Mireille Awadalla is a financial advisor at Merrill in Rancho Mirage, CA, holding a Series 66 designation with one year of industry experience. Her prior experience includes roles at Bank of America, U.S. Bank, and Commercial International Bank. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, serving individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations with a range of model-based and discretionary investment strategies.

Terri Dicius is a financial advisor with LPL Financial and TriSummit Investment Advisors, holding Series 63 and Series 65 credentials and bringing 39 years of industry experience. She has been with LPL Financial and TriSummit since 2002 and previously worked at RBC Capital Markets. Outside of her advisory roles, she is involved in a lifestyle consulting company that produces articles, seminars, books, and educational materials. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a broad range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

Gretchen Helsel Drumm is a financial advisor at Merrill with a Series 66 designation and less than one year of industry experience. Before joining Merrill, she held roles at Bank of America and has part-time experience as a food and beverage server with Tommy Bahama R & R Holdings. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth clients, and charitable organizations.

Richard La Ferriere is a financial advisor at Edward Jones in Palm Springs, California, holding a Series 66 designation with six years of industry experience. He has worked at Edward Jones since 2019 and previously held roles at JPM Enterprises LLC and Red Collar Coffee Company. Outside of his advisory role, he has experience managing residential rental properties through Sundown Properties Inc. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including both non-high-net-worth and high-net-worth households, pension plans, corporate clients, and charitable organizations. The firm offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, supported by a large network of advisors and branch offices nationwide.

James Bruner is a financial advisor with UBS Financial Services in Indian Wells, CA, holding Series 63 and Series 66 credentials and 27 years of industry experience. He has been with UBS since 2007. Bruner serves on the board of directors for the Riverside International Automotive Museum. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, employing model-based asset allocations and proprietary research to tailor financial plans. The firm combines institutional trading capabilities with wealth management services and operates as a broker-dealer, investment adviser, and futures commission merchant.

Dean Mayo is a financial advisor at LPL Enterprise with 24 years of industry experience and holds the Series 66 designation. His prior roles include positions at Dickerson, the California Health Benefit Exchange, Prudential Insurance Company of America, and Pruco Securities, LLC. Outside of his advisory work, Mayo is also a PGA professional coach and an artist and musician through his business Foretography. LPL Enterprise provides investment advisory and brokerage services to individual and high-net-worth investors, retirement plans, banks, and other entities. The firm’s investment approach is model-driven, offering access to third-party asset managers and wrap programs, and it also facilitates insurance product sales and affiliated trust services.

Seth Rapkin is a financial advisor with Morgan Stanley in La Quinta, CA, holding Series 63 and Series 65 licenses and having 27 years of industry experience. He has worked at Morgan Stanley Private Bank, National Association since 2015 and at Morgan Stanley Smith Barney LLC since 2009. Outside of his advisory role, he serves as a committee member on the Washington Technology Industry Association board. Morgan Stanley Wealth Management is an SEC-registered adviser and broker-dealer providing a range of advisory programs to individuals and institutional clients, including tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and offers both direct and corporate financial planning services.

Benjamin Papinaw is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 24 years of industry experience. He has worked with Wells Fargo Clearing since 2016 and previously with Wells Fargo Advisors LLC from 2010 to 2016. Outside of his advisory role, he holds a 2% ownership interest in Willow Ridge Golf Course, a golf course and restaurant in Fort Gratiot, Michigan. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Warren Overman is a financial advisor with UBS Financial Services in Rancho Mirage, CA, holding Series 63 and Series 66 designations and bringing 38 years of industry experience. He has been with UBS Financial Services since 1998. UBS Financial Services serves individual, corporate, and institutional clients through a mix of brokerage and advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and delivers advisory work supported by proprietary research and model-based asset allocations.

Michael Donohue is a CFP® professional with 39 years of experience in the financial industry. He is currently affiliated with LPL Financial and leads DB Wealth Management Group, LLC, his independent advisory business. Donohue has been with LPL Financial since 1992 and has managed DB Wealth Management Group since 2012. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm provides a range of advisory and brokerage services, including financial planning and access to third-party asset managers, supported by a large network of investment adviser representatives.

James Mc Caughey is a financial advisor with Charles Schwab, holding a Series 66 designation and 14 years of industry experience. His career includes roles at Charles Schwab, TD Ameritrade Investment Management, and Scottrade. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment solutions, using multi-asset model portfolios and a formal alternative-investment process within an integrated operational structure.

Shannon Miller is a financial advisor with LPL Financial in Indio, CA, holding Series 63 and Series 66 licenses and bringing 32 years of industry experience. She has been with LPL Financial and its predecessor firms since 2006. Outside of her advisory work, she serves as a Canine Good Citizen (CGC) Testing Evaluator for the American Kennel Club. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a broad range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

Andrew Jurun is a financial advisor at Morgan Stanley with 43 years of industry experience. He holds a Series 63 designation and has worked at Morgan Stanley Private Bank, Morgan Stanley Smith Barney, Wells Fargo Clearing, and Wells Fargo Advisors. Morgan Stanley Wealth Management serves both individual and institutional clients, providing a range of advisory programs including tailored financial planning supported by firm-approved tools and models. The firm manages approximately $2.74 trillion in client assets and offers services through both direct client relationships and corporate financial planning agreements.

Antonieta Sanchez is a Series 66 licensed advisor at Merrill with 24 years of industry experience. She has been with Merrill Lynch, Pierce, Fenner & Smith Inc. since 1999. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, serving individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations with model-based and discretionary investment strategies.

Clarence Bannowsky is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. He has worked with Wells Fargo Clearing since 2016 and previously with Wells Fargo Advisors LLC from 2009 to 2016. Bannowsky also serves as co-trustee for his mother’s trust. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s advisory process is IPS-driven and includes a range of investment options, notably incorporating insurance-related vehicles and bank deposit sweep options.

Karissa Fortna is a financial advisor with LPL Financial in La Quinta, CA. She holds the Series 66 designation and has prior experience at Wells Fargo Clearing, Milauskas Eye Institute, and Robert Half. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms.

Isadore Schifano is a financial advisor with Charles Schwab who holds a Series 66 designation and has 24 years of industry experience. He has been with Charles Schwab & Co., Inc. since 2000 and Charles Schwab Bank since 2005. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary SMAs and offers a large scale, integrated approach to wealth management.

Margaret Chamberlain is a financial advisor at Edward Jones with 15 years of industry experience. She holds Series 63 and Series 66 licenses and has been with Edward Jones since 2011. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of investment strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds, managing approximately $1.01 trillion in assets through a nationwide network of more than 23,700 advisors.

Misty Farukh is a CFP® professional at Raymond James & Associates with 18 years of industry experience. She has worked at Raymond James since 2012, following positions at Morgan Stanley and Citigroup Global Markets. Based in Palm Desert, CA, she holds the Series 66 designation. Raymond James & Associates is a large dually registered broker-dealer and SEC-registered investment adviser overseeing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutions, pension plans, and municipal entities, offering financial planning and non-discretionary investment consulting supported by a range of portfolio management styles and affiliated research.

William Schick is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 credentials and over 44 years of industry experience. He has been with Wells Fargo Clearing since 2016, following a one-year period at Wells Fargo Advisors LLC. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and employs more than 14,000 advisors, offering both brokerage and advisory solutions supported by extensive research and analytics.