Audrey Heitkamp is a financial advisor with Focus Financial in Bloomington, MN, holding a Series 66 license and four years of industry experience. Her prior work includes roles at OSAIC, CarVal Investors, and Ernst & Young. Outside of her advisory duties, she operates as a notary public and holds an ownership interest in a partnership managing administrative functions related to her financial advisory business. Focus Financial Network is an enterprise investment adviser managing approximately $6.3 billion through 118 advisors, serving individuals, pension plans, trusts, charitable organizations, and corporate clients. The firm provides discretionary and non-discretionary managed accounts, retirement plan consulting, and financial planning, utilizing a range of investment strategies and vehicles tailored to client needs.

Thomas Klein is a CFA® charterholder and holds a Series 66 registration, with four years of industry experience. He currently works at Gradient Investments, LLC and previously was associated with Ameriprise Financial Services, LLC, Panoramic Wealth Advisors, and U.S. Bank. Gradient Investments, LLC provides discretionary investment management to individuals, high-net-worth clients, institutions, pension and profit-sharing plans, trusts, estates, corporations, and charitable organizations. The firm employs a proprietary investment framework and offers a variety of model and custom portfolios managed on a discretionary basis.

Jeffrey Tolzin is a CERTIFIED FINANCIAL PLANNER™ professional with 12 years of industry experience, currently serving at Fiduciary Counselling Inc. in St. Paul, MN. He has been with Fiduciary Counselling Inc. since 1988, contributing over three decades to the firm. Fiduciary Counselling Inc. provides advisory and administrative services to individuals, trusts, charitable organizations, corporations, and related entities, including a registered investment adviser and a registered investment company. The firm employs asset allocation and modern portfolio theory to implement client portfolios through both discretionary and non-discretionary investment management, supported by integrated accounting, tax, estate planning, and trust administration services.

Eric Nohner is a financial advisor at Gradient Securities, LLC with 14 years of industry experience. He holds a Series 66 designation and has previously worked at SagePoint Financial and OSAIC. Outside of his advisory role, he is an insurance agent involved in fixed insurance sales. Gradient Securities, doing business as Gradient Wealth Management, offers financial planning, consulting, and non-discretionary asset management services to individuals, business entities, and retirement plans. The firm combines advisory and broker-dealer functions and frequently utilizes third-party managers while maintaining client approval on trade execution.

James Gaskins is a financial advisor at Gradient Advisors, LLC with one year of industry experience. He holds a Series 65 designation and has previously worked at United Financial Services, Purpose Driven Restoration, Ellison Technologies, and Concept Machine Tool. He is also the owner of United Financial Services, where he provides financial planning and advisory services. Gradient Advisors, LLC provides investment management, financial planning, and consulting services to individuals, retirement plans, trusts, estates, charitable organizations, corporations, and other business entities. The firm operates primarily through a network of Investment Advisor Representatives and third-party money managers, offering a largely non-discretionary model that incorporates fundamental, technical, and cyclical analysis in portfolio management.

Patrick Hall is a financial advisor with Avantax Planning Partners, Inc., holding a Series 65 credential and 11 years of industry experience. He has worked at Olsen Thielen & Co., Ltd., a full-service certified public accounting firm, since 1989, where he serves as vice president, treasurer, and an equity shareholder. Avantax Planning Partners provides investment advice and planning primarily to individuals, pension and profit-sharing plans, charitable organizations, and businesses through collaborative referral arrangements with independent CPA firms and registered advisor representatives. The firm employs model-based style allocation strategies with discretionary portfolio management and offers tax-intelligent overlays and centralized trading through designated custodians.

