Damon Accardi is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and bringing 13 years of industry experience. He has worked at LPL Financial since 2019 and previously held roles at First Allied Advisory Services and First Allied Securities. Accardi also operates Accardi Financial Group, LLC. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs and financial planning services, utilizing both discretionary and non-discretionary management, model portfolios, and research from various sources.

Steven Lanier is a financial advisor with Raymond James Financial Services Advisors, Inc., holding Series 63 and Series 65 licenses and 15 years of industry experience. His career includes roles at LPL Financial, People's United Bank, and Global Atlantic Financial Company. He also provides financial planning and investment advice to PeoplesBank customers through his involvement with PeoplesWealth Advisory Group. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse client base including individual investors, institutions, and charitable organizations. The firm emphasizes tailored, non-discretionary planning and consulting using analytical tools and supports advisory programs and institutional consulting across an extensive advisor network.

David Samuelsen is a financial advisor with Mass Mutual Investors Services in Springfield, MA, holding CFP® and Series 66 designations and bringing 20 years of industry experience. He previously worked at UBS Financial Services from 2013 to 2017 before joining MML Investors Services LLC and Massachusetts Mutual Life Insurance Company in 2017. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that serves individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides financial planning, asset management, and educational seminars, using collaborative annual planning engagements supported by firm-approved analytical tools.

Heather Le Compte is a financial advisor at Mass Mutual Investors Services with seven years of industry experience and holds a Series 66 designation. Her work history includes roles at MassMutual and Northwestern Mutual, and she was involved with Big Green Clean from 2012 to 2018. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that offers financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm emphasizes collaborative, annual financial planning engagements supported by firm-approved analytical tools and provides a variety of investment and planning programs.

Siobhan Passmore is a Financial Advisor at Merrill Lynch Wealth Management. She works with clients to uncover their priorities and develop strategies to pursue their financial goals. She holds the Professional Investment Advisor (PIA) designation and has a Master's Degree from the University of the Witwatersrand.

Richard Friese Jr. is a Series 66-licensed financial advisor with Edward Jones, where he has worked since 2006, totaling 19 years of industry experience. He is based in Amherst, MA. Outside of his advisory role, he coaches boys and girls soccer for the Western United Pioneers in Ludlow, MA. Edward Jones is a full-service wealth management firm serving both individual and institutional clients with a broad range of advisory programs and affiliated investment products, supported by a nationwide network of over 23,000 financial advisors.

Daniel Goggins is a financial advisor at LPL Financial with 32 years of industry experience. He holds the Series 63 and Series 66 designations and has previously worked at firms including Chelsea Financial Services, Davinci Capital Management, and MetLife. Outside of his advisory role, he is involved in an educational seminar business focused on insurance product sales. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, along with retirement plan consulting and brokerage services, supporting both discretionary and non-discretionary management with diversified and alternative investment strategies.

Austin Shuttleworth is a financial advisor with Thrivent Investment Management, holding a Series 66 designation and seven years of industry experience. He has been with Thrivent and its affiliated entities since 2018 and previously worked at American International College and Set-In-Concrete. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, offering comprehensive written recommendations on various financial planning topics. The firm combines holistic, goal-based analyses with a managed-account program under a consolidated billing option while maintaining separate planning and portfolio management services.

Christopher Alvanos is a financial advisor with Morgan Stanley in Springfield, MA, holding a Series 66 designation and 14 years of industry experience. His prior work experience includes roles at Ameriprise and Bha Select Network, LLC. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a variety of advisory programs, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and modeling techniques as part of its financial planning process.

Kyle Jarvis is a financial advisor with Mass Mutual Investors Services based in Springfield, MA, holding Series 65 and Series 63 licenses and with 12 years of industry experience. He has previously worked at Merrill and held multiple roles at Voya Financial, joining Mass Mutual Investors Services in 2019. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers ongoing financial planning, asset management, and educational seminars, utilizing a structured, collaborative process that employs firm-approved analytical tools to develop written recommendations.

Raymond Lukas is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and bringing 40 years of industry experience. His career includes long tenures at Investacorp, Inc., Securities America, Inc., and OSAIC before joining LPL Financial in 2026. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs and financial planning services, utilizing model portfolios and research to support diversified and alternative investment strategies.

