Daniel Seder is a CFP® and CFA® with 24 years of industry experience. He has been with Blue Chip Partners, LLC since 2005 and previously worked at Raymond James Financial Services, Inc. He is also a partner in a non-variable insurance business. Blue Chip Partners provides fee-based investment management and financial planning services to individuals, high-net-worth clients, trusts, estates, small businesses, charitable funds, and pension/profit-sharing plans. The firm emphasizes tailored client relationships and implements customized asset allocation models using fundamental, technical, and cyclical analysis.

Nicholas Boguth is a financial advisor at Center for Financial Planning Inc in Southfield, MI. He holds the CFP®, CFA®, and Series 63 credentials and has 11 years of industry experience, including his current role at Raymond James Financial Services, Inc. as a portfolio manager. Center for Financial Planning, Inc. is an SEC-registered investment adviser serving individual clients, trusts, estates, and charitable organizations. The firm manages approximately $1.97 billion in assets, focusing on strategic asset allocation and diversification with both discretionary and non-discretionary mandates.

Denise Grace is a financial advisor with AAN Wealth Advisors LLC, holding Series 63 and Series 65 licenses and bringing nine years of industry experience. She previously worked at AlphaStar Capital Management, LLC, Virtue Capital Management, LLC, and has been the owner and insurance agent at Grace Financial Group, LLC since 2008, where she spends a significant portion of her time offering insurance products. AAN Wealth Advisors serves individuals, retirement plans, trusts, estates, charitable organizations, and investment companies by providing investment management through recommended subadvisors, project consulting, and financial planning. The firm uses a risk tolerance questionnaire and Investment Policy Statement to guide portfolio recommendations and oversees an external subadvisor to manage and rebalance client portfolios.

Deborah Van Dam is a CFP® with two years of experience, currently serving as a financial advisor at Blue Chip Partners, LLC. Her prior work includes roles in hospitality and education, including positions at Cantoro Trattoria, LLC and University of Michigan-Dearborn. Blue Chip Partners provides fee-based investment management and financial planning to individuals, high-net-worth clients, trusts, estates, and small businesses. The firm emphasizes tailored relationships through in-depth discovery and customized asset allocation, offering services supported by affiliated tax and estate planning providers.

Wayne Bell Warren is a financial advisor at Gainplan LLC with 11 years of industry experience. He holds Series 63, Series 65, and Series 66 licenses and is also a licensed Michigan bar attorney, providing legal referrals outside of investment hours. Warren has been with Gainplan since 2015. Gainplan LLC offers investment advisory and financial planning services to individuals, trusts, pension, and corporate clients, utilizing a factor-based, top-down investment process that incorporates tactical and strategic asset allocation across various securities and derivatives. The firm also features an affiliated legal practice and discloses its use of derivatives and crypto-linked products in certain strategies.

Spencer Knickerbocker is a CFP® and holds a Series 66 license with 10 years of industry experience. He currently works at Stonebrook Private LLC and has previously been employed at Raymond James & Associates and Lord Abbett. Stonebrook Private LLC provides wealth management, investment management, and financial planning services to individuals, trusts, estates, businesses, and retirement plans. The firm employs a primarily long-term investment approach based on fundamental analysis and manages approximately $937 million in client assets.

Timothy Wyman is a CFP®-designated financial advisor with 34 years of industry experience, currently practicing at Center for Financial Planning Inc in Southfield, MI. He has been affiliated with Raymond James Financial Services, Inc. for 27 years. Wyman serves as an attorney licensed in Michigan and holds leadership roles at Center for Financial Planning, including managing partner and CEO. He is also a board member and chair of the Endowment Investment Committee at Albion College. Center for Financial Planning, Inc. is an SEC-registered investment adviser serving individual clients, trusts, estates, and charitable organizations. The firm manages nearly $2 billion in assets, focusing on strategic asset allocation and diversification through a documented suitability process, offering both discretionary and non-discretionary portfolio management.

Connor Cloetingh is a financial advisor at DeRoy & Devereaux Private Investment Counsel, Inc. He holds Series 63 and Series 65 designations and has three years of industry experience. Prior to his current role, he worked at Key Private Bank and Ancora Advisors. DeRoy & Devereaux provides discretionary investment management primarily to high-net-worth individuals, families, foundations, pension plans, endowments, and municipalities. The firm follows a value-oriented, bottom-up fundamental investment approach across market capitalizations and bond sectors, managing focused equity portfolios and distinct strategies such as All Cap Value and Total Return Bond.

Norman Pappas is a ChFC® credentialed advisor with 54 years of industry experience, currently serving at The Enterprise Investment Company since 2003. His career also includes long-term roles at The Enterprise Securities Company and NAPCO, INC. He serves as a board member of the Jewish Federation of Metropolitan Detroit. The Enterprise Investment Company serves high-net-worth individuals, trusts, estates, corporations, and employee benefit and pension plans, offering discretionary and non-discretionary portfolio management, financial planning, and pension consulting. The firm primarily refers clients to unaffiliated sub-advisers and employs dynamic portfolio strategies tailored to clients’ individual profiles.

Vincent Parrack is a financial advisor at Blue Chip Partners, LLC with three years of industry experience. He holds the Series 66 designation and has previously worked at Hantz Financial Services, Inc. and Northwestern Mutual Investment Services, LLC. Blue Chip Partners provides fee-based investment management and financial planning to individuals, high-net-worth clients, trusts, estates, small businesses, charitable funds, and pension/profit-sharing plans. The firm offers customized asset-allocation models and integrates tax and estate/legal services through affiliated providers.

