost Bankers group.

Austin Kroll is a financial advisor at 1900 Wealth with 11 years of industry experience. He holds Series 65 and Series 63 licenses. His prior experience includes roles at Frost Investment Services, Frost Brokerage Services Inc, and Frost Bank. 1900 Wealth provides financial planning, consulting, and investment management services to individuals, family offices, pension and profit-sharing plans, trusts, estates, corporations, and other entities. The firm emphasizes strategic asset allocation and uses low-cost ETFs and mutual funds to build diversified portfolios, often managing accounts on a discretionary basis and offering family office services.

Scott Branson is a financial advisor at Titleist Asset Management, LLC with 36 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Titleist Capital, LLC and Wells Fargo Clearing, among other firms. Outside of his advisory work, he has part ownership in an agricultural business, Promised Land Farm, where he manages contracts and crop proceeds. Titleist Asset Management provides investment management, financial planning, and retirement-plan advisory services to individuals, trusts, estates, qualified employee plans, charitable organizations, and business entities. The firm customizes portfolios based on client objectives and employs a Rules Based Investing Total Return System with various allocation strategies.

Veronica Payne is a financial advisor with Frost Investment Services in San Antonio, TX, holding Series 63 and Series 66 licenses and with 22 years of industry experience. She has worked with Frost National Bank and Frost Brokerage Services, Inc. since 2008 and joined Frost Investment Services in 2017. Frost Investment Services serves individual and corporate clients, including high-net-worth households, offering investment advisory and portfolio management through a multi-advisor enterprise platform managing approximately $3.7 billion in assets. Its affiliation with a banking institution and a compensation model based primarily on assets under management distinguish the firm's operating structure.

Deshonna Mckinney is a financial advisor with Frost Investment Services in San Antonio, TX. She holds a Series 66 designation and has been with the Frost organization since 2018, including roles at Frost Bank and Frost Brokerage Services. Mckinney's experience in the industry spans approximately one year as a registered advisor. Frost Investment Services provides investment advisory and portfolio management to individual and corporate clients, including high-net-worth households. The firm operates as an enterprise advisory platform with 179 advisors and approximately $3.7 billion in client assets, distinguished by its affiliation with a banking institution and a compensation model based primarily on assets under management.

Adrian Sotelo is a financial advisor at Frost Investment Services with 24 years of industry experience. He has held roles at Frost Brokerage Services, PNC Investments, and BBVA-affiliated firms, including BBVA Wealth Solutions and BBVA Securities. Frost Investment Services is a retail-focused, SEC-registered adviser serving individuals, trusts, estates, charitable organizations, and business entities. The firm offers discretionary portfolio management, comprehensive financial planning, and managed account programs, utilizing a multi-manager platform with fundamental, technical, and cyclical research.

Keary Castleberry is a financial advisor at Snowden Capital Advisors LLC with 32 years of industry experience. He holds a Series 63 designation and has worked at Snowden Lane Partners since 2018, with previous roles at Wells Fargo Clearing and Wells Fargo Advisors LLC. Snowden Capital Advisors serves high-net-worth individuals, family offices, foundations, pension plans, endowments, and institutional clients, offering portfolio management, investment consulting, and financial planning. The firm combines multi-team scale with institutional capabilities, utilizing customized model portfolios and third-party managers while serving a broad client base including governmental and ERISA clients.