David Barkholz is a financial advisor with LPL Financial in Maumee, Ohio, holding a Series 63 license and 14 years of industry experience. His prior work includes roles at WealthWave, FIST Office Partners LLC, and Transamerica Financial Advisors, Inc. Barkholz has also been involved in entrepreneurial ventures through Barkholz Enterprises and FIST Office Partners LLC. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

Kelly Savage is a financial advisor with Osaic Wealth Inc and has 33 years of industry experience. He holds Series 63 and Series 66 credentials and has been involved with Savage & Associates since 1995. He serves on the boards of the Savage Foundation and Blue and Gold, a nonprofit supporting the University of Toledo's basketball programs. Osaic Wealth serves a diverse client base including individual investors, retirement plans, charities, and corporate clients through a multi-advisor platform offering brokerage and advisory services. The firm utilizes a model-based investment approach with portfolio optimization tools and supports various managed account strategies and third-party managers.

Kaden Sanford is a financial advisor at OSAIC with a Series 66 designation and one year of industry experience. Prior to joining OSAIC Wealth Inc, he was involved in the restaurant industry, including roles at Tougen Japanese Restaurant and K's Fine Food & Drink. OSAIC Wealth serves a diverse client base including retail and institutional investors, offering a range of brokerage and advisory services through a multi-advisor platform that emphasizes model-based asset allocation and portfolio optimization.

James Rybarczyk is a financial advisor at Primerica Advisors with 38 years of industry experience. He has been with Primerica Advisors since 1987 and Primerica Financial Services since 1991. In addition to his advisory role, he receives compensation for referrals related to home security and automation products through Primerica Client Services, Inc. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and discretionary separately managed accounts. The firm curates third-party asset managers and uses a tiered wrap-fee structure, offering a range of investment models implemented by BNY Mellon Advisors.

Ryan Savage is a CFP® professional with seven years of industry experience, currently serving as a financial advisor at Osaic since 2019. His prior roles include positions at Wurtec, Savage and Associates, and Genoa Banking Company. Outside of his advisory duties, he is a board member of the Toledo Police Foundation, a nonprofit organization supporting community and police initiatives. Osaic Wealth serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporate clients. The firm utilizes a model-based investment approach and offers a wide range of brokerage and advisory services through a multi-advisor platform.

Gregory Wagoner is a financial advisor with Ameriprise, holding a Series 66 designation and 16 years of industry experience. He has been with Ameriprise and its affiliate since 2009. Wagoner serves on the Board of Directors for the Sylvania Athletic Foundation. Ameriprise provides retirement-income planning services primarily for individuals approaching or in retirement who meet specific asset criteria, combining research, modeling, and tax-efficiency analysis to develop non-discretionary recommendations. The firm offers a broad range of advisory, brokerage, and insurance solutions through its affiliated companies.

Michael Sassaman is a financial advisor with LPL Financial in Toledo, OH, holding Series 63 and Series 66 licenses and over 35 years of industry experience. His prior firms include Capital Management Strategies LLC, Cadaret, Grant & Co., Inc., PNC Wealth Management, and Natcity Investments, Inc. Outside of his advisory work, he is involved in coaching and fitness activities. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions through a broad network of investment adviser representatives. The firm offers diverse advisory services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms, supported by operational and research tools but not algorithmic investment decision-making.

Adel Youssef is a financial advisor with Cetera who holds a Series 66 designation and has 22 years of industry experience. He has worked at Cetera since 2021 and previously spent seven years at Voya Financial Advisors. Youssef also owns EY Enterprise, LLC, a business coordinating buyers and sellers for laboratory and medical products. Cetera Investment Advisers LLC serves a diverse client base including individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and consulting services through a nationwide network of independent advisors and operates as a multi-manager platform with access to various investment management options.

Pawon Kummar is a CFP® and Series 66 credential holder currently with Osaic Wealth, Inc., where he has worked since 2026. He has prior experience with AJUS Consultants, LLC, and was a student until 2026. OSAIC Wealth serves a diverse client base including retail investors, retirement plan sponsors, and institutional clients through a multi-advisor platform offering brokerage and advisory services. The firm emphasizes model-based asset allocation and portfolio optimization, providing various managed account strategies and third-party manager programs.

