Marja Sweet is a financial advisor with Commonwealth Financial Network, holding a Series 66 designation and 11 years of industry experience. She has worked at both Commonwealth Financial Network and Oak Leaf Wealth Management Services since 2014. Outside of her advisory role, she has been employed by Lululemon Athletica since 2012. Commonwealth Financial Network serves a national network of approximately 2,950 advisors and their clients, providing a range of advisory programs, wealth management, and retirement plan consulting. The firm supports affiliated advisors with operations, trading, technology, investment management, compliance, and practice management.

Taylor Morrison is a CFP®-credentialed financial advisor with 20 years of industry experience. He currently works at Citizens Securities, Inc., having held prior positions at Foreside Fund Services, Wellesley Asset Management, Boston Financial Management, and BP Wealth Management. Morrison is involved with the Massachusetts Youth Soccer Association Inc. Citizens Securities serves a broad retail client base, offering investment advisory programs as well as brokerage and insurance services. The firm provides both digital and managed account advisory options and operates as a broker-dealer wholly owned by Citizens Bank, N.A.

Patrick Dunk is a Certified Financial Planner® with eight years of industry experience. He is currently with Citizens Securities, Inc., where he has worked since 2021. His prior roles include positions at Shepherd Financial Partners, LPL Financial, Merrill, and Northwestern Mutual. Dunk has held a role with the Chilmark Community Center and worked at Hobart and William Smith Colleges earlier in his career. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors and individual retirement plans. The firm offers investment advisory programs, brokerage, and insurance services, and it operates both discretionary managed accounts and a digital advisory program that uses proprietary algorithms for ETF-based portfolios.

Jonathan Sweet is a CFP® professional with 42 years of industry experience, affiliated with Commonwealth Financial Network since 1998. He holds the Series 63 designation and operates out of Rehoboth, MA. Outside of his advisory role, he is involved in tax preparation services through Oak Leaf Management Services, LLC. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser serving a national network of approximately 2,900 advisors and hundreds of thousands of clients. The firm provides a broad adviser-support platform, including managed-account programs, access to third-party asset managers, and custody/clearing services.

Colin Murray is a CFP® professional with 17 years of industry experience, currently serving at GWN Securities Inc. since 2019. His prior experience includes roles at Nationwide Financial, Santander Securities LLC, and CCO Investment Services Corp. He is also an employee-owner of Agency Financial Partners LLC, where he develops strategic partnerships related to fixed insurance and annuity sales. GWN Securities Inc. is an SEC-registered investment adviser and broker-dealer serving individual and business clients through discretionary managed accounts, financial planning, and access to third-party sub-advisers. The firm offers a range of managed-account programs and model portfolios, including SMA, UMA, and fund-strategist options, with a notable legacy of market-timing and momentum-based strategies.

Rachel Mancini is a financial advisor at Citizens Securities, Inc. with 12 years of industry experience. She holds the Series 66 designation and has worked at Merrill and Citizens Securities since 2014. Mancini is also involved in managing a rental property outside of her advisory work. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors, offering investment advisory programs, brokerage, and insurance services. The firm’s advisory offerings include a digital program managed with SigFig and a Managed Account program, operating alongside its broker-dealer and insurance activities.

Sasha Cesen is a financial advisor at TIAA-CREF with 16 years of industry experience. He holds Series 63 and Series 65 credentials and has previously worked at NYLIFE Securities LLC and Mass Mutual Life Insurance Company. Outside of his advisory work, he is involved in residential rental property management. TIAA-CREF Individual & Institutional Services, LLC provides financial planning and discretionary managed accounts to individuals, trusts, estates, and small retirement plans, often serving clients with existing relationships through TIAA-administered employer retirement plans. The firm offers both point-in-time planning services and ongoing portfolio management, with a fiduciary standard applied to its RIA services.

Jerome Wiener is a financial advisor at Citizens Securities, Inc. with four years of industry experience. He holds the Series 66 designation and has previously worked at Meritage Financial Strategies, Commonwealth Financial Network, Bank of America, Merrill, and Northwestern Mutual. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors and retirement plans, offering both advisory and brokerage services. The firm utilizes a combination of digital advisory programs and traditional managed accounts, operating as a broker-dealer and insurance agency affiliated with Citizens Bank, N.A.

Kenneth Richardson Jr. is a financial advisor with Integrated Wealth Concepts LLC, holding a Series 66 credential and bringing 14 years of industry experience. He has worked at Integrated Wealth Concepts and LPL Financial since 2016 and previously spent seven years with Lincoln Financial Advisors Corp. In addition to his advisory work, he is president of The Journey to Hope, Health, & Healing, a separate business activity. Integrated Wealth Concepts serves individuals, high-net-worth clients, families, trusts, estates, businesses, and retirement plans through a network of independent advisors. The firm offers discretionary investment management, financial planning, and family office services, employing customized portfolios that include mutual funds, ETFs, equities, and fixed income, and emphasizes a long-term investment approach with flexibility for rebalancing and cash management.

