Peter Gregory is a financial advisor at Raymond James Financial Services Advisors, Inc. He holds the Series 66 designation and has 18 years of industry experience. Prior to joining Raymond James in 2026, he worked at City National Bank and RBC Capital Markets LLC. Gregory serves on the boards of several nonprofit organizations, including Sunnyview Hospital Foundation and Schenectady County Community College Foundation, and participates in the finance committee of St. Mary's Catholic Church. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base that includes individuals, high-net-worth clients, corporations, and institutional clients. The firm offers tailored, non-discretionary planning using risk profiling and analytical tools, and supports clients through advisory programs and institutional consulting.

John Conaway is a financial advisor with LPL Financial in Albany, NY, holding Series 63 and Series 65 licenses and with 26 years of industry experience. He has been with LPL Financial since 2011. Outside of his advisory role, he co-owns Pure Cleaning Services LLC. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad client base including individuals, retirement plans, banks, and charitable organizations. The firm offers a variety of advisory programs, retirement plan consulting, and brokerage services while providing discretionary and non-discretionary management supported by in-house and third-party research.

Susan Brown is a Series 66-registered financial advisor with UBS Financial Services in Albany, NY, bringing 19 years of industry experience. She has been with UBS Financial Services Inc. since 2009. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor client solutions.

Shilin Yin, CFP®, is a Wealth Management Advisor at Merrill Lynch Wealth Management. She began her career as a Financial Advisor Associate at Morgan Stanley and joined Merrill Lynch Wealth Management in 2013. Supported by a team of specialists from Merrill and Bank of America in investments, estate planning services, philanthropy, and lending, she focuses on helping clients grow and preserve their wealth through challenging economic and market cycles and major life events. As a qualified Portfolio Manager, Shilin follows a disciplined and sustainable process emphasizing prudent risk management, long-term growth, tax efficiency, and transparency. She offers qualified investors alternative investments such as private equity and real assets to enhance portfolio diversification beyond traditional stocks and bonds. Shilin is a native Mandarin Chinese speaker and holds the CERTIFIED FINANCIAL PLANNER (CFP®), Certified Investment Management Analyst (CIMA®), Certified Private Wealth Advisor (CPWA®), and Chartered Retirement Planning Counselor (CRPC™) designations. She is a graduate of Temple University and holds an MBA in International Business from California State University. Shilin and her husband, Brett, live in Mariaville, NY. She is a member of the Investment & Wealth Institute™ and a member of the Bank of America Upstate New York Diversity & Inclusion Council. Her personal interests include cooking, hiking, and traveling.

Kate Curcio is a financial advisor at RBC Capital Markets in Albany, NY, with 11 years of industry experience. She holds a Series 66 designation and has been with RBC Capital Markets since 2014. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutional clients, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers various advisory programs featuring portfolio management, financial planning, and brokerage services, utilizing a combination of in-house and third-party investment managers to tailor strategies to clients’ risk profiles.

Joseph Gravini is a CFP® with 26 years of industry experience, currently serving at Wells Fargo Clearing since 2019. His prior experience includes roles at Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC. Outside of his advisory work, he officiates high school basketball games and serves as Chair of the Finance Committee for the Albany Symphony Orchestra. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary solutions. The firm’s advisory process is IPS-driven, grounded in modern portfolio theory, and includes a broader set of financial products such as insurance-related vehicles and bank deposit sweep options.

Dianne Funigiello is a financial advisor with UBS Financial Services in Albany, NY, holding Series 63 and Series 65 licenses and bringing 25 years of industry experience. Her prior positions include roles at Merrill Lynch, Northwestern Mutual Investment Services, Key Private Bank, HSBC Securities, Wells Fargo Clearing, J.P. Morgan Securities, Chase Investment Services, Morgan Stanley, and Citigroup Global Markets. She is a partial owner of an LLC established for personal estate planning purposes. UBS Financial Services serves individual, corporate, and institutional clients through a combination of brokerage and investment advisory offerings, utilizing proprietary research and model-based asset allocation to tailor plans according to clients’ goals and risk tolerances. The firm combines wealth management services with institutional trading capabilities and offers a broad range of capital markets services.

Melissa Taylor is a CFP® with 24 years of industry experience and has been with Raymond James & Associates since 2015. She holds the Series 66 designation and is based in Latham, NY. Raymond James & Associates is a large dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a wide range of clients, including individuals, institutional investors, and charitable organizations, offering financial planning, non-discretionary investment consulting, and municipal advisory services.

