Lee Hurney is a financial advisor at Citizens Securities, Inc. with 28 years of industry experience. His prior roles include positions at Prudential Annuities Distributors, Prudential Insurance Company of America, Transamerica Capital Inc, and LPL Financial. He holds the Series 63, Series 65, and Series 66 licenses. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors and individual retirement plans, offering investment advisory, brokerage, and insurance services. The firm’s advisory programs include a digital advisory platform and a Managed Account program, and it operates as both a broker-dealer and insurance agency.

Michael Cortazzo is a financial advisor at TLG Advisors, Inc. with 12 years of industry experience. He holds Series 63 and Series 65 designations and has previously worked at Mass Mutual Investors Services and Massachusetts Mutual Life Insurance Company. He is currently affiliated with SPG Life & Annuity and Simplicity Investments. TLG Advisors, Inc. serves a diverse client base including individuals, high-net-worth clients, trusts, charitable organizations, corporations, and institutional investors. The firm focuses on manager selection and monitoring, utilizing fundamental analysis and Modern Portfolio Theory to build diversified portfolios, and offers both traditional advisory services and a direct-to-consumer digital program called Starlight Portfolios.

Le Eric Daye is a financial advisor at TIAA-CREF with 24 years of industry experience. He holds Series 65 and Series 66 licenses and has worked with TIAA-CREF since 2007, including prior experience at Beacon Pointe Advisors and its insurance services division. Outside of his advisory role, he is involved with Rodman for Kids. TIAA-CREF Individual & Institutional Services, LLC’s Advice & Planning Services division provides financial planning and discretionary managed account programs to individuals, trusts, estates, and small retirement plans, often serving clients with existing TIAA-administered employer retirement plans. The firm offers both point-in-time planning and ongoing portfolio management, acting as adviser to a donor-advised fund and operating within a vertically integrated group utilizing affiliated funds.

Juan Pablo Rios is a Series 66-licensed financial advisor with 22 years of industry experience. He has worked at Citizens Securities, Inc. since 2019 and previously held positions at Ameriprise Financial Services, Oppenheimer & Co., and J.P. Morgan Securities. Outside of his advisory role, he is involved as an assistant property manager handling minor property repairs. Citizens Securities, Inc. serves a broad retail client base including individual and high-net-worth investors, offering investment advisory programs alongside brokerage and insurance services. The firm operates a digital advisory program focused on ETF-based portfolios, in addition to commission-based brokerage and non-discretionary business, and is wholly owned by Citizens Bank, N.A.

Richard Hertzberg Jr. is a financial advisor with Commonwealth Financial Network, holding Series 63 and Series 65 licenses and bringing 26 years of industry experience. He has been with Commonwealth since 2001. He is also the managing member and sole owner of AMES Financial Services, LLC. Commonwealth Financial Network serves a national network of approximately 2,950 advisors and their clients, providing a range of advisory programs, third-party asset manager access, and wealth management services. The firm supports advisors with operations, technology, investment management, compliance, and practice-management resources.

Corey Caron is a financial advisor at Citizens Securities, Inc. with prior experience at Conning Asset Management and Hanover Insurance Group. He holds a Series 66 designation and has been in the industry since 2025. Citizens Securities serves a diverse retail client base, including individual and high-net-worth investors, offering advisory programs alongside brokerage and insurance services. The firm operates both a digital advisory platform and a Managed Account program, and is wholly owned by Citizens Bank, N.A.

Stephen Singmon is a financial advisor at Citizens Securities, Inc. with 33 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Citizens Securities since 2016, following a decade at Charles Schwab. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors and individual retirement plans, offering investment advisory programs as well as brokerage and insurance services. The firm provides advisory solutions such as a digital advisory program and a Managed Account program, while also operating as a broker-dealer and insurance agency.

Samantha Villarreal is a financial advisor with Empower Advisory Group in Providence, RI. She holds Series 63 and Series 65 licenses and has three years of industry experience. Prior to her current role, she worked at Empower Financial Services and in home health and physical therapy sectors. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and participants, as well as retail brokerage clients. The firm’s integrated service model ties financial planning to recordkeeping and administrative platforms, focusing on long-term portfolio returns and annual rebalancing within client-specific plan lineups.

Alexander Colon is a financial advisor at Citizens Securities, Inc. with eight years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Citizens Securities and its affiliates since 2017. Citizens Securities serves a broad retail client base including individual and high-net-worth investors and offers investment advisory programs alongside brokerage and insurance services. The firm’s advisory offerings include a digital advisory program and a Managed Account program, operating as both a broker-dealer and insurance agency.

Matthew Casey is a financial advisor at Citizens Securities, Inc. with two years of industry experience. He holds a Series 66 designation and has worked at Citizens Securities and Citizens Bank since 2023. Outside of his advisory role, he has been involved with Refocus Inc. since 2015. Citizens Securities serves a diverse retail client base, including individual and high-net-worth investors, offering investment advisory programs alongside brokerage and insurance services. The firm provides both a digital advisory program and managed accounts, and operates as a broker-dealer and insurance agency.

William Harig is a financial advisor with TIAA-CREF in Providence, RI, holding Series 63 and Series 65 licenses and bringing 28 years of industry experience. His prior work includes roles at Horace Mann Companies and Citizens Securities, Inc., among others. TIAA-CREF Individual & Institutional Services, LLC provides financial planning and discretionary managed account programs to individuals, trusts, estates, and small retirement plans, often serving clients connected to employer retirement plans administered by TIAA. The firm offers both point-in-time financial planning and ongoing discretionary management through model portfolios and customized solutions.

