Jonathan Mull is a financial advisor with MassMutual Investors Services, holding a Series 66 designation and having 10 years of industry experience. He has been with MassMutual Investors Services since 2016 and has also served as an insurance agent with MassMutual Life Insurance Co since 2015. Mull is the owner of Mull Wealth Management, Inc., an LLC created to support his practice operations and marketing. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers collaborative, annual financial planning engagements using firm-approved tools and educational seminars.

Jamie Fields is a financial advisor with Merrill in Allentown, PA, holding Series 63 and Series 66 registrations and bringing 19 years of industry experience. He has worked with Merrill since 2014. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for a range of clients including individuals, high-net-worth clients, and institutional investors.

Catherine Beitzel is a financial advisor with Merrill in Allentown, PA, holding Series 63 and Series 65 credentials and over 42 years of industry experience. She has been with Merrill since 1982. Outside of her advisory role, she serves as Secretary for the Council at Zion Lutheran Church in Leola, PA. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

David Antonchak is a CFP®-certified financial advisor with 30 years of industry experience. He is currently with Cetera and has previously worked at Investors Capital Corp. and operated his own financial firms. In addition to his advisory work, he is licensed to sell various types of fixed insurance products. Cetera Investment Advisers LLC is a nationwide SEC-registered advisory firm serving individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and consulting services through a multi-manager platform that includes both affiliated and third-party managers.

Jason Monteagudo is a financial advisor at OSAIC with 18 years of industry experience. He holds the ChFC® designation as well as Series 63 and Series 65 licenses. Prior to joining OSAIC in 2018, he worked for Signator Investors Inc. for ten years. Outside of his advisory role, he serves as a board member for Federation Cornhole and Federation Pennsylvania Cornhole, assisting with event organization and sponsorship decisions. OSAIC Wealth serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporations through a multi-advisor platform offering both brokerage and advisory services. The firm employs a model-based investment process emphasizing asset allocation and portfolio optimization, supported by various managed account programs and a complex affiliate network.

Edward Tierney is a financial advisor at Stifel with 36 years of industry experience. He holds Series 63 and Series 65 designations and has been with Stifel Nicolaus & Co Inc since 2014. Stifel serves a broad range of clients, including individuals, institutional clients, and charitable organizations, offering brokerage and investment advisory services. The firm employs a proprietary investment methodology developed by its Investment Strategy Group that uses forward-looking capital market assumptions and probabilistic modeling to guide asset allocation and planning analyses.

Brian Laird is a Financial Consultant currently working at Fidelity Investments. In this role, he collaborates with clients to develop comprehensive financial plans aimed at achieving their life goals. Brian has held various positions in the financial services industry, including Investment Consultant at Fidelity Investments (2023-2024), Financial Advisor at Citizens Securities, Inc. (2022-2023), Premier Advisor (Wealth Client Consultant) at Citizens Bank (2021-2022), and Senior Licensed Relationship Banker at Citizens Bank (2018-2021). This experience has contributed to his expertise in financial planning and client relationship management.

Joseph Flannery is a financial advisor at Raymond James & Associates with nine years of industry experience. He holds Series 65 and Series 63 licenses and has worked at Quadrant Private Wealth Management and Iron Mountain prior to joining Raymond James. He serves on the board of governors for Sancon Valley Country Club, assisting with its governance. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser that serves a diverse client base, including individuals, institutions, and municipalities. The firm offers financial planning and consulting with a range of portfolio management styles and is notable for its municipal advisory services and extensive affiliate network.

Carrie Lee is a Planning Consultant based in New York, currently working with Fidelity Investments. In her role, she collaborates with clients to help them pursue their financial goals by utilizing the tools and planning materials provided by Fidelity Investments to create and implement financial plans. Carrie has been with Fidelity Investments since 2023, initially serving as a Financial Consultant before advancing to her current position in 2024. Prior to joining Fidelity, she worked as a Financial Consultant at E*TRADE from Morgan Stanley from 2014 to 2023. Her professional experience encompasses financial planning and consulting roles within major financial institutions. Outside of her professional work, Carrie has personal interests that include spending time at the beach, visiting museums, enjoying music, caring for pets, reading, and running.

Walter Roland is a financial advisor with Mass Mutual Investors Services in Center Valley, PA. He holds Series 63 and Series 65 licenses and has over 35 years of industry experience. He has worked at Mass Mutual Investors Services since 1991 and has been associated with MassMutual Life Insurance Company since 1989. Roland also operates as a licensed insurance agent specializing in life and health insurance. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational programs, using firm-approved software and collaborative planning approaches for its clients.

Anthony Haddad is a financial advisor with Morgan Stanley in Allentown, PA. He holds a Series 66 designation and has seven years of industry experience, including roles at Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC since 2019, as well as prior experience at Lehigh Valley Lines Inc. Morgan Stanley Wealth Management provides advisory and brokerage services to individual and institutional clients, offering tailored financial planning supported by structured discovery processes and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and delivers a range of investment programs without providing individualized security recommendations within its standalone planning services.

