Jacob Kantor is a financial advisor at Key Investment Services LLC with five years of industry experience. He holds Series 66 and Series 63 licenses and has worked at firms including KeyBank, MML Investors Services LLC, MassMutual Life Insurance Company, and New York Life Insurance Company. Key Investment Services LLC serves individuals, trusts, estates, small businesses, and corporate clients through wrap-fee advisory programs, model portfolios, separately managed accounts, and brokerage and insurance products. The firm emphasizes client-directed model selection and provides access to third-party discretionary managers, offering ongoing monitoring, rebalancing, and supervisory oversight.

Christian Thompson is a financial advisor at HSBC Securities (USA) Inc. with one year of industry experience. He holds a Series 66 designation and has prior experience with Mass Mutual Investors Services and MassMutual Life Insurance Co. Outside of his advisory role, Thompson is active as a social media influencer on TikTok, creating content focused on storytelling unrelated to his financial work. HSBC Securities (USA) Inc. offers managed account programs to individuals, retirement accounts, charitable organizations, and corporations. The firm employs a range of model risk profiles and combines strategic and tactical asset allocation with fund due diligence, providing both client-directed and discretionary portfolio management options.

Markus Williams is a financial advisor at Lincoln Investment with 11 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Key Investment Services, KeyBank, Prudential Insurance Company of America, and Allstate Insurance Company. Outside of financial advising, he works as an Operations Coordinator in logistics. Lincoln Investment serves individuals, charitable organizations, businesses, and employer-sponsored retirement plans, with a particular focus on educators and 403(b)/457(b) participants. The firm offers a range of financial planning and investment management services, employing both strategic and tactical approaches overseen by an Investment Management & Research team.

Mary Juliet Manavalan is a financial advisor with HSBC Securities (USA) Inc. and has 11 years of industry experience. She holds the Series 66 and Series 63 designations and has worked with HSBC Bank USA, N.A. since 2015 in addition to her role at HSBC Securities. In her dual role, she also serves as a Bank Officer for HSBC Bank, engaging in the sale of bank-related products and services. HSBC Securities (USA) Inc. provides managed account programs to individuals, retirement accounts, charitable organizations, and corporations, offering both client-directed and fully discretionary investment options. The firm uses a structured investment approach supported by HSBC Global Asset Management and various affiliated providers, distinguishing itself with services such as the Offshore Spectrum program for qualified non-resident clients.

Tyler Zeplowitz is a financial advisor with Eagle Strategies (NY Life) in Williamsville, NY, holding Series 65 and Series 63 credentials and one year of industry experience. His background includes roles at NYLIFE Securities LLC, New York Life, and prior experience outside finance in retail and education. Eagle Strategies serves individual and institutional clients by providing financial planning, investment management, and retirement-plan advisory services through a large network of affiliated representatives. The firm emphasizes tailored recommendations and manages a substantial portion of its assets on a non-discretionary basis, working with a wide range of plan sponsors and investors.

Nicholas Pontrello is a financial advisor with Lincoln Investment in Amherst, NY, holding a Series 66 designation. He joined Lincoln Investment in 2026 and has prior work experience in various industries, including three years at Perry's Ice Cream Co., Inc. and four years at Kenny Enterprises. Lincoln Investment serves individuals, charitable organizations, businesses, and employer-sponsored retirement plans, with a focus on educators and 403(b)/457(b) participants. The firm offers a range of financial planning and investment services, combining in-house and third-party strategies managed by an Investment Management & Research team employing strategic and tactical approaches.

Thomas Youngman is a financial advisor with Primerica Advisors in Buffalo, NY, holding a Series 63 designation and 18 years of industry experience. He has been with Primerica Advisors and Guardian Life Insurance Co of America since 2011. Outside of his advisory work, he serves as Vice Chair of Membership, PR & Branding on the board of the Wanakah Country Club. Primerica Advisors is part of Park Avenue Securities LLC, which serves a broad retail client base including individual and high-net-worth investors, charitable organizations, and corporate clients. The firm offers both brokerage and advisory services, utilizing proprietary and third-party investment strategies across various account types.

Jacob Kuebel is a financial advisor at Empower Advisory Group with two years of industry experience. He holds the Series 66 designation and previously worked at Equitable Advisors, LLC. Outside of finance, his background includes roles in community organizations and educational institutions. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, along with Empower Premier IRA and retail brokerage account holders. The firm’s integrated service model leverages proprietary and third-party methodologies focused on long-term portfolio returns and is closely tied to Empower’s recordkeeping and administrative platforms.

Michael Constantino is a financial advisor with Lincoln Investment in Amherst, NY, holding a Series 63 designation and 19 years of industry experience. He has worked at Lincoln Investment since 2017 and previously was with Legend Advisory Corporation and Legend Equities Corporation. In addition to his advisory role, he is involved in marketing, research, and appointment setting as a sales assistant. Lincoln Investment serves individuals, charitable organizations, businesses, and employer-sponsored retirement plans, with a particular focus on educators and 403(b)/457(b) participants. The firm offers financial planning, ERISA retirement plan advice, and a range of investment programs managed through a combination of strategic and tactical approaches overseen by its Investment Management & Research team.

Robert Leombruno Jr is a financial advisor at Valic Financial Advisors with 17 years of industry experience. He holds Series 63 and Series 65 credentials. His work history includes positions at AIG, Mass Mutual Investors Services, and Massachusetts Mutual Life Insurance Company. Valic Financial Advisors serves primarily U.S. individuals, including high net worth clients and employer-sponsored retirement participants, offering portfolio management, financial planning, and discretionary unified managed accounts through a large network of advisors.

