Jonathan Roller is a financial advisor with Cetera in Buffalo, NY, holding a Series 66 designation and seven years of industry experience. He has worked at Avantax and affiliates since 2018 and has been with Cetera and Lifetime Wealth Management, an affiliate of Lumsden McCormick, since 2025. Roller serves as a board member for the Royal Beach Club homeowners association in Fort Myers Beach, FL. Cetera Investment Advisers LLC is an SEC-registered adviser that serves individuals, retirement plans, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers a multi-manager platform with various portfolio management and financial planning services, managing over $256 billion in assets through more than 10,000 advisors.

A. Schaefer is a financial advisor at Cetera with 22 years of industry experience and holds a Series 63 designation. Prior to joining Cetera in 2023, Schaefer worked with Cetera Wealth Services, LLC since 2013. Outside of advising, Schaefer serves as president of the board and general manager of Bob-O-Link Golf Club and is a board member of Orchard Park Country Club, both nonprofit organizations in Orchard Park, NY. Cetera Investment Advisers LLC is a nationwide network of independent advisors serving individual, employer-sponsored, corporate, charitable, and institutional clients. The firm offers a range of portfolio management, financial planning, and retirement services through discretionary and non-discretionary programs, utilizing multiple managers and diverse investment strategies.

Christopher Urban is a financial advisor at LPL Financial with 15 years of industry experience. He previously worked at AXA Advisors, Cadaret, Grant & Co., Inc., and WNY Asset Management. Outside of advising, he is a licensed insurance agent, tax preparer, and notary public. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a wide range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

Austin Robare is a financial professional with six years of industry experience, currently affiliated with Cetera and Lifetime Wealth Management, an affiliate of Lumsden & McCormick. His prior roles include positions at Avantax Advisory Services and Equitable Advisors. Robare has held the Series 63 and Series 65 licenses and has been involved with a separate LLC, Breakaholic Breaks. Cetera Investment Advisers LLC is an SEC-registered adviser serving a broad client base including individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers diversified portfolio management, financial planning, and access to multiple program platforms with discretionary and non-discretionary service models.

David Bilski is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. He has worked at PFS Investment Inc. and Primerica Financial Services since 1992. In addition to advising, he is involved in sales of loan products and home security services through affiliated companies. Primerica Advisors offers discretionary asset management via its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and separately managed account options. The firm employs third-party asset managers and emphasizes a tiered wrap-fee structure rather than fixed fees.

Thomas Domin is a CFP® with 22 years of industry experience, currently serving at Raymond James Financial. His prior roles include positions at Noble Wealth Partners, Crux Wealth Advisors, TIAA, and HSBC Securities. In addition to his advisory work, he is involved as an agent providing life insurance and long-term care solutions and serves on the board of directors for his support company, contributing to its growth initiatives. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse client base including individuals, institutions, and charitable organizations. The firm employs tailored, non-discretionary planning using analytical tools and supports clients through various advisory programs and institutional consulting.

Thomas Bender is a CFP® with 13 years of industry experience, currently affiliated with LPL Financial since 2018. He previously worked at SII Investments, Inc., Bank of America, N.A., and Merrill. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment management solutions that include model portfolios, third-party asset management access, and institutional platforms.

Victor Tomasulo is a financial advisor with Mass Mutual Investors Services and holds a Series 66 designation. He has two years of industry experience, including prior roles at Tesla and Solidifi. Tomasulo currently works with MassMutual Life Insurance Company and MML Investors Services, LLC. MML Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that operates as a subsidiary of MassMutual. The firm provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers, using firm-approved software and collaborative annual planning relationships.

Ronald Yoviene is a financial advisor with LPL Financial in Hamburg, NY, holding a Series 63 designation and 35 years of industry experience. He has worked at Lincoln Financial Advisors Corporation and Lincoln Financial Securities Corporation before joining Commonwealth Financial Network and Black Diamond Custom Wealth Management, which he owns. He also owns Black Diamond Custom Medicare Solutions, a Medicare agency. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and investment management services through a large network of advisers, utilizing various strategic, tactical, and alternative investment approaches.

Raymond Crane is a financial advisor with Mass Mutual Investors Services in Buffalo, NY, holding Series 65 and Series 63 credentials and over 21 years of industry experience. He has held prior roles at Wealth Advisors Network, Cambridge Investment Research, and 1st Global Advisors. Outside of financial advising, he is a partner at Brock, Schechter & Polakoff LLP, a public accounting firm specializing in tax. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational programs, structuring its services as annual collaborative relationships using firm-approved analytical tools to deliver tailored recommendations.

Jennifer Walter is a financial advisor with UBS Financial Services in Buffalo, NY, holding a Series 63 designation and bringing 29 years of industry experience. She has been with UBS since 2015. Outside of her advisory role, she owns personal property that may generate rental income. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining proprietary capital market research and model-based asset allocations to tailor financial plans. The firm integrates institutional trading capabilities with wealth management services and offers a broad range of capital markets and advisory solutions.