Nathan Geisler is a financial advisor with Merrill in Toledo, OH, holding Series 63 and Series 65 credentials and with 52 years of industry experience. He has been with Merrill since 1973 and also affiliated with Bank of America since 2009. Geisler is a retired Air Force commander and remains on call for potential active duty. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Derek Dierks is a Series 66-licensed financial advisor with 21 years of experience, currently practicing at Thrivent Investment Management in Maumee, Ohio. He has been with Thrivent Financial for Lutherans since 2004. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of financial advisors, offering comprehensive, goal-based planning across a range of financial topics without discretionary trading authority.

Timothy Green is a Series 66-licensed financial advisor with 10 years of industry experience. He is currently with Fidelity, where he has worked since 2020, following prior roles at Bank of America and Merrill. He works at Strategic Advisers LLC, a Fidelity Investments company that provides investment management and advisory services to a broad client base, including retail and institutional investors. The firm uses a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage portfolios and deliver model strategies.

Zachary Skees is a financial advisor with LPL Enterprise, holding a Series 66 designation and beginning his industry career in 2026. Prior to joining LPL Enterprise, he worked at Prudential and has a background in construction and building materials firms. LPL Enterprise provides investment advisory and brokerage services to a diverse client base, including individuals, high-net-worth investors, retirement plans, and corporate and charitable entities. The firm’s investment approach is typically model-driven, utilizing portfolios developed by LPL’s Research Department and third-party strategists, and it offers services such as financial planning, access to third-party asset managers, and affiliated insurance and trust services.

Mark Spieldenner is a financial advisor at Cetera with three years of industry experience. He holds a Series 66 designation and has worked in financial services and fixed insurance, including life, annuities, and long-term care insurance. Prior to joining Cetera, he was associated with Tam-O-Shanter for four years. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate, charitable, and institutional clients through a nationwide network of over 10,000 advisors. The firm offers a range of portfolio management and financial planning services using a multi-manager platform with discretionary and non-discretionary program structures.

Loren Odegaard is a financial advisor with Edward Jones in Perrysburg, OH, holding a Series 63 designation and 24 years of industry experience, all with Edward Jones since 2002. Outside of his advisory role, he is associated with the Ohio Air National Guard. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a broad range of discretionary and non-discretionary investment strategies supported by a nationwide network of more than 23,700 financial advisors.

Gary Kauffman is a financial advisor with Mass Mutual Investors Services and holds Series 63 and Series 65 licenses. He has nine years of industry experience, including six years at Northwestern Mutual Wealth Management Company. Outside of his advisory role, he owns a consulting firm that reviews contracts for physicians and coaches advisors on building practices in the medical market. Mass Mutual Investors Services operates as a subsidiary of MassMutual, providing financial planning and asset management services to individuals, business owners, trusts, estates, and charitable organizations. The firm offers collaborative annual planning engagements using firm-approved analytical tools, with implementation options available through brokerage or insurance arrangements.

Kevin Carmony is a financial advisor with Cambridge Investment Research Advisors, holding a Series 63 designation and bringing 36 years of industry experience. He previously worked at Cetera Advisors LLC and Vestax Securities Corporation before joining Cambridge in 2009. Outside of his advisory role, he serves as a swimming and diving official and is a board member of a nonprofit organization. Cambridge Investment Research Advisors serves a diverse client base including individuals, institutions, pension funds, and charitable organizations. The firm provides financial planning, investment management, and retirement-plan advisory services, supporting both discretionary and non-discretionary management through multiple platforms and proprietary model strategies.

Lisa Vajen is a financial advisor with Cambridge Investment Research Advisors and holds the ChFC® and Series 63 designations. She has 24 years of industry experience and has been associated with Cambridge Investment Research Advisors since 2014. In addition to her advisory role, she is an independent insurance agent. Cambridge Investment Research Advisors serves a diverse client base, including individuals and institutions such as pension and charitable organizations, offering financial planning, investment management, retirement-plan advisory, and wrap-fee programs through a large network of financial professionals.

Richard Desautels is a financial advisor with Ameriprise in Toledo, OH, holding a Series 63 designation and 41 years of industry experience. He has been with Ameriprise and its predecessor firms since 1985. Outside of advising, he is involved in business ownership related to office maintenance. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning advice focused on dependable income sources and tax-aware withdrawal strategies.

Ryan Shackelford is a Series 66-credentialed financial advisor with two years of industry experience. He is currently with LPL Enterprise and has prior experience at Pruco Securities LLC and Cellular Sales. LPL Enterprise, LLC provides investment advisory and brokerage services to a diverse client base including individual and high-net-worth investors, retirement plans, and corporate and charitable entities. The firm utilizes a model-driven investment approach with access to third-party managers and offers a range of financial planning, consulting, and insurance product services through its affiliated entities.