Patrick Lee is a Vice President and Financial Consultant at Fidelity Investments. In his current role since 2017, he works closely with his experienced team to leverage Fidelity's brand, technology, and platform. Patrick focuses on retirement, income, and wealth planning, aiming to understand clients' unique situations and help them define and achieve their financial goals. Prior to joining Fidelity, Patrick held positions as Vice President Senior Wealth Financial Advisor at Bank of the West from 2013 to 2017, and as Vice President Financial Advisor at Merrill Lynch from 2010 to 2013. He holds a California Insurance License.

Jeremy Geels is a CFP® with 11 years of industry experience, currently serving as a financial advisor at Edward Jones since 2014. He holds the Series 66 designation and is based in Capitola, CA. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, including a broad range of households, pension plans, corporate clients, and charitable organizations. The firm manages approximately $1.01 trillion in assets and offers a variety of investment strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Eugene Park is a Financial Consultant at Fidelity Investments, bringing a comprehensive approach to financial planning. As a Certified Financial Planner™ professional, he provides guidance that integrates investments, tax-efficient investing, retirement planning, estate planning considerations, and risk management. Before joining Fidelity Investments in 2023, Eugene held various roles at J.P. Morgan Chase, including Senior Home Lending Advisor from 2020 to 2023, Branch Manager from 2016 to 2020, and Private Client Banker from 2011 to 2016. This experience has informed his holistic approach to financial consulting. Eugene holds a California Insurance License which complements his expertise in financial planning. He prioritizes ongoing education and adherence to rigorous standards, aiming to put his clients' interests first.

Tomoko Koyama is a Planning Consultant at Fidelity Investments, a position she has held since 2025. She began her career at Fidelity Investments in 2022 as a Financial Consultant. Prior to joining Fidelity, Tomoko held various roles including Vice President - Private Client Advisor at JP Morgan Chase from 2019 to 2022, Vice President - Private Client Associate at Bank of America Private Bank from 2018 to 2019, and Vice President - Financial Solutions Advisor at Bank of America - Merrill from 2014 to 2018. Tomoko holds a California Insurance License. Raised in a culture where discussing money was a taboo subject, she aims to provide financial guidance to as many families as possible. Outside of her professional work, Tomoko has interests in fitness, movies, photography, traveling, and yoga.

Erik Hall is Vice President and Financial Consultant at Fidelity Investments, a position he has held since 2014. He has been with Fidelity Investments since 2004, progressing through roles including Financial Consultant, Relationship Manager, and Equity, Options, Fixed Income Trader. Erik partners with families and organizations to understand their goals and develop personalized financial strategies. His approach focuses on executing these strategies while mitigating risks and making adjustments as financial markets and client circumstances change. He holds a California Insurance License.

Taylor Frias is a financial advisor with J.P. Morgan Securities in San Jose, CA, holding Series 63 and Series 66 licenses and eight years of industry experience. Prior to joining J.P. Morgan Securities and JPMorgan Chase Bank N.A., Frias worked at California Mattress. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations.

John Anzaldua is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. He has been with LPL Financial since 2015. Anzaldua is involved with wealth management operations under the names Big Trees Wealth Management and Strategic Wealth Advisors Group. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs and financial planning services, utilizing both discretionary and non-discretionary management and various model portfolios supported by LPL Research and third-party subadvisors.

Rey Deborja Jr. is a financial advisor at OSAIC with 22 years of industry experience. He holds a Series 66 designation and has worked at firms including Ameriprise, Lincoln Financial Advisors, and Prudential Insurance Company of America. Outside of his advisory role, he co-owns a tax preparation business, PDC Taxes. Osaic Wealth, Inc. serves a broad mix of retail and institutional clients through a large network of affiliated advisers, offering integrated brokerage and advisory services, financial planning, retirement consulting, and access to third-party money managers and managed-account solutions. The firm employs asset-allocation tools, risk-tolerance assessments, and automated rebalancing in portfolio construction and supports multiple platforms and third-party services.

Robert Baldacci is a financial advisor at Cetera with 27 years of industry experience. He holds Series 63 and Series 65 designations and has previously worked at J.P. Morgan Securities. Outside of his advisory role, he serves as treasurer and secretary for a networking group and is involved in fixed insurance sales. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, and institutional accounts. The firm offers a multi-manager platform that allows advisors to implement model portfolios, select third-party managers, or create customized strategies, managing over $256 billion in assets across more than 10,000 advisors.

My Lang is a financial advisor with Ameriprise Financial Services, LLC, holding Series 63 and Series 66 licenses and having 16 years of industry experience. He has worked at Ameriprise since 2005 across its related entities. In addition to his advisory role, he is involved in independent insurance brokering with multiple health plans. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides clients with written recommendation reports and ongoing planning focused on dependable income sources and tax-aware withdrawal strategies.

Samuel Dickinson is a Series 66 licensed financial advisor at OSAIC with three years of industry experience. He previously worked at Edward Jones and CWM Inc. His current role is based in Saratoga, CA. OSAIC serves a diverse client base including individual and high-net-worth investors, pension plans, corporations, and charities through a large network of affiliated advisors and multiple advisory platforms. The firm provides integrated brokerage and investment advisory services, financial planning, retirement consulting, and access to third-party managers, utilizing a range of portfolio management tools and third-party solutions.

