Bryan Kranek is a financial advisor with Osaic Wealth, Inc. based in Westlake, Ohio, holding a Series 66 designation and 18 years of industry experience. He previously worked at SagePoint Financial for eight years before joining Osaic in 2023. In addition to his advisory role, he is licensed to sell fixed insurance and is the owner of Kranek Capital, LLC, an entity established for expense management and legal protection. Osaic Wealth, Inc. serves a diverse client base including individuals, high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers a range of services such as brokerage and investment advisory, financial planning, retirement plan consulting, and access to third-party money managers, utilizing a variety of asset-allocation tools and investment strategies.

Nathan Wilmot is a CFP® and ChFC® with 21 years of experience in the financial services industry. He is currently affiliated with OSAIC and has previously worked at Sagepoint Financial, Inc. and Lincoln Financial Advisors Corporation. Wilmot is also involved as a financial advisor and insurance agent with Lakeview Wealth Management and is a partner in JW Crossings LLC. OSAIC serves a diverse client base including individuals, high-net-worth investors, pension plans, corporations, and charitable organizations through a wide network of advisors and multiple advisory platforms. The firm offers integrated brokerage and investment advisory services, employing asset-allocation tools and third-party solutions to construct portfolios across various asset classes on both discretionary and non-discretionary bases.

Katherine White is a financial advisor at Equitable Advisors with 12 years of industry experience. She holds a Series 66 designation and has been with Equitable Advisors since 2013, previously associated with Axa Advisors. Outside of her advisory role, she is a member of Epik Wealth Holdings, LLC, an entity created to purchase an office building. Equitable Advisors serves individual investors, retirement plan sponsors and participants, corporations, and charitable organizations by providing financial planning, retirement-plan support, and access to asset management through LPL programs and third-party asset managers. The firm operates a hybrid referral and implementation model and offers both advisory and brokerage/insurance channels to implement client recommendations.

Jeffrey Daney is a Series 66-licensed financial advisor with LPL Financial, based in Avon, Ohio, and has 18 years of industry experience. He previously worked for Financial Design Group, Securian Financial Services Inc., and Minnesota Life Insurance Company, all between 2007 and 2023. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of adviser representatives. The firm offers various advisory programs, financial planning, and retirement consulting, utilizing both discretionary and non-discretionary management alongside research and model portfolios.

Adam Eyerman is a financial advisor at Raymond James Financial Services Advisors, Inc. with a Series 65 credential and two years of industry experience. Prior to his current role, he held various positions in the food service and creative sectors, including roles at Boom's Pizza | Spice Catering and Six Shooter Coffee. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, pension plans, corporations, and institutional clients. The firm offers tailored, non-discretionary planning and uses advanced analytical tools to guide investment decisions.

Mark Zody is a financial advisor at Charles Schwab with 28 years of industry experience. He holds Series 63 and Series 66 credentials. His prior work history includes roles at Arbonne International, Liberty Unlimited, and Zody Geosciences. Charles Schwab & Co., Inc. serves a large client base of primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program, offering a combination of non-discretionary and discretionary investment management services supported by multi-asset model portfolios and centralized operational infrastructure.

David Frank is a financial advisor with Cetera, holding Series 63 and Series 66 designations and 28 years of industry experience. He has been with Cetera since 2014 and concurrently serves at First Federal of Lakewood. Cetera Investment Advisers LLC is an SEC-registered firm that provides financial planning, portfolio management, and retirement services to individual, corporate, charitable, and institutional clients through a nationwide network of over 10,000 advisors. The firm offers multiple program structures and access to both affiliated and third-party money managers, managing over $256 billion in assets.

Brian Mackert is a financial advisor with Morgan Stanley in Westlake, Ohio, holding a Series 66 designation and 22 years of industry experience. He has been with Morgan Stanley and its Private Bank since 2016. Outside of his advisory work, he is involved in managing a rental property business in Isle of Palms, South Carolina. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a variety of advisory programs, including tailored financial planning that utilizes firm-approved tools and models to assist clients in planning their financial futures.

Brittany Rosenberger is a Financial Consultant currently working at Fidelity Investments since 2024. She focuses on creating comprehensive financial plans tailored to her clients' individual goals and aspirations, emphasizing strong, trusting relationships and empowering clients to make informed financial decisions. Her experience spans over a decade in the financial services industry, including roles such as AVP - Advisor Direct Financial Advisor at PNC Investments from 2015 to 2024, Senior Investment Services Associate at PNC Investments from 2013 to 2015, Senior Licensed Brokerage Services Representative at PNC Investments from 2011 to 2013, and Financial Professional with the Retirement Benefits Group at AXA Equitable from 2009 to 2011. Outside of her professional career, Brittany enjoys cooking and baking, participating in family activities, engaging in social events with friends, parenthood, snowboarding, and traveling.

Chad Bowman is the Market Leader at Fidelity Investments, a role he has held since 2025. In this capacity, he leads a team of financial professional leaders with a focus on prioritizing client needs. His career at Fidelity Investments began in 2006, and he has progressed through various positions including Vice President, Branch Leader; Regional Planning Consultant; Financial Consultant; Investments Representative; Financial Representative; and Service and Trading (Phones). Throughout his tenure at Fidelity Investments, Chad has gained extensive experience in financial consulting, regional planning, and market leadership. His professional journey reflects a commitment to developing financial teams and delivering client-centered services. Chad appreciates the opportunity to coach and develop leadership within his team, emphasizing a client-first approach. No additional information regarding Chad's education, credentials, personal interests, or community involvement has been provided.