Brian Mc Donald is a financial advisor with Citizens Securities, Inc. in Johnston, Rhode Island, holding Series 63, Series 65, and Series 66 licenses. He has seven years of industry experience, including prior roles at Lincoln Financial Securities and in public school departments. Outside of his advisory work, he is involved with Heritage Restaurant Group as a bartender and server for banquet events. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors, offering investment advisory programs, brokerage, and insurance services. The firm’s advisory offerings include a digital program managed with SigFig and a Managed Account program, while also operating as a broker-dealer and insurance agency.

Brian Wilber is a financial advisor with Citizens Securities, Inc. in Johnston, Rhode Island, holding Series 63 and Series 65 licenses and having 10 years of industry experience. His prior roles include positions at Raymond James Financial Advisors, Columbia Management Investment Advisers, and Gfi Securities. Outside of his advisory work, he coaches and mentors student athletes as a varsity lacrosse coach at Portsmouth High School. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors and individual retirement plans, offering investment advisory programs alongside brokerage and insurance services. The firm operates both a digital advisory program and managed account services, and is wholly owned by Citizens Bank, N.A.

Matthew Bouthillette is a CFP® professional with six years of industry experience, currently affiliated with Commonwealth Financial Network. He has worked at multiple firms including Pioneer Financial Group and Cetera. Outside of his advisory role, he is a vice president of the BNI Narragansett Chapter, a networking organization, and co-owns Oak Leaf Management Services LLC, which provides tax preparation services. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser that supports a national network of approximately 2,900 advisors and manages over $200 billion in client assets. The firm offers a range of managed-account programs and access to third-party asset managers, providing trading, reporting, and custodial services to individual and institutional clients.

Michael Mathews is a financial advisor at Citizens Securities, Inc. in Johnston, Rhode Island, holding Series 63 and Series 65 credentials with 21 years of industry experience. He has been with Citizens Securities since 2012. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors, offering investment advisory programs alongside brokerage and insurance services. The firm provides a digital advisory program focused on ETF-based portfolios as well as a Managed Account program, operating as both a broker-dealer and an insurance agency.

William Walthouse III is a financial advisor at Citizens Securities, Inc. with 17 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at several firms, including St Germain Securities Inc and Key Investment Services LLC. Walthouse has been with Citizens Securities since 2022. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors, offering investment advisory programs along with brokerage and insurance services. The firm’s offerings include a digital advisory program and a Managed Account program, and it operates as a broker-dealer and insurance agency.

Michael Aguilar is a financial advisor at Oppenheimer with one year of industry experience. He holds a Series 66 designation and previously worked at Prime Now LLC, Door Dash, and Hennes & Mauritz AB. Oppenheimer serves a diverse client base including individuals, corporations, pension plans, and charitable organizations, offering advisory and brokerage services such as investment management, consulting, and retirement planning. The firm employs strategic and tactical asset allocation, manager selection, and a variety of investment vehicles tailored to client objectives.

Adam Pernini is a financial advisor with Citizens Securities, Inc. in Johnston, Rhode Island. He holds a Series 66 designation and has been in the financial services industry since 2025, following seven years at Citizens Bank and seven years at Best Buy. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors and retirement plans. The firm offers investment advisory programs, brokerage, and insurance services, including a digital advisory platform and a managed account program.

Ricardo Vargas is a financial advisor with Empower Advisory Group holding Series 66 and Series 63 credentials and three years of industry experience. His prior work includes roles at Regions Bank, Rocket Mortgage, and Wells Fargo Bank. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, delivering services through an integrated model tied to Empower’s recordkeeping and administrative platforms. The firm emphasizes long-term portfolio returns and annual rebalancing within plan lineups selected by plan sponsors.

Walter Cooper is a financial advisor at Oppenheimer with 42 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Oppenheimer since 2012. Cooper also serves as co-trustee for the Janet Cooper Trust, managing investment and tax duties. Oppenheimer serves a diverse client base including individuals, corporations, pension plans, and charitable organizations. The firm offers advisory and brokerage services with a focus on strategic asset allocation, manager selection, and a mix of discretionary and non-discretionary investment management programs.

Leena Srinivas is a CFP® professional with seven years of industry experience, currently serving as a financial advisor at Citizens Securities, Inc. She previously worked at Santander Securities, LLC and Bank of America. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors, offering investment advisory programs along with brokerage and insurance services. The firm’s advisory offerings include a digital advisory program and a Managed Account program, operating as both a broker-dealer and insurance agency.

David Collins is a financial advisor at Oppenheimer with 29 years of industry experience. He holds Series 63 and Series 65 designations and has been with Oppenheimer since 2009. Oppenheimer serves a diverse client base including individuals, corporations, pension and profit-sharing plans, and charitable organizations. The firm provides a range of advisory and brokerage services, utilizing strategic and tactical asset allocation, manager selection, and various investment strategies tailored to client objectives.