Jared Ruppert is a CFP®-certified financial advisor with 11 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and was previously with WELLS FARGO Advisors, LLC from 2014 to 2016. He holds Series 63 and Series 65 licenses and is based in Wyomissing, PA. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advice. The firm’s IPS-driven approach incorporates a broad range of financial products, including insurance-related vehicles and bank deposit sweep options, tailored to plan objectives and risk tolerances.

Timothy Rudy is a financial advisor with Ameriprise in Birdsboro, PA, holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. He previously worked at Next Financial Group Inc for 11 years before joining Ameriprise in 2020. Outside of Ameriprise, he manages an advisory business at Ashford Wealth Advisors, LLC. Ameriprise offers retirement-income planning services targeting individuals with substantial investable assets, combining research, modeling, and tax-efficiency analysis to provide tailored, non-discretionary recommendations through a centralized consulting team.

Brandon Shaub is an advisor at LPL Enterprise with a Series 66 designation and less than one year of industry experience. His prior work includes roles at Aloha Financial LLC, Lowe's Home Improvement, and Pennsylvania State University. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients through both advisory and brokerage services. The firm offers financial planning, access to model portfolios, third-party asset management, and a range of brokerage and insurance products within an integrated platform.

Harry Herb is a financial advisor with Morgan Stanley in Wyomissing, Pennsylvania, holding Series 63 and Series 65 credentials and bringing 34 years of industry experience. He has worked at Morgan Stanley Smith Barney since 2009 and Morgan Stanley Private Bank since 2015, and he has prior experience with Citigroup Global Markets dating back to 1993. Morgan Stanley Wealth Management serves individual and institutional clients with a wide range of advisory programs, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools and models to assist clients in developing and maintaining their financial plans.

Joseph Sanchez is a financial advisor with Wells Fargo Clearing, holding a Series 63 designation and 11 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and previously at WELLS FARGO Advisors, LLC from 2014 to 2016. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering services such as investment policy statement preparation, investment recommendations, performance reporting, and participant education. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, serving as an ERISA fiduciary and offering discretionary plan-level investment management options that include a broader range of financial products than typical large institutional advisers.

Richard Hoffman is a financial advisor at LPL Financial with 57 years of industry experience. He holds a Series 63 designation and has previously worked at Grove Point Investments, LLC, Grove Point Advisors, LLC, Hoffman Financial Services - TPA, and H. Beck, Inc. Outside of his advisory role, he maintains an insurance agent activity. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad range of clients including individuals, retirement plans, banks, credit unions, corporations, and charitable organizations. The firm offers various advisory programs, financial planning, and retirement plan consulting, utilizing both discretionary and non-discretionary management supported by in-house and third-party research.

Stanley Kiec III is a financial advisor at Wells Fargo Clearing with 38 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at Morgan Stanley Private Bank and Morgan Stanley Smith Barney. He also serves as a power of attorney for his spouse. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s investment approach is IPS-driven and grounded in modern portfolio theory, with a broad range of financial products including insurance-related vehicles and bank deposit sweep options.

Willi Reif Jr. is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and 24 years of industry experience. His prior roles include positions at Cetera, Voya Financial Advisors, and Kalejta Financial Management. Outside of his advisory work, he is involved with Reif Family Farm, a farming operation in Canisteo, NY. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad client base including individuals, retirement plans, banks, and charitable organizations. The firm offers a range of advisory programs, financial planning services, and utilizes research from multiple sources to support diversified investment strategies.

Kristin Jones is a financial advisor at Equitable Advisors with 21 years of industry experience. She holds Series 65 and Series 66 licenses and has previously worked at firms including Morgan Stanley Private Bank and Thrivent Financial. Outside of her advisory work, she volunteers with Ruff Life Rescue, an animal rescue organization. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement-plan support, and access to asset management through LPL programs and various third-party asset managers. The firm operates a hybrid referral and implementation model, offering both advisory and brokerage channels to implement client recommendations.

Adrienne Dellinger is a financial advisor at Morgan Stanley in Wyomissing, PA, holding Series 63 and Series 66 licenses with 12 years of industry experience. Prior to joining Morgan Stanley in 2019, she worked at Merrill from 2016 to 2019. Outside of her advisory role, she is the founder of The Island of Misfit Dogs, an animal-related nonprofit based in Pennsylvania. Morgan Stanley Wealth Management provides a wide range of advisory programs to individuals and institutional clients, offering tailored financial planning supported by firm-approved tools and resources.