Nicole Smykowski is a financial advisor with HSBC Securities (USA) Inc. in Grand Island, NY. She holds a Series 66 designation and has 18 years of industry experience. Her prior work includes roles at HSBC Bank USA, N.A., Trubee, Collins & Co, Inc., LPL Financial, and M&T Securities. HSBC Securities (USA) Inc. offers managed account programs serving individuals, retirement accounts, charitable organizations, and corporations. The firm provides a range of client-directed and discretionary investment programs supported by a structured asset allocation and fund selection process involving HSBC Global Asset Management and third-party providers.

Pamela Hintermeier Abati is a financial advisor with Voya Financial Advisors, Inc., holding a Series 63 designation and 38 years of industry experience. She has worked at Voya since 2014 and has operated an independent tax preparation business since 1980. Additionally, she is an independent insurance agent specializing in fixed life and health insurance products. Voya Financial Advisors, Inc. is a dual-registered SEC investment adviser and broker-dealer serving individuals, retirement plans, and corporate clients. The firm offers financial planning, portfolio management, and brokerage services, delivering advice through Investment Adviser Representatives using model portfolios, affiliated strategies, and third-party managers.

Adam Hammer is a Series 66 licensed advisor with 12 years of industry experience. He currently works at Kestra Advisory Services, LLC, joining in 2026 after prior roles at Commonwealth Financial Network and Hammer Financial Group. Outside of advising, he is an author of investment-related books including *Learn Investing Now! How You Can Create an Effective Strategy in a World of Inflation, Volatility and War!*. Kestra Advisory Services provides investment advisory and retirement-plan consulting to institutional and individual clients, offering fiduciary consulting, plan-level investment advice, and access to multiple management platforms. The firm serves a diverse client base, including large institutional investors and sovereign wealth funds, managing approximately $79.8 billion in assets.

Edward Burgio III is a financial advisor with Independent Financial Partners who holds a Series 66 designation and has 15 years of industry experience. He previously worked at Key Investment Services LLC before joining Independent Financial Partners in 2019. Burgio is also the owner of Harbor Wealth Advisors, a financial advising business based in Williamsville, NY. Independent Financial Partners is a nationwide firm with approximately 261 advisors serving individual, charitable, corporate, and high-net-worth clients. The firm offers a decentralized advisory model with a range of investment management options and is notable for its retirement-plan advisory and pension consulting services.

Gregory Holgate is a financial advisor with HSBC Securities (USA) Inc. in Buffalo, NY, holding Series 63 and Series 66 licenses and with 20 years of industry experience. He has worked at HSBC Securities since 2009. HSBC Securities offers managed account programs to individuals, retirement accounts, charitable organizations, and corporations through multiple program types, including client-directed and fully discretionary options. The firm’s investment process integrates strategic and tactical asset allocation with ongoing fund due diligence, providing a range of services supported by affiliated and third-party providers.

Thomas Naples is a Series 66-licensed financial advisor with two years of industry experience, currently associated with Primerica Advisors in Buffalo, NY. His work history includes roles at Park Avenue Securities and Guardian Life Insurance Company. Outside of his insurance sales activities, he dedicates limited time to securities trading-related work. Park Avenue Securities LLC serves a diverse retail client base, offering both brokerage and advisory services along with financial and business planning. The firm employs a range of investment strategies through proprietary and third-party platforms and supports various account-level services including lending and donor-advised funds.

Christopher Moribella is a financial advisor with Lincoln Investment in Amherst, NY, holding a Series 63 designation and 39 years of industry experience. He has worked at Lincoln Investment since 2017 and previously spent eight years at Legend Advisory Corporation and 31 years at Legend Equities Corporation. Lincoln Investment serves individuals, charitable organizations, businesses, and employer-sponsored retirement plans, with a focus on educators and 403(b)/457(b) participants. The firm offers a range of financial planning and retirement plan advisory services, managing both discretionary and non-discretionary portfolios through strategic and tactical investment approaches.

James Gomez is a financial advisor with HSBC Securities (USA) Inc. in Buffalo, NY, holding Series 63 and Series 66 licenses and having nine years of industry experience. He has held various roles with HSBC Bank USA, N.A. and HSBC Securities since 2016. In addition to his registered representative duties, he serves as a Bank Officer for HSBC Bank (USA) N.A., an affiliated entity. HSBC Securities (USA) Inc. provides managed account programs to individuals, retirement accounts, charitable organizations, and corporations through a range of client-directed and discretionary portfolio options. The firm employs a five-profile risk model and leverages affiliated asset management and fund due diligence teams to support its investment process, including a specialized Offshore Spectrum program for qualified non-resident clients.

Kristy Toye Cooper is a financial advisor with Key Investment Services LLC, holding Series 63 and Series 66 licenses and bringing 23 years of industry experience. She has worked at Key Investment Services since 2012 and previously at Key Bank NA from 2012 to 2018. Key Investment Services LLC provides advisory and brokerage services to individuals, trusts, estates, small businesses, and corporate clients. The firm offers a variety of investment programs and emphasizes client-directed model selection with ongoing monitoring and due diligence.

Emily Dittemore is a financial advisor with Commonwealth Financial Network, holding a Series 66 designation and 11 years of industry experience. She has worked at Commonwealth since 2013 and previously at Webster University from 2014 to 2017. Outside of financial advising, she owns Dittemore Designs, a sole proprietorship specializing in handmade crafts. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser serving a national network of approximately 2,900 advisors and managing over $212 billion in client assets. The firm provides a range of managed-account programs, access to third-party asset managers, and custody and clearing services, supporting advisors in implementing portfolios through both internal and external model portfolios.