Jessica Roach is a financial advisor at Morgan Stanley with 28 years of industry experience. She holds Series 63 and Series 65 designations and has worked at Morgan Stanley Private Bank and Morgan Stanley Smith Barney since 2009. Roach serves on the finance committee of The Center for Hope, a nonprofit organization in Buffalo, New York. Morgan Stanley Wealth Management provides a broad range of advisory programs to individuals and institutional clients, offering tailored financial planning supported by firm-approved tools and strategies. The firm manages approximately $2.74 trillion in client assets and services clients through both direct and corporate financial planning agreements.

Anthony Blasting is a CFP® and ChFC® with 36 years of experience in the financial services industry. He worked at Northwestern Mutual Investment Management and North Western Mutual Life from 1989 to 2026 before joining Cetera in 2026. He is currently based in West Seneca, NY. Cetera Investment Advisers LLC is an SEC-registered firm that serves individual clients, retirement plans, corporate and charitable clients, and institutional accounts through a nationwide network of independent advisors. The firm offers a range of investment management and financial planning services, utilizing a multi-manager platform with discretionary and non-discretionary program options.

Timothy Winterhalter is a financial advisor with Wells Fargo Advisors in Orchard Park, NY, holding a Series 63 designation and 28 years of industry experience. He has been with Wells Fargo Advisors since 2019 and previously worked at Wells Fargo Clearing from 2016 to 2019. Outside of his advisory role, he serves as a member of the Orchard Park Recreation Commission, supporting local recreational activities and facilities. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that offers investment and fee-based financial planning services to individuals, trusts, and institutions. The firm provides tailored recommendations using proprietary research and tools across a broad range of planning topics, with clients having flexibility in implementing these recommendations through various brokerage or advisory programs.

Louis Gebhard is a financial advisor at Edelman Financial Engines in Orchard Park, NY, holding Series 63 and Series 65 licenses with 20 years of industry experience. His prior experience includes roles at John Hancock, NORTHWEST Bank, New York Life, and Modern Wealth Management, LLC. Edelman Financial Engines provides technology-enabled investment advisory and financial planning services to individual investors, retirement-plan participants, and institutional clients. The firm combines proprietary modeling with planner guidance and online tools, offering diversified portfolios and long-term investment approaches while managing approximately $326 billion for over 477,000 clients.

Diane Bookhagen is a financial advisor with Primerica Advisors, holding a Series 63 designation and bringing 23 years of industry experience. She has worked with PFS Investments Inc. and Primerica Financial Services since the early 2000s and serves as a self-employed contractor at Erie County Medical Center. Diane is also a member of the Board of Directors for Presbyterian Senior Care of Western New York. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, focusing on model-delivery strategies and discretionary separately managed accounts for individual and high-net-worth clients. The firm curates third-party asset managers and uses a tiered wrap-fee structure rather than fixed fees.

Bryan Staniszewski is a CFP® and PFS™ credentialed financial advisor with 22 years of industry experience. He is currently with Cetera and has previously worked at Ameriprise Financial Services LLC, Avantax Investment Services, Inc., and 1st Global Capital Corp. In addition to his advisory role, he owns a tax service business that provides bookkeeping, tax preparation, and consulting. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers a multi-manager platform with diverse portfolio management and financial planning options, supported by a nationwide network of over 10,000 advisors.

Tyler Sacco is a financial advisor with Raymond James Financial Services Advisors, Inc., holding a Series 66 designation and two years of industry experience. His prior work includes roles at Beck Financial Group and Commonwealth Financial Network. He is a co-owner of Sacco and Beck LLC, a private investment business focused on managing and remodeling a second business location in Orchard Park, NY. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, pension plans, corporations, and institutional clients. The firm offers tailored, non-discretionary planning using analytical tools and supports municipal and public finance work through a unique municipal advisor affiliation.

Jeffery Kruszka Jr. is a financial advisor with Mass Mutual Investors Services and holds a Series 66 designation. He has four years of industry experience and has worked at several firms, including Wealth Advisors Network, Inc. and Cambridge Investment Research Inc. In addition to his advisory work, he is a partner at Brock, Schechter & Polakoff, LLP, a public accounting firm specializing in tax compliance and planning services. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that serves individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides financial planning, asset management, and educational programs using firm-approved software tools and structuring engagements as annual collaborative relationships.

Patricia Hudson is a CFP® credentialed financial advisor with 30 years of industry experience. She is currently with Ameriprise, where she has worked for one year, following five years at LPL Financial and 18 years at M&T Securities. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service focused on retirement-income planning through written Recommendation Reports and ongoing advice, utilizing proprietary research and algorithmic tools.