Louis Gentile is a financial advisor with Fidelity Investments, holding a Series 66 designation and 11 years of industry experience. He has worked across several Fidelity entities, including Fidelity Personal and Workplace Advisors and FIDELITY Brokerage Services LLC. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients. The firm employs a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage discretionary and non-discretionary portfolios, including multi-manager and fund-of-funds structures.

Christopher Giberson is a financial advisor at Merrill with one year of industry experience. He holds a Series 66 designation and has been with Merrill since 2017. Prior to this, he was involved with Neptune Ale House LLC for one year. Outside of his advisory role, he serves as the executor of his parents’ Will. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Eugene Sninski II is a financial advisor at LPL Financial with 18 years of industry experience. He previously worked at Wells Fargo Clearing, Wells Fargo Advisors LLC, and Wachovia Bank, N.A. He holds Series 63 and Series 65 designations. Outside of advising, Eugene serves as a notary. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment management services supported by a large network of advisors and advisory tools.

Shimon Heimfeld is a financial advisor with Mass Mutual Investors Services, holding a Series 66 designation and one year of industry experience. He previously worked at Northwestern Mutual Investment Management and MassMutual Life Insurance Company. Outside of his advisory role, he is a loan advisor involved in mortgage application processing through Funding Resources. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that serves individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, using firm-approved tools to deliver collaborative, goal-oriented recommendations.

Fillip Gershon is a financial advisor at Cetera with 29 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Cetera Advisors LLC since 2013. Outside of his advisory work, he serves as a trustee for the Allaire Park Condominium Association, helping manage and maintain the office complex. Cetera Investment Advisers LLC is an SEC-registered firm that serves a broad range of clients, including individuals, retirement plans, corporate and charitable entities, and institutional accounts. The firm offers various portfolio management and financial planning services through a multi-manager platform that includes affiliated and third-party model portfolios.

Craig Weinstock is a financial advisor at LPL Financial with 15 years of industry experience. He holds a Series 66 designation and previously worked at INVEST Financial Corporation from 2015 to 2018. Outside of his advisory role, he owns a CPA firm focused on tax preparation and accounting as well as a non-variable insurance agency. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plans, banks, trust companies, and other institutions. The firm offers a wide range of financial planning and investment management options delivered through a large network of advisors.

Amanda Pierson is a financial advisor with Cetera, holding the Series 63 and Series 65 licenses and bringing 12 years of industry experience. She has worked at Avantax in various capacities from 2012 to 2025 before joining Cetera in 2025. Outside of her advisory role, she is involved in managing Pure Payroll LLC and serves as a trustee for her condominium association. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate and charitable clients, and institutions. The firm offers a multi-manager platform with a range of portfolio management options and access to multiple custodial relationships, managing over $256 billion in assets through a network of more than 10,000 advisors.

Anthony Dimaiuta is a CFP® and CFA® charterholder with 12 years of experience in the financial industry. He has worked at Fisher Investments since 2024 and previously held roles at BlackRock Investments and Royal Alliance Associates. Fisher Investments serves a global client base including institutional and high-net-worth individuals, providing discretionary portfolio management across multiple asset classes. The firm employs a centralized, research-driven investment process and offers a range of sub-advisory and retirement plan services.

Thomas Tonkovich is a financial advisor with Morgan Stanley Wealth Management, holding Series 63 and Series 66 licenses and bringing 18 years of industry experience. He has worked with Morgan Stanley Smith Barney LLC and Morgan Stanley Private Bank since 2017, and prior to that, he was with Wells Fargo Advisors and Wells Fargo Clearing. Outside of finance, he is a part-owner of the Philly Pretzel Company in Red Bank, NJ. Morgan Stanley Wealth Management serves individual and institutional clients, offering tailored financial planning and advisory programs. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools to support its advisory services.

Cosmo Fontana is a financial advisor with UBS Financial Services in Wall, NJ, holding Series 63 and Series 66 credentials and bringing 36 years of industry experience. He has been with UBS Warburg LLC since 2000. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, offering financial planning, portfolio management, and access to mutual funds and alternative products. The firm combines institutional trading capabilities with wealth management services and utilizes proprietary research to tailor investment strategies to client goals.

Jennifer Tennsingque is a financial advisor at J.P. Morgan Securities with 25 years of industry experience. She holds Series 63 and Series 66 credentials and previously worked at Morgan Stanley for six years before joining J.P. Morgan in 2022. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, delivering asset-allocation advice, investment manager searches, and customized performance reporting on a non-discretionary basis. The firm combines quantitative modeling with centralized due diligence and applies an ESG eligibility framework when recommending strategies.

