Keith Nguyen is a financial advisor with Wells Fargo Clearing in Santa Rosa, CA. He holds Series 65 and Series 63 licenses and has 15 years of industry experience. Nguyen has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC and Wells Fargo Bank, N.A. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients. The firm offers investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting, utilizing research from the Wells Fargo Investment Institute and third-party sources.

Michelle Moller is a CFP® and holds a Series 66 designation with 17 years of industry experience. She has been with Edward Jones since 2008. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, including pension plans, corporate clients, and charitable organizations. The firm manages approximately $1.01 trillion in assets under management and offers a range of advisory programs and investment solutions through a large nationwide network of financial advisors and branch offices.

Jacob Peaty is a financial advisor at LPL Financial with six years of industry experience. He holds a Series 66 designation and has been with LPL Financial since 2017. Prior to that, he worked for RCU Auto Services from 2015 to 2017. Outside of his advisory role, he is involved with CPS Insurance Services as a non-variable insurance producer. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves individuals, retirement plans, banks, corporations, and charitable organizations through a national network of advisers. The firm offers a wide range of financial planning and advisory programs, including retirement plan consulting and brokerage services, utilizing discretionary and non-discretionary management supported by in-house and third-party research.

Darrel Lavilla is a financial advisor with Edward Jones in Petaluma, CA, holding Series 63 and Series 66 credentials and 21 years of industry experience. He has been with Edward Jones since 2005. Outside of his advisory role, he owns an Airbnb property in Kailua Kona, HI, managed through a property management company. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory programs and investment options supported by a nationwide network of over 23,700 financial advisors.

Conveasna Ouch is a financial advisor at Wells Fargo Clearing with seven years of industry experience. She holds a Series 66 designation and has previously worked at Bank of America, Merrill, Target, and Verizon Wireless. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, tailoring services to plan objectives, demographics, and risk tolerances while acting as an ERISA fiduciary.

Douglas Wulbrecht is a financial advisor with Raymond James & Associates, holding Series 63 and Series 65 credentials and bringing 41 years of industry experience. He has worked at Raymond James & Associates since 2018, following prior roles at Wells Fargo Clearing and Wells Fargo Advisors LLC. Outside of advising, he owns and manages rental real estate properties. Raymond James & Associates is a large dually registered broker-dealer and investment adviser overseeing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering financial planning and investment consulting through various programs while providing access to a broad range of portfolio management styles and affiliated research.

David Wachter is a Wealth Management Advisor with Merrill Lynch Wealth Management. He has been establishing his practice since 1978, focusing on helping clients develop and maintain long-term financial plans through varying market cycles. His approach emphasizes working one-on-one with clients to create personalized financial strategies that align with their individual goals. David's expertise includes college education planning, legacy planning, liquidity management, managing new wealth, personal retirement planning, portfolio management services, women and wealth, individual and corporate investment strategy, tax minimization, and retirement income. He holds the Certified Investment Management Analyst (CIMA) designation and the CERTIFIED FINANCIAL PLANNER (CFP) certification. His educational background includes a Bachelor's Degree from the United States Military Academy at West Point and a Master's Degree in Business from the University of Oklahoma's Price Business School. Additionally, he has completed coursework at the Wharton School of Business. Outside of his professional work, David is married with two adult children and five grandchildren. He has an interest in genealogy, photography, reading, and spending time with his family. He also participates in community volunteering in line with Merrill's tradition of community involvement.

Thomas Dobransky is a financial advisor with LPL Financial based in Santa Rosa, California. He holds Series 63 and Series 65 licenses and has 43 years of industry experience, including over four decades with LPL Financial. He also acts as a trustee and fiduciary for his own 401(k) plan through Thomas J. Dobransky & Associates. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and brokerage services, providing both discretionary and non-discretionary management supported by model portfolios and research from LPL Research and third-party sources.

Matthew Miller is a financial advisor at Ameriprise with 19 years of industry experience. He holds the CFP® designation and Series 66 and Series 63 licenses. His prior work includes roles at Helios Quantitative Research and a previous tenure at Ameriprise Financial Services INC. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering a specialized retirement-income service focused on dependable income sources and tax-aware withdrawal strategies for clients near or in retirement. The firm’s approach integrates proprietary research, third-party data, and algorithmic tools within a managed account framework.

