Sarah Santeufemio is a CFP® professional with 18 years of industry experience, currently serving at Mass Mutual Investors Services since 2018. Her prior roles include positions at Eagle Strategies (NY Life) and PNC Investments. She is also involved in individual and group life, health, long-term care, disability insurance, and fixed annuities sales. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser providing financial planning and asset management services to individuals, business owners, trusts, estates, and charitable organizations. The firm emphasizes collaborative, goal-based planning using firm-approved analytical tools and offers specialized programs including estate-settlement and employer-sponsored planning.

John Beynon is a CFP® with 25 years of industry experience, currently associated with Equitable Advisors. His prior work includes roles at Stifel Independent Advisors, City National Bank, RBC Capital Markets Corporation, and Ferris, Baker Watts. Outside of his advisory work, he serves as trustee and partner in family estate and wealth planning entities. Equitable Advisors serves a wide range of clients including individuals, pension plans, corporations, and charitable organizations, providing financial planning, retirement plan consulting, and asset-management programs. The firm utilizes various advisory models and third-party asset managers, offering services that include mutual funds, ETFs, separately managed accounts, and ERISA fiduciary services.

Andrew Hahn is a CFP® with 22 years of industry experience, currently serving as a financial advisor at Wells Fargo Advisors since 2020. His previous experience includes roles at Bank of America and Merrill. He is also the majority owner of HAHN GP, LLC, a separate business based in Cockeysville, MD. Wells Fargo Advisors Financial Network provides investment and financial planning services to individuals, trusts, and institutional clients, offering a broad range of planning options including retirement, education, and business-owner transition planning. The firm delivers tailored recommendations using proprietary research and planning tools, integrating advisory services with other financial products and referral channels.

David Waite is a financial advisor with Wells Fargo Advisors in Hunt Valley, MD, holding Series 63 and Series 65 credentials and possessing 41 years of industry experience. His prior roles include positions at Morgan Stanley Private Bank and Morgan Stanley Smith Barney. He serves as treasurer for the Greater Summer Hill Association, a community organization in Phoenix, MD. Wells Fargo Advisors Financial Network provides investment and fee-based financial planning services to individuals, trusts, and institutional clients, offering a broad range of planning options and tailored recommendations supported by Wells Fargo research and tools.

Nicholas Mac Lellan is a financial advisor at Merrill with a Series 66 credential and two years of industry experience. His prior work includes roles at organizations such as the Kennedy Krieger Institute and University of Maryland, Baltimore County. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations, offering model-based and discretionary investment strategies constructed by internal and third-party managers.

Eric Mc Intyre is a CFP® with seven years of industry experience, currently with Cambridge Investment Research Advisors in Hunt Valley, MD. His prior experience includes roles at OSAIC, Securities America, and Morgan Stanley. Cambridge Investment Research Advisors serves a diverse client base, including individual and institutional clients such as pension and charitable organizations, providing financial planning, investment management, retirement-plan advisory, and wrap-fee programs. The firm utilizes multiple platforms and proprietary model strategies to support both discretionary and non-discretionary management.

Patrick Logue is a financial advisor with Wells Fargo Advisors in Hanover, PA, holding a Series 63 designation and over 42 years of industry experience. He previously worked at Lincoln Investment Planning, Inc. for 33 years and at A.L. Williams for 40 years. Outside of his advisory role, he is involved in managing commercial rental property and holds majority ownership in PLOGUE GP, LLC. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients, offering a broad range of investment and financial planning services tailored to clients meeting certain net-worth thresholds. The firm integrates advisory services with other financial products and referral channels, providing diverse planning options including specialized areas such as business-owner transition and special-needs planning.

Caitlin Propheter is a financial advisor at Cambridge Investment Research Advisors with four years of industry experience. She holds Series 66 and Series 63 licenses. Prior to joining Cambridge in 2026, she was with Janus Henderson Investors and Janus Henderson Distributors from 2021 to 2025. Cambridge Investment Research Advisors serves a diverse client base including individuals, institutions, pension plans, and charitable organizations by providing financial planning, investment management, retirement-plan advisory, and wrap-fee programs. The firm manages a multi-billion dollar asset base through thousands of financial professionals and offers both discretionary and non-discretionary management across multiple platforms.

Richard Keever II is a financial advisor with Merrill, holding Series 63 and Series 66 designations and bringing 12 years of industry experience. He has worked with Merrill since 2013 and also has been associated with Bank of America since 2019. Outside of advising, he is involved in teaching Brazilian Jiu Jitsu and Judo as a managing member of East York Brazilian Jiu Jitsu. Merrill, together with its affiliate Managed Account Advisors LLC, offers managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, providing model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutions.

Thomas Law is a Financial Advisor with Merrill Lynch Wealth Management. In his role, he focuses on creating comprehensive financial strategies tailored to his clients' individual goals and priorities. He works closely with clients to understand their full financial picture and help them pursue objectives such as education planning, family wealth management, legacy planning, personal retirement planning, portfolio management, tax minimization, and retirement income. Thomas holds a Bachelor's Degree from Salisbury University and has earned the Professional Investment Advisor (PIA) designation. His approach emphasizes listening to clients to identify and prioritize their financial goals, whether that involves wealth transfer to the next generation, customizing financial strategies to support personal passions, or providing ongoing advice and guidance. Outside of his professional work, Thomas enjoys boating, football, golfing, hiking, running, skiing, spending time with his family, and traveling.

