Joseph Phillips is a CFP® with 40 years of industry experience, currently serving as a financial advisor at Morgan Stanley in Colchester, VT. He has been with Morgan Stanley and its affiliates since 2009, including a role at Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a broad range of advisory programs to individuals and institutional clients, including tailored financial planning and estate planning services. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools and market simulations as part of its financial planning process.

Dorota Kim is a Senior Financial Advisor at Merrill Lynch Wealth Management, where she has been advising clients since 2005. She specializes in equity research, developing and implementing asset allocation strategies, investment manager selection due diligence, and performance oversight. Dorota serves as the primary advisor for clients’ retirement plans and focuses on personal retirement planning, portfolio management services, socially responsible and ESG investing, women and wealth, and retirement income. Dorota holds multiple professional designations, including Certified Plan Fiduciary Advisor (CPFA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). She earned a Bachelor of Science degree in Business Administration with concentrations in Finance and International Management from the University of Vermont. Dorota is fluent in English and Polish and also studied French, Japanese, and Korean. In addition to her professional work, Dorota is active in the community, helping organize cultural events for the Polish community through Polonia Vermont. She lives in Williston with her husband and sons and has personal interests in interior decorating, photography, soccer, spending time with family, and traveling.

William Hauf is a financial advisor at Raymond James Financial with a Series 66 credential and one year of industry experience. His prior work includes positions at Hickok & Boardman Capital Management and Raymond James Financial Services Advisors, Inc. Outside of finance, he has experience working with Vermont Tent Co. and has been involved in education at Mount Mansfield Union High School and Camels Hump Middle School. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a diverse client base that includes individuals, institutions, and charitable organizations. The firm delivers non-discretionary planning tailored to client goals and supports municipal and public-finance work through a unique affiliation with a municipal advisor.

Kristin Burns is a financial advisor at Merrill with Series 63 and Series 65 designations and 35 years of industry experience. She has been with Merrill Lynch, Pierce, Fenner & Smith Incorporated for 20 years. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Marina Mc Coy is a financial advisor at Morgan Stanley with one year of industry experience. She holds the Series 66 designation and has previously worked at Hula and Waste Free Earth. Morgan Stanley Wealth Management provides advisory programs and financial planning to individuals and institutional clients, managing approximately $2.74 trillion in assets. Its planning process uses structured discovery and firm-approved tools without offering individual security recommendations as part of standalone plans.

Valerie Fitzgerald is a financial advisor at Merrill with 23 years of industry experience. She holds the Series 66 designation and has worked at Bank of America, Merrill Lynch, and UBS Financial Services. Based in Burlington, VT, she has been with Merrill and its affiliates since 2009. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, plans, corporations, and charitable organizations.

Christine Costas Morrissey is a Series 66-registered financial advisor with Morgan Stanley in Colchester, Vermont, with 14 years of industry experience. She has been with Morgan Stanley since 2012. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning, and manages approximately $2.74 trillion in client assets.

Christine Beall is a financial advisor with Morgan Stanley, holding a Series 66 designation and bringing 14 years of industry experience. She previously worked at Edward Jones for 10 years before joining Morgan Stanley Private Bank and Morgan Stanley Smith Barney LLC. Outside of her advisory work, she is a partner in Lord and Lady Cardinal LLC, a real estate business based in Vermont. Morgan Stanley Wealth Management serves both individual and institutional clients, offering tailored financial planning and a variety of advisory programs. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools and investment modeling as part of its advisory process.

George Simone is a financial advisor with Merrill, holding Series 63 and Series 65 licenses and bringing 35 years of industry experience. He has been with Merrill since 1990 and has also worked at Bank of America since 2011. Outside of his advisory role, he is involved with the Shelburne Museum in Vermont as a museum guide and serves as a higher education lecturer at the Grossman School of Business at the University of Vermont. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering a range of model‑based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Gabriel Lajeunesse is a financial advisor with UBS Financial Services in South Burlington, VT, holding a Series 66 designation and 11 years of industry experience. He previously worked at Edward Jones for seven years and serves in the U.S. Air Force since 1994. Outside of advisory work, Lajeunesse is involved in community and nonprofit activities, including roles on the Montpelier Planning Commission, the Vermont Community Development Board, the advisory board of the Turkish Heritage Organization, and the board of directors for the U.S. Committee for Refugees and Immigrants. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining proprietary research and model-based asset allocations to tailor plans according to clients’ goals and risk tolerances. The firm integrates institutional trading capabilities with wealth management services through a broad platform that includes fee-based financial planning, portfolio management, and capital markets services.

