Alexander Bowland is a financial advisor at Fisher Investments with 10 years of industry experience. He holds the Series 66 designation and previously worked at Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC. Outside of his advisory role, he has worked as an independent contractor driver for Uber during non-business hours. Fisher Investments serves a global client base including institutional and high-net-worth individuals, providing discretionary portfolio management across various asset classes. The firm uses a centralized investment process combining quantitative and qualitative research, with tax-aware strategies and risk management techniques.

Arjun Wickremasinghe is a financial advisor at Charles Schwab with a Series 66 designation. He has held various roles in the financial industry since 2016, including positions at First Foundation Bank, Blue Street Capital, and Partners Capital Group. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program, offering a blend of non-discretionary and discretionary investment management with multi-asset model portfolios and access to alternative investments.

Sandra Kadisak is a financial advisor at Cetera with 35 years of industry experience. She holds a Series 63 designation and has worked at Cetera and Cetera Wealth Services since 2013. Outside of her advisory role, Kadisak is CEO and board member of Old Home Foods, Inc., a food distribution company, and is involved with Lemisa Natural Foods, Inc. as an owner and CEO. Cetera Investment Advisers LLC serves individual, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers a multi-manager platform providing discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers.

Kristin Harper is a financial advisor at Morgan Stanley in Wayzata, MN, holding a Series 66 designation with 18 years of industry experience. She has worked with Morgan Stanley Smith Barney since 2009 and Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a wide range of advisory programs, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and uses a structured financial planning process supported by firm-approved tools and analysis from its Global Investment Committee.

Dana Effertz is a Senior Financial Advisor at Merrill Lynch Wealth Management. She has over 25 years of experience in the financial services industry, including more than five years with Merrill Lynch. Dana works closely with her clients to set and achieve financial goals such as preparing for retirement, selling a business, funding education, saving for travel, and wealth transfer. Her client relationships are long-term and focused on helping individuals and families manage their financial lives with confidence. Dana holds a Bachelor's Degree from the Minnesota State College & University System and a Master of Business Administration (MBA) from the University of Saint Thomas. She holds several professional designations, including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). She is affiliated with Merrill Lynch, Pierce, Fenner & Smith Inc., AIG Retirement/VALIC, and Ameriprise Financial Services. Outside of her professional role, Dana enjoys spending time with her husband, Cory, and their two children, Taylor and Cayden. Her personal interests include gardening, golf, ice hockey, soccer, and volleyball. She is active in her community, contributing her time and resources to organizations such as the Orono Foundation for Education.

Bryan Kramer is a Wealth Management Advisor with the Oslund Wealth Management Group, affiliated with Merrill. Since joining the group in 2022, he has focused on integrating various aspects of clients' financial lives to help them identify and pursue their most important goals. Bryan works closely with individuals and families, including executives and medical professionals, to understand their financial situations, risk tolerance, time horizons, and liquidity needs. His approach emphasizes open communication to establish personalized, goal-aligned plans. Bryan has been in the financial services industry since 2005 and holds the CERTIFIED FINANCIAL PLANNER® designation awarded by the Certified Financial Planner Board of Standards, Inc. He earned his bachelor's degree in Finance from Southwest Minnesota State. Through his role, he utilizes the investment insights of Merrill and the banking services of Bank of America to provide comprehensive financial strategies. Bryan resides in Orono, MN, with his wife, Dr. Jessica Kramer, and their three children. They spend time traveling, enjoying outdoor activities, and attending their children's sporting events.

Joseph Balut is a financial advisor with Edward Jones in Mound, MN, holding a Series 66 designation and 12 years of industry experience. He has been with Edward Jones since 2013. Outside of his advisory role, he coaches basketball at Mound Westonka High School. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory programs and affiliated investment products, supported by a nationwide network of over 23,700 financial advisors.

Taylor Foster is a financial advisor with Cambridge Investment Research Advisors in Wayzata, MN, holding Series 63 and Series 65 credentials and eight years of industry experience. Prior to joining Cambridge, Foster worked at Cetera Wealth Services, Prowealth Financial, Park Avenue Securities, and Guardian Life Insurance Company. Foster is also the owner of a separate investment-related business under the name Altura Wealth. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base, including individuals, retirement plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement plan advisory services through a network of independent professionals, utilizing a range of portfolio management solutions across multiple custody platforms.

