Kwame Smith is a financial advisor with LPL Financial who holds a Series 66 designation and has 16 years of industry experience. Prior to joining LPL Financial in 2022, he worked at firms including CUNA Mutual Group, AXA Advisors, and Navy Federal Financial Group. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad range of clients including individuals, retirement plans, banks, and charitable organizations through a national network of investment adviser representatives. The firm offers comprehensive financial planning, advisory programs, retirement consulting, and access to model portfolios and research from multiple sources.

Philip Verley is a financial advisor with Primerica Advisors in Lanham, MD, holding Series 63 and Series 65 licenses and nine years of industry experience. He has been with Primerica Advisors since 2017 and has worked with Primerica Financial Services since 2015. Outside of his financial advisory role, he operates a photography business. Primerica Advisors sponsors a wrap-fee asset management program serving individual, corporate, and charitable clients. The firm provides advisory services primarily through model-delivery strategies managed by third-party asset managers and supports trade execution and custody with established financial institutions.

William Cofer Jr. is a financial advisor with Primerica Advisors in Greenbelt, MD, holding Series 63 and Series 65 licenses and over 40 years of industry experience. He has been with Primerica Advisors since 1985 and Primerica Financial Services since 1991. Outside of advising, he is involved in the sale of loan products and home security and automation services through affiliated companies. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and separately managed accounts. The firm curates third-party asset managers and uses a tiered wrap fee structure rather than fixed fees.

Renee Green is a financial advisor with Ameriprise in Annapolis, MD, holding Series 63 and Series 65 licenses and bringing 28 years of industry experience. She has been with Ameriprise and its affiliate since 1997. Outside of her advisory role, she is involved in writing, film production, and owns multiple LLCs related to screenplays and documentary filming. Ameriprise provides retirement-income planning services primarily for clients nearing or in retirement with significant investable assets, combining research, modeling, and tax-efficient strategies delivered through a centralized consulting team.

Angela Miller is a financial advisor at Edward Jones with one year of experience in the industry. She holds a Series 66 designation and has a background that includes various roles in education and hospitality. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory programs and investment solutions, operating under a fiduciary standard with a large national network of advisors and offices.

Samantha Long is a financial advisor with Ameriprise in Annapolis, MD, holding a Series 66 designation and 21 years of industry experience. She has been with Ameriprise and its affiliate Ameriprise Financial Services, Inc. since 2005. Ameriprise offers retirement-income planning services primarily for individuals approaching or in retirement with significant investable assets, combining research, modeling, and tax-efficiency analysis to generate non-discretionary recommendations delivered through a centralized consulting team.

Alexander Roberts is a financial advisor at Fidelity with a Series 66 credential and less than one year of industry experience. Prior to joining Fidelity, his work history includes positions at Evelyn Rose, Tipsy Cow, Belair Cantina, Lifetime Fitness, and Clarity. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including charitable gift funds and registered investment companies. The firm employs a blend of proprietary research, quantitative analysis, and algorithmic portfolio construction to develop model portfolios using mutual funds, ETFs, and ETPs.

Keith Lanzoni is a financial advisor with RBC Capital Markets in Annapolis, MD, holding Series 63 and Series 65 credentials and 45 years of industry experience. He has worked at RBC Capital Markets since 2009 and at City National Bank since 2019. Outside of finance, Lanzoni is a self-employed musician and serves as a board member of the Annapolis Pickleball Club, where he advises on club programs and events. He also provides private pickleball instruction. RBC Wealth Management, a division of RBC Capital Markets, serves individual investors, institutional clients, and charitable organizations, offering a range of advisory programs that combine in-house and third-party investment management with tailored portfolio strategies.

Daniel Phelan is a financial advisor with RBC Capital Markets in Annapolis, MD, holding Series 63 and Series 65 credentials and 30 years of industry experience. He has been with RBC Capital Markets Corporation since 2009. Outside of his advisory role, he teaches investment and retirement planning classes at College of Southern Maryland as a non-credit adult education instructor. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, and charitable organizations. The firm offers a range of advisory programs with discretionary and non-discretionary portfolio management, tailoring strategies based on each client’s risk profile and utilizing both in-house and third-party investment managers.

Michelle Bowman is a financial advisor with Merrill in Annapolis, MD, holding Series 63 and Series 66 credentials and 14 years of industry experience. She has been with Merrill since 2018 and previously operated a business under ScopeMicro DBA Michelle Jarboe Bowman from 2015 to 2018. Her outside activities include serving as a power of attorney for a client. Merrill provides managed account services to Bank of America fiduciary clients through its Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries.

