David Constantino is a Series 66-licensed financial advisor with 11 years of industry experience. He has worked at Lincoln Investment since 2017 and held roles at Legend Advisory Corporation and Legend Equities Corporation from 2014 to 2019. Capital Analysts serves a diverse client base including individual and high-net-worth investors, retirement plans, trusts, foundations, and corporate clients. The firm’s investment decisions are guided by an in-house Investment Management & Research team using proprietary screening tools, offering discretionary and non-discretionary portfolio management through various programs tailored to client needs.

Leonardo Mesa is a CFP® with 29 years of industry experience, currently serving as a financial advisor at F L Putnam Investment Management Co. since 2024. Prior to this, he spent 15 years at Arbor Capital Management Corp. F L Putnam Investment Management Co. serves a diverse client base including individuals, high-net-worth clients, foundations, endowments, schools, and religious organizations. The firm employs a strategic asset allocation framework across equities, fixed income, and alternative assets, offering customized portfolios with internally managed strategies and third-party managers.

Charles Sperrazza Jr. is a financial advisor with Blackridge Asset Management, LLC, holding 39 years of industry experience. He has been with Blackridge since 2021 and has also been associated with Peak Brokerage Services, LLC since 2015. Outside of his advisory roles, he is involved in acting with Gravesend, LLC. Blackridge Asset Management provides financial planning, investment management, and consulting services to individuals, high-net-worth clients, and institutions through a network of investment adviser representatives. The firm uses model-based portfolio management and offers access to third-party money managers and estate-planning support, with most client accounts managed on an affiliated turnkey asset management platform.

Lauren Muscato is a financial advisor at Independent Solutions Wealth Management, LLC with four years of industry experience. She holds a Series 66 designation and has previously worked at PEAK Brokerage Services and the University of Buffalo. She is also involved in wealth management under the name The Financial Guys. Independent Solutions Wealth Management LLC is an SEC-registered advisory firm serving individuals, high-net-worth clients, corporate pension and profit-sharing plans, and trusts. The firm manages approximately $1.54 billion in client assets and employs a strategic asset allocation and manager selection approach, offering services including mutual fund, ETF, and stock portfolio management, as well as tactical portfolio strategies.

Murray Richardson is a financial advisor with The AmeriFlex Group, holding Series 63 and Series 66 licenses and possessing 16 years of industry experience. He is the owner and president of C.D. Financial, Inc., an S-corporation offering insurance products including life insurance, fixed annuities, and long-term care. Richardson also serves as secretary for Mathewson McCarthy Baseball, a nonprofit organization, and is a board member of the nonprofit Bornhava, where he participates in fundraising initiatives. The AmeriFlex Group is an SEC-registered investment adviser serving individuals, corporations, and retirement plans through a network of advisory affiliates and investment representatives. The firm offers customized portfolio management, financial planning, third-party manager selection, and retirement plan consulting with a variety of wrap and non-wrap solutions.

Lawrence Mcgowan is a financial advisor at F.L. Putnam Investment Management Co. with five years of industry experience. He previously spent 29 years at Arbor Capital Management, Corp. F.L. Putnam serves a diverse range of individual and institutional clients, offering discretionary and non-discretionary investment management, financial planning, OCIO advisory, separately managed accounts, family office solutions, and consulting. The firm employs a strategic asset allocation framework with internally managed strategies and third-party managers across various asset classes and is the adviser to the AOG Institutional Fund.

Cullen Mcgloin is a financial advisor at Principal Advised Services with 19 years of industry experience. He holds the Series 63, Series 65, and Series 66 designations and has been with the Principal Financial Group and its affiliated entities since 2010. Principal Advised Services provides investment advice and related services mainly to retirement plan participants and retail IRA clients. The firm offers both non-discretionary recommendations and a discretionary wrap-fee investment management program, utilizing third-party methodologies and proprietary models supported by its affiliation with Principal Financial Group.

Magdalena Jaworska is a CFA® charterholder with 15 years of industry experience. She joined F.L. Putnam Investment Management Company in 2024 after an 18-year tenure at Arbor Capital Management Corp. F.L. Putnam serves a diverse range of individual and institutional clients, offering investment management, financial planning, OCIO advisory, family office solutions, and consulting services. The firm combines internally managed and third-party strategies across multiple asset classes within a strategic asset allocation framework, and it is noted for its management of the AOG Institutional Fund and ownership of Darwin Trust Company.

Thomas Dugan is a financial advisor with Capital Analysts in Getzville, NY, holding a Series 63 designation and 25 years of industry experience. His prior work includes roles at Lincoln Investment, Legend Advisory Corporation, and Legend Equities Corporation. Capital Analysts serves a diverse client base, including individual and high-net-worth investors, retirement plans, trusts, and corporate clients. The firm offers discretionary and non-discretionary portfolio management through various programs and utilizes an in-house Investment Management & Research team to guide investment decisions.

Glenn Wiggle Jr. is a financial advisor with Independent Solutions Wealth Management, LLC, holding Series 63 and Series 65 licenses and 29 years of industry experience. He has worked at PEAK Brokerage Services, LLC and Blackridge Asset Management, LLC in addition to his long tenure at Independent Solutions Wealth Management. Outside of advisory work, he is involved in media and insurance businesses, including ownership and management roles in Financial Guys LLC and related entities. Independent Solutions Wealth Management provides investment advisory and planning services to individuals, high-net-worth clients, and retirement plans. The firm offers discretionary and non-discretionary portfolio management using a strategic asset allocation process, model portfolios, and a combination of fundamental and technical analysis.

