Angela Wright is a CFP® with 18 years of industry experience. She joined Gemmer Asset Management LLC in 2024 after 16 years at Del Monte Group, LLC. Gemmer Asset Management LLC manages over $2.0 billion in discretionary assets and serves a diverse client base including individuals, trusts, estates, retirement plans, corporations, nonprofits, and independent fiduciaries. The firm employs an asset-allocation approach focused on no-load mutual funds and ETFs, offers branded strategies, and maintains a dedicated Social Strategy incorporating ESG scores and fossil-fuel exposure metrics.

David Potts is a financial advisor at Dixon Financial Services with 8 years of industry experience. He holds a Series 66 designation and has worked at Dimensional Fund Advisors since 2017. Prior to that, he was affiliated with Santa Clara University from 2013 to 2017. Dixon Financial Services provides investment advisory services to individuals, trustees, charitable organizations, business owners, and corporations. The firm emphasizes strategic asset allocation using mutual funds and ETFs, applying Modern Portfolio Theory and relying heavily on Dimensional Fund Advisors funds, with a focus on client education through formal simulations, performance reporting, and sponsored seminars.

Samara Hanson Velloo is a financial advisor at Elevation Wealth Partners, LLC with two years of industry experience. She holds a Series 66 designation and has worked at Morgan Stanley, Global Retirement Partners, and LPL Financial. Prior to her advisory roles, she was employed at Blasingame Family and Sonoma State University. Elevation Wealth Partners is a six-advisor team managing approximately $670 million in client assets. The firm serves individuals, families, high-net-worth clients, and institutions, focusing on fee-only discretionary portfolio management and comprehensive financial planning using long-term, academically informed investment strategies.

Michael Maloon is a CFP® and ChFC® with 39 years of industry experience. He is affiliated with California Financial Advisors and has held roles at Foothill Securities and his own firm Maloon, Powers, Pitre & Higgins, LLC dba CFA. He also maintains insurance agent roles with Lincoln National Life Insurance Company and Jackson National Life Insurance Company, providing service for existing insurance and annuity business. California Financial Advisors is an SEC-registered advisory firm serving individuals, charitable organizations, and businesses. The firm manages over $2 billion in assets and employs an investment approach that includes asset allocation, mutual fund and ETF analysis, and third-party manager due diligence tailored to client objectives and tax considerations.

Alexis Olian is a CFP® with nine years of industry experience, currently serving at Treehouse Wealth Advisors. She previously worked for The Humphreys Group for 12 years before joining Treehouse Wealth Advisors in 2025. Treehouse Wealth Advisors provides discretionary and non-discretionary portfolio management, financial consulting, and comprehensive wealth planning to individual and high-net-worth clients. The firm’s investment approach incorporates technical and fundamental analysis, offering tailored strategies that include long- and short-term trading, supported by institutional research and custodial partnerships.

Jackson Sendell is a financial advisor at California Financial Advisors with two years of industry experience. He holds the Series 65 designation and previously worked at Praetorian Wealth Management and Nia Impact Advisors. Before entering the financial industry, he spent ten years in full-time education. California Financial Advisors serves individuals, charitable organizations, and businesses by providing investment supervisory services, financial planning, and consulting. The firm’s investment process focuses on asset allocation, mutual fund and ETF analysis, and due diligence of third-party managers, with portfolios reviewed quarterly and managed according to clients’ objectives and risk tolerance.

Joshua Schefers is a CFP® professional with 18 years of industry experience. He is affiliated with Valley Wealth Strategies, LLC and has previously worked with LPL Financial and National Planning Corporation. He also operates Zuk Financial Group. Valley Wealth Strategies, LLC serves individuals, families, trusts, small businesses, and charitable organizations by providing customized investment management and financial planning services. The firm employs a primarily long-term investment approach and manages a significant portion of assets on a non-discretionary basis.

Frederic Devinney is a Series 63-licensed financial advisor with American Investors Company in Walnut Creek, CA, where he has worked since 1994. He has 59 years of industry experience, including operating as an independent insurance agent specializing in term life insurance. American Investors Company provides investment advisory and financial planning services to a range of clients, including individuals, pension and profit-sharing plans, trusts, estates, charitable organizations, and corporations. The firm offers both discretionary and non-discretionary management, financial planning, 401(k) consulting, and uses a combined broker-dealer and SEC-registered adviser structure.

Jared Harper is a financial advisor with Malakoff Wealth in Danville, CA, holding a Series 66 designation and five years of industry experience. He has worked at LPL Financial since 2020 and has also been involved with Metis Technology Solutions since 2019. Outside of his advisory role, he provides administrative support to Malakoff Wealth. Malakoff Wealth offers financial planning and consulting services to individuals, trusts, nonprofit organizations, banks, business entities, and pension/profit-sharing plans. The firm focuses on fundamental analysis and manager evaluation, providing advice through hourly, fixed-fee, or retainer arrangements while referring clients to LPL Financial for investment implementation and portfolio supervision.

Roger Coit is a financial advisor with American Investors Company who holds a Series 63 designation and has 54 years of industry experience. He has been associated with American Investors Company since 1994 and is also involved in managing multiple real estate entities through Coit Financial Group LLC and Coit Real Estate Group, Inc. in Walnut Creek, California. Outside of advisory services, he engages in real estate consulting and oversees real estate enterprises as president of Coit Real Estate Group, Inc. American Investors Company provides investment advisory and financial planning services to individuals, pension and profit-sharing plans, trusts, estates, charitable organizations, and corporations. The firm offers both discretionary and non-discretionary asset management, financial planning, 401(k) services, and conducts initial and ongoing evaluations of third-party money managers, operating with a combined broker-dealer and SEC-registered advisor structure.