Anthony Caruso Jr. is a financial advisor with Citizens Securities, Inc. in Johnston, RI, holding Series 63 and Series 65 licenses and three years of industry experience. Prior to joining Citizens Securities in 2026, he worked at Fidelity Investments and Equitable Advisors. Outside of finance, he has experience in entrepreneurial and recreational sectors, including operating AAA Professional Lawn Care and involvement with Johnston Recreations. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors and individual retirement plans. The firm offers a range of advisory and brokerage services, including a digital advisory program and managed accounts, and operates as both a broker-dealer and insurance agency.

John Riester is a CFP® professional with 13 years of industry experience, currently serving at Citizens Securities, Inc. since 2015. He holds Series 63 and Series 65 licenses. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors, offering investment advisory programs as well as brokerage and insurance services. The firm’s offerings include a digital advisory program managed in partnership with SigFig and a Managed Account program, operating as both a broker-dealer and insurance agency.

Puneet Singh is a financial advisor at Citizens Securities, Inc. with seven years of industry experience. He holds a Series 66 designation and has previously worked at J.P. Morgan Securities LLC, JPMorgan Chase Bank, N.A., Bank of America, N.A., and Merrill Lynch, Pierce, Fenner & Smith Inc. Citizens Securities serves a broad retail client base including individual and high-net-worth investors, offering investment advisory programs as well as brokerage and insurance services. The firm provides both a digital advisory program utilizing proprietary algorithms and a Managed Account program, and operates as a broker-dealer and insurance agency.

Timothy Demeritt is a CFP® with 25 years of industry experience, currently serving as a financial advisor at Integrated Wealth Concepts LLC since 2016. His prior experience includes work with Osaic FA, Inc. from 2008 to 2016. He is based in Franklin, MA. Integrated Wealth Concepts LLC serves individuals, high-net-worth clients, families, trusts, estates, businesses, and retirement plans through a network of independent advisors. The firm offers discretionary investment management, financial planning, and family office services, employing a long-term investment approach combined with targeted shorter-term trading and oversight of third-party asset managers.

Jeffrey Little is a financial advisor with PNC Wealth Management, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. His career includes roles at LPL Enterprise, Citizens Securities, Quick & Reilly, and Morgan Stanley. PNC Wealth Management offers retail brokerage and advisory services through model-based programs, including an invitation-only digital offering that uses algorithmic risk assessment and implements investments via approved model strategies with annual rebalancing.

John Gulino II is a CFA® charterholder with extensive industry experience, currently serving at TIAA-CREF. He has worked at TIAA since 2021 and was previously employed by State Street Global Advisors for 13 years. Outside of his advisory role, he serves as Treasurer for Sal's Pals Tackle Cancer Tournament, a nonprofit organization dedicated to raising funds for cancer research. TIAA‑CREF Individual & Institutional Services offers financial planning and discretionary managed account programs to individuals, trusts, estates, partnerships, corporate entities, and small retirement plans, often serving clients connected through TIAA-administered employer retirement plans. The firm separates its point-in-time planning from ongoing portfolio management and acts as adviser to donor-advised funds within a vertically integrated group structure.

Matthew Wilcox is a financial advisor at Citizens Securities, Inc. with 24 years of industry experience. He holds the Series 63 and Series 66 designations. His prior work includes roles at Santander Securities, LLC and Northwestern Mutual Investment Management. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors and individual retirement plans, offering investment advisory programs alongside brokerage and insurance services. The firm’s advisory offerings include a digital advisory program and a Managed Account program, operating as both a broker-dealer and insurance agency.

Amanda Adams is a CFP® with eight years of industry experience, currently serving at Concurrent Investment Advisors, LLC. She previously worked at Edward Jones for eight years and has a background that includes experience with The Sun Chronicle. Concurrent Investment Advisors, LLC is a multi-team, SEC-registered advisory firm serving individuals, high-net-worth clients, families, trusts, estates, businesses, and retirement plans. The firm focuses on customized, primarily long-term portfolios using ETFs, mutual funds, and other securities, supported by a network of approximately 286 advisors serving over 13,000 clients.

Kenneth Koch is a Financial Advisor at Merrill Lynch Wealth Management, bringing over 12 years of experience in the wealth management industry. He works closely with clients to identify what is important in their financial lives and assists them in achieving their financial goals through detailed planning. His services cover a broad range of areas including corporate benefits, education planning, executive compensation, liquidity management, managing new wealth, retirement planning, portfolio management, small business strategies, and tax minimization. Ken holds a Bachelor's Degree from Bridgewater State College where he also participated as a four-year letterman on the football team. He holds professional designations including Accredited Wealth Management Advisor (AWMA), CERTIFIED FINANCIAL PLANNER (CFP), and Personal Investment Advisor (PIA). These credentials support his expertise in providing clients with confidence and stability throughout their financial journey. Residing in Duxbury, MA, Ken is involved in the local community through participation in Duxbury Youth Soccer. Outside of his professional role, he enjoys spending time with his family and engaging in activities like baseball, cooking, football, golfing, hiking, ice hockey, running, traveling, and yoga.