David Chua is a financial advisor at Lincoln Investment with 26 years of industry experience. He holds the Series 63 designation and has previously worked at Legend Advisory Corporation and Legend Equities Corporation. Chua serves as a board member of the Batavia City School District Foundation. Lincoln Investment Planning, LLC is a large enterprise firm serving individual and high-net-worth investors, trusts, charities, and retirement plans, with a history of working with educators and 403(b) and 457(b) program participants. The firm offers financial planning, portfolio management, and access to third-party managers through advisor-led and firm-managed model portfolios.

Jason Campbell is a financial advisor with Lincoln Investment, holding Series 63 and Series 65 licenses and 21 years of industry experience. His career includes roles at Prudential Insurance Company of America, LPL Enterprise, and MassMutual Financial Group. Outside of advisory work, he serves as president of a school parent-teacher organization and owns a trucking dispatch service. Lincoln Investment Planning, LLC is a large enterprise advisory and broker-dealer serving a wide range of clients, including individuals, high-net-worth investors, trusts, charities, and corporate retirement plans. The firm offers financial planning and portfolio management supported by an internal investment management team and third-party managers.

Patricia Schneider is a financial advisor with HSBC Securities (USA) Inc. in Buffalo, NY, holding Series 63 and Series 65 licenses and bringing 28 years of industry experience. She has been with HSBC Securities since 2014 and also serves as a bank officer for HSBC Bank (USA) N.A., an affiliate of her firm. Outside of her financial career, she works as a teacher and costume/prop mistress at Amazin'Grace Dance Studio and serves as Treasurer for a homeowners association. HSBC Securities (USA) Inc. offers managed account programs to individuals, retirement accounts, charitable organizations, and corporations, featuring client-directed and discretionary portfolio options. The firm uses a multi-profile investment process supported by HSBC Global Asset Management and third-party providers, operating as both a registered adviser and broker-dealer with several distinctive operational features, including an Offshore Spectrum program for qualified non-resident clients.

Michael Walker is a financial advisor at Key Investment Services LLC in Williamsville, NY, holding Series 63 and Series 66 credentials with four years of industry experience. His work history includes roles at KeyBank and academic positions at Canisius College and Fredonia University. Key Investment Services LLC is an SEC-registered investment adviser and wrap-fee program sponsor that provides portfolio management and model-based advisory products to individuals, trusts, estates, small businesses, and institutional clients through a network of financial professionals. The firm utilizes a multi-provider model combining platform services from Envestnet with strategist portfolios designed by the Key Wealth Chief Investment Office and third-party managers, supporting both discretionary and non-discretionary investment approaches.

Peter Rao is a financial advisor with GWN Securities Inc. and holds a Series 63 designation. He has 37 years of industry experience and has been with GWN Securities since 2004. Outside of his advisory role, he officiates high school and college sports as a referee. GWN Securities is an SEC-registered investment adviser and broker-dealer serving individual and business clients through discretionary managed accounts, financial planning, and access to third-party sub-advisers and model portfolios. The firm manages approximately $3.65 billion across more than 37,000 client accounts and offers a range of investment programs including SMA, UMA, and fund-strategist options.

Marion Whitfield is a financial advisor with Lincoln Investment in Amherst, NY, holding a Series 63 designation and bringing 12 years of industry experience. Her prior roles include positions at Prudential Insurance Company of America, LPL Enterprise, and Massmutual. Outside of advising, she is also an agent involved in life and health insurance. Lincoln Investment Planning, LLC serves a broad client base including individuals, high-net-worth investors, trusts, charities, and retirement plans, with a history of work in 403(b) and 457(b) programs. The firm offers financial planning, portfolio management, and access to model portfolios and third-party managers, supported by an in-house investment management and research team.

Michael Palumbo is a financial advisor at HSBC Securities (USA) Inc. with 10 years of industry experience. He holds Series 63 and Series 66 licenses and previously worked at M&T Securities from 2015 to 2021. Palumbo serves on the Board of Directors and as a club officer for the Buffalo Canoe Club. HSBC Securities (USA) Inc. offers managed account programs to individuals, retirement accounts, charitable organizations, and corporations, providing both client-directed and fully discretionary investment options. The firm’s investment process integrates multiple risk profiles and combines strategic asset allocation with global manager selection and ongoing fund monitoring.