Michael Hrehovcik is a financial advisor at Primerica Advisors with Series 63 and Series 65 licenses and 38 years of industry experience. He has been with Primerica Advisors and Primerica Financial Services since 1987. In addition to advisory services, he receives compensation for referrals related to home security, automation products, and loan products through affiliated companies. Primerica Advisors sponsors a wrap-fee asset management program serving primarily individual investors, including both non-HNW and high-net-worth clients, as well as corporate and charitable clients. The firm employs model-delivery investment strategies managed by unaffiliated asset managers and supports trade execution and custody through BNY Mellon Advisors and Pershing.

Efraim Yungreis is a financial advisor with LPL Financial in Lakewood, NJ, holding Series 63 and Series 65 licenses and bringing 9 years of industry experience. He has worked at LPL Financial since 2018 and previously at MML Investors Services and MassMutual Life Insurance Company. In addition to his advisory role, he has been associated with Beth Medrash Govoha since 2012. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and investment management services, utilizing model portfolios, third-party subadvisors, and technology tools to support account management across various strategies.

Keith Dewey is a financial advisor with Equitable Advisors, holding Series 63 and Series 66 credentials and bringing 26 years of industry experience. He worked at various Prudential entities from 2001 to 2020 before joining Equitable Advisors in 2020. Dewey serves as an Honorary Commander at Joint Base McGuire-Dix-Lakehurst, a role involving community engagement unrelated to investment advising. Equitable Advisors provides financial planning, retirement plan consulting, and asset management services to individuals, pension plans, corporations, charitable organizations, and other institutional clients. The firm utilizes a range of advisory programs and third-party managers to tailor investment solutions, operating without its own wrap fee program and maintaining affiliations with multiple asset managers and an insurance distribution affiliate.

Melissa Dineen is a financial advisor with Cetera, holding Series 63 and Series 66 designations and 13 years of industry experience. Her career includes roles at Kearny Bank, Santander Bank, and Investors Bank. She is based in Toms River, NJ. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a variety of portfolio management and consulting services through a multi-manager platform with over 10,000 advisors and approximately $256 billion in assets under management.

James Rice is a CFP® professional with over 41 years of industry experience. He has been associated with OSAIC since 2006 and has prior experience at Investment Advisors Asset Management, LLC and IAC Advisory Services, Inc. In addition to his role at OSAIC, he conducts an individual planning practice under Investment Advisors Wealth Management, LLC, focusing on investments, insurance, and financial planning. OSAIC serves a diverse client base including individual investors, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations. The firm provides integrated brokerage and advisory services utilizing a variety of asset allocation tools, multiple advisory platforms, and third-party managed account solutions.

Thomas Defino is a financial advisor with Morgan Stanley in Toms River, NJ, holding a Series 66 designation and three years of industry experience. His career includes roles at Morgan Stanley Private Bank and Morgan Stanley, as well as prior work at Venture Solar, Unum, and Theory. Outside of finance, he is involved in soccer training through his role at Celtic Elite Training Academy. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a broad range of advisory programs to individuals and institutions, including tailored financial planning and estate planning services. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and market simulations.

Jason Ritter is a financial advisor at Equitable Advisors with 12 years of industry experience. He holds the Series 63 and Series 66 credentials and previously worked at Axa Advisors, LLC. Outside of advisory services, he is involved with Professional Group Plans, Inc., a health insurance business. Equitable Advisors serves a wide range of clients including individual investors, pension and profit-sharing plans, corporations, and charitable organizations, providing financial planning, retirement plan consulting, and asset-management programs through a network of Investment Adviser Representatives. The firm utilizes both proprietary and third-party advisory solutions, offering services across mutual funds, ETFs, separately managed accounts, and selected alternative investments.

Thomas Shapero is a financial advisor with Wells Fargo Advisors, holding Series 63 and Series 66 licenses and bringing 35 years of industry experience. He has worked at various Wells Fargo entities since 2015 and currently leads Beacon Wealth Advisors, LLC, a separate investment-related business. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients offering a range of investment and financial planning services that include both broad and specialized planning areas, utilizing Wells Fargo’s research and tools to develop tailored recommendations.

Michael Clark is a financial advisor at OSAIC with 44 years of industry experience. He holds a Series 66 designation and has worked at OSAIC since 2024, following an 18-year tenure at American Portfolios Financial Services, Inc. He also operates Michael F. Clark Associates, which he has managed since 1980. OSAIC serves a broad range of retail and institutional clients, including high-net-worth individuals, pension plans, corporations, and charitable organizations. The firm provides integrated brokerage and investment advisory services through multiple platforms, employing asset-allocation tools, risk assessments, and automated rebalancing to construct diversified portfolios.