Peter Hernandez is a financial advisor with Raymond James & Associates, holding Series 63 and Series 65 licenses and bringing 12 years of industry experience. His prior roles include positions at Bank of America and Merrill. Raymond James & Associates, Inc. is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a broad client base—including individuals, institutions, pension plans, and municipal entities—offering financial planning, non-discretionary investment consulting, and institutional fiduciary solutions.

Mary Greenwood Ellsworth is a financial advisor with Mass Mutual Investors Services, holding Series 63 and Series 66 designations and 18 years of industry experience. Her prior roles include positions at UBS Financial Services and Merrill Lynch. Outside of finance, she works as a Mary Kay consultant. MML Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, and organizations through collaborative, annual planning engagements using firm-approved analytical tools.

Adam Swartz is a Senior Financial Advisor at Merrill Lynch Wealth Management. He has worked in the financial services industry since 2007, focusing on managing corporate benefits and personal asset management for high-net-worth and ultra-high-net-worth individuals, including families of Fortune 500 executives and entrepreneurs. His approach centers on providing "sensitive and sensible" financial advice that aligns with clients' core values and goals. Before joining Merrill Lynch in 2017, Adam spent ten years at The Ayco Company, L.P., a Goldman Sachs company, where he concentrated on investment management. He holds a Bachelor of Science degree in Finance from Siena College and the Professional Investment Advisor (PIA) designation. Adam resides in Saratoga Springs and enjoys hiking, swimming, and water skiing. He spends much of his free time with his family, especially at the lake. He is involved in community organizations including Dolgeville Forward and volunteers with Habitat for Humanity.

Martha Cordo is a financial advisor at Morgan Stanley with one year of industry experience. She holds a Series 66 designation and has been with Morgan Stanley since 2011, including time at Morgan Stanley Private Bank, N.A. Outside of advising, she is a partner in MitMal LLC, a real estate-related business. Morgan Stanley Wealth Management provides advisory programs and financial planning services to individual and institutional clients, managing approximately $2.74 trillion in client assets. The firm’s planning process involves structured discovery and modeling tools, with a range of investment and financial product offerings.

Benjamin Chuckrow is a financial advisor at Stifel with 41 years of industry experience. He holds Series 63 and Series 65 licenses and has worked previously at Wells Fargo Advisors LLC and Wells Fargo Clearing. He has been with Stifel since 2021. Stifel serves a diverse client base including individuals, institutional clients, and municipal entities, offering both brokerage and investment advisory services supported by proprietary investment analysis and allocation methodologies developed by its Investment Strategy Group.

James Whalen III is a financial advisor with Morgan Stanley in Saratoga Springs, NY, holding a Series 66 designation and 11 years of industry experience. He has been with Morgan Stanley and its Private Bank division since 2014 and 2015, respectively. Outside of his advisory role, Whalen coaches ski racing for children aged 7 to 9 at Okemo Mountain Resort on weekends. Morgan Stanley Wealth Management serves individual and institutional clients by providing a range of advisory programs and financial planning services, utilizing firm-approved planning tools and models to support clients’ financial goals.

Jonathan Laparl is a CFP® professional with 19 years of experience in the financial services industry. He has worked at OSAIC since 2018 and previously spent 11 years with Signator Investors, Inc. He is also involved in financial planning and investment advisory through his sole proprietorship, Threesixty Wealth and Financial Management, and serves as an executor of an estate. OSAIC serves a wide range of clients, including individual investors, institutions, and charitable organizations, providing integrated brokerage and advisory services with a focus on diversified portfolio construction using firm-supported tools and third-party offerings.

Brian Crowley is a financial advisor at Raymond James & Associates with 25 years of industry experience. He holds the Series 63 designation and has been with Raymond James since 2015. Outside of his advisory role, Crowley is a silent partner in a radio station and serves as chairperson of the finance and investment committee for Charlton Girls School, a nonprofit organization. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser serving a diverse client base that includes individuals, institutions, nonprofit organizations, and municipal entities. The firm offers financial planning and consulting services through various programs, employing tailored, non-discretionary advice supported by firm research and multiple portfolio management strategies.