Matthew Moore is a Wealth Management Advisor at Merrill Lynch Wealth Management. He has over 25 years of experience in the financial services industry, providing financial planning and wealth management services to families and small businesses. Matthew joined Merrill Lynch as a Vice President and Wealth Management Advisor in 2014, following a long tenure as a Financial Advisor with Morgan Stanley beginning in 1998. Matthew holds several professional designations, including CERTIFIED FINANCIAL PLANNER® and Chartered Financial Consultant®. He also holds FINRA series 7, 31, and 66 registrations, as well as Life and Health Insurance licenses. He earned a Bachelor's Degree, graduating Cum Laude from Bloomsburg University with degrees in Business Finance and Arts and Science Economics. Additionally, he received a Personal Financial Planning Certificate from Moravian College in 2004. Residing in Plainfield Township, Pennsylvania, Matthew lives with his wife Melissa and their three children. He has been involved in his local community as a volunteer coach in football, soccer, basketball, baseball, and softball with organizations such as the Green and White Athletic Association and the Wind Gap Athletic Association for the past ten years.

Alfred Douglass IV is a financial advisor with Merrill in Allentown, PA, holding Series 63 and Series 65 credentials and 31 years of industry experience. He has worked at Merrill since 1993 and concurrently at Bank of America, N.A. since 2011. Douglass is a committee member of the Wildlands Conservancy, focusing on land conservation. Merrill serves a wide range of clients, including individuals, retirement plans, corporations, and institutional clients, providing managed account programs, discretionary portfolio management, brokerage, and custody services. The firm’s investment approach includes multiple program strategies and a robust manager selection process, supported by integration with Bank of America affiliates and tax-efficient capabilities.

Mikayla Kelhart is a financial advisor with Raymond James & Associates, holding a Series 66 designation and four years of industry experience. Her prior roles include positions at Align Wealth Strategies and Northwestern Mutual. Outside of finance, she has been involved with Casa Toro Mexican Grill since 2016. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser that serves a diverse client base, including individuals, institutions, and nonprofit organizations. The firm offers financial planning and consulting services supported by extensive research and a variety of portfolio management strategies.

Jennifer Ceneviva is a Series 66-registered financial advisor with Edward Jones, based in Bethlehem, PA. She has 16 years of industry experience and has been with Edward Jones since 2009. Outside of her advisory role, she serves as a trustee for Central Moravian Church in Bethlehem, managing its temporal and financial affairs. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including pension plans and charitable organizations. The firm manages approximately $1.01 trillion in assets under management and operates a nationwide network of over 23,000 advisors, offering a range of advisory and investment services under a fiduciary standard.

Linda Modico is a financial advisor with UBS Financial Services, holding Series 63 and Series 65 designations and bringing 40 years of industry experience. She has worked at UBS since 1996. Outside of her advisory role, she is involved with P. M.-B. Trust, where she reviews trades, payments, and investments. UBS Financial Services serves individual, corporate, and institutional clients with brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services. The firm provides fee-based financial planning, portfolio management, and a range of capital markets services through a large network of financial advisors.

Breanne Pfeffer is a financial advisor at Merrill with 11 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at Merrill since 2014, concurrently serving at Bank of America since 2017. Breanne is also a board member of the Society of Human Resource Management, participating in community relations activities in the Lehigh Valley area. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Derick Colonello is a Private Wealth Advisor at MKG & Associates, specializing in developing customized portfolio strategies for families and institutions. With over 25 years of experience in financial services, he focuses on investment analysis and implementation, wealth strategy, and portfolio management. Derick tailors strategic and tactical investment approaches to align with clients’ unique needs, priorities, and tax sensitivities. He holds a Bachelor's degree from Oakland University and has earned the Chartered Financial Analyst (CFA) and CERTIFIED FINANCIAL PLANNER (CFP) designations. Derick is also a Personal Investment Advisor (PIA) and a member of the CFA Institute. His professional expertise includes tax minimization, portfolio management services, family wealth and legacy planning, philanthropic planning, and education planning. Derick is actively involved in his community, serving on the board of Men of the Sacred Heart and as a board member of Legatus. He coaches children’s soccer teams and resides in Rochester Hills, Michigan with his wife Diane and their seven children.

Sarah Cressley is a financial advisor at Morgan Stanley with 27 years of industry experience. She holds a Series 66 designation and has been with Morgan Stanley Smith Barney since 2009. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a variety of advisory programs and tailored financial planning through its network of Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools supported by in-house investment research.

Dylan Stroup is a financial advisor with Equitable Advisors in Easton, PA, holding a Series 66 designation and 16 years of industry experience. He has worked at Equitable Advisors since 2010, including time under its prior name, Axa Advisors. Outside of his advisory role, Stroup serves on the boards of Keyan Health Care Initiatives and the Boys & Girls Club of Bethlehem. Equitable Advisors serves a diverse client base, including individuals, pension plans, corporations, and charitable organizations, offering financial planning, retirement consulting, and asset management through a range of in-house and third-party programs. The firm emphasizes client data gathering and risk assessment to align clients with appropriate advisory models and discretionary managers, providing ERISA fiduciary services and access to mutual funds, ETFs, and select alternative investments.