Brianna Ryland is a financial advisor at Edward Jones with five years of industry experience. She holds a Series 66 designation and previously worked at Cambridge Investment Research in various capacities from 2019 to 2025. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including households of varying net worth, pension plans, corporate clients, and charitable organizations. The firm manages approximately $1.01 trillion in assets and offers a range of advisory services including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Jenifer Sutton is a financial advisor at Edward Jones with 31 years of industry experience. She holds Series 63 and Series 66 licenses and has been with Edward Jones since 1994. Outside of her advisory role, she serves as a director for the Lions Club of Frederick and is a county delegate for the United States Tennis Association. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory programs and investment strategies, supported by a large network of financial advisors and branch offices nationwide.

Kil Chang is a financial advisor at Charles Schwab with 26 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Charles Schwab since 2000, including a role at Charles Schwab Bank since 2005. Outside of his advisory work, he served on the Kemptown Elementary School PTA from 2018 to 2020. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a mix of non-discretionary and discretionary investment guidance, supported by multi-asset model portfolios and alternative investment due diligence, leveraging its large scale and integrated operational structure.

Stacy Allgood Smith is a financial advisor with Primerica Advisors in Frederick, MD, holding Series 63 and Series 65 licenses and three years of industry experience. Her work history includes positions at PFS Investments Inc., Charis Realty Group, and Primerica Financial Services. Outside of financial advising, she has longstanding involvement with Allgood Therapeutic Massage and MJach Designs. Primerica Advisors sponsors and manages a wrap-fee asset management program serving primarily individual investors, as well as corporate and charitable clients. The firm operates at scale with nearly 3,700 advisors and approximately $15.5 billion in assets under management, providing advisory services through model-delivery strategies created by unaffiliated asset managers.

Geoffrey Magee is a financial advisor with Primerica Advisors in Gaithersburg, MD, holding Series 63 and Series 65 licenses and 26 years of industry experience. He has been with Primerica Advisors and Primerica Financial Services since 1998. In addition to advisory work, he is involved in sales of loan products and home security and automation services through affiliated companies. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, which includes model-delivery strategies and separately managed account options for individual and high-net-worth clients. The firm curates third-party asset managers and delegates trading responsibilities to BNY Mellon Advisors, operating primarily on a tiered wrap-fee structure.

Vicki Studt is a financial advisor with Primerica Advisors in Frederick, MD, holding Series 65 and Series 63 licenses and nine years of industry experience. Her career includes roles at Primerica Financial Services and Amedisys. She also receives compensation for part-time referrals of home security and automation products and other home-related services through affiliates of her firm. Primerica Advisors offers a wrap-fee asset management program primarily serving individual investors, including both non-HNW and high-net-worth clients, as well as corporate and charitable clients, employing model-driven strategies supported by third-party asset managers.

Mark Searles is a financial advisor at LPL Financial with six years of industry experience. He holds the Series 66 designation and has previously worked at Grove Point Advisors, Grove Point Investments, SSN Advisory, and Medallion Financial Group. Outside of his advisory role, he is involved with Safe Money Concepts, a non-variable insurance business. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms.

Thomas Evich is a financial advisor based in Frederick, MD with Morgan Stanley, holding Series 63 and Series 65 designations and 32 years of industry experience. He has worked at Morgan Stanley and Morgan Stanley Private Bank, National Association since 2009 and 2015, respectively. Morgan Stanley Wealth Management provides a wide range of advisory programs to individual and institutional clients, including customized financial planning and estate strategies. The firm’s approach incorporates structured discovery conversations and advanced planning tools, serving clients both directly and through corporate financial planning agreements.

Lauren Storm is a financial advisor with Cetera, holding a Series 66 designation and having nine years of industry experience. She has worked at LPL Financial and Sandy Spring Wealth Management prior to joining Cetera and First United Bank & Trust, where she also assists clients with estate planning and administration. Outside of her advisory role, she owns Frederick Wine House and serves as a notary in Maryland. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base, including individuals, retirement plans, corporate and charitable clients, and institutions. The firm offers a multi-manager platform with various investment program options, managing over $256 billion in assets through a large nationwide network of advisors.

Lyssa Tavel is a financial advisor at Morgan Stanley with 12 years of industry experience and holds a Series 66 designation. She has been with Morgan Stanley since 2016 and also operates Lyssa Tavel Interior Design LLC. Morgan Stanley Wealth Management provides a range of advisory programs to individual and institutional clients, focusing on tailored financial planning supported by structured discovery and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and offers services both directly and through Corporate Financial Planning agreements.

