Andres Han is a financial advisor with LPL Financial in Rancho Cucamonga, CA, holding Series 63 and Series 66 registrations and 14 years of industry experience. He has worked with SchoolsFirst FCU since 2014 and joined LPL Financial in 2022. His work includes a significant role at SchoolsFirst FCU, where he is actively involved as a financial institution advisor. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms.

Amanda Smithberg Urban is a Series 66-licensed financial advisor with Ameriprise, based in Riverside, CA, with 20 years of industry experience. Her career includes roles at Morgan Stanley and LPL Financial before joining Ameriprise in 2011. Ameriprise Financial Services is a large advisory firm serving both individual and institutional clients, offering a specialized Premier Retirement Income service focused on retirement-income planning through comprehensive recommendation reports and ongoing advice. The firm's approach combines proprietary research and third-party data, emphasizing tax-aware withdrawal strategies and dependable income sources for clients approaching or in retirement.

Mike Mc Coy is a financial advisor with Ameriprise who holds a Series 63 designation and has 37 years of industry experience. He has been with Ameriprise and its affiliate Ameriprise Financial Services, Inc. since 2005. Outside of his advisory work, he is involved in commercial real estate ownership. Ameriprise provides retirement-income planning services focused on individuals approaching or in retirement with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to deliver tailored, non-discretionary recommendations through a centralized consulting team.

Arturo Centeno is a financial advisor with J.P. Morgan Securities in Riverside, CA, holding a Series 66 designation and 22 years of industry experience. He has worked with several major firms including Morgan Stanley and Citigroup before joining J.P. Morgan in 2009. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting through a non-discretionary advisory program.

Ryan Trabert is a financial advisor at OSAIC with one year of industry experience. He holds a Series 66 designation and has worked at KEI Financial and Albertsons, among other roles. OSAIC serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporate clients. The firm provides a variety of brokerage and advisory services supported by model-based asset allocation and portfolio optimization tools.

Casey Reyna is a financial advisor at LPL Financial with one year of industry experience. He holds a Series 66 designation and has worked previously at FedEx Ground and through various educational roles before joining LPL Financial. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning and access to various model portfolios and third-party asset managers.

Kyle Bacskai is a financial advisor at Wells Fargo Clearing with Series 65 and Series 63 licenses and one year of industry experience. His prior work includes roles at Mora Financial, Northwestern Mutual, and EssilorLuxottica, as well as positions in education at California State Polytechnic University, Pomona, and Chino Hills High School. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm employs over 14,000 advisors and manages approximately $671 billion in assets, offering both brokerage and advisory solutions supported by research from the Wells Fargo Investment Institute.

Maria Cristina Deterala De La O is a financial advisor at Primerica Advisors with 11 years of industry experience. She holds Series 65 and Series 63 licenses and has been with Primerica Advisors since 2014, having an overall affiliation with Primerica Financial Services since 2006. Outside of advisory work, she manages De La O Associates, Inc., an entity formed for Primerica business purposes, and is involved in sales and referrals related to mortgage and home security products through affiliated companies. Primerica Advisors sponsors a wrap-fee asset management program serving individual, corporate, and charitable clients, delivering advisory services primarily through model-based strategies managed by unaffiliated asset managers. The firm operates at scale with thousands of advisors and offices, managing approximately $15.5 billion in assets under management.

Travis Bartsch is a financial advisor with OSAIC, holding Series 63 and Series 66 licenses and bringing 26 years of industry experience. His prior roles include positions at Woodbury Financial Services, American General Financial Advisors, and Valic Financial Advisors. Outside of his advisory work, he operates a fixed insurance agency. OSAIC serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporate clients, offering a multi-advisor platform with brokerage and advisory services. The firm uses a model-based investment approach with portfolio optimization tools and supports a variety of managed account strategies.

Jorge Caceres is a financial advisor at J.P. Morgan Securities with eight years of industry experience. He holds Series 63 and Series 66 registrations and has worked at firms including Live Nation Entertainment and JPMorgan Chase Bank. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager and fund searches, and customized performance reporting. Their approach incorporates centralized due diligence, a combination of quantitative and qualitative research, and the use of forward-looking capital market assumptions.

Ian Massey is a financial advisor at OSAIC with 13 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at Mariner Independent Advisor Network, LPL Financial, Trilogy Capital, and National Planning Corporation. Outside of his advisory role, Massey is the CFO of Providence Wealth Planning, an LLC through which he conducts financial planning and manages company operations, and he owns Financial Caddie, LLC, a personal consulting business. OSAIC Wealth serves a wide range of clients including individuals, retirement plans, charities, and corporations. The firm offers comprehensive financial planning and investment management services through a multi-advisor platform with a focus on model-based asset allocation, portfolio optimization, and access to both proprietary and third-party investment strategies.

