Jason Vercelli is a financial advisor with Key Investment Services LLC in Colorado Springs, CO. He holds Series 63 and Series 66 credentials and has one year of industry experience. His prior work history includes roles at Thrivent Financial, Wells Fargo, Bank of America, and Dish Network. Key Investment Services LLC is an SEC-registered investment adviser and wrap-fee program sponsor providing portfolio management and model-based advisory products to individuals, trusts, estates, small businesses, and institutional plan clients through a network of financial professionals. The firm utilizes a multi-provider platform that combines discretionary implementation with non-discretionary model selection and integrates services from KeyCorp affiliates.

Michael Dionne is a CFP® professional with 21 years of industry experience, currently serving at T. Rowe Price Advisory Services, Inc. in Colorado Springs, CO. He has worked at T. Rowe Price since 2004 and concurrently operates New Directions Counseling, a role he has held since 2005. T. Rowe Price Advisory Services, Inc. provides the Retirement Advisory Service focused on individual investors and households with retirement goals, combining financial planning, retirement income planning, and discretionary investment management primarily using proprietary mutual funds and ETFs.

Lori Barr is a financial advisor with T. Rowe Price Advisory Services, Inc. in Colorado Springs, Colorado. She holds Series 63 and Series 66 licenses and has 24 years of industry experience, including 19 years with T. Rowe Price since 2007. T. Rowe Price Advisory Services, Inc. offers a retirement-focused advisory program for individual investors and households, combining nondiscretionary financial planning, retirement income planning, and discretionary investment management. The firm implements portfolios exclusively with selected T. Rowe Price mutual funds and ETFs, using model allocations and tax-aware strategies, and manages accounts on a discretionary basis following client enrollment.

Juliana Gingerich is a Series 66 registered financial advisor with T. Rowe Price Advisory Services, Inc., based in Colorado Springs, CO. She has nine years of industry experience, including roles at Merrill, Fidelity Investments, and Empower Advisory Group. Prior to joining T. Rowe Price, she worked at Mingle and Match LLC. T. Rowe Price Advisory Services offers the Retirement Advisory Service, which provides individualized goals-based financial planning and discretionary investment management focused on retirement. The firm uses model portfolio allocations invested exclusively in T. Rowe Price mutual funds and ETFs, employing tax-aware strategies and Monte Carlo simulations to generate financial plans and retirement income projections.

Monica Bussell is a financial advisor with T. Rowe Price Advisory Services, Inc. She holds Series 63 and Series 66 credentials and has eight years of industry experience. Prior to joining T. Rowe Price in 2017, she worked at Health Fitness Corporation for five years. T. Rowe Price Advisory Services, Inc. offers a retirement-focused advisory program combining nondiscretionary financial planning, retirement income planning, and discretionary investment management for individual investors and households. The firm uses model allocations invested exclusively in T. Rowe Price mutual funds and ETFs, employing tax-aware rebalancing and portfolio management executed on a discretionary basis.

Trung Rhedin is a financial advisor with T. Rowe Price Advisory Services, Inc., holding Series 63 and Series 66 licenses and five years of industry experience. His prior experience includes roles at Fidelity Brokerage Services LLC and several other firms. T. Rowe Price Advisory Services, Inc. provides a retirement-focused advisory program that combines nondiscretionary financial planning, retirement income planning, and discretionary investment management using proprietary mutual funds and ETFs. The firm serves individual investors and households, implementing model portfolios with tax-aware strategies and delivers financial plans through an interactive online tool.

Lanna Schroeder is a financial advisor at Hightower Advisors with 30 years of industry experience. She holds Series 63 and Series 66 certifications and previously worked at Merrill from 2008 to 2017. Outside of her advisory role, she is a part-time independent sales consultant for Rodan and Fields. Hightower Advisors serves a broad range of individual and institutional clients with investment advisory and planning services, utilizing a multi-manager investment approach that includes proprietary research and access to affiliated and third-party managers.

Matthew Baarts is a financial advisor with T. Rowe Price Advisory Services, Inc. He holds the CFP® designation and has 11 years of industry experience. His career includes multiple roles at T. Rowe Price and prior positions at Advised Assets Group, LLC and GWFS Equities, Inc. T. Rowe Price Advisory Services, Inc. offers the Retirement Advisory Service, which combines goals-based financial planning, retirement income planning, and discretionary investment management primarily for individual investors and households preparing for retirement. The firm uses model portfolios invested exclusively in T. Rowe Price mutual funds and ETFs and employs tax-aware rebalancing and Monte Carlo simulations for financial plans and income projections.

Ashley Ziegler is a financial advisor with T. Rowe Price Advisory Services, Inc., holding a Series 66 designation and 12 years of industry experience. She has been with T. Rowe Price since 2012. T. Rowe Price Advisory Services offers a retirement-focused advisory program for individual investors and households, combining nondiscretionary goals-based financial planning, retirement income planning, and discretionary investment management. The firm uses model portfolios invested exclusively in proprietary mutual funds and ETFs, with features such as tax-aware rebalancing and Monte Carlo-based retirement income projections.

Erick Morr is a financial advisor with T. Rowe Price Advisory Services, Inc. He holds the Series 66 designation and has 14 years of industry experience. Erick has been with T. Rowe Price Investment Services since 2010. T. Rowe Price Advisory Services, Inc. offers a retirement-focused advisory service combining nondiscretionary financial planning, retirement income planning, and discretionary investment management primarily for individual investors and households. The firm uses model portfolios invested exclusively in T. Rowe Price mutual funds and ETFs, supported by an interactive online planning tool and financial advisor access.