Thomas Searles is a CFP® with 42 years of industry experience, currently an advisor at LPL Financial since 2025. He previously worked at Grove Point Advisors, LLC and Grove Point Investments, LLC, among other firms. Outside of finance, he is an author and musician with ongoing creative projects including several authoring roles. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, and institutions. The firm offers a range of advisory services, including model portfolios, third-party asset management, and institutional platforms, supported by technology tools and a large network of over 22,800 advisors.

Kristin Kornemann is a CFP® with 28 years of industry experience, currently affiliated with Cetera. She has held roles at several firms, including Financial Advantage Associates and Minnesota Life, and has been involved in fixed insurance sales with Erie Insurance and Financial Advantage Associates. She is also active in her community as a homeowners association president. Cetera Investment Advisers LLC is a nationwide SEC-registered firm that serves individual, retirement plan, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and financial planning services through a multi-manager platform with discretionary and non-discretionary program options.

Wesley Stansel is a financial advisor at Morgan Stanley in Rockville, MD, holding a Series 66 designation with five years of industry experience. He previously worked at First Command Insurance Services, Inc. and related entities from 2018 to 2019. Outside of finance, he was involved with Pazzo Pomodoro for nine years and employment at George Mason University for five years. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a variety of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and incorporates structured planning tools and modeling in its advisory services.

Kevin Davidson is a financial advisor at Cambridge Investment Research Advisors with 15 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at Allstate Insurance Company for 17 years, as well as at PNC Wealth Management and Ameriprise. Cambridge Investment Research Advisors serves a diverse client base including individual investors, pension funds, and charitable organizations, offering financial planning, investment management, retirement-plan advisory, and wrap-fee programs through a network of thousands of financial professionals.

David Frank is a financial advisor with OSAIC in Frederick, MD, holding Series 63 and Series 65 licenses and bringing 28 years of industry experience. He is a managing partner at Kramer Financial, LLC and has been affiliated with the firm and its predecessor entities since 2005. Outside of his advisory role, Frank serves as head coach for the United States Deaf Track and Field national team and is a member of the Deaf American Distance Running Hall of Fame advisory committee. OSAIC Wealth serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporate clients. The firm offers both brokerage and advisory services with a model-based investment approach that incorporates portfolio optimization, risk assessments, and a range of managed account strategies.

Grant La Gasse is a financial advisor with Cetera, holding a Series 66 designation and eight years of industry experience. He has worked at Cetera and Cetera Wealth Services since 2023 and has been affiliated with Financial Advantage since 2018. Prior to his financial services career, he spent 13 years at the U.S. Food and Drug Administration. In addition to his advisory work, La Gasse serves as an instructor on retirement planning at Montgomery College. Cetera Investment Advisers LLC is a large SEC-registered firm serving individuals, retirement plans, corporate, charitable, and institutional clients through a network of over 10,000 advisors. The firm offers portfolio management, financial planning, and access to third-party managers across various program structures and custodial relationships.

Young Kim is a Series 66-licensed financial advisor at Osaic with eight years of industry experience. He previously worked at Lincoln Financial Advisors and MCB Consulting LLC. In addition to his advisory role, Kim provides consulting services to business owners on operations and business strategies and works part-time as a home caregiver. Osaic Wealth serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporate clients through a multi-advisor platform. The firm offers a range of brokerage and advisory services with an investment approach focused on model-based asset allocation, portfolio optimization, and risk management tools.

Jessica Sewell is a Series 66-licensed financial advisor with Morgan Stanley in Frederick, MD, and has 13 years of industry experience. She has been with Morgan Stanley Smith Barney since 2011. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers tailored financial planning and a broad range of advisory programs, managing approximately $2.74 trillion in client assets.

David Brown Jr. is a financial advisor at Merrill with a Series 66 designation and one year of industry experience. He has held various roles including consulting and education with Resilient Kids, where he assists in training new employees. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering both model-based and discretionary investment strategies for a range of individual and institutional clients.

Alvin Costa is a financial advisor with Merrill in Germantown, MD, holding a Series 66 license and one year of industry experience. His prior roles include positions at Bank of America, Wells Fargo Bank, and PNC Bank, as well as teaching at the University of Maryland-College Park and Montgomery College. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension plans, corporations, and charitable organizations using model-based and discretionary investment strategies developed by internal teams and third-party managers.