Seth Morris is a financial advisor with AE Wealth Management, LLC, holding a Series 65 license and six years of industry experience. He is also an officer and 25% owner of Clarity Tax Partners, LLC, where he focuses on tax strategies and planning. His prior work includes roles at Larry H. Miller and Sears Wealth Management & Insurance Solutions. AE Wealth Management provides fee-based portfolio management, financial planning, and retirement-plan consulting to a diverse client base including individual households, corporations, and ERISA plan sponsors. The firm emphasizes model portfolio and direct asset management programs and supports third-party RIAs through sub-advisory and model-licensing services.

Bryan Cooper is a financial advisor with Commonwealth Financial Network in Mira Loma, CA, holding a Series 66 designation and eight years of industry experience. His career includes multiple tenures at Commonwealth Financial Network and leadership at Cooper Associates. He has worked in appraisal services at BRC Appraisal for over two decades. Commonwealth Financial Network is a registered investment adviser serving a national network of approximately 2,950 advisors and their retail and institutional clients. The firm provides a range of advisory programs and operational support, including discretionary model portfolios and personalized investment solutions.

Javier Lopez is a financial advisor with Transamerica Financial Advisors, holding Series 65 and Series 63 licenses and three years of industry experience. His work history includes roles at Paychex, Providence St Mary Medical Center, and the High Desert Hispanic Chamber of Commerce. Lopez is also the owner of CroesusFG LLC, a pass-through entity related to his business activities. Transamerica Financial Advisors serves a diverse client base, including individual investors, pension plans, trusts, and corporations, offering a range of advisory and broker-dealer services with proprietary and third-party investment models. The firm operates as both a registered broker-dealer and registered investment advisor and provides various program choices with discretionary and non-discretionary management options.

Josiah Campbell is a financial advisor at Transamerica Financial Advisors with two years of industry experience. He holds Series 63 and Series 65 licenses and is involved in financial education and estate planning services through his roles with Intertwined Solutions, Inc. and InheritGuard, LLC. Transamerica Financial Advisors serves a diverse client base including individual investors, pension and profit-sharing plans, trusts, estates, charitable organizations, and corporations. The firm offers a range of advisory and broker-dealer services, including proprietary model portfolios and access to third-party money managers, with both discretionary and non-discretionary program options.

Beneta Reynoso is a financial advisor at Centaurus Financial, Inc. with 40 years of industry experience. She has been with Centaurus since 2007. Outside of her advisory role, she serves as CEO of Empire Financial Benefits, Inc., and is involved in estate planning services through Epic Estate Plans and AmeriEstate Legal Plan, Inc. Centaurus Financial, Inc. provides advisory and brokerage services to a diverse client base, including individuals, families, small businesses, corporations, trusts, and foundations. The firm offers financial planning and portfolio management through platforms like CLASSIC Plus, employing various analytical approaches and both discretionary and non-discretionary arrangements.

Kyung Chang is a financial advisor with Principal Financial Services holding Series 63 and Series 65 licenses and 12 years of industry experience. His prior work includes roles at Mass Mutual Investors Services and The Prudential Insurance Company of America. He also maintains a licensed insurance agent role, focusing on the sales and service of fixed insurance products such as life, annuities, disability income, and long-term care insurance. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, and charitable organizations. The firm emphasizes direct advisory programs, financial planning, retirement plan consulting, and access to third-party money manager solutions.

Christopher Puzio is a CFP®-credentialed financial advisor with 16 years of industry experience. He is currently affiliated with Commonwealth Financial Network and has prior experience at Wallick Wealth Management and LPL Financial. Puzio also engages in fixed insurance sales as a secondary business activity. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser serving a national network of nearly 2,900 advisors and a broad client base. The firm offers a comprehensive adviser-support platform that includes managed-account programs, access to third-party asset managers, retirement consulting, and custody services.

