Theodore Marohn is a financial advisor with Janney Montgomery Scott, holding Series 63 and Series 65 licenses and having 42 years of industry experience. He has been with Janney Montgomery Scott since 1984. Janney Montgomery Scott LLC is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves individuals, families, trusts, estates, corporate and retirement plan sponsors, charitable organizations, and municipal clients, offering a range of brokerage, financial planning, consulting, and advisory services.

Ulander Ramesar is a financial advisor with Citigroup Global Markets, holding Series 63 and Series 65 credentials and seven years of industry experience. His prior roles include positions at M&T Bank and Astoria Federal Savings / Sterling National Bank. Citigroup Global Markets serves individual and institutional clients across a range of wealth segments, offering multi-asset investment advisory programs, broker-dealer execution, and custody services. The firm combines large institutional scale with unique market roles, including in-house research and serving as a security-based swap dealer and futures commission merchant.

Cooper Czajka is a financial advisor at Wealth Enhancement Advisory Services, LLC with one year of industry experience. He holds a Series 65 designation and has previously worked at Quest Capital & Risk Management Inc. and First Class Valet, as well as having a seven-year tenure at McDonald's. Wealth Enhancement Advisory Services, LLC is an SEC-registered enterprise advisory firm that serves a diverse client base including individuals, trusts, charitable organizations, corporations, and retirement plans. The firm employs a strategic investment process combining passive and active management, supported by an internal Investment Committee and quantitative and fundamental research.

Denis O'Leary is a financial advisor at Kestra Advisory with 10 years of industry experience. He has held roles at firms including Morgan Stanley, Hancock Whitney Asset Management and Trust, and First National Bank of Long Island Investment Management. O'Leary holds Series 63 and Series 66 licenses. Kestra Advisory Services provides investment advisory and retirement-plan consulting to a wide range of institutional and individual clients. The firm offers services including fiduciary consulting, plan-level investment advice, and pooled plan solutions, serving large institutional investors such as sovereign wealth funds and managing approximately $79.8 billion in assets.

Daniel Auriemma is a financial advisor with Lincoln Investment in Hauppauge, NY, holding a Series 63 designation and 26 years of industry experience. He has been with Lincoln Investment Planning, Inc. since 2000 and previously worked at Nassau BOCES and B.D.C.E.S. Nassau Tech for over three decades. Lincoln Investment serves individuals, charitable organizations, businesses, and employer-sponsored retirement plans, with a focus on educators and 403(b)/457(b) participants. The firm offers financial planning, ERISA retirement plan advice, and manages both advisor- and firm-managed portfolios using strategic and dynamic investment approaches overseen by an Investment Management & Research team.

Edward Kotak Jr. is a financial advisor at Equity Services, Inc. with 13 years of industry experience. He holds Series 63, 65, and 66 licenses and has worked with firms including National Life Group and New York Life Insurance Company. He is also CEO of Island Wealth Solutions Inc. Equity Services, Inc., doing business as ESI Financial Advisors, provides financial planning, consulting, and asset management services to individuals, corporations, trusts, estates, charitable organizations, and employer retirement plans. The firm offers multiple advisory platforms, combining long-term strategies with options for shorter-term trading, and operates as both a broker-dealer and an SEC-registered investment adviser.

Joseph Roccosalvo is a financial advisor at GWN Securities Inc. with 43 years of industry experience. He holds the Series 63 designation and has worked at GWN Securities since 2005, alongside prior roles at Securities America Advisors, Inc. and Securities America, Inc. since 1999. Outside of investment advisory, he is involved in long-term care insurance sales as an AFLAC agent. GWN Securities is an SEC-registered investment adviser and broker-dealer serving individual and business clients through discretionary managed accounts, financial planning, and access to third-party sub-advisers. The firm manages approximately $3.65 billion across over 37,000 accounts and offers a range of managed-account programs, including SMA, UMA, and fund-strategist options on the Fidelity-supported FMAX platform.

Rachel Stancati is a financial advisor with Citigroup Global Markets in Port Jefferson, NY, holding Series 63 and Series 66 designations and nine years of industry experience. She has worked at Citibank since 2016. Citigroup Global Markets Inc. serves individual and institutional clients across multiple wealth segments, offering a range of investment advisory programs, broker-dealer execution, custody services, and derivatives and futures services. The firm employs multi-asset, multi-manager strategies with both discretionary and non-discretionary programs, leveraging internal standards and oversight committees for manager selection and monitoring.

Jarad Tong is a financial advisor at Citigroup Global Markets with Series 63 and Series 65 credentials and one year of industry experience. Prior to joining Citigroup, he held positions at Bank of America, Merrill, and Citibank. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs and broker-dealer execution and custody services. The firm employs multi-asset, multi-manager strategies and operates with a combination of large institutional scale and specialized market roles.

Steven Brown is a financial advisor with Independent Financial Group, LLC, holding Series 63 and Series 65 credentials and bringing 32 years of industry experience. His prior roles include positions at Sterling National Bank, LPL Financial, and Capital One Advisors. He is also a notary public in New York, providing document notarization services to clients. Independent Financial Group, LLC is a dual-registered broker-dealer and SEC-registered investment adviser serving individuals, charities, corporations, and plan sponsors. The firm offers brokerage, portfolio management, financial planning, and retirement plan services through a national network of Investment Adviser Representatives and utilizes multiple advisory program platforms with custody and execution services from Pershing or Schwab.

