Matthew White is a financial advisor at Citizens Securities, Inc. with 7 years of industry experience. He holds a Series 66 credential and previously worked at Bank of America N.A. and Merrill from 2008 to 2020. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors and individual retirement plans. The firm offers both investment advisory programs and brokerage and insurance services, including a digital advisory program and managed accounts, and operates as a broker-dealer and insurance agency.

Taylor Morrison is a CFP® certificant with 21 years of experience in the financial services industry. He is currently with Citizens Securities, Inc. and has previously worked at firms including Merrill and Wellesley Asset Management. Outside of his advisory role, he is involved with the Massachusetts Youth Soccer Association Inc. Citizens Securities serves a diverse retail client base, offering investment advisory programs alongside brokerage and insurance services. The firm provides both digital and managed account advisory solutions and operates as a broker-dealer and insurance agency.

Patrick Dunk is a CFP® professional with eight years of experience in the financial services industry. He currently works at Citizens Securities, Inc. and has held positions at Shepherd Financial Partners, LPL Financial, Merrill, and Northwestern Mutual. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors and retirement plans, offering investment advisory programs alongside brokerage and insurance services. The firm provides a digital advisory program and a Managed Account program, operating as both a broker-dealer and insurance agency.

Colin Murray is a CFP® professional with 17 years of industry experience, currently serving at GWN Securities Inc. since 2019. His prior experience includes roles at Nationwide Financial, Santander Securities LLC, and CCO Investment Services Corp. He is also an employee-owner of Agency Financial Partners LLC, where he develops strategic partnerships related to fixed insurance and annuity sales. GWN Securities Inc. is an SEC-registered investment adviser and broker-dealer serving individual and business clients through discretionary managed accounts, financial planning, and access to third-party sub-advisers. The firm offers a range of managed-account programs and model portfolios, including SMA, UMA, and fund-strategist options, with a notable legacy of market-timing and momentum-based strategies.

Rachel Mancini is a financial advisor with Citizens Securities, Inc. She holds a Series 66 designation and has 13 years of industry experience. Her prior work includes roles at Merrill and Citizens Securities, Inc. Mancini is also an owner of a rental property business. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors and retirement plans, offering investment advisory programs, brokerage, and insurance services. The firm’s advisory offerings include a digital advisory program managed with SigFig and a Managed Account program, alongside commission-based brokerage services.

Sasha Cesen is a financial advisor at TIAA-CREF with 16 years of industry experience. He holds Series 63 and Series 65 credentials and has previously worked at NYLIFE Securities LLC and Mass Mutual Life Insurance Company. Outside of his advisory work, he is involved in residential rental property management. TIAA-CREF Individual & Institutional Services, LLC provides financial planning and discretionary managed accounts to individuals, trusts, estates, and small retirement plans, often serving clients with existing relationships through TIAA-administered employer retirement plans. The firm offers both point-in-time planning services and ongoing portfolio management, with a fiduciary standard applied to its RIA services.

Jerome Wiener is a financial advisor at Citizens Securities, Inc. with four years of industry experience. He holds a Series 66 designation and has previously worked at firms including Meritage Financial Strategies, Commonwealth Financial Network, Bank of America, Merrill, and Northwestern Mutual. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors, offering investment advisory programs as well as brokerage and insurance services. The firm’s advisory offerings include a digital advisory program alongside more traditional managed account services, and it operates as a broker-dealer and insurance agency.

Kenneth Richardson Jr. is a financial advisor with Integrated Wealth Concepts LLC, holding a Series 66 designation and 14 years of industry experience. He has worked at Integrated Wealth Concepts and LPL Financial since 2016 and has operated his own CPA firm, Kenneth L. Richardson Jr CPA, Inc., since 1989. He is also president of The Journey to Hope, Health, & Healing, a nonprofit organization. Integrated Wealth Concepts serves individuals, high-net-worth clients, families, trusts, estates, businesses, and retirement plans through a network of independent advisors. The firm offers discretionary investment management, financial planning, family office services, and sponsors wrap-fee programs, employing a customized, primarily long-term investment approach with oversight of third-party managers.

Brian Mc Donald is a financial advisor at Citizens Securities, Inc. with eight years of industry experience. He holds Series 63, Series 65, and Series 66 credentials. Prior to joining Citizens Securities, he worked at Lincoln Financial Securities and has a background that includes roles in education and financial services. Outside of advising, he works as a bartender/server for banquet events with Heritage Restaurant Group. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors, offering investment advisory programs, brokerage, and insurance services. The firm’s advisory offerings include a digital advisory program and a Managed Account program, operating as both a broker-dealer and insurance agency.

Alexander Lapolla is a financial advisor at AE Wealth Management, LLC with two years of industry experience. He holds Series 63 and Series 66 licenses and previously worked at Fidelity Investments. Outside of finance, he has worked as a bartender at Agawam Hunt Country Club. AE Wealth Management provides fee-based portfolio management, financial planning, and retirement-plan consulting to a diverse client base including individuals, corporations, and ERISA plan sponsors. The firm utilizes discretionary model portfolios and offers a range of investment strategies supported by regular reporting and analysis.