Devin Lorentzen is a financial advisor at T. Rowe Price Advisory Services, Inc. with a Series 66 designation and experience spanning several roles within T. Rowe Price since 2022, along with prior work at Walgreens and Kwik Trip Inc. He is based in Colorado Springs, CO. T. Rowe Price Advisory Services, Inc. offers the Retirement Advisory Service, which provides nondiscretionary financial planning and discretionary investment management focused on retirement goals for individual investors and households. The firm uses model portfolios invested exclusively in T. Rowe Price mutual funds and ETFs, employing tax-aware strategies and Monte Carlo simulation tools for financial planning.

Kaden Deguzman is a financial advisor at Transamerica Retirement Advisors, LLC with three years of industry experience. He holds the Series 63 and Series 66 licenses. Prior to joining Transamerica, he worked at T. Rowe Price for four years and has also held roles outside of the financial sector, including at Amazon. Outside of his advisory role, he engages in food delivery services in Colorado Springs. Transamerica Retirement Advisors serves participants in employer-sponsored retirement plans and IRA owners by providing managed advice programs and investment education. The firm utilizes proprietary portfolio models developed by Morningstar Investment Management and focuses on asset allocation and retirement planning through non-discretionary and advisory services.

Braden Roskam is a financial advisor at T. Rowe Price Advisory Services, Inc. He holds the Series 66 designation and has one year of industry experience. Prior to joining T. Rowe Price, he worked in commercial financing and held various roles in the hospitality sector. T. Rowe Price Advisory Services, Inc. provides retirement-focused financial planning and discretionary investment management to individual investors and households. Their approach uses proprietary mutual funds and ETFs with tax-aware strategies and delivers financial plans and annual reviews supported by an interactive online tool.

Andrew Thomas is a financial advisor with T. Rowe Price Advisory Services, Inc. based in Colorado Springs, CO. He holds Series 63 and Series 66 licenses and has 11 years of industry experience. His work history includes roles at OppenheimerFunds, Invesco Distributors, Transamerica Capital, and other financial firms. T. Rowe Price Advisory Services, Inc. offers a retirement advisory program that combines goals-based financial planning and discretionary investment management using proprietary mutual funds and ETFs. The firm serves individual investors and households focused on retirement, providing tailored financial plans and annual reviews supported by an interactive online tool.

Gregory Sloan is a financial advisor with First Command Advisory Services in Colorado Springs, CO, holding Series 63 and Series 65 licenses and two years of industry experience. Prior to his advisory role, he served in the Army National Guard for ten years and retired from the Army in 2023. First Command Advisory Services is an SEC-registered investment adviser serving individuals, corporate, and charitable clients, with a particular focus on active-duty service members and their families. The firm offers financial planning and multiple wrap-fee asset management programs, delivering investment management through a centralized team that selects model portfolios and third-party managers from approved lists.

Jason Bandel is a financial advisor with T. Rowe Price Advisory Services, Inc. in Colorado Springs, CO, holding Series 63 and Series 66 licenses and bringing 19 years of industry experience. He has been with T. Rowe Price Investment Services, Inc. since 2008. Outside of his advisory role, Bandel assists with a small print-on-demand apparel business and coaches a U15 girls’ soccer team. T. Rowe Price Advisory Services offers retirement planning and discretionary investment management to individual investors and households, utilizing model portfolios invested exclusively in proprietary mutual funds and ETFs. The firm combines financial planning with ongoing portfolio management and employs tax-aware rebalancing and Monte Carlo simulation tools to support retirement income planning.

James Hodnett is a financial advisor at T. Rowe Price Advisory Services, Inc. with four years of industry experience. He holds a Series 66 designation and has worked at T. Rowe Price since 2020. Outside of his advisory role, he volunteers as a social worker and care provider for developmentally delayed children through Mindset Acquired through Abilities (MATA). T. Rowe Price Advisory Services offers retirement-focused financial planning and investment management to individual investors and households. The firm combines goals-based planning, retirement income strategies, and discretionary portfolio management using proprietary mutual funds and ETFs.

Bobby Foster is a CFP® professional with 20 years of experience in the financial services industry. He is currently with Concurrent Investment Advisors, LLC and has held prior roles at Purshe Kaplan Sterling Investments, Raymond James Financial Services, and Wells Fargo Advisors. Concurrent Investment Advisors, LLC is an SEC-registered, multi-team advisory firm serving individuals, high-net-worth clients, families, trusts, estates, businesses, and retirement plans. The firm offers wealth and investment management, financial planning, and retirement plan advisory services through customized, primarily long-term portfolios utilizing ETFs, mutual funds, and other investment vehicles.

Wei Hui is a financial advisor at SPC with seven years of industry experience. She holds a Series 66 designation and previously worked at Edward Jones from 2018 to 2025. SPC provides investment management, financial planning, and retirement-plan advisory services to a diverse client base, including individual investors, employer-sponsored retirement plans, charitable organizations, and corporate clients. The firm supports a large advisory network and delivers tailored, discretionary investment advice primarily through the SIGMA Managed Account and other account programs.

Kathleen Owings is a financial advisor with J.W. Cole Advisors, Inc. in Colorado Springs, CO, holding Series 63 and Series 65 credentials and bringing 18 years of industry experience. She has been with J.W. Cole Advisors and J.W. Cole Financial since 2014. Outside of her advisory role, Owings is an author and owner of book and online course projects, and she serves on the Pikes Peak Library Foundation Board as interim Vice President and Secretary, participating in the finance committee. J.W. Cole Advisors is an SEC-registered investment adviser serving individuals, charities, corporations, and retirement plans through a national network of over 400 independent representatives. The firm offers portfolio management, financial planning, access to third-party managers, and various managed account solutions, with investment decisions implemented on discretionary or non-discretionary bases.