Grant Petersen is a financial advisor at Raymond James & Associates with Series 65 and Series 63 licenses and four years of industry experience. His work history includes roles at Raymond James & Associates since 2022 and multiple positions at Western Michigan University and Pennfield Schools. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a wide range of clients, including individuals, institutions, pension plans, and charities, offering financial planning and non-discretionary investment consulting supported by extensive research and multiple portfolio management strategies.

Whitney Crabtree is a financial advisor with Ameriprise in Battle Creek, MI, holding Series 63 and Series 65 licenses and seven years of industry experience. Before joining Ameriprise, Whitney worked at The Huntington Investment Company and The Huntington National Bank. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendations and ongoing retirement-income planning focused on dependable income sources and tax-aware withdrawal strategies.

David Foster is a financial advisor with Ameriprise in Kalamazoo, MI, holding a Series 66 designation and 11 years of industry experience. He has been with Ameriprise and its affiliated entities since 2013. Outside of his advisory work, Foster assists as a videographer for a wedding videography business. Ameriprise offers a retirement-income planning service tailored to individuals approaching or in retirement with significant investable assets, providing detailed recommendation reports that incorporate tax-smart withdrawal strategies and Social Security claiming options. The firm combines research, modeling, and adaptive withdrawal advice, with a centralized consulting team supporting advisors like Foster in delivering these services.

Zachary Alkhamis is a financial advisor at LPL Financial in Portage, MI, holding a Series 66 designation with 11 years of industry experience. He has been with LPL Financial since 2015 and operates several business entities related to retirement wealth management under the LPL umbrella. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions through a large network of investment adviser representatives. The firm offers a broad range of financial planning and investment management services, utilizing both proprietary model portfolios and third-party subadvisors.

Shane Winkelmann is a financial advisor at Ameriprise with 16 years of industry experience. He holds a Series 66 designation and previously worked at PNC Investments and PNC Bank. Outside of his advisory role, he is employed by OKL LLC, which pays the salaried portion of his compensation. Ameriprise offers a retirement-income planning service targeted at individuals approaching or in retirement, generally with significant investable assets, providing written Recommendation Reports that address income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis with a centralized consulting team to deliver non-discretionary retirement advice.

Brendan Lowry is a financial advisor with Ameriprise in Portage, MI, holding a Series 66 designation and five years of industry experience. His prior work includes positions at Merrill and PNC Bank NA. Ameriprise Financial Services is a large, diversified advisory firm serving both individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning advice focused on dependable income sources and tax-aware withdrawal strategies.

James Parker is a financial advisor with LPL Financial who holds Series 63 and Series 66 licenses and has 34 years of industry experience. He previously spent 21 years at Commonwealth Financial Network. Outside of his advisory work, he is a member and 25% owner of an entity created to own a branch office building. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms.

Caitlin Larabel is a financial advisor at Raymond James Financial with one year of industry experience. She holds a Series 66 designation and previously worked at Perrigo and Trident Laboratories. She also operates Loc Financial Planning Group, a non-investment-related business. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to individuals, high-net-worth clients, institutions, and organizations. The firm provides tailored, non-discretionary planning using analytical tools and supports a range of advisory programs and institutional consulting.

Markley Drake Jr. is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 licenses and bringing eight years of industry experience. He has worked with Primerica Advisors since 2017 and leads Drake Financial Group since 2020. Drake also served in the U.S. Army from 2012 to 2018. Outside of his advisory role, he owns Oakgrove Custom Furniture and operates an Amazon online store through Drake Holding Company LLC. Primerica Advisors provides discretionary asset management primarily to individual and high-net-worth clients through its Lifetime Investment Program, offering model-delivery strategies and separately managed accounts. The firm curates third-party asset managers and delegates trading to BNY Mellon Advisors, operating under a tiered wrap-fee structure.