Patrick Duignan is a financial advisor with Money Concepts Capital Corp in Brea, CA, holding a Series 66 designation and bringing 15 years of industry experience. He has been with Money Concepts Capital Corp since 2010. Outside of his advisory role, Duignan is the owner of NorthPoint Tax, Wealth & Business Advisory, LLP, a tax preparation and business consulting firm. Money Concepts Advisory Service provides portfolio management, financial planning, and consulting to individuals, pension plans, trusts, charitable organizations, and corporations. The firm uses a combination of model portfolios, advisor-designed portfolios, and third-party sub-advisers, applying fundamental and technical analysis alongside modern portfolio theory to manage assets and offer a range of managed programs and account structures.

Magaly Aguirre is a financial advisor with Eagle Strategies (NY Life) based in San Dimas, CA. She holds Series 66 and Series 63 designations and has 16 years of industry experience, including roles at NYLIFE Securities LLC and New York Life Insurance Company since 2014. Eagle Strategies serves a diverse range of individual and institutional clients, providing financial planning, investment management, and retirement-plan advisory services through a large network of affiliated investment adviser representatives. The firm emphasizes tailored recommendations and manages the majority of its assets on a non-discretionary basis.

Timothy Higgins is a CFP® and PFS™ credentialed financial advisor with 13 years of industry experience. He is currently with Money Concepts Capital Corp and has held roles at Blue Palm Consulting and NorthPoint Tax, Wealth & Business Advisory, LLP, where he provides tax preparation and consultation. Outside of advisory work, he is involved in consulting through Blue Palm Consulting and participates in an investment club as an owner. Money Concepts Capital Corp is an enterprise firm with approximately 431 advisors managing $3.33 billion across about 14,700 clients. The firm serves individuals, pension and profit-sharing plans, trusts, charitable organizations, and corporations, offering a range of managed programs that include model portfolios, third-party sub-advisers, and both discretionary and non-discretionary account structures.

Lin Lin is a Series 66 licensed financial advisor with 10 years of industry experience. Lin has worked at Citigroup Global Markets since 2025 and previously held roles at HSBC Bank USA and HSBC Securities, as well as Bank of America and Merrill. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering multi-asset, multi-manager investment strategies through discretionary and non-discretionary programs, along with broker-dealer execution and custody services. The firm combines large institutional scale with unique market roles, including in-house research and functioning as a security-based swap dealer and futures commission merchant.

Angelica Betancourt is a financial advisor with Transamerica Financial Advisors in Brea, CA, holding Series 63 and Series 65 credentials and 18 years of industry experience. She has been with Transamerica Financial Advisors since 2012 and is involved in several other business ventures, including Team Conquer Inc, Pro Services Rendered LLC, GAV Property Management LLC, and All For Janitorial Services Inc. Transamerica Financial Advisors serves a diverse client base including individuals, pension plans, trusts, estates, and corporations. The firm offers both advisory and broker-dealer services with a range of proprietary and third-party investment programs available on discretionary and non-discretionary platforms.

Chase Morris is a financial advisor at AE Wealth Management, LLC, holding a Series 65 designation with four years of industry experience. His background includes legal practice as a solo attorney at his own law office and roles in multiple financial and legal firms. He is an officer and partial owner of Clarity Tax Partners, LLC, where he works on tax strategies and planning in collaboration with licensed CPAs and enrolled agents. AE Wealth Management provides fee-based portfolio management, financial planning, and retirement plan consulting to a diverse client base, including individual households, corporations, trusts, and ERISA plan sponsors. The firm emphasizes discretionary model portfolios and standardized platform services across a large client base.

Stephen Short is a financial advisor at Transamerica Financial Advisors with six years of industry experience. He holds Series 65 and Series 63 licenses and has worked at several firms, including Barons Enterprise International Inc and WealthWave. Outside of his advisory role, he is involved in marketing and client services with Barons Enterprise International Inc and WealthWave. Transamerica Financial Advisors serves a diverse client base ranging from individual investors to corporations, offering both advisory and broker-dealer services through proprietary and third-party model portfolios. The firm provides discretionary and non-discretionary investment programs and supports plan clients with affiliated retirement and recordkeeping entities.