Patrick De Tolla is a financial advisor at Equity Services, Inc. with one year of industry experience. He holds the Series 66 designation and has previously worked at National Life Group, Cetera, and Cetera Wealth Services, LLC. Outside of advising, he was involved in the brewing industry with Port Jeff Brewing Company from 2021 to 2025. Equity Services, Inc., operating as ESI Financial Advisors, provides financial planning, consulting, and asset management services to individuals, corporations, trusts, estates, charitable organizations, and employer retirement plans. The firm offers multiple advisory platforms and frequently collaborates with third-party asset managers, combining predominantly long-term strategies with options for shorter-term trading.

Nicholas Russo is a financial advisor with GWN Securities Inc. in Hauppauge, NY, holding a Series 63 designation and eight years of industry experience. He has been with GWN Securities since 2017 and previously worked at Island Pet from 2014 to 2016. In addition to his advisory role, Russo is licensed to sell life and long-term care insurance. GWN Securities is an SEC-registered investment adviser and broker-dealer serving individuals and business clients through discretionary managed accounts, financial planning, and access to third-party sub-advisers and model portfolios. The firm manages approximately $3.65 billion across more than 37,000 accounts and offers a range of investment strategies, including legacy market-timing and momentum-based programs.

Michael Kresh is a CFP® with 40 years of industry experience, currently affiliated with Commonwealth Financial Network since 2020. He has previously worked at Royal Alliance Associates, Inc. for 30 years and owns Creative Wealth Management LLC, which he has operated since 2003. He is also the author of the book *You Can Afford To Retire*. Commonwealth Financial Network is a registered investment adviser serving a national network of approximately 2,950 advisors and their clients. The firm provides a range of advisory programs and support services, including wealth management and retirement plan consulting, while offering advisors access to diverse investment products and proprietary model portfolios.

Daniel Marquardt is a financial advisor with Citigroup Global Markets, holding Series 63 and Series 65 licenses and possessing 20 years of industry experience. He has been with Citigroup since 2014. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering investment advisory programs, broker-dealer execution, and custody services. The firm employs multi-asset, multi-manager strategies through both discretionary and non-discretionary programs and holds notable roles such as a security-based swap dealer and futures commission merchant.

Cristoforo Caccavale is a financial advisor at Lincoln Investment with a Series 66 designation and one year of industry experience. His prior work includes roles at GOGov, Stony Brook Medicine, Intellishift, and Brookhaven National Laboratory. Lincoln Investment serves individuals, charitable organizations, businesses, and employer-sponsored retirement plans, with particular emphasis on educators and 403(b)/457(b) participants. The firm offers financial planning, retirement plan advice, and a range of advisory programs supported by both strategic and tactical investment management approaches.

Russel Sands is a financial advisor at Kestra Advisory with 44 years of industry experience. He holds a Series 63 designation and has worked previously at Lincoln Investment and Legend Advisory Corporation. In addition to his advisory role, Sands is an insurance agent involved in selling insurance products tailored to clients' needs. Kestra Advisory Services provides investment advisory and retirement-plan consulting to a wide range of institutional and individual clients, offering services that include plan design, fiduciary consulting, employee education, and access to multiple management platforms and third-party managed solutions.

Mark Cirelli is a CFP® and PFS™ with 26 years of industry experience. He is currently with OSAIC Advisory Services, LLC and previously worked for American Portfolios Financial Services, Inc. for 15 years. He is also president of a financial planning and tax consulting firm, North Shore Wealth Management Advisors, Inc. OSAIC Advisory Services, LLC is an SEC-registered investment adviser serving a broad client base including individuals, pension and profit-sharing plans, corporations, trusts, and charitable organizations. The firm offers investment management, financial planning, retirement plan consulting, and related services through multiple program models and utilizes both proprietary and third-party platforms.

John Kim is a financial advisor at Principal Financial Services with Series 63 and Series 65 credentials and eight years of industry experience. His previous roles include positions at JP Morgan Securities, Wells Fargo Clearing, and New York Life Insurance Company. Outside of his advisory work, he owns K Points Guy LLC, a venture that provides travel tips focused on maximizing credit card points and travel destinations. Principal Securities offers brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, and charitable organizations. The firm provides direct advisory programs, financial planning, and access to third-party money manager solutions, with investment implementation typically managed on a discretionary basis.

Nina Barbarino is a financial advisor with Empower Advisory Group in King’s Park, NY, holding Series 63 and Series 65 licenses and bringing 34 years of industry experience. Her career includes service at GWFS Equities, Inc. since 2022 and a sixteen-year tenure at Prudential Insurance Company of America and Prudential Investment Management Services. Empower Advisory Group primarily serves employer-sponsored retirement plan sponsors and their participants, offering financial planning and investment management through an integrated platform linked to Empower’s recordkeeping and administrative services. The firm emphasizes long-term portfolio returns and annual rebalancing within plan lineups selected by plan sponsors, supporting a large client base relative to its advisor count.

Darren Stevenson is a financial advisor with TD Private Client Wealth LLC, holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. His prior work includes roles at LPL Financial and New York Community Bank. Outside of finance, he owns So Many Ways Music, a music publishing company. TD Private Client Wealth LLC provides discretionary wrap-fee managed accounts and brokerage services to institutional and high-net-worth clients, utilizing a mix of affiliated and third-party managers with a focus on strategic and tactical asset allocation.