Olivia Lyons is a financial advisor with Capital Analysts, holding the Series 66 designation and four years of industry experience. She has worked at several firms including Equitable Advisors and Ronald Hicks and Associates. Outside of advisory work, she serves as an executive assistant in the financial services sector. Capital Analysts serves a diverse client base including individual and high-net-worth investors, retirement plans, trusts, foundations, and corporate clients. The firm offers discretionary and non-discretionary portfolio management supported by an in-house research team and proprietary investment screening, with a range of customizable advisory solutions.

Daniel Kautz is a financial advisor with The AmeriFlex Group, holding Series 63 and Series 65 designations and 27 years of industry experience. His prior work includes roles at American Portfolios Financial Services, SagePoint Financial, OSAIC, and Cambridge Investment Research. Outside of his advisory work, he is the founder of Retirement By Design, a marketing-related venture. The AmeriFlex Group provides investment advice and related services to individuals, corporations, employee benefit plans, and charitable organizations. The firm delivers tailored portfolio management and consulting services through a network of advisory affiliates and multiple program platforms, including Cambridge-sponsored offerings.

Thomas Hanlon is a CFP® professional with eight years of experience at Courier Capital, LLC, where he has worked since 2016. He is based in Buffalo, NY. Courier Capital, LLC provides investment management, retirement plan services, individual financial planning, and investment consulting to a diverse client base, including high-net-worth individuals, banking institutions, charitable endowments, and pension or profit-sharing plans. The firm manages client assets primarily on a discretionary basis using asset-allocation models and conducts ongoing due diligence through an Investment Committee.

Peter Grogan is a CFP® with 43 years of experience in the financial industry. He has been with United Capital Financial Advisors since 2012 and previously worked at Girard Securities, Inc. He serves as treasurer and trustee for the Julian R & Varue W Oishei Foundation, a nonprofit organization. United Capital Financial Advisors provides financial planning and investment management services nationally to individuals, corporations, retirement plans, charitable organizations, and institutional clients. The firm manages accounts primarily on a discretionary basis using asset-allocation models and offers portfolio customization, client-facing technology, and access to both internal and third-party investment strategies.

Nicholas Maloney is a financial advisor at Belpointe Asset Management LLC with 13 years of industry experience. He holds a Series 63 designation and has worked previously at Mass Mutual Investors Services and MSI Financial Services Inc. Outside of advising, he is involved in fixed insurance sales including life insurance and fixed annuities. Belpointe Asset Management is a multi-team registered investment adviser managing over $7.5 billion for several thousand clients. The firm offers discretionary investment management, financial planning, and retirement-plan consulting for individuals, corporations, trusts, and other advisers, utilizing customized portfolios and a range of advisory and sub-advisory relationships.

Jeffrey Kamien is a financial advisor with LaSalle St. Investment Advisors, L.L.C. He holds Series 63 and Series 65 designations and has 32 years of industry experience. He has been with LaSalle St. Investment Advisors and LaSalle St. Securities since 2011. Outside of his advisory role, Kamien serves as the tournament director and a board member for the International Junior Golf Tournament. LaSalle St. Investment Advisors provides fee-based financial planning and investment supervisory services to individuals, trusts, estates, pension and profit-sharing plans, charitable organizations, and small businesses. The firm offers both non-discretionary and discretionary investment programs, utilizing asset-allocation models and a diverse mix of mutual funds, ETFs, equities, fixed income, and options.

Gerald Cole is a CFA® charterholder with 30 years of industry experience. He has worked at F. L. Putnam Investment Management Company since 2024 and spent 29 years at Arbor Capital Management Corp. F. L. Putnam serves individual and institutional clients by providing discretionary and non-discretionary investment management, financial planning, OCIO advisory, family office solutions, and consulting. The firm builds customized portfolios using both internally managed strategies and third-party managers across multiple asset classes within a strategic asset allocation framework.

Jon Zach is a CFP® credentialed financial advisor with 21 years of industry experience. He is affiliated with LaSalle St. Investment Advisors, L.L.C. and has worked at LaSalle St Securities LLC since 2015. He is also a partner in ZLC Group, a CPA affiliate program focused on accounting, audit, and tax preparation. LaSalle St. Investment Advisors provides personalized, fee-based financial planning and investment supervisory services to individuals, trusts, pension plans, charitable organizations, and small businesses. The firm offers both non-discretionary and discretionary management programs, with a notable predominance of non-discretionary assets under management.

Timothy Reed is a financial advisor with LaSalle St. Investment Advisors, L.L.C., holding the ChFC® designation and Series 63 and 65 licenses. He has 28 years of industry experience and has been with LaSalle St. Investment Advisors since 2007. In addition to his advisory role, he is appointed with KAFL for insurance sales. LaSalle St. Investment Advisors provides personalized, fee-based financial planning and investment supervisory services to individuals, trusts, estates, pension and profit-sharing plans, charitable organizations, and small businesses. The firm offers both non-discretionary and discretionary investment programs, with a notable emphasis on non-discretionary asset management.

Kasey Wopperer is a financial advisor with OneSeven holding a Series 65 credential and four years of industry experience. Prior to joining OneSeven, Wopperer worked at Generation Capital Management and Manning & Napier. Wopperer is a volunteer treasurer and board member of the Home and School Association of St. Gregory the Great School. OneSeven provides investment advisory services to individuals, high-net-worth clients, trusts, estates, businesses, and retirement plans, offering portfolio management, financial planning, and retirement-plan consulting. The firm employs a primarily long-term investment approach using diversified mutual funds, ETFs, individual securities, and access to alternatives and private placements.