Mark Chaffe is a financial advisor with Morgan Stanley in Wyomissing, PA, holding Series 63 and Series 65 licenses and bringing 29 years of industry experience. He has worked with Morgan Stanley Smith Barney since 2009 and Morgan Stanley Private Bank, National Association since 2015. Prior to that, he was with Citigroup Global Markets starting in 1996. Morgan Stanley Wealth Management provides advisory programs to individuals and institutional clients, including tailored financial planning supported by firm-approved tools and advanced modeling techniques. The firm manages approximately $2.74 trillion in client assets and offers services both directly and through Corporate Financial Planning agreements.

James Miller is a financial advisor with LPL Financial in Wyomissing, PA, holding a Series 66 designation and 19 years of industry experience. He previously worked at Cetera and has been associated with Utilities Employees Credit Union since 2012. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, utilizing both discretionary and non-discretionary management supported by research and model portfolios.

Gregory Bauer is a ChFC® credentialed financial advisor with 33 years of industry experience. He has been with LPL Enterprise since 2024, following a 31-year tenure at Pruco Securities, LLC. Bauer holds Series 63 and Series 65 licenses. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, and institutional clients. The firm offers financial planning, advisory and brokerage services, and access to various investment programs and insurance products through an integrated platform.

Mark Stone is a financial advisor with Cetera, holding a Series 66 credential and 27 years of industry experience. He has worked with various Cetera entities since 2020 and previously with First Allied Advisory Services and First Allied Securities. Outside of his advisory role, he serves as a board member of the Berk Community Health Center, volunteers in tax preparation, and is the treasurer for the Treatment Access and Service Center, a nonprofit organization. Cetera Investment Advisers LLC is an SEC-registered firm that supports a large network of independent advisors serving individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and financial planning services through a multi-manager platform with access to affiliated and third-party managers.

Andrea Hetrick is a financial advisor with Ameriprise Financial Services, LLC, holding Series 63 and Series 65 credentials and bringing 27 years of industry experience. She has worked at Ameriprise in various capacities since 2016. Outside of her advisory role, Hetrick serves on the Board of Directors and as Vice-President of the Reedy Estates Homeowners Association. Ameriprise Financial Services is a large advisory firm serving both individual and institutional clients, offering specialized retirement income planning services that include written recommendation reports and ongoing advice focused on income sources and tax-aware withdrawal strategies.

Bonnie Thompson is a financial advisor with Edward Jones in Gilbertsville, PA, holding a Series 66 designation and 12 years of industry experience. She has been with Edward Jones since 2013. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients across a broad range of financial needs. The firm manages approximately $1.01 trillion in assets and offers a variety of advisory strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds, while operating under a fiduciary standard.

Joshua Delp is a financial advisor with LPL Enterprise, holding a Series 66 designation and 19 years of industry experience. He has worked at The Prudential Insurance Company of America since 2008 and joined LPL Enterprise in 2024. Outside of his advisory work, Delp is involved in direct sales of fitness supplements through Team Beach Body. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients through advisory and brokerage channels. The firm offers financial planning, access to model portfolios, third-party asset management, and a range of brokerage and insurance products, delivered primarily by investment adviser representatives using LPL’s integrated platform.

Jason Kurrass is a financial advisor at Osaic Wealth, Inc. with one year of industry experience. He holds the Series 66 designation and previously worked at Fors Marsh, Retail Industry Leaders Association, Centric Business Systems, Brooks Adams Research, and the University of Richmond. Outside of his advisory role, he is involved in tax preparation through IVALUE Financial Planning LLC. Osaic Wealth, Inc. serves a diverse range of retail and institutional clients, offering integrated brokerage and investment advisory services across multiple platforms. The firm employs asset-allocation tools, risk-tolerance assessments, and automated rebalancing to manage portfolios that include a variety of investment products, while supporting both discretionary and non-discretionary account management.

Brianna Garber is a financial advisor at Cetera with one year of industry experience. She holds the Series 66 designation and has worked at Cetera and affiliated firms since 2024. Brianna is also involved in client services roles at Stone Financial and Union Advantage Financial. Cetera Investment Advisers LLC serves a broad range of clients including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers various portfolio management and financial planning services through a large network of independent advisors, utilizing a range of program structures and third-party money managers.

Kevin Sweeney is a financial advisor with LPL Financial, holding the Series 66 designation. He joined LPL Financial and WBS Financial in 2026. Prior to his advisory role, he worked at TE Connectivity from 2020 to 2025 and has experience in various other positions, including roles at Pennsylvania State University and Merakey. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individual clients, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers financial planning, advisory programs, retirement plan consulting, and brokerage services, including discretionary and non-discretionary management supported by research and model portfolios.