Jennifer Walters is a financial advisor at Morgan Stanley with a Series 66 designation and 23 years of industry experience. She previously worked at Merrill from 1998 to 2023 before joining Morgan Stanley Smith Barney LLC. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients. The firm provides a variety of advisory programs including tailored financial planning, managing approximately $2.74 trillion in client assets through a structured planning process supported by firm-approved tools and analysis.

Beverly Stiegele is a CFP®-certified financial advisor with Ameriprise in Westlake, OH, bringing 30 years of industry experience. She has been with Ameriprise since 2009, including her current role starting in 2020. Outside of her advisory work, she owns Beverly A Stiegele, LLC, a business focused on transitional planning activities. Ameriprise serves clients approaching or in retirement, primarily those with significant investable assets, offering a retirement-income planning service that combines research, modeling, and tax-efficiency strategies to produce tailored Recommendation Reports. The firm provides a broad range of advisory, brokerage, and insurance solutions typical of a large institutional financial services provider.

Joseph Hudak is a financial advisor at RBC Capital Markets with 38 years of industry experience. His prior roles include positions at City National Bank, Wells Fargo Clearing, and Wells Fargo Advisors LLC. Outside of his advisory work, he serves as a director for both the Westlake-Bay Village Rotary and the William J. Corley Foundation and teaches firearm and personal safety training classes. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse clientele including individual investors, institutions, and charitable organizations. The firm offers various advisory programs with tailored strategies implemented through a combination of in-house and third-party investment managers, supported by a comprehensive suite of capital markets and asset management capabilities.

Denise Neugebauer is a Wealth Management Advisor with Merrill Lynch Wealth Management. She brings over thirty years of experience in the financial services industry, focusing on managing new wealth, personal retirement planning, and portfolio management services. Denise works to develop personalized wealth management strategies tailored to clients' unique financial situations and goals. She holds FINRA Series 7, 63, and 65 registrations, Life Insurance and Variable Annuity licenses, and the CERTIFIED FINANCIAL PLANNER® (CFP) designation. Denise also earned a Bachelor's degree from the University of LaVerne and completed an Accredited Certificate Program at Nova Southeastern University. Her professional designations include CERTIFIED FINANCIAL PLANNER (CFP) and Personal Investment Advisor (PIA). Denise grew up in Chagrin Falls and served four years stationed at Vandenberg Space Force Base in California during her enlistment in the U.S. Air Force. Outside of her professional life, she enjoys boating, running, and traveling. She is committed to building and maintaining strong relationships with clients to help them make important financial decisions.

Angela Specht is a financial advisor with Merrill in Westlake, Ohio, holding Series 63 and Series 65 licenses and having 22 years of industry experience. She has worked at Merrill Lynch, Pierce, Fenner & Smith Incorporated since 2010. Outside of her advisory role, she is involved part-time with Mary Kay Cosmetics as a representative. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a wide range of clients including individuals, high-net-worth clients, and institutional investors.

Jared Melnyk is a financial advisor at Fidelity with one year of industry experience. He holds a Series 66 designation and previously worked at Ernst & Young LLP and AML Rightsource. Jared also operated Jarmel Enterprises from 2023 to 2024. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage portfolios including mutual funds, ETFs, and ETPs.

Bryce Patrick is a Financial Consultant at Fidelity Investments, a position he has held since 2026. Prior to this role, he was a Planning Consultant at the same firm from 2024 to 2026. Bryce's background includes experience as a Senior Business Risk Consultant and Staff Auditor at Ernst & Young from 2019 to 2024. As a CERTIFIED FINANCIAL PLANNER™ professional, Bryce applies a holistic approach to financial planning, emphasizing the importance of understanding clients' goals, values, and life moments alongside their financial data. His expertise spans various aspects of financial planning and risk consulting. Outside of his professional work, Bryce engages in activities such as boating, concerts, fitness, reading, running, and skiing.

Steven Podhradsky is a financial advisor at Edward Jones with nine years of industry experience. He holds the Series 66 designation and has worked at several firms, including Merrill, Cetera Advisor Networks LLC, and GPS Financial Group. Podhradsky previously worked at Edward Jones from 2014 to 2017 before returning in 2023. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets under management and offers a range of advisory programs and investment solutions, operating under a fiduciary standard.

Bryan Kissling is a CFP® with 43 years of industry experience, currently serving at Wells Fargo Clearing since 2016. He previously worked at Wells Fargo Advisors LLC from 2009 to 2016. He acts as a trustee for his mother’s and deceased father’s investment trusts. Wells Fargo Clearing provides retirement plan consulting for qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services that include investment policy statement preparation, investment recommendations, performance reporting, and participant education. The firm’s IPS-driven approach incorporates modern portfolio theory and offers a broad range of investment options, including insurance-related products and bank deposit sweep programs.

Justin Hein is a financial advisor at Raymond James & Associates with eight years of industry experience. He holds a Series 66 designation and has previously worked at Charles Schwab and Charles Schwab Bank. Hein is based in Westlake, Ohio. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves individuals, institutional clients, charitable organizations, and public entities, providing financial planning, non-discretionary investment consulting, and institutional fiduciary services.