Brian Wilber is a financial advisor with Citizens Securities, Inc. in Johnston, RI, holding Series 63 and Series 65 credentials and 11 years of industry experience. His prior roles include positions at Raymond James Financial Advisors, Columbia Management Investment Advisers, and Gfi Securities LLC. Outside of his advisory work, he serves as a varsity lacrosse coach at Portsmouth High School. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors, offering investment advisory programs alongside brokerage and insurance services. The firm provides both a digital advisory platform and managed account programs, operating as part of Citizens Bank, N.A.

Michael Mathews is a financial advisor at Citizens Securities, Inc. with 21 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Citizens Securities since 2012, following three years at LPL Financial. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors, offering investment advisory programs alongside brokerage and insurance services. The firm operates proprietary digital and managed account advisory programs and is wholly owned by Citizens Bank, N.A.

Kevin Skaltsis is a CFP® professional with 16 years of experience in the financial industry, currently associated with Foundations Investment Advisors LLC. His career includes roles at Advisors Excel, Advisors' Academy, GWN Securities, and Combined Benefits United. Outside of finance, he teaches professional foosball clinics at tournaments on a limited basis. Foundations Investment Advisors, LLC provides financial planning and portfolio management to individual and high-net-worth clients, retirement plans, and registered investment companies. The firm employs a combination of fundamental, technical, and cyclical analysis and uses model portfolios with discretionary or non-discretionary authority assigned to its investment adviser representatives.

William Walthouse III is a financial advisor at Citizens Securities, Inc. with 17 years of industry experience. He holds Series 63 and Series 65 licenses. His prior roles include positions at St Germain Securities Inc, Key Investment Services LLC, KeyBank NA, and LPL Financial. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors and individual retirement plans, offering both investment advisory programs and brokerage and insurance services. The firm’s advisory offerings include a digital advisory program managed in partnership with SigFig and a Managed Account program, while also operating as a broker-dealer and insurance agency.

Michael Aguilar is a financial advisor at Oppenheimer with a Series 66 designation and two years of industry experience. Prior to joining Oppenheimer, he held roles at Prime Now LLC, Door Dash, Hennes & Mauritz AB, and The Greene School. Oppenheimer is a registered investment adviser and broker-dealer serving individuals, corporations, pension and profit-sharing plans, charitable organizations, pooled investment vehicles, and IRAs. The firm offers a range of advisory programs across equity, balanced, and fixed-income portfolios, employing both discretionary and non-discretionary approaches.

Adam Pernini is a financial advisor at Citizens Securities, Inc. with one year of industry experience. He previously worked at Citizens Bank for seven years and held a position at Best Buy for seven years before that. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors and individual retirement plans. The firm offers investment advisory programs alongside brokerage and insurance services, including a digital advisory program and a Managed Account program.

Walter Cooper is a financial advisor at Oppenheimer with 43 years of industry experience. He holds Series 63 and Series 65 designations and has worked at Oppenheimer since 2012, following a 19-year tenure at UBS Financial Services. He also serves as co-trustee for the Janet Cooper Trust, managing tax and investment duties for the trust. Oppenheimer is a registered investment adviser and broker-dealer that serves individuals, corporations, pension plans, and charitable organizations. The firm offers a range of investment programs and advisory services, including discretionary and non-discretionary portfolio management and consulting.

Leena Srinivas is a CFP® professional with eight years of industry experience, currently serving as a financial advisor at Citizens Securities, Inc. She has held prior roles at Santander Securities, LLC, Santander Bank, NA, and Bank of America. Citizens Securities serves individual and high-net-worth clients, offering investment advisory programs alongside brokerage and insurance services. The firm provides a digital advisory platform with ETF-based portfolios and manages accounts through discretionary and commission-based approaches.

David Collins is a financial advisor at Oppenheimer with 30 years of industry experience. He holds Series 63 and Series 65 designations and has worked at Oppenheimer since 2009, following five years at UBS Financial Services. Oppenheimer is a registered investment adviser and broker-dealer that serves individuals, corporations, pension and profit-sharing plans, charitable organizations, and pooled investment vehicles. The firm offers a broad range of programs and provides advisory services across equity, balanced, and fixed-income portfolios using both discretionary and non-discretionary approaches.

Ashley Simpson is a financial advisor at Citizens Securities, Inc. with 10 years of industry experience. She holds Series 63 and Series 65 licenses and previously worked at Metlife Investors Distribution Company for six years before joining Citizens Securities. Citizens Securities serves a wide retail client base, including individual and high-net-worth investors as well as individual retirement plans, offering investment advisory programs alongside brokerage and insurance services. The firm features a digital advisory program using proprietary algorithms and manages both discretionary and non-discretionary accounts.