Jennifer Frick is a financial advisor at Cetera with 27 years of industry experience and holds the Series 66 designation. She previously worked at Voya Financial and its affiliated entities from 2014 to 2021 before joining Cetera Wealth Services and later Cetera. Cetera Investment Advisers LLC serves individuals, employer-sponsored retirement plans, corporate, charitable, and institutional clients through a large nationwide network of independent advisors. The firm offers a range of portfolio management, financial planning, and retirement services, utilizing a multi-manager platform with various program options and custodial relationships.

Heather Kane is a financial advisor with UBS Financial Services in Springfield, MA, holding Series 65 and Series 63 licenses and bringing 12 years of industry experience. Her career includes roles at USI Securities, USI Advisors, USI Consulting Group, Hooker & Holcombe Investment Advisors, Pensionmark Securities, and GWFS Equities. UBS Financial Services serves individual, corporate, and institutional clients through a combination of brokerage and advisory offerings, including financial planning and portfolio management. The firm integrates institutional trading capabilities with wealth management services, using proprietary research and model-based asset allocations to tailor investment strategies.

Michael Mc Geoghan is a financial advisor with Mass Mutual Investors Services in Springfield, MA. He holds the CFP® and CFA® designations and has 12 years of industry experience. His prior roles include positions at Origin Financial, McGeoghan Wealth Management and Financial Planning, and Northwestern Mutual Investment Services. Outside of financial advising, he works as a package handler at a FedEx distribution center. MML Investors Services, LLC, a subsidiary of MassMutual, provides financial planning and asset management services to individuals, business owners, trusts, estates, and charitable organizations, offering collaborative, annual planning engagements with various educational and specialized planning options.

Brennan Collins is a CFP® professional with 11 years of industry experience, currently serving as a financial advisor at UBS Financial Services since 2017. He previously worked at Bank of America and Merrill. He serves on the investment committee of Springfield Schools Volunteers, a nonprofit supporting academic resources for Springfield public school students. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and advisory offerings, leveraging proprietary research and model-based asset allocations to tailor investment plans. The firm combines institutional trading capabilities with wealth management services and operates as a broker-dealer, investment adviser, and futures commission merchant.

Jeffrey Sajdak is a financial advisor with Mass Mutual Investors Services in Springfield, MA, holding the ChFC® designation and Series 66 license, with 22 years of industry experience. He has been associated with MassMutual and its affiliates since 2018 and currently serves as an adjunct professor at Elms College, teaching undergraduate and graduate business courses including risk management and economics. MassMutual Investors Services operates as a broker-dealer and SEC-registered investment adviser, providing financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm emphasizes collaborative, goal-oriented planning with a range of programs including estate and employer-sponsored planning.

Emi Lee Haryasz is a financial advisor with J.P. Morgan Securities and holds a Series 66 designation. She has three years of industry experience, including prior roles at LPL Financial LLC and CUSO Financial Services, LP. Outside of her advisory work, she owns and operates Paper Crane Reiki LLC, a Reiki energy healing business. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, employing a combination of quantitative asset-allocation modeling and centralized due diligence. The firm delivers non-discretionary services through Wealth Advisors, integrating an ESG eligibility framework in its investment recommendations.

Joseph Salemi is a financial advisor with Raymond James Financial Services Advisors, Inc., holding a Series 66 designation and one year of industry experience. His prior experience includes roles at IP Financial Advisory Services LLC and Innovation Partners LLC. Outside of his advisory work, he is an associate at PV Financial Group in Ludlow, MA. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, institutions, and charitable organizations. The firm uses tailored, non-discretionary planning and analytical tools to support client goals and offers specialized programs such as municipal advisory services and SIMPLE IRA Employer Advisory & Consulting Services.

Ellen Giampaolo is a financial advisor at Morgan Stanley with 28 years of industry experience. She holds Series 63 and Series 66 credentials and has worked at Morgan Stanley Smith Barney since 2009, following a tenure at Citigroup Global Markets. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a range of advisory programs and tailored financial planning services to individuals and institutional clients. The firm manages approximately $2.74 trillion in client assets and uses structured planning processes incorporating firm-approved tools and market simulations.

Timothy Wright is a financial advisor with Mass Mutual Investors Services, holding a Series 63 designation and having eight years of industry experience. He previously worked at MetLife Securities Inc. for eleven years and has been with MassMutual Life Insurance Company since 2016. In addition to his advisory role, Wright is active as an insurance agent, licensed to sell individual life, property/casualty, health, group life and health insurance, fixed annuities, and SP indexed annuities. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides ongoing financial planning and asset management services, using firm-approved software to analyze client goals and offering event-driven planning programs including divorce, estate-settlement, and employer-sponsored planning.