Andrew Jabro is a financial advisor with Dahring | Cusmano and Associates, holding Series 63 and Series 65 credentials, and has seven years of industry experience. Prior to joining Dahring | Cusmano in 2024, he worked at Flexible Plan Investments Ltd and Citizens Bank among other positions. Dahring | Cusmano offers holistic financial planning and investment management services to individuals, including high-net-worth clients, as well as family offices, trusts, private foundations, and qualified retirement plans. The firm’s client-centered investment approach emphasizes asset allocation and low-cost investments, managing portfolios primarily for the long term while also providing fiduciary and operational services to retirement-plan clients.

Noel Villajuan is a CFP® with 21 years of industry experience, currently serving as an advisor at Diversified Portfolios, Inc. He has previously worked at Ford Estates, Sequoia Financial Advisors, LLC, Sequoia Financial Group, LLC, Ljpr Financial Advisors, and Fidelity Brokerage Services LLC. Diversified Portfolios, Inc. provides discretionary investment management and wealth-management services to individuals, qualified retirement plans, charitable organizations, corporations, and trusts. The firm manages approximately $1.66 billion for about 606 clients and emphasizes long-term asset allocation, broad diversification, and cost-conscious use of low-cost passive and enhanced index funds.

Christopher Mac Kenzie is a CFP® with 10 years of industry experience. He is currently with Integrated Investment Consultants, LLC and previously worked at Gregory J. Schwartz & Co., Inc. and Telemus Capital, LLC. Integrated Investment Consultants, LLC manages approximately $1.08 billion for individual, high-net-worth, and institutional clients. The firm offers discretionary and non-discretionary investment management, wealth management, and consulting services, employing a process that combines fundamental analysis with asset allocation based on Modern Portfolio Theory.

Angela Palacios is a CERTIFIED FINANCIAL PLANNER™ professional with 22 years of industry experience. She has worked at Raymond James Financial Services since 2008 and was with the Center for Financial Planning from 2012 to 2019. Palacios serves as a board member and secretary of the Ice House Skating Academy, a nonprofit organization. She is part of the Center for Financial Planning, Inc., an SEC-registered investment adviser that provides financial planning and investment management to individuals, high-net-worth households, trusts, estates, and charitable organizations. The firm manages approximately $1.97 billion in assets and emphasizes strategic asset allocation and diversification through a documented suitability process and regular portfolio reviews.

Kipatrick Mrkva is a CFP® professional with 28 years of experience in the financial services industry. He has worked at Gainplan LLC since 2020 and previously spent 16 years at LPL Financial, LLC. In addition to his advisory role, he is involved in outside sales of non-variable insurance. Gainplan LLC is a team-based firm serving individuals, trusts, pension, and corporate clients with investment advisory and financial planning services. The firm uses a factor-based, top-down investment approach that incorporates tactical and strategic asset allocation and manages portfolios through ETFs, mutual funds, individual securities, and derivatives.

Sandra Adams is a CFP® professional with 23 years of industry experience, currently with Center for Financial Planning Inc in Southfield, MI. She has worked at Raymond James Financial Services, Inc. since 1996 and has been involved with the Society for Active Retirees since 2017. Additionally, she served at Schoolcraft College from 2017 to 2021. Center for Financial Planning, Inc. is an SEC-registered investment adviser serving individual clients, trusts, estates, and charitable organizations. The firm manages approximately $1.97 billion in assets and emphasizes strategic asset allocation and diversification with ongoing planning and tailored portfolio reviews.

Russell Strickler is a CFP® with 20 years of industry experience and is affiliated with Strickler Investment Services, LLC in Brighton, MI. His career includes roles at AE Wealth Management, MassMutual Life Insurance Company, and PNC Wealth Management. He also owns Strickler Tax Advisory, a tax preparation firm. Strickler Investment Services provides discretionary investment management and financial planning to individuals, trusts, and charitable organizations. The firm employs an active, asset-allocation-driven approach, integrating equities, ETFs, and mutual funds, and offers additional services through affiliated tax preparation and insurance entities.

Colleen Nemes is a financial advisor at The Nemes Rush Group, LLC with a Series 65 credential and three years of industry experience. Her work history includes roles at The Nemes Rush Group since 2022 and prior experience with The Auto Club Group. The Nemes Rush Group, LLC provides portfolio management, financial planning, retirement plan consulting, and business consulting services to individuals, corporations, charities, and pension plans. The firm uses a combination of fundamental and technical analysis, offers both discretionary and non-discretionary management, and conducts regular portfolio reviews and client meetings.

Adam Rivett is a financial advisor with Integrated Investment Consultants, LLC in Bloomfield Hills, MI. He holds Series 63 and Series 65 licenses and has 12 years of industry experience. His prior work includes roles at Resources Investment Advisors and Gwfs Equities, Inc. In addition to his advisory work, Rivett operates an Etsy business selling handcrafted woodworking projects such as tables and wall art. Integrated Investment Consultants manages approximately $1.08 billion for individual, high-net-worth, and institutional clients. The firm employs a fundamental analysis and asset-allocation approach guided by Modern Portfolio Theory, tailoring portfolios to client-specific risk, time horizon, and liquidity requirements.

Robert Bolden Jr. is an advisor at CIG Asset Management, Inc. with seven years of industry experience. He holds Series 63 and Series 65 licenses and has worked at firms including Arnold & Mote Wealth Management and PFS Investments. He is also the sole owner and advisor at Bolden Wealth Management, a Registered Investment Advisor. CIG Asset Management provides wealth management, comprehensive financial planning, and discretionary portfolio management services to individuals, trusts, estates, charitable organizations, corporations, and employee benefit plans. The firm employs a strategic asset allocation approach with both strategic and tactical models, offering diversified exposure across multiple asset classes and managing approximately $192 million in assets under management.