Nicole Reynolds is a Series 66-licensed financial advisor with Wells Fargo Clearing, based in Sonoma, CA, with four years of industry experience. She has been with Wells Fargo Clearing since 2021 and has worked at Wells Fargo Bank, N.A. since 2003. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering investment policy statement preparation, investment recommendations, performance reporting, participant education, and plan benchmarking. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related and bank deposit sweep options among its investment offerings.

Ehsan Gorjizadeh is a financial advisor with Wells Fargo Clearing in Corte Madera, CA, holding Series 63 and Series 65 licenses and possessing seven years of industry experience. He has been with Wells Fargo Clearing Services LLC since 2018 and Wells Fargo Bank NA since 2013. Outside of his advisory role, he is involved in bookkeeping for a gas station in Mill Valley, CA. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a notable range of investment options that include insurance-related vehicles and bank deposit sweep programs.

Fernando Lema is a financial advisor at RBC Capital Markets with two years of industry experience. He holds a Series 66 designation and has worked at City National Bank since 2024, with prior experience at First Republic Bank from 2007 to 2023. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutional clients, and charitable organizations. The firm offers various advisory programs and tailors investment strategies based on client risk profiles, utilizing both in-house and third-party managers.

Kristen Kaczmark is a financial advisor with Morgan Stanley in Santa Rosa, CA, holding Series 63 and Series 66 licenses and bringing 26 years of industry experience. She previously worked at Charles Schwab bank and Charles Schwab & Co., Inc. from 2010 to 2019 and had a brief tenure at Peninsula Wealth, LLC. She has been with Morgan Stanley Private Bank and MORGAN STANLEY SMITH BARNEY LLC since 2020. Morgan Stanley Wealth Management serves both individual and institutional clients, providing a range of advisory programs including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process that uses firm-approved tools and modeling techniques.

Brooks Crissey is a CFP® professional with 18 years of industry experience, currently serving as a financial advisor at LPL Financial since 2024. His prior experience includes roles at Ameriprise and Wells Fargo Advisors. He is also involved with Desward Peak Partners LLC, a business entity established for tax and investment purposes. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, institutions, and charitable organizations through a broad network of investment adviser representatives. The firm offers a range of advisory programs and financial planning services, utilizing discretionary and non-discretionary management supported by in-house and third-party research.

Ylisa Sanford is a Certified Financial Planner (CFP®) with 27 years of industry experience. She is currently with Morgan Stanley, where she has worked since 2020, after previously spending 15 years at Ameriprise Financial Services, Inc. Sanford serves as Development Chair for the Giants Community Fund, a nonprofit organization in San Francisco. Morgan Stanley Wealth Management offers advisory programs to both individual and institutional clients, providing tailored financial planning using structured discovery and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and combines a broad range of retail and institutional services with specialized offerings such as private funds and principal trading activities.

Charles Walker is a financial advisor with Edward Jones in Petaluma, CA. He holds the Series 66 designation and has one year of experience with Edward Jones, following prior roles at Exchange Bank and several other firms. Outside of his advisory work, he is a co-owner of a rental property business in Grass Valley, CA. Edward Jones is a full-service wealth management firm serving individual and institutional clients. The firm offers a range of advisory programs and investment strategies, supported by a large network of advisors and branch offices across the country.

Jacob Brodt is a financial advisor at LPL Financial with 21 years of industry experience. He holds the Series 66 designation and has previously worked at BancWest Investment Services Inc. and Bank of the West for 23 years. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a variety of advisory programs, financial planning, and retirement plan consulting with both discretionary and non-discretionary management options.

Pamela Kezer is a financial advisor at Morgan Stanley in Santa Rosa, CA, with 11 years of industry experience. She holds a Series 66 designation and has been with Morgan Stanley and its Private Bank since 2009 and 2016, respectively. Morgan Stanley Wealth Management provides a range of advisory programs to individual and institutional clients, focusing on tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and serves clients through both direct and corporate financial planning agreements.

Cody Dial is a financial advisor at Wells Fargo Clearing with 20 years of industry experience. He holds a Series 66 designation and has worked at Wells Fargo Clearing since 2016, following five years at Wells Fargo Advisors LLC. Outside of his advisory role, he co-owns a rental property in Denver, Colorado. Wells Fargo Clearing specializes in retirement plan consulting for qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s investment approach is IPS-driven and based on modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Alaina Skolnik is a financial advisor with LPL Financial in Rohnert Park, CA, holding a Series 66 designation and seven years of industry experience. She has been with LPL Financial since 2017 and previously worked at Kaiser Permanente. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, utilizing both discretionary and non-discretionary management supported by research and model portfolios.