Connor Benoit is a financial advisor with Equitable Advisors holding a Series 66 designation and has been with the firm since 2026. Prior to joining Equitable Advisors, he worked at Regal Cinemas and Price Chopper, and attended SUNY Cortland. Equitable Advisors provides financial planning, retirement plan consulting, and asset management services to individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm utilizes a network of Investment Adviser Representatives and offers a range of advisory programs and third-party asset management solutions.

Jennifer Ludwig is a financial advisor with RBC Capital Markets, holding Series 63 and 66 licenses and 14 years of industry experience. She has worked at RBC Capital Markets since 2014 and at City National Bank since 2016. Outside of her advisory role, she serves as treasurer for the Carlilian Foundation, which provides capital improvement grants in Schenectady. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, and charitable organizations. The firm offers a range of wrap fee advisory programs and portfolio management services that are tailored to clients' risk profiles and utilize both in-house and third-party investment managers.

Rhonda Viapiano is a financial advisor at Morgan Stanley with 39 years of industry experience. She holds Series 63 and Series 65 licenses and has been with Morgan Stanley Smith Barney LLC since 2014. Outside of her advisory work, she is also an artist involved in the art and culture sector. Morgan Stanley Wealth Management serves both individual and institutional clients by providing a range of advisory programs, including tailored financial planning and estate planning strategies. The firm employs structured planning tools and modeling techniques to assist clients, managing approximately $2.74 trillion in client assets.

Joseph Vidarte is a financial advisor with LPL Financial, holding a Series 66 designation and six years of industry experience. Prior to joining LPL Financial in 2025, he worked at Merrill and Bank of America, N.A. He also spent three years with Mountainman Outdoor Supply Co. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves a broad client base including individuals, retirement plans, banks, and charitable organizations. The firm offers a range of advisory programs and financial planning services, utilizing model portfolios and research from both in-house and third-party sources.

William Scotti is a financial advisor with Equitable Advisors, holding Series 63 and Series 65 licenses and bringing eight years of industry experience. His prior roles include positions at Northwestern Mutual Investment Services LLC, Axa Advisors LLC, and Phoenicians Mediterranean Palace, as well as experience in the restaurant business at 15 Church Restaurant. Equitable Advisors provides financial planning, retirement plan consulting, and asset-management services to individuals, pension and profit-sharing plans, corporations, charitable organizations, and other institutional clients. The firm offers various advisory programs through a network of Investment Adviser Representatives, utilizing both proprietary and third-party solutions without sponsoring its own wrap fee program.

Mark Pierre is a Series 66-credentialed financial advisor with Morgan Stanley in Saratoga Springs, NY, and has 24 years of industry experience. He has worked with Morgan Stanley Private Bank, N.A. since 2015 and Morgan Stanley Smith Barney LLC since 2009. Outside of finance, he is involved with Mark Pierre Music, a private company based in Waterford, NY. Morgan Stanley Wealth Management serves both individual and institutional clients with a range of advisory programs, including tailored financial planning supported by firm-approved tools and methods such as Monte Carlo simulations. The firm manages approximately $2.74 trillion in client assets and offers services through both direct and corporate financial planning agreements.

Daniel Genevick is a financial advisor with Mass Mutual Investors Services in Saratoga Springs, NY, holding Series 65 and Series 63 designations and five years of industry experience. His prior roles include positions at Northwestern Mutual Wealth Management Company and Northwestern Mutual Life Insurance Company. Mass Mutual Investors Services operates as a broker-dealer and SEC-registered investment adviser, providing financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers a range of planning programs and educational seminars, employing firm-approved software tools to deliver collaborative, goal-oriented recommendations.