Lawrence Larson is a financial advisor at Charles Schwab with 27 years of industry experience. He holds a Series 66 designation and has been with Charles Schwab since 2003, including concurrent roles at Charles Schwab Bank since 2005. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory services with access to discretionary separately managed accounts and employs multi-asset model portfolios supported by centralized custody and operational infrastructure.

Mary Jin is a Vice President and Financial Consultant at Fidelity Investments, where she has been serving since 2025. She is a CERTIFIED FINANCIAL PLANNER™ professional with over 18 years of experience in the financial services industry. Throughout her career, Mary has held various roles at Fidelity Investments, including Financial Consultant, Investment Consultant, and Relationship Manager. Prior to joining Fidelity, she worked at Edelman Financial Engines, Credit Suisse, Morgan Stanley, and E*Trade Financial. Mary's expertise spans working with individuals, families, and business owners to address their unique financial needs and assist them in achieving their financial goals. She holds a California Insurance License, which supports her ability to provide comprehensive financial advice. Outside of her professional work, Mary enjoys family activities and running.

David Nguyen is a financial advisor at Fidelity with a Series 66 designation and one year of industry experience. His prior roles include positions at BMO Financial Group, JP Morgan Chase Bank, J.P. Morgan Securities, Wells Fargo Bank, and several technology and security companies. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, utilizing a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to develop model portfolios from mutual funds, ETFs, and ETPs. The firm is noted for its registration with the CFTC, advisory roles to multiple registered investment companies, and use of AI-driven research methods.

Zifeng Chen is a financial advisor with Fidelity Investments in Campbell, CA, holding a Series 66 designation and one year of industry experience. Prior to joining Fidelity in 2025, Chen worked at East West Bank and UBS. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including Charitable Gift Funds and registered investment companies. The firm combines proprietary fundamental research with quantitative analysis and algorithmic portfolio construction, offering model portfolios built from mutual funds, ETFs, and ETPs through systematic methodologies and long-term asset allocation benchmarks.

Byron Ishiwata is a financial advisor at Cetera with 23 years of industry experience and holds a Series 66 credential. His prior work includes significant tenures at Avantax and 1st Global Advisors. Outside of his advisory role, he serves as the Head Minister of the Konko Church of San Jose and as Assistant Chief Administrative Minister for the Konko Church of North America. He is also a partner in the CPA firm Johanson & Yau and serves on the advisory board of the Japanese American Museum of San Jose. Cetera Investment Advisers LLC is an SEC-registered adviser that supports a large network of independent advisors, serving individuals from non-high-net-worth to high-net-worth clients, as well as retirement plans, corporate, charitable, and institutional accounts. The firm offers a variety of portfolio management and financial planning services through a multi-manager platform featuring both affiliated and third-party managers.

Sumer Tatangelo is a financial advisor with Ameriprise in Santa Cruz, CA, holding a Series 66 designation and nine years of industry experience. Tatangelo has been with Ameriprise and its affiliated entities since 2015. Ameriprise offers retirement-income planning services primarily for clients nearing or in retirement who meet specific asset criteria, combining research-driven modeling and tax-efficiency analysis to provide tailored, written recommendation reports. The firm delivers a broad range of advisory, brokerage, and insurance solutions typical of a large institutional provider.

Haley Rudee is a Series 66-licensed financial advisor with UBS Financial Services in Los Gatos, CA. She joined UBS in 2025 and has prior experience in various roles, including work with private families and at University Carlos III of Madrid. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining proprietary research and model-based asset allocations to tailor financial plans. The firm operates across wealth management, institutional trading, and capital markets services.

Diego Llano is a Financial Consultant at Fidelity Investments, a role he has held since 2025. He specializes in providing thoughtful guidance and partnership to his clients, focusing on understanding their individual goals and values to build tailored financial strategies. Diego supports clients through various financial scenarios, including market fluctuations, retirement planning, and significant life changes. He has accumulated experience in the financial services industry through prior positions as a Financial Advisor at Merrill Lynch from 2024 to 2025, a Financial Consultant at Charles Schwab from 2021 to 2024, and a Private Client Banker at J.P. Morgan Chase between 2019 and 2021. Diego holds a California Insurance License, adding to his professional qualifications. Outside of his professional career, Diego engages in activities related to family, fitness, movies, music, parenthood, and surfing.

Joy Verzosa is a Vice President and Financial Consultant at Fidelity Investments. She has been with Fidelity since 2018, serving in various roles including Relationship Manager and Planning Consultant before her current position. Joy has worked in the financial industry for 15 years, bringing extensive experience in financial consulting and relationship management. Her professional background includes positions at JPMorgan Chase as a Private Client Banker and Assistant Vice President, as well as roles at Keypoint Credit Union and Wells Fargo Bank. Joy holds a California Insurance License, which supports her work in financial planning and client advisement. Outside of her professional career, Joy enjoys hiking, outdoor adventures, snowboarding, traveling, and spending time with her pets.