Kathleen Montano is a financial advisor with Wells Fargo Clearing, holding a Series 63 designation and 28 years of industry experience. She worked at Raymond James Financial Services, Inc. for 25 years before joining Wells Fargo Clearing in 2019. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Silviya Cassar is a financial advisor with Ameriprise in Mystic, CT, holding Series 63 and 65 credentials and seven years of industry experience. She previously worked at Citizens Securities, Inc., Citizens Bank, and Jackson Hewitt. Outside of advising, she works as a waitress helping with events. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service focused on retirement-income planning through detailed Recommendation Reports and ongoing advice. The firm employs a research-driven approach and operates within a defined product ecosystem that includes managed accounts and affiliated investment options.

David Topkin is a financial advisor with Stifel in Mystic, CT, holding a Series 63 designation and 45 years of industry experience. He has been with Stifel Nicolaus & Co Inc since 2016. Stifel serves a broad range of clients including individuals, institutional investors, and municipal entities, offering brokerage and investment advisory services backed by proprietary investment analysis and allocation methodologies developed by its Investment Strategy Group.

Russel Burgess is a financial advisor at Charles Schwab with 18 years of industry experience. He holds Series 63, Series 65, and Series 66 registrations and has been with Charles Schwab since 2013. He is also the sole member of Barberry Quayside, LLC, a financial services entity focused on managing that firm’s revenues and expenses. Charles Schwab serves high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separate managed accounts and offers a multi-asset investment approach supported by Schwab Center for Financial Research.

David Volpe Jr. is a financial advisor with Morgan Stanley, holding a Series 66 designation and possessing 25 years of industry experience. He has worked at Morgan Stanley Private Bank, National Association since 2015 and has been with Morgan Stanley Smith Barney since 2009. Morgan Stanley Wealth Management provides a broad range of advisory programs to individual and institutional clients, including customized financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and offers services both directly and through corporate agreements.

James A Chambers II is a financial advisor with UBS Financial Services in New London, CT, holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. He has been with UBS since 2002. Outside his advisory role, he consults for his father's business, Saybrook Counseling Center, providing services related to drug and alcohol counseling, accounting advice, and retirement planning. UBS Financial Services serves individual, corporate, and institutional clients with a broad range of brokerage and investment advisory services, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management, offering proprietary research and integrated capital markets services.

Matthew Gross is a financial advisor at Ameriprise with four years of industry experience. He holds a Series 66 designation and has worked at Ameriprise since 2017, with a brief period outside the industry. Outside of finance, he contributes occasional writing and blogging to SB Nation as a hobby. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service focused on retirement-income planning, combining investment research and algorithmic tools to support tax-aware withdrawal strategies and dependable income sources.

Nancy Holstein is a financial advisor at Cetera with 13 years of industry experience. She holds a Series 66 designation and has worked at Cetera Wealth Services, LLC and Voya Financial Advisors, Inc. Prior to her current role, she was president and owner of NH Investment Management, a financial services firm. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base including individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a wide range of portfolio management, financial planning, and retirement services through a multi-manager platform with access to both affiliated and third-party managers.