Arlette Oberg is a Series 66-credentialed financial advisor with 17 years of industry experience. She has been with Ameriprise since 2001, serving in her current role since 2020. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written Recommendation Reports and ongoing annual retirement-income planning advice focused on dependable income sources and tax-aware withdrawal strategies.

Robert Corraliza is a financial advisor at Fidelity with three years of industry experience. He holds Series 63 and Series 65 credentials and has worked at firms including JPMorgan Chase Bank, N.A., J.P. Morgan Securities, and MassMutual. Fidelity’s subsidiary, Strategic Advisers LLC, provides investment management and advisory services to retail and institutional clients, employing a process that combines fundamental research, quantitative analysis, and algorithmic portfolio construction to manage a variety of fund and model portfolio strategies.

Nora Jashari is a financial advisor with Fidelity, holding a Series 66 designation and nine years of industry experience. Her prior work includes roles at Wells Fargo Clearing, JP Morgan Chase Bank, Merrill, and Bank of America. Fidelity's Strategic Advisers LLC provides investment management and advisory services to a broad client base, including retail and institutional investors, with a focus on discretionary portfolio management and model portfolio construction using proprietary research, quantitative analysis, and algorithmic methodologies.

Aaron Johnson is a financial advisor with OSAIC Wealth, Inc. in Corona, CA, holding Series 63 and Series 65 licenses and 18 years of industry experience. His prior roles include positions at Mariner Independent Advisor Network, LPL Financial, Trilogy Capital, and National Planning Corporation. He also serves as secretary at Simplified Wealth Management, Inc., an investment-related corporation. OSAIC Wealth serves a diverse client base including retail investors, retirement plan sponsors, charities, and corporate clients through a multi-advisor platform offering brokerage and advisory services. The firm’s investment approach emphasizes model-based asset allocation and portfolio optimization, utilizing discretionary and advisor-managed strategies alongside third-party managers and proprietary models.

William Hunter II is a financial advisor with Charles Schwab in Corona, CA, holding a Series 66 credential and five years of industry experience. Prior to joining Schwab in 2021, he worked briefly at Edward Jones and previously held roles outside finance, including at Starbucks Coffee Company and as a Youth Faith Formation Assistant at St. Martin de Porres Catholic Church. In his volunteer role, he has coordinated youth ministry programs and faith formation activities. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program, offering a combination of non-discretionary advisory services, discretionary separately managed accounts, and integrated brokerage and custody solutions.

Roxanne Jones is a financial advisor at OSAIC with 32 years of industry experience. She holds Series 63 and Series 65 credentials and has previously worked at Sagepoint Financial, Independent Capital Management, and Thompson Wealth Management, Inc. Outside of her advisory role, she serves as treasurer for Camille Russell Wooden Ministries, a nonprofit organization. OSAIC Wealth serves a broad mix of retail and institutional clients through a multi-advisor platform offering brokerage and advisory services, including financial planning, managed portfolios, and retirement plan consulting. The firm’s investment process focuses on model-based asset allocation, portfolio optimization, and a variety of management strategies supported by risk assessment tools.

Aaron Handfield is a financial advisor with LPL Financial, holding a Series 66 designation and 15 years of industry experience. He has previously worked at Edward Jones, J.P. Morgan Securities, CUNA Brokerage Services, and Schools First Federal Credit Union, where he continues to maintain a role. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of services including financial planning, model portfolio programs, third-party asset management, and institutional platforms, supported by a network of over 22,800 advisors.

Kenneth Smith is a financial advisor with Primerica Advisors in Riverside, CA, holding Series 65 and Series 63 licenses and two years of industry experience. His prior work includes roles at PFS Investments Inc. and Primerica Financial Services. Outside of advisory services, he has compensation arrangements related to the sale of loan products and home security referrals through affiliated companies. Primerica Advisors sponsors a wrap-fee asset management program primarily serving individual investors, including both non-high-net-worth and high-net-worth clients, as well as corporate and charitable clients. The firm employs model-delivery strategies managed by unaffiliated asset managers and supports trade execution and custody through established third parties.

Damon Hopkins is a financial advisor with J.P. Morgan Securities, holding a Series 66 designation and 12 years of industry experience. His career includes roles at JPMC BANK NA, Scottrade, Morgan Stanley, and Waddell & Reed. He is based in Fontana, CA. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process combines quantitative and qualitative research and incorporates ESG criteria within a broad range of eligible strategies.