Craig Foster is a financial advisor with HSBC Securities (USA) Inc. in Buffalo, NY, holding Series 63 and Series 66 licenses and over 25 years of industry experience. He has been with HSBC Bank USA, N.A. and HSBC Securities (USA) Inc. since 2014. Outside of his advisory role, Foster serves as Vice President of the Mathew Foster Foundation, a charity supporting families of children with cancer, and is President of Rombus Internet Marketing, Inc. HSBC Securities (USA) Inc. offers a range of managed account programs for individuals, retirement accounts, charitable organizations, and corporations, utilizing both client-directed and discretionary approaches with investment models developed alongside HSBC Global Asset Management and affiliated providers.

Erik Gorenflo is a financial advisor with Principal Financial Services and holds a Series 66 designation. He has eight years of industry experience and has worked at firms including Royal Alliance Associates, Cambridge Investment Research Advisors, and Custom Wealth Management. Prior to his financial services career, he was employed at Dick's Sporting Goods and Le Moyne College. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, and charitable organizations. The firm offers financial planning, retirement consulting, and access to third-party money manager programs through various advisory and promoter arrangements.

Jeffrey Mc Cabe is a CFP® professional with 22 years of experience in financial planning and investment advisory. He is currently affiliated with Independent Financial Partners and previously worked at Commonwealth Financial Network and Axa Advisors, Llc. Mc Cabe is also involved with CenterBridge Planning Group, providing financial planning and investment advisory services. Independent Financial Partners delivers investment advisory, financial planning, trust, and retirement-plan services through a nationwide network of independent advisors. The firm supports a multi-advisor platform serving tens of thousands of clients and offers both individualized investment strategies and centralized asset management options.

Christopher Alderson is a CFP® professional with 22 years of industry experience. He is currently affiliated with Eagle Strategies (NY Life) and has held roles with NYLIFE Securities LLC, ROI Financial Group, and Massachusetts Mutual Life. Outside of his advisory work, Alderson is involved in insurance brokering and property and casualty sales through his agency, Alderson & Gersitz Agency, Inc. Eagle Strategies serves a diverse client base including individual investors, defined contribution and defined benefit plans, and charitable and corporate clients. The firm offers financial planning, investment management, and retirement-plan advisory services, emphasizing tailored solutions delivered primarily through non-discretionary advisory relationships.

Nicholas Ruggirello is a financial advisor with Eagle Strategies (NY Life) based in Williamsville, NY, holding Series 63 and Series 66 credentials and with 15 years of industry experience. He has worked with several firms including Stoll And Weller Insurance Services and Financial Group, Earmark Legacy Partners, NYLIFE Securities LLC, and New York Life Insurance Co. Ruggirello is also involved in insurance brokering under his own DBA, Earmark Legacy Partners. Eagle Strategies serves a diverse client base including individuals, institutions, and retirement plans, providing financial planning, investment management, and advisory services. The firm emphasizes tailored advice delivered through multiple program types with a significant portion of its assets managed on a non-discretionary basis.

Angelo Ciccarelli is a financial advisor with Key Investment Services LLC, holding Series 63 and Series 65 credentials and bringing 26 years of industry experience. His career includes positions at HSBC Securities (USA) Inc. and Key Investment Services LLC, where he has worked since 2012. Outside of his advisory role, he serves as an At-Large Director for WNYHOA, a local organization that assigns referees to youth ice hockey games, and he actively officiates youth ice hockey games. Key Investment Services LLC is an SEC-registered investment adviser providing portfolio management and model-based advisory products to individuals, trusts, estates, small businesses, and institutional clients through a large network of financial professionals. The firm employs a multi-provider model with discretionary and non-discretionary strategies, integrates offerings from KeyCorp affiliates, and emphasizes percentage-of-AUM wrap fees.

