Wesley Simmons is a Financial Advisor at Merrill Lynch Wealth Management based in Manchester, NH. He began his career in the financial industry in 2019 and joined Merrill Lynch Wealth Management in 2022. Prior to this, he spent four years at another financial firm where he created financial plans for high-net-worth clients. Wesley's expertise includes family wealth management strategies, personal retirement planning, and retirement income. Wesley holds an Associate's Degree in Business Administration from New Hampshire Technical Institute and earned his high school diploma from Goffstown High School. He also holds the Personal Investment Advisor (PIA) designation. Outside of his professional role, Wesley enjoys numerous outdoor activities such as adventure sports, camping, hiking, and exploring the natural beauty of New England. He also spends time with his family and engages in various sports including baseball, basketball, football, and golfing.

Kerry Lekas is a CFP® and PFS™ certified financial advisor with eight years of industry experience. He currently works with Cetera and previously spent five years with Avantax Advisory Services. Outside of advisory work, Lekas serves as a board member of the New Hampshire Society of CPAs and is involved in accounting and tax preparation through his ownership of Dufresne & Lekas, LLC and Edgar Lekas & Company, LLC. Cetera Investment Advisers LLC is a nationwide SEC-registered firm serving a broad client base that includes individuals, retirement plans, corporate and charitable clients, and institutions. The firm offers a multi-manager platform with various portfolio management and financial planning services, enabling advisors to implement model portfolios, select third-party managers, or build customized strategies.

Alexander Letvinchuk is a financial advisor at RBC Capital Markets with five years of industry experience. He holds a Series 66 designation and has worked at City National Bank, RBC Capital Markets, Uber Technologies, Yelp Inc, and The North Face. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutional clients, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers various advisory programs and tailors investment strategies to clients’ risk profiles using a mix of in-house and third-party managers.

Nataly Miguel is a financial advisor at Wells Fargo Clearing with two years of industry experience. She holds a Series 66 designation and has previously worked at Liberty Mutual, HCS, and SOVOS Compliance. Outside of finance, she has been involved with Atmosphere Salon since 2013. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory solutions. The firm’s approach is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related investment options alongside traditional products.

Tonya Lessard is a Series 66-credentialed financial advisor with 17 years of industry experience. She has worked at Morgan Stanley since 2019 and previously spent 19 years at UBS Painewebber Inc. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning. The firm employs a structured financial planning process supported by approved tools and offers services that incorporate broad investment strategies and institutional resources.

Thomas Ciulla is a financial advisor with Primerica Advisors in Londonderry, NH, holding Series 63 and Series 65 credentials and 33 years of industry experience. He has been with Primerica Advisors since 1993 and also works at Greater Lawrence Technical School. Outside of his advisory role, he receives compensation for sales related to loan products and home security and automation services through affiliated companies. Primerica Advisors sponsors a wrap-fee asset management program serving individual, corporate, and charitable clients. The firm employs model-driven investment strategies supported by third-party asset managers and custodial services, managing approximately $15.5 billion in assets through a network of nearly 3,700 advisors at more than 1,800 offices.

Kevin Maher is a financial advisor with Charles Schwab, holding Series 63 and Series 66 licenses and bringing 18 years of industry experience. He has worked at Charles Schwab and its affiliated entities since 2016 and previously worked at Fidelity from 2012 to 2016. Outside of his advisory work, he is a co-owner of Hygge Wax, a retail business based in Chicago. Charles Schwab & Co., Inc. serves a large client base primarily consisting of high- and ultra-high-net-worth individuals, offering integrated wrap fee advisory, brokerage, and custody services through its Schwab Wealth Advisory program and affiliated managed accounts. The firm combines non-discretionary advisory guidance with access to discretionary separate managed accounts and utilizes multi-asset model portfolios along with due diligence from its research team.

Elizabeth Bowen is a financial advisor with Morgan Stanley in Manchester, NH, holding Series 63 and Series 65 credentials. She has 40 years of industry experience and has been with Morgan Stanley Smith Barney since 2009 and Morgan Stanley Private Bank since 2015. Bowen also serves as a trustee and co-trustee for investment-related trusts. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a wide range of advisory services to individuals and institutional clients. The firm provides tailored financial planning supported by structured discovery processes and firm-approved tools, managing approximately $2.74 trillion in client assets.

Adam Stone is a financial advisor at Ameriprise in Manchester, NH, holding a Series 66 designation with five years of industry experience. Prior to joining Ameriprise in 2020, he held various positions including roles at Loon Mountain NH and Plymouth State University. Ameriprise offers a retirement-income planning service focused on individuals approaching or in retirement with substantial investable assets, providing tailored recommendation reports that address income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and tax analysis to deliver these services through a centralized consulting team in partnership with its advisors.

Melissa Harrington is a Series 63-licensed financial advisor with Morgan Stanley in Manchester, NH, holding 29 years of industry experience. She has been with Morgan Stanley Smith Barney since 2010. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs and financial planning services supported by a structured planning process and various analytical tools.

Craig Moquin is a financial advisor at Mass Mutual Investors Services with 37 years of industry experience. He holds the ChFC® and Series 63 designations. Prior to joining Mass Mutual Investors Services in 2019, he spent 30 years with Northwestern Mutual Investment Management and 35 years with Northwestern Mutual Life Insurance Company. In addition to his advisory role, he is also an insurance broker involved in life, disability, fixed annuities, health, and group benefits sales. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, with a focus on collaborative, goal-driven planning and a range of investment and insurance solutions.

Mark Gagnon is Vice President and Executive Planning Consultant at Fidelity Investments, a position he has held since 2018. He has extensive experience in the financial services industry, having also served as President of Granite State Retirement Planning, Inc. from 2005 to 2018, Senior Financial Consultant at Fidelity Investments from 2000 to