Ali Kourouma is a financial advisor at Morgan Stanley in Wayzata, MN, holding Series 63 and Series 65 licenses with one year of industry experience. Prior to joining Morgan Stanley, Ali worked at Wells Fargo Bank, nA and has held positions in both retail and educational settings. Morgan Stanley Wealth Management is a large SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a variety of advisory programs, including financial planning and estate strategies. The firm manages approximately $2.74 trillion in client assets and emphasizes a structured planning process using firm-approved tools and modeling techniques.

Michael Carpentier is a financial advisor with Cetera, holding Series 63 and Series 65 credentials and over 33 years of industry experience. He has held positions at firms including Avantax Investment Services and AdvisorNET, and currently serves as CEO of Midwest Financial Group, a shared services company for financial advisors. He is also involved with Zoar United Church of Christ in a board capacity. Cetera Investment Advisers LLC is an SEC-registered firm serving individual, retirement plan, corporate, charitable, and institutional clients through a large nationwide network of independent advisors. The firm offers a multi-manager investment platform that includes discretionary and non-discretionary portfolio management, financial planning, and access to a variety of third-party money managers.

Stephanie Starcevich is a financial advisor with Merrill in Wayzata, MN, holding Series 63 and Series 66 licenses and possessing 26 years of industry experience. She has been with Merrill and Merrill Lynch since 1995. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, serving individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations with model-based and discretionary investment strategies managed by internal CIO teams and third-party managers.

Christina Boyd is a Senior Financial Advisor at Merrill Lynch Wealth Management. She holds the Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA) designations. Christina earned her bachelor's degree from Colorado State University and completed her high school education at Edina. She specializes in areas including college education planning, divorce transition planning, family wealth management strategies, managing new wealth, personal retirement planning, women and wealth, tax minimization, and retirement income. Christina works with clients to address complex financial needs and support their financial goals. Christina is involved in her community through organizations such as Children's Hospitals & Clinics of Minnesota and the City of Minnetonka Beach.

Jordan Reiley is a financial advisor at Charles Schwab with 10 years of industry experience. He holds the Series 63 and Series 66 designations and has worked previously at Fidelity Investments and Paysafe Group. Reiley is based in Wayzata, MN. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment options, supported by centralized custody and supervisory structures, and employs multi-asset model portfolios with strategic asset allocation.

William Williams is a financial advisor at Ameriprise with 37 years of industry experience. He has held roles at Ameriprise Financial Services, Inc. since 1989 and continues at Ameriprise since 2020. He holds Series 63 and Series 65 designations. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendations and annual retirement-income planning focused on income sources and tax-aware withdrawal strategies.

Daniel Gieseke is a financial advisor at LPL Financial with 19 years of industry experience. He holds the Series 63 and Series 66 designations and has been with LPL Financial since 2009. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations. The firm provides a range of advisory programs, retirement plan consulting, and brokerage services through a national network of investment adviser representatives.

John Coyle is a financial advisor at Morgan Stanley with 30 years of industry experience. He has been with Morgan Stanley and its Private Bank division since 2009. Outside of his advisory role, he serves on the boards of two community organizations involved in fundraising and support services in the Minneapolis area. Morgan Stanley Wealth Management provides comprehensive financial planning and advisory services to individuals and institutional clients, managing approximately $2.74 trillion in client assets. The firm’s planning process uses structured discovery and firm-approved tools, and it offers a broad range of investment and financial strategies.

Aaron Larson is a financial advisor at LPL Financial with 26 years of industry experience. He has been with LPL Financial since 2006. Larson is involved in insurance agency ownership through WaterRock Financial, LLC. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, retirement plan consulting, and brokerage services, providing discretionary and non-discretionary management with access to model portfolios, third-party research, and various investment strategies.

Carrie Schliemann is a financial advisor at Merrill with 28 years of industry experience and holds a Series 66 credential. She has been with Merrill since 2009 and also worked at Bank of America since 2022. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for a range of individual and institutional investors.

James Brennan is a financial advisor with Morgan Stanley Wealth Management, holding Series 63 and Series 65 licenses and bringing 29 years of industry experience. He has worked at Morgan Stanley Private Bank, N.A. since 2015 and with Morgan Stanley Smith Barney LLC since 2009. Outside of his advisory role, he is a sole proprietor of a rental property in Long Lake, Minnesota. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that offers a broad range of advisory programs to individual and institutional clients, including tailored financial planning supported by structured discovery conversations and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and provides services using various investment approaches, including proprietary modeling techniques.

Dawn Krysan is a financial advisor with Morgan Stanley in Wayzata, MN. She holds a Series 63 designation and has 16 years of industry experience, having worked at Morgan Stanley Smith Barney since 2007. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning, and manages approximately $2.74 trillion in client assets.