William Haider is a financial advisor with Focus Financial Network, Inc. in Minneapolis, MN, holding a Series 66 designation and 24 years of industry experience. He has been with Focus Financial Network and Osaic Wealth since 2001. Outside of advising, he is licensed to sell fixed annuities, fixed life insurance, and long-term care insurance. Focus Financial Network, Inc. is an enterprise investment adviser managing approximately $6.3 billion through a network of 118 advisors. The firm serves individuals, including high-net-worth clients, pension and profit-sharing plans, trusts, charitable organizations, and corporate clients, offering a range of managed accounts, retirement plan consulting, and financial planning services.

David Hynes is a financial advisor at Focus Financial with 33 years of industry experience. He holds Series 63 and Series 66 licenses and has been associated with OSAIC since 2001. He serves as co-trustee for a family trust, managing assets and trust administration alongside his sister. Focus Financial Network, Inc. is an enterprise investment adviser managing approximately $6.3 billion through a network of 118 advisors. The firm serves individuals, pension and profit-sharing plans, trusts, charitable organizations, and corporate clients, offering discretionary and non-discretionary managed accounts, retirement plan consulting, and financial planning services.

Matthew Quinn is a financial advisor with Great Valley Advisor Group, LLC, holding Series 63 and Series 66 licenses and bringing 21 years of industry experience. He has worked at LPL Financial for over 16 years and Personal Wealth Partners, LLC for six years. Outside of advisory roles, he maintains a small farm operation and serves as a notary. Great Valley Advisor Group is an SEC-registered, multi-team investment adviser serving individuals—including high-net-worth clients—retirement plans, trusts, and other entities. The firm combines individualized portfolio construction with ongoing oversight, utilizing a mix of in-house strategies, third-party managers, and sponsored platforms to provide discretionary and non-discretionary investment management, financial planning, and retirement plan consulting.

Jeffrey Thorup is a financial advisor with Focus Financial Network in Minneapolis, MN, holding CFP® and Series 63 credentials and bringing 34 years of industry experience. He has been affiliated with Osaic Wealth (formerly OSAIC) and Focus Financial Network since 1995. Thorup is also president of Thorup Financial Services, Inc., an S-Corp he established for business purposes. Focus Financial Network is an enterprise investment adviser managing approximately $6.3 billion through a network of 118 advisors. The firm serves individuals, including high-net-worth clients, pension and profit-sharing plans, trusts, charitable organizations, and corporate clients, offering a range of managed account services, retirement plan consulting, and financial planning.

John Bina is a financial advisor with Focus Financial who holds Series 63 and Series 65 licenses and has 28 years of industry experience. He has been associated with Osaic and Focus Financial Network since 1994. Focus Financial Network, Inc. is an enterprise investment adviser managing approximately $6.3 billion through a network of 118 advisors. The firm serves individuals, pension and profit-sharing plans, trusts, charitable organizations, and corporate clients, offering managed accounts, retirement plan consulting, and financial planning services with a diverse range of investment strategies and products.

Lauren Brauer is a financial advisor at Focus Financial with four years of industry experience. She holds a Series 66 designation and has worked previously at firms including Royal Alliance Associates, Northwestern Mutual, and State Farm. Outside of her advisory role, Brauer coaches youth volleyball with the MN Select Volleyball Club. Focus Financial Network serves a diverse client base including individual investors, retirement plans, trusts, estates, charities, and corporate entities. The firm offers personalized investment advice, managed account services, and retirement plan consulting, emphasizing coordination with other professionals for estate and tax planning.

Bennett Lang is a financial advisor with Focus Financial who holds a Series 66 designation and has 11 years of industry experience. He has been with Focus Financial since 2015 and is also affiliated with OSAIC. Outside of his advisory role, Lang provides notary services as needed. Focus Financial Network, Inc. manages approximately $6.3 billion through a network of 118 advisors, serving individuals, pension and profit-sharing plans, trusts, charitable organizations, and corporate clients. The firm offers a range of managed account solutions, retirement plan consulting, and financial planning services, utilizing individualized investor profiles and a variety of investment strategies.