Anthony Castelli is a financial advisor with Penserra Wealth Management in Orinda, CA, holding Series 63 and Series 65 licenses and bringing 25 years of industry experience. He has been associated with multiple Penserra entities since 2008, including Penserra Securities LLC, Penserra Capital Management, and Penserra Transition Management. Penserra Wealth Management, founded in 2024, provides discretionary portfolio management, pension consulting, and financial planning. The firm applies a combination of fundamental, technical, cyclical, and economic analyses in managing approximately $15 million in discretionary assets, employing strategies that include strategic asset allocation and the use of ETFs, mutual funds, options, and certain alternative investments.

Anita Singh is a CFP® and holds a Series 66 license, currently serving as an advisor at Meridian Investment Counsel, Inc. in Lafayette, CA, with five years of industry experience. She has been with Meridian since 2022 and also has a long-standing role with Arbonne. Outside of her advisory work, she provides bookkeeping services for a workers' compensation law firm in Walnut Creek. Meridian Investment Counsel offers discretionary investment management and financial planning primarily to individuals, families, trusts, non-profit organizations, and retirement plans. The firm employs a tax-aware, conservative growth strategy with fundamental security analysis and in-house portfolio management.

David Gemmer is the founder of Gemmer Asset Management LLC and holds 39 years of industry experience. He has led the firm since its inception in 1992. Outside of his advisory work, he has an interest in Crew Wine Co., a business he has been involved with since 2009. Gemmer Asset Management LLC manages just over $2.0 billion in discretionary assets and serves individuals, trusts, estates, retirement plans, corporations, nonprofits, and independent fiduciaries. The firm employs an asset-allocation approach focused on no-load mutual funds and ETFs, with a dedicated Social Strategy that integrates ESG scores and fossil-fuel exposure metrics.

Lee Geiger is a financial advisor at Penserra Wealth Management with 37 years of industry experience. He holds Series 63 and Series 66 credentials. Geiger has worked at Screaming Eagle Trading, Inc. and MOBIUS DESIGN, INC. since 2008. Outside of his advisory role, he is a self-employed novelist, dedicating approximately 10 hours a month to writing. Penserra Wealth Management is an SEC-registered investment adviser that provides discretionary portfolio management, pension consulting, and financial planning. The firm employs a mix of analytical approaches and implements varied strategies including asset allocation, ETFs, options, and alternative investments.

Michelle Higgins is a financial advisor at California Financial Advisors with 30 years of industry experience. She holds Series 63 and Series 65 credentials and has worked at the Wall Street Journal (Dow Jones) and Foothill Securities, Inc. Higgins is also a business owner and author, with profits from one of her books donated to college scholarships. California Financial Advisors is an SEC-registered firm serving individuals, charitable organizations, and businesses. The firm manages over $2 billion in client assets and employs an investment approach focused on asset allocation, mutual fund and ETF analysis, and due diligence of third-party money managers.

John Hayman is a financial advisor with Capital Advantage, Inc. in Walnut Creek, CA, holding a Series 63 designation and 27 years of industry experience. He has been with Capital Advantage since 1998. Capital Advantage, Inc. serves individual and high-net-worth clients, trustees, pension and profit-sharing plans, charitable organizations, and business entities, providing discretionary investment management and financial planning services. The firm employs a team approach with multiple credentialed advisors and uses a combination of fundamental and technical analysis, client interviews, and diversified investment strategies.

Tonya White is a financial advisor with CSP Financial Group LLC, holding Series 63 and Series 65 credentials and 14 years of industry experience. She has held roles at multiple firms and is involved in creating a financial education course focused on heart, soul, and spirituality. Tonya also participates in non-investment ventures including essential oil sales and leading wellness workshops. CSP Financial Group provides discretionary asset management, financial planning, and retirement-plan services to individuals, high-net-worth clients, and business entities. The firm emphasizes portfolio construction and monitoring based on Modern Portfolio Theory, asset allocation, and uses third-party managers while also managing held-away workplace accounts with tax-efficient strategies.

Seongsoo Lee is a financial advisor at New Insight Wealth Advisors with 23 years of industry experience. He holds a Series 66 designation and previously worked at Ameriprise Financial Services for 17 years. New Insight Wealth Advisors serves individuals, trusts, pension plans, and corporate entities with asset management, retirement plan consulting, and financial planning. The firm employs a tailored, continuously monitored investment approach utilizing various analytical methods and offers complimentary financial planning to asset-management clients.

John Cordano is a financial advisor at California Financial Advisors with 33 years of industry experience. He holds the ChFC® designation and Series 63 license. His prior experience includes roles at Foothill Securities, Inc. and Maloon, Powers, Pitre & Higgins, LLC, along with over three decades in sales and renewals of fixed annuities, life, and disability insurance. Outside of advisory work, he is involved in insurance sales. California Financial Advisors is an SEC-registered firm serving individuals, charitable organizations, and businesses by providing investment supervisory services, financial planning, and consulting. The firm’s investment approach emphasizes asset allocation, mutual fund and ETF analysis, and due diligence of third-party managers, with portfolios reviewed quarterly and managed according to clients’ objectives and risk tolerance.

Andrew Agosta is a CFP® with 17 years of industry experience, currently serving at Prosperity Financial Group, Inc. in San Ramon, CA. He has previously worked at First Trust Portfolios, L.P. for 11 years and holds the Series 66 designation. He is also vice president of Prosperity Financial Group. Prosperity Financial Group is a team of seven advisors managing approximately $503 million in discretionary assets for individuals, trusts, estates, and business entities. The firm offers customized asset management and financial planning services, with portfolios that may include a range of securities and employs third-party money managers as part of its investment approach.