Michael Albrecht is a financial advisor with Raymond James & Associates in Kalamazoo, MI, holding Series 63 and Series 65 licenses and bringing nine years of industry experience. He has worked at Raymond James & Associates since 2019 and previously held roles with Transamerica Retirement Solutions, Transamerica Investors Securities Corporation, and Transamerica Capital Inc. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser overseeing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutional and pension plans, and municipal entities, offering financial planning, investment consulting, and municipal advisory services through a range of portfolio management styles and affiliated research.

Eva Moulton is a CFP® with 26 years of industry experience, currently serving as a financial advisor at Ameriprise since 2020. She previously worked at Ameriprise Financial Services, Inc. for 21 years. Outside of her primary role, she provides appointment preparation and client service support to other financial advisors. Ameriprise offers retirement-income planning services aimed at individuals approaching or in retirement, combining research, modeling, and tax-efficiency analysis to deliver tailored recommendations. The firm serves clients with at least $1 million in investable assets, providing a broad range of advisory, brokerage, and insurance solutions through affiliated entities.

Courtney Dunn is a financial advisor with Morgan Stanley in Kalamazoo, MI, holding Series 63 and Series 66 credentials and has 18 years of industry experience. She has been with Morgan Stanley Smith Barney since 2009 and also has experience with Citigroup Global Markets dating back to 2004. Morgan Stanley Wealth Management serves both individual and institutional clients, providing a range of advisory programs including tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and offers services through its Financial Advisors and Estate Planning Strategies Group.

Markley Drake is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 licenses and over 34 years of industry experience. He has been with Primerica Advisors since 1987 and operates Drake Financial Group, which conducts investment and related sales activities. Outside of advisory work, he owns Mad & Associates, Inc., a non-investment business based in Portage, Michigan. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and discretionary separately managed accounts under a wrap-fee structure. The firm curates third-party asset managers and delegates trading responsibilities to BNY Mellon Advisors.

Paul Moss is a financial advisor with Ameriprise in Portage, MI, holding a Series 66 designation and 18 years of industry experience. He has been with Ameriprise and its affiliated entities since 2006. Ameriprise offers a retirement-income planning service aimed at individuals approaching or in retirement with significant investable assets, providing written recommendation reports that address income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis in a structured approach supported by algorithmic automation and oversight committees.

Christopher Chambers is a financial advisor with Ameriprise in Kalamazoo, MI, holding Series 63 and Series 65 credentials and 27 years of industry experience. He has been with Ameriprise and its predecessor firms since 1998. Chambers serves as a volunteer finance committee member for tornado recovery efforts in his neighborhood and as treasurer for a local political campaign, both unpaid roles. Ameriprise offers retirement-income planning services targeted at individuals approaching or in retirement with significant investable assets, combining research and modeling with tax-efficient strategies. The firm provides a broad range of advisory, brokerage, and insurance solutions through its affiliated entities.

Jodi Harrison is a financial advisor with Raymond James & Associates, holding Series 63 and Series 66 licenses and bringing 27 years of industry experience. She has been with Raymond James since 2016 and previously worked at Robert Baird & Co. from 2010 to 2014. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, pension plans, and charitable organizations, offering financial planning, non-discretionary investment consulting, and institutional fiduciary solutions.

Dennis Starbuck is a CFP® professional with 38 years of experience in the financial services industry. He is currently with LPL Financial and has previously worked at Sigma Financial Corporation, Wealth Preservation Center, and Cetera Advisors LLC. He also conducts seminars through Wealth Preservation Center, LLC. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm provides a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

Patrick Gilbert is a financial advisor with LPL Financial in Portage, Michigan, holding Series 63 and Series 65 licenses and bringing 39 years of industry experience. He has worked at Select Financial Group, LLC since 1987 and previously spent 14 years with Harbour Investments, Inc. Gilbert also serves as an associate pastor at North Avenue Church of God, where he is involved in newsletter creation, hospital visitations, organizing small group meetings, and occasional preaching. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers financial planning, model portfolio programs, third-party asset management, and institutional platforms, combining a broad advisory network with various financial services and overseeing over $819 billion in discretionary assets.

Katelin Reynhout is a financial advisor at Primerica Advisors with four years of industry experience. She holds Series 63 and Series 65 licenses and has worked at Primerica Advisors and Primerica Financial Services since 2021. Prior to her financial services career, she was employed by the Kalamazoo County Sheriff's Department and worked as a homemaker. In addition to advising, she is involved in the sale of home security and automation products through affiliated companies. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and discretionary separately managed accounts. The firm employs a tiered wrap-fee structure and curates third-party asset managers while delegating trading responsibilities to BNY Mellon Advisors.