Sandra Melges is a financial advisor with Raymond James & Associates, holding a Series 66 designation and 18 years of industry experience. She has been with Raymond James since 2012. Outside of her advisory role, she is involved in agricultural activities as CEO of Melges Family Farm LLC, where she manages farm maintenance and operations. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser serving individuals, institutions, and municipalities. The firm offers tailored financial planning and investment consulting, combining multiple portfolio management styles with firm research to support client decisions.

Daniel Hartley is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 licenses and 42 years of industry experience. He has been with Primerica Advisors since 1985 and Primerica Financial Services since 1991. Outside of his advisory role, he is involved in the sale of home security and automation products through affiliated companies. Primerica Advisors offers discretionary asset management primarily through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and a limited number of separately managed accounts. The firm uses a tiered wrap-fee structure and curates third-party asset managers, delegating trading responsibilities to BNY Mellon Advisors.

Charles Carroll is a financial advisor at Wells Fargo Clearing with 31 years of industry experience. He holds Series 63 and Series 66 designations and has been with Wells Fargo Clearing since 2016. Outside of his advisory work, he is a self-employed musician who provides entertainment at restaurants and private parties. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm combines research from Wells Fargo Investment Institute and third-party databases, offering both brokerage and advisory solutions across a broad range of financial products.

Cal Stearns is a financial advisor with Equitable Advisors in Kalamazoo, MI, holding a Series 66 designation and beginning his industry career in 2026. His background includes roles in sports information and mentorship at Albion College, as well as involvement with a minor league baseball team and local business ventures. Equitable Advisors serves individual clients, retirement plans, corporations, and charitable organizations, providing financial planning, retirement consulting, and asset management through a wide network of advisers. The firm utilizes both proprietary and third-party investment programs, with a focus on matching clients to model portfolios and offering ERISA fiduciary services for qualified plans.

Connor Bauserman is a financial advisor with LPL Financial in Portage, MI, holding the ChFC® designation along with Series 65 and Series 63 licenses. He has nine years of industry experience, including roles at Select Financial Group, Harbour Investments, and Gasaway Investment Advisors. In addition to his advisory work, Bauserman is an independent insurance agent. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory solutions including financial planning, model portfolios, third-party asset management, and institutional platforms, supporting advisors with research and operational tools while overseeing over $819 billion in discretionary assets.

Scott Hewitt is a financial advisor at Morgan Stanley with 18 years of industry experience. He has been with Morgan Stanley Smith Barney since 2009 and Morgan Stanley Private Bank, National Association since 2015. Hewitt holds a Series 66 designation and is based in Kalamazoo, MI. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients. The firm offers a range of advisory programs and financial planning services supported by structured discovery processes and firm-approved planning tools.

Tracy Boekeloo is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 designations and three years of industry experience. She has worked with Primerica Advisors since 2023 and is also associated with Drake Financial Group. Outside of advisory services, she is involved in the sale of loan products and home security referrals through affiliated companies. Primerica Advisors is a wrap-fee asset management sponsor and discretionary portfolio manager serving individual, corporate, and charitable clients. The firm employs model-delivery investment strategies managed by unaffiliated asset managers and supports trade execution and custody through Pershing, offering a range of strategic and tactical portfolio models.

Brandon Hutson is a financial advisor with Raymond James & Associates in Battle Creek, MI, holding Series 63 and Series 65 credentials and six years of industry experience. His prior roles include positions at Pacific Life, Aldi Inc., and Gibson Insurance, as well as four years focused on full-time education. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutions, and municipalities, offering financial planning, investment consulting, and institutional fiduciary services, with a range of portfolio management styles supported by affiliated research and model manager options.

Jerome Kessenich is a CFP® with 44 years of industry experience. He is currently with Osaic and has previously worked at Securities America Advisors for 24 years. Outside of advisory work, he owns JK Financial Services Inc., which prepares income tax returns. Osaic Wealth serves a diverse client base, including retail investors, institutional clients, retirement plan sponsors, charities, and corporate clients, offering both brokerage and advisory services through a multi-advisor platform. The firm utilizes a model-based investment process with portfolio optimization tools and supports a variety of account types and third-party investment programs.