Kevin Dorr is a financial advisor at Key Investment Services LLC with 14 years of industry experience. He holds Series 63 and Series 66 designations and has been with KeyBank and its affiliated firm since 2016. Outside his advisory work, he is a managing member of CASA DE MAMI LLC, an LLC established to manage a residential property jointly owned with his family. Key Investment Services LLC is an SEC-registered investment adviser that offers portfolio management and model-based advisory products to individuals, trusts, estates, small businesses, and institutional clients through a large network of financial professionals. The firm utilizes a multi-provider platform and integrates with KeyCorp affiliates to provide a range of investment and advisory services, primarily on a non-discretionary basis.

Jean Prawel is a financial advisor with Independent Financial Partners, holding Series 63 and Series 65 licenses and bringing 38 years of industry experience. His career includes roles at Mcdonald Investments Inc. and Key Investments Services LLC, both spanning over two decades. Independent Financial Partners offers investment advisory, financial planning, trust, and retirement-plan services through a nationwide network of independent advisers. The firm supports a multi-advisor platform with over 260 advisors managing more than $12.5 billion in assets and is noted for its specialized retirement-plan advisory and pension consulting capabilities.

Zachary Schifferle is a financial advisor with HSBC Securities (USA) Inc. in Buffalo, NY, holding Series 63 and Series 66 licenses and bringing 12 years of industry experience. His prior experience includes roles at M&T Securities and Cadaret Grant & Co., Inc. before joining HSBC in 2022. HSBC Securities (USA) Inc. offers managed account programs to individuals, retirement accounts, charitable organizations, and corporations through various client-directed and discretionary program types. The firm employs a multi-profile investment approach combining strategic and tactical asset allocation with ongoing fund due diligence and monitoring.

Jeanne Holmes is a financial advisor with HSBC Securities (USA) Inc. in Buffalo, NY, holding Series 63 and Series 66 licenses and bringing 23 years of industry experience. She has worked with HSBC in various capacities since 2016 and was previously with LPL Financial from 2012 to 2014. Holmes is also a Bank Officer for HSBC Bank (USA) N.A., where she is involved in the sale of bank-related products alongside her role as a registered representative. HSBC Securities (USA) Inc. offers a range of managed account programs for individuals, retirement accounts, charitable organizations, and corporations. The firm combines client-directed and discretionary investment solutions, utilizing model risk profiles and asset allocation strategies supported by affiliated global asset management and fund due diligence providers.

Benjamin Kopp is a financial advisor with Principal Financial Services, holding Series 63 and Series 65 licenses and nine years of industry experience. His prior roles include positions at Principal Securities Inc, Principal Life Insurance Company, Valic Financial Advisors, MML Investors Services, and Massachusetts Mutual Life Insurance Company. Outside of his advisory work, he is a co-owner of PKM Employee Services LLC, an entity established with partners to facilitate payment to non-registered private staff. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, estates, charitable organizations, corporations, and active-duty U.S. military personnel. The firm offers direct advisory programs, financial planning, retirement plan consulting, and access to third-party money manager asset allocation and separately managed account solutions.

Mark Burr is a financial advisor with Independent Financial Partners, holding Series 63 and Series 65 designations and 19 years of industry experience. He previously worked at Commonwealth Financial Network and Axa Advisors. Burr is also involved with CenterBridge Planning Group, focusing on portfolio and investment management. Independent Financial Partners offers investment advisory, financial planning, trust, and retirement-plan services through a nationwide network of independent advisors. The firm supports a multi-advisor platform and features a decentralized advisory model, with specialized retirement-plan advisory and pension consulting capabilities.

Sandra Barry is a financial advisor with Private Advisor Group, LLC, holding Series 63 and Series 65 credentials and over 30 years of industry experience. Her career includes roles at Private Advisor Group since 2015, LPL Financial since 2014, Sage Investment Group since 2013, Citizens Securities, Inc., and HSBC Securities (USA) Inc. She is also an insurance agent with SPECIFIC SOLUTION, INC. Private Advisor Group serves individuals, trusts, estates, charitable organizations, businesses, and retirement plans by providing discretionary and non-discretionary portfolio management, financial planning, and retirement plan consulting. The firm offers a range of managed account solutions and employs a fiduciary-based advisory model that includes selecting portfolio managers and model portfolios from leading strategists.