Jacob Kruziki is a financial advisor at Focus Financial with two years of industry experience. He holds a Series 66 designation and has previously worked at OSAIC and in non-financial roles including chiropractic support and retail management. Focus Financial Network is an enterprise investment adviser managing approximately $6.3 billion through a network of 118 advisors. The firm serves individuals, pension plans, trusts, charitable organizations, and corporate clients, offering discretionary and non-discretionary managed accounts, third-party manager access, retirement plan consulting, and financial planning services.

Rae Heitkamp is a financial advisor at Focus Financial with a Series 66 designation and one year of industry experience. Prior to joining Focus Financial and Osaic in 2024, Rae worked at FJORGE and Greenspring Media, among other roles. Rae also serves as a practice manager within the firm, handling trade placement, fund transfers, and required minimum distributions. Focus Financial Network, Inc. is an enterprise investment adviser managing approximately $6.3 billion through a network of 118 advisors. The firm serves individuals, pension and profit-sharing plans, trusts, charitable organizations, and corporate clients, offering a range of managed accounts, retirement plan consulting, and financial planning services.

Todd Morris is a financial advisor at Great Valley Advisor Group, LLC with 26 years of industry experience. He holds Series 63 and Series 65 designations and has been involved in various business activities including tax preparation and serving as president of Morris Financial Services. From 2018 to 2021, he also engaged in land flipping. Great Valley Advisor Group is an SEC-registered, multi-team investment adviser serving individuals, retirement plans, trusts, and other entities. The firm offers discretionary and non-discretionary investment management, financial planning, and retirement-plan consulting, utilizing a combination of in-house strategies and third-party managers.

Alexis Perron is affiliated with Great Valley Advisor Group, LLC and holds Series 65 and Series 63 licenses. Alexis has experience working at LPL Financial since 2026 and previously at Ameriprise Financial Services from 2015 to 2017, as well as a long tenure at Salo, a Korn Ferry Company. Great Valley Advisor Group is an SEC-registered, multi-team investment adviser serving individuals, retirement plans, trusts, and other entities. The firm offers discretionary and non-discretionary investment management, financial planning, and retirement-plan consulting, utilizing both in-house strategies and third-party managers, with ongoing due diligence and portfolio oversight.

Matthew Engstrom is a financial advisor at Gradient Advisors, LLC with eight years of industry experience. He holds the Series 66 designation and has worked at firms including Ameriprise, Bank of America, and Merrill. Gradient Advisors, LLC provides investment management, financial planning, and consulting services to individuals, pension and profit-sharing plans, trusts, estates, charitable organizations, corporations, and business entities. The firm supports a network of 169 investment advisor representatives across 154 offices and employs a combination of fundamental, technical, and cyclical analysis to tailor investment strategies.

Eric Dirkes is a financial advisor at Gradient Securities, LLC in Arden Hills, MN, holding the ChFC® designation along with Series 63 and Series 65 licenses. He has 29 years of industry experience, with prior roles at Farmers Financial Solutions, Fraser, Meridian, and RIVERSOURCE DISTRIBUTORS INC. Gradient Securities, LLC provides financial planning, consulting, non‑discretionary asset management, and ERISA 3(21) retirement‑plan advisory services to individuals, pension and profit‑sharing plans, trusts, estates, and businesses. The firm operates primarily under a non‑discretionary model, combining fundamental, technical, and cyclical analysis, and often works with third‑party managers while maintaining detailed disclosures regarding its revenue-sharing and incentive arrangements.

Nicole Alexander is a financial advisor at Gradient Investments, LLC with 16 years of industry experience. She holds a Series 65 designation and has been with Gradient Investments since 2009. Gradient Investments, LLC provides discretionary investment management to individuals, high-net-worth clients, institutions, pension and profit-sharing plans, trusts, estates, corporations, and charitable organizations. The firm employs a proprietary investment framework and offers a variety of model and custom portfolios managed on a discretionary basis using mutual funds, ETFs, individual equities, and other investment vehicles.