Gregory Chimner is a financial advisor with Ameriprise in Portage, Michigan, holding Series 63 and Series 66 licenses and bringing 33 years of industry experience. He has been with Ameriprise and its affiliated entities since 2005. Outside of his advisory role, he manages an independent advisory business through OKL LLC. Ameriprise is an institutional firm offering a retirement-income planning service tailored to individuals approaching or in retirement with substantial investable assets. The firm combines research, modeling, and tax-efficiency analysis to deliver personalized, non-discretionary recommendations, primarily for clients maintaining assets in Ameriprise-managed accounts.

Paul Carlson is a CFP® with 44 years of industry experience, currently serving as a financial advisor at Ameriprise since 2020. He previously worked at Ameriprise Financial Services, Inc. for 15 years. Carlson serves on the Board of Directors for Texas Charter Township and is a deacon at Calvary Bible Church. He is also involved in several business ventures, including ownership of Helping Dreams LLC and a honey production business called Carlson's Colonies. Ameriprise provides retirement-income planning services primarily for individuals with significant investable assets, combining research, modeling, and tax-efficiency strategies to deliver tailored recommendations. The firm offers a broad range of advisory, brokerage, and insurance solutions through affiliated entities.

Michael Matteson is a CFP® certified financial advisor with 40 years of industry experience. He has been with Edward Jones since 1993, serving clients from Kalamazoo, MI. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a wide range of investment strategies and operates under a fiduciary standard, supported by a network of more than 23,700 financial advisors nationwide.

Melinda Hansen is a financial advisor with Raymond James Financial in Kalamazoo, MI, holding Series 63 and Series 65 licenses and bringing 22 years of industry experience. She has worked at Raymond James Financial Services since 2015, with her current role beginning in 2022. In addition to her advisory work, she serves as a power of attorney for a parent, managing investments, expenses, and taxes on a monthly basis. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse clientele, including individuals, high-net-worth clients, and institutions. The firm provides tailored, non-discretionary consulting using risk profiling and modeling tools, and supports municipal finance work through a unique affiliation with a municipal advisor.

Eric Miles is a Managing Director and Wealth Management Advisor at the Portage/Kalamazoo Michigan branch of Merrill Lynch Wealth Management. He has been with Merrill since July 2000 and served as Resident Director from 2006 to 2018. Eric provides a team-supported, goals-based financial strategy for high net worth investors that covers comprehensive aspects of their financial lives. He is also a member of the Bank of America Michigan LGBT Pride Leadership Team. Eric specializes in several client focus areas including investment consulting for defined contribution plans, legacy planning, LGBT wealth planning, managing new wealth, personal retirement planning, portfolio management services, small business strategies, socially responsible and ESG investing, special needs planning strategies, and retirement income. He holds professional designations as a Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). Eric graduated from Western Michigan University with a Bachelor’s degree, majoring in Finance and minoring in Economics. He and his wife, Kim, live in Kalamazoo with their three children, Edward, Elle, and Monroe. His personal interests include boating, football, and skiing.

Michael Toner is a financial advisor with Edward Jones in Portage, MI, holding a Series 66 designation and six years of industry experience. He has been with Edward Jones since 2019 and has additional experience as a self-employed professional starting in 2018. Prior to his financial career, he worked at The Kellogg Company for 22 years. Edward Jones is a wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory services, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, supported by a large network of financial advisors and branch offices nationwide.

Chase Carlson is a financial advisor at Ameriprise Financial Services with six years of industry experience. He holds the Series 66 designation and is based in Kalamazoo, MI. His prior work includes a brief period at Lee's and involvement with The YMCA. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning advice focused on dependable income sources and tax-aware withdrawal strategies.

William Annis is a financial advisor at Thrivent Investment Management with eight years of industry experience. He holds the Series 66 designation and has been with Thrivent since 2017. Prior to his financial career, he worked in orthopedic specialists and sports medicine. Outside of his advisory role, Annis is active in community service, serving as Foundation President of the Rotary Club of Marshall, Board Chair for Battle Creek Area Habitat for Humanity, and Treasurer for Mobile Meals of Marshall. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of financial advisors. The firm offers goal-based analyses and planning across a wide range of topics, allowing clients to combine planning with managed accounts while keeping the services separate.

Mark Sandmeyer is a financial advisor at Morgan Stanley with 42 years of industry experience. He holds the Series 63 and Series 65 licenses and has worked at Morgan Stanley Private Bank, N.A. since 2015 and Morgan Stanley Smith Barney LLC since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a broad range of advisory programs to individuals and institutions, including tailored financial planning supported by firm-approved tools and modeling techniques. The firm manages approximately $2.74 trillion in client assets and provides services through both individual and corporate financial planning agreements.

Gary Therrian is a financial advisor at Ameriprise with 35 years of industry experience. He holds Series 63, 65, and 66 registrations and has worked previously at firms including The Huntington Investment Company and Cetera Investment Advisors. Outside of his advisory work, he has been a high school sports referee since 1981, officiating football, basketball, and lacrosse games. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides tailored retirement income planning based on comprehensive research and tax-aware strategies.