Carrie Guy is a financial advisor at Morgan Stanley in Birmingham, AL, holding a Series 66 designation with three years of industry experience. She has worked at Morgan Stanley since 2022 and previously held positions in the retail and food service sectors, including Wing Zone and Rock N Roll Sushi. Morgan Stanley Wealth Management offers a range of advisory programs to individuals and institutional clients, focusing on tailored financial planning supported by firm-approved tools and analysis. The firm manages approximately $2.74 trillion in client assets and provides both direct and employer-sponsored financial planning services.

Matthew Butler is a financial advisor at Charles Schwab with two years of industry experience. He holds a Series 66 designation and has worked at several firms including Fidelity Investments, T. Rowe Price, and Morgan Stanley. Prior to his advisory career, he was employed at Food Lion, Manpower, and the University of Maryland, Baltimore County. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and offers multi-asset model portfolios supported by its comprehensive research capabilities.

Lance Cox is a financial advisor at Edward Jones in Edgewater, MD, holding a Series 66 designation. He has been with Edward Jones since 2025 and has prior experience with Planet Depos and the Baltimore Orioles. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a wide range of investment advisory programs and affiliated financial products through a nationwide network of more than 23,700 advisors.

Kojo Gyabaah is a CFP® professional with 27 years of industry experience, currently serving at Ameriprise since 2020 and previously with Ameriprise Financial Services, Inc. from 2005. He holds Series 63 and Series 65 licenses. Outside of his advisory role, he serves as secretary on the board of directors for Decatur Building Condominium Inc. and is involved in parish budget matters at St. Andrew's Episcopal Church in College Park, MD. Ameriprise is an institutional firm offering retirement-income planning services primarily for clients with significant investable assets. Their approach integrates research, modeling, and tax-efficiency analysis, delivering tailored recommendation reports in partnership with financial advisors.

David Gough is a CFP®-certified financial advisor with LPL Financial, based in Edgewater, MD, bringing 43 years of industry experience. He has been with LPL Financial since 2011 and operates a business under the name Compass Wealth Strategies, LLC. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a wide range of advisory programs, financial planning, and brokerage services, utilizing both discretionary and non-discretionary management along with research-supported model portfolios.

Alex Digirolamo is a financial advisor at Primerica Advisors with a Series 65 credential and seven years of industry experience. He has held roles at Primerica Advisors since 2018 and is currently associated with DiGi Financial. Outside of his advisory work, he is involved in non-investment related referrals for home security and automation products and holds a partnership in Next Gen Ventures LLC. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and discretionary separately managed accounts. The firm uses a tiered wrap-fee structure and curates third-party asset managers, delegating trading responsibilities to BNY Mellon Advisors.

Ryan Wentworth is a CFP® with 13 years of industry experience. He has worked at Merrill and Bank of America before joining Raymond James Financial Services Advisors, Inc. in 2025. Wentworth is also the owner of Wentworth Financial Group, a non-investment-related business based in Severna Park, MD. Raymond James Financial Services Advisors, Inc. serves a diverse client base including individual investors, high-net-worth and non-HNW clients, pension and profit-sharing plans, charitable organizations, corporations, and municipal entities. The firm provides financial planning and non-discretionary investment consulting, utilizing asset-allocation analysis and firm research to develop tailored financial plans and investment recommendations.

Stephen Schad is a financial advisor with Ameriprise in Edgewater, MD, holding Series 63 and Series 65 licenses and having 29 years of industry experience. He has been with Ameriprise and its affiliated entities since 2005. Schad also engages in fiduciary activities as an attorney-in-fact (power of attorney). Ameriprise offers a retirement-income planning service designed for clients with significant investable assets, utilizing a combination of research, modeling, and tax-efficient strategies to provide personalized, non-discretionary recommendations primarily for individuals approaching or in retirement. The firm delivers a wide range of advisory, brokerage, and insurance solutions through its institutional platform.

Victor Roy is a financial advisor with Morgan Stanley in Washington, DC, holding Series 63 and Series 65 credentials and having 35 years of industry experience. His prior work includes nine years at UBS Financial Services before joining Morgan Stanley in 2022. Outside of his advisory role, he serves on the board of the Brian Westbrook Foundation, a nonprofit focused on education. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a range of advisory programs to individuals and institutions, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and proprietary market estimates.

Brandon Phillip Cheeks is a financial advisor at J.P. Morgan Securities with 10 years of industry experience. He holds a Series 66 designation and has previously worked at Merrill, Bank of America, and T. Rowe Price. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with additional broker-dealer and investment adviser registrations.