William Vanevera is a financial advisor with Mass Mutual Investors Services and holds Series 63 and Series 65 credentials. He has 48 years of industry experience and has been with Mass Mutual Investors Services and MassMutual Life Insurance Company since 2001. Outside of his advisory role, he is involved in individual and group life and health insurance sales. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, focusing on collaborative, annual planning relationships that use firm-approved analytic tools.

Robert Kovacs is a CFP® professional with 37 years of industry experience. He has been with LPL Financial since 2016 and also works with Pioneer Bank. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, institutions, and charitable organizations through a large network of investment adviser representatives. The firm offers a broad range of advisory programs, retirement plan consulting, and brokerage services, providing both discretionary and non-discretionary management supported by extensive research and technology.

James Hicks is a financial advisor with Primerica Advisors in Clifton Park, NY, holding a Series 63 designation and 26 years of industry experience. He has been with Primerica Advisors since 1999 and Primerica Financial Services since 1998. Outside of his advisory role, Hicks is involved in sales of loan products and home-related services through affiliated companies. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, which includes model-delivery strategies and discretionary separately managed accounts for individual and high-net-worth clients. The firm uses third-party asset managers and provides a wrap-fee solution with a tiered percentage-based fee structure.

Kristen Mahan is a CFP® professional with 17 years of industry experience, currently serving as a financial advisor at Raymond James & Associates. She previously worked at Wells Fargo Clearing and Wells Fargo Advisors LLC, totaling 16 years with those firms. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering financial planning and non-discretionary investment consulting through various specialized programs and a broad range of portfolio management styles.

Thomas Kukuk is a financial advisor at J.P. Morgan Securities with 12 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at firms including Bank of America, Merrill, TD Ameritrade, Scottrade, and Charles Schwab. Kukuk is based in Albany, NY. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines large institutional advisory operations with brokerage, distribution, and investment management capabilities.

Stephen Hartmann is a financial advisor with LPL Enterprise LLC, holding Series 63 and Series 65 licenses and bringing 30 years of industry experience. He previously worked at Ashton Thomas Securities LLC for 20 years. Hartmann serves on the board of the American Marketing Association, a nonprofit organization based in Albany, NY. LPL Enterprise serves a diverse client base, including individuals, retirement plans, charitable organizations, corporations, and institutions, offering financial planning, consulting, model portfolios, third-party asset management, and brokerage and insurance products through an integrated platform.

Thomas Appleton is a financial advisor with OSAIC, holding a Series 63 designation and 44 years of industry experience. He has worked with Securities America Advisors, Inc. and Securities America, Inc. for over two decades and is a managing member of Diamond Financial Services, where he focuses on life insurance and long-term care needs for clients in New York. OSAIC serves a range of retail and institutional clients through a large network of affiliated advisers, offering integrated brokerage and investment advisory services, financial planning, and access to third-party money managers and wrap programs. The firm employs asset-allocation tools, risk-tolerance assessments, and automated rebalancing to construct diversified portfolios tailored to client preferences.

Wendy Mitchell is a Series 66-credentialed financial advisor with Morgan Stanley, bringing eight years of industry experience. She has worked at Morgan Stanley since 2017 and previously at Wells Fargo from 2012 to 2017. Outside of her advisory role, she is a partner in an agricultural business called God Heard Our Whispered Wishes. Morgan Stanley Wealth Management provides a range of advisory programs to individual and institutional clients, combining tailored financial planning with investment management and other services.

Brittany Hedderman Giordano is a CFP® professional with nine years of industry experience, currently affiliated with LPL Financial in Albany, NY. She has worked with WealthOne LLC since 2017 and has experience in healthcare from her time at Community Care Physicians. Giordano is also a commissioned notary public. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves a broad client base including individuals, retirement plans, financial institutions, corporations, and charitable organizations. The firm offers comprehensive financial planning and advisory programs, utilizing model portfolios and research from multiple sources to support both discretionary and non-discretionary management.

Michael Knizek is a financial advisor with Merrill, holding a Series 66 designation and 15 years of industry experience. He has worked at Merrill since 2010 and has also been with Bank of America, N.A. since 2014. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Robert Collesano is a financial advisor at Merrill with 45 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Merrill since 1990 and at Bank of America since 2011. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Janet Labella is a financial advisor with LPL Financial, holding a Series 63 designation and bringing 27 years of industry experience. She has been with LPL Financial since 2011. In addition to her advisory work, she is a licensed New York State notary and notarizes documents as needed. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, institutions, and charitable organizations through a nationwide network of representatives. The firm offers a range of advisory programs, financial planning, and retirement consulting services, utilizing both discretionary and non-discretionary management along with model portfolios and research from multiple sources.