Daniel Yee is a financial advisor with Money Concepts Capital Corp in Riverside, CA, holding Series 65 and Series 66 licenses and bringing 24 years of industry experience. He has been with Money Concepts Capital Corp since 2008 and operates Vision Solved Franchise Services as a franchise consultant. Additionally, he provides medical insurance consulting through a sole proprietorship. Money Concepts Advisory Service (MCAS) manages portfolios and offers financial planning and consulting services to individuals, pension plans, trusts, charitable organizations, and corporations. The firm utilizes a range of managed programs and investment strategies, including proprietary retirement model portfolios and third-party sub-advisers, serving approximately 14,700 clients with about $3.33 billion in assets under management.

Victor Lee is a financial advisor with Transamerica Financial Advisors in City of Industry, CA, holding Series 63 and Series 66 licenses and having 23 years of industry experience. His prior work includes roles at Arya Global Consulting, Olivestree CSGarmax LLC, and Focus Advisors International, LLC. Outside of finance, he works as a rideshare driver for Uber and Lyft on a part-time basis. Transamerica Financial Advisors serves a broad client base, including individuals, pension and profit-sharing plans, trusts, and corporations. The firm offers advisory and broker-dealer services through proprietary and third-party model portfolios, with both discretionary and non-discretionary program options.

Fanyi Zeng is a financial advisor at Transamerica Financial Advisors with Series 63 and Series 65 licenses. Zeng has experience working at several financial institutions, including US Bank, Comerica Bank, and Jackson National Life. Outside of advising, Zeng has been involved with World System Builders and World Financial Group Insurance Agency. Transamerica Financial Advisors serves a diverse client base ranging from individual investors to corporations, offering both advisory and broker-dealer services. The firm provides proprietary and third-party model portfolios with discretionary and non-discretionary options, along with affiliated retirement and recordkeeping services.

Robert Lee is a financial advisor with Citigroup Global Markets Inc., holding Series 63 and Series 66 licenses and bringing 24 years of industry experience. He has been with Citigroup Global Markets since 2012. Citigroup Global Markets serves individual and institutional clients across various wealth segments, providing investment advisory programs, broker-dealer execution, and custody services. The firm employs multi-asset, multi-manager strategies implemented through discretionary and non-discretionary programs, supported by in-house research and unique market roles.

Kevin Landen is a financial advisor with Valic Financial Advisors, holding Series 63, 65, and 66 licenses and bringing 19 years of industry experience. He has been with Valic Financial Advisors since 2015 and has concurrent roles at Agia and Thornton Winery. Outside of his advisory work, he is also active as a real estate agent with EXP Realty of Southern California, assisting family and friends with property listings and sales. Valic Financial Advisors serves primarily U.S. individuals, including high net worth and ultra-high net worth clients, as well as employer-sponsored retirement participants. The firm offers portfolio management, financial planning, and consulting services through a large network of advisors, utilizing discretionary unified managed accounts and overlay services supported by centralized technology and model solutions.

Michael Barragan is a financial advisor with Eagle Strategies (NY Life) in San Dimas, CA, holding a Series 66 designation and 15 years of industry experience. His prior work includes roles at Bank of America, Merrill, Mutual of America Securities, Ameriprise, and Massachusetts Mutual Life Insurance Company. In addition to advisory work, he is appointed with outside carriers to broker non-registered insurance products. Eagle Strategies serves a broad mix of individual and institutional clients, offering financial planning, investment management, and retirement-plan advisory services through a large network of affiliated investment adviser representatives. The firm emphasizes tailored recommendations and manages most assets on a non-discretionary basis.