James Canavan is a financial advisor with Morgan Stanley in Colchester, VT, holding Series 63 and Series 66 licenses and bringing 35 years of industry experience. His career includes roles at Morgan Stanley Private Bank, National Association since 2015, Morgan Stanley Smith Barney since 2009, and Citigroup Global Markets from 2008 to 2009. Morgan Stanley Wealth Management serves both individual and institutional clients by offering a range of advisory programs, including tailored financial planning supported by structured processes and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and provides services that include relationships with investment companies, private funds, and principal trading activities.

Alison Wilson is a financial advisor at Morgan Stanley in Colchester, VT, holding a Series 66 designation with 12 years of industry experience. She has been with Morgan Stanley since 2012. Outside of her advisory role, she is involved as a sole proprietor in rental property management. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning supported by structured discovery processes and advanced modeling tools.

Lucas White is a financial advisor with Morgan Stanley in Colchester, VT, holding a Series 66 designation. He has one year of experience at Morgan Stanley and previously worked at Community Financial System, Inc., as well as in various roles outside of finance including Southern Pressed Juicery by Table 301 and Sherwin-Williams. Morgan Stanley Wealth Management provides advisory programs and financial planning services to both individual and institutional clients, managing approximately $2.74 trillion in assets with a planning process that incorporates firm-approved tools and outcome modeling.

Molly Higgins is a financial advisor at Morgan Stanley in Colchester, VT, holding a Series 66 designation with three years of industry experience. Her prior work includes roles at Abiomed and Memorial Health University Medical Center. Morgan Stanley Wealth Management provides advisory programs to individuals and institutional clients, offering tailored financial planning supported by structured discovery conversations and firm-approved planning tools. The firm manages approximately $2.74 trillion in client assets and blends retail and institutional services, including relationships with investment companies and private funds.

George Ewins Jr. is a financial advisor with Raymond James & Associates in Burlington, VT, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. He worked at Merrill from 1993 to 2016 before joining Raymond James in 2016. Outside of his advisory role, he is involved in managing family rental properties, including an inherited farmhouse. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser serving a diverse client base including individuals, institutions, and municipalities. The firm offers financial planning and non-discretionary investment consulting, leveraging a range of portfolio management styles and affiliated research to support tailored advisory services.

Steve Mone is a financial advisor at Morgan Stanley with 11 years of industry experience. He holds a Series 66 designation and has worked at Morgan Stanley since 2019, following three years at Equity Services Inc. Morgan Stanley Wealth Management serves individual and institutional clients, offering a wide range of advisory programs including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and analysis in its advisory process.

Laura Straehla is a financial advisor with Morgan Stanley in Colchester, Vermont, holding a Series 66 designation and bringing 13 years of industry experience. She has been with Morgan Stanley since 2013 and is also a partner in Architectural Resurrections, LLC, a real estate business she has been involved with since 2000. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs and tailored financial planning supported by structured discovery processes and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and provides services that include but are not limited to comprehensive financial planning and a variety of investment products.

William Bruner is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 credentials and bringing 47 years of industry experience. He has worked at Wells Fargo Advisors LLC and Wells Fargo Clearing since 2009. Outside of his advisory role, he is a 10% owner of Oyster Creek Sportsmen Association LLC and serves as a delegate at large for the Lamoille County Vermont Republican Party. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advice. The firm’s IPS-driven approach incorporates modern portfolio theory and includes a broad range of financial products such as insurance-related vehicles and bank deposit sweep options.

Andrea Dion is a financial advisor with Morgan Stanley in Colchester, VT, holding a Series 66 designation and 14 years of industry experience. She has been with Morgan Stanley Smith Barney since 2011. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that offers a wide range of advisory programs to individuals and institutional clients, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools and proprietary models in its financial planning process.

Ross Burke is a financial advisor with Mass Mutual Investors Services who holds a Series 66 designation and has 10 years of industry experience. He previously operated Burke Capital Solutions, LLC for nine years before joining Mass Mutual and its affiliated firms in 2018. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, and charitable organizations. The firm offers collaborative, annual planning engagements and various event-driven planning programs, including estate and employer-sponsored planning.