Thomas Jones is a financial advisor with LPL Enterprise, holding Series 63 and Series 65 licenses and two years of industry experience. His prior roles include positions at The Prudential Insurance Company of America, Northwestern Mutual, Navy Federal Credit Union, and Sears Holding. LPL Enterprise provides investment advisory and brokerage services to individual and high-net-worth investors, retirement plans, banks, and corporate and charitable entities through a network of investment adviser representatives. The firm’s investment approach is primarily model-driven, offering access to third-party asset managers and various financial planning services.

Nicholas Purcell is a CFP® certificant with three years of industry experience, currently serving as a financial advisor at OSAIC. His prior roles include positions at Lincoln Financial Advisors and Heritage Financial Consultants, where he also worked as a paraplanner creating financial plans. OSAIC Wealth serves a diverse client base including retail and institutional investors, offering a variety of brokerage and advisory services supported by a model-based investment approach and a broad platform of programs and third-party managers.

Malcolm Steigerwald is a Series 66-licensed financial advisor with Morgan Stanley in Hunt Valley, MD, bringing 23 years of industry experience. He has worked at Morgan Stanley Smith Barney since 2009 and Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a wide range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process supported by firm-approved tools and modeling techniques.

Hannah Stack is a Financial Advisor at Merrill Lynch Wealth Management. She guides clients in navigating markets with clarity, discipline, and purpose, focusing on areas including college education planning, executive compensation, equity compensation services, family wealth management strategies, tax minimization, retirement income, and services for endowments, foundations, and non-profits. Hannah holds a Bachelor’s and a Master’s degree in Finance from the University of Maryland. She gained experience as a senior equity analyst and global content manager for technical analysis at Bloomberg in New York City, where she led client trainings and facilitated collaboration between product, engineering, and sales teams. She is a FINRA-licensed Financial Advisor and has earned several professional designations including Chartered Retirement Planning Counselor™ (CRPC), Certified Exit Planning Advisor (CEPA), and Personal Investment Advisor (PIA), along with FINRA Series 7, Series 66, and SIE registrations. Outside of her professional work, Hannah is a 200-hour registered yoga teacher and participates in activities such as biking, cooking, gardening, golfing, reading, running marathons, skiing, swimming, tennis, and yoga.

Jason Duvall is a financial advisor at LPL Financial with 24 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at LPL Financial since 2019. Prior to joining LPL, he was with M&T Bank and M&T Securities for over a decade. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of financial planning and asset management services and supports its advisors with various investment platforms and technology tools.

Alexander Mc Lean is a financial advisor with Merrill in Hunt Valley, MD, holding Series 66 and Series 63 designations and nine years of industry experience. He has worked at Merrill since 2008 and Bank of America, N.A. since 2019. Outside of his advisory role, he is a co-owner of a rental property in Baltimore with family members. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Mark Rich is a financial advisor at OSAIC with 13 years of industry experience. He holds a Series 66 designation and has worked at Heritage Financial Consultants since 2013. He also serves as a Client Relationship Manager at Mason-Dixon Planning Group, LLC. OSAIC Wealth serves a broad mix of retail and institutional clients through a multi-advisor platform offering brokerage and advisory services, including comprehensive financial planning and advisor-managed portfolios. The firm’s investment process emphasizes model-based asset allocation and portfolio optimization, supported by various tools and third-party manager programs.

Matt Hanley is a financial advisor at Wells Fargo Advisors with 12 years of industry experience. He holds a Series 66 designation and has previously worked at Bank of America N.A. and Merrill. Outside of his advisory role, Hanley coaches hockey at both the Foundations Hockey and Loyola Ice Hockey programs and serves as treasurer for the Greencroft homeowners association. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients by offering a range of investment and financial planning services. The firm provides tailored recommendations using proprietary research and planning tools, covering diverse areas including retirement, education, and niche planning needs such as business-owner transition and special-needs analysis.

Renee Pretorius is a financial advisor with LPL Enterprise, holding Series 63 and Series 65 licenses and 15 years of industry experience. She previously worked at Prudential Insurance Company of America and Pruco Securities, LLC for over a decade. LPL Enterprise, LLC provides investment advisory and brokerage services to a diverse client base, including individual and high-net-worth investors, retirement plans, and corporate and charitable entities. The firm’s investment approach is model-driven, utilizing portfolios developed by LPL’s Research Department and third-party strategists, and offers a range of financial planning, consulting, and insurance-related services.

David Stack is a financial advisor with UBS Financial Services in Hunt Valley, MD, holding Series 63 and Series 65 designations and bringing 37 years of industry experience. He has been with UBS since 2010. Outside of his advisory role, he serves on the boards of Chesapeake Shakespeare Company, a nonprofit organization, and Horizon Day Camp, which supports children with cancer and their siblings. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services. The firm uses proprietary research and model-based asset allocations to tailor client plans and operates as a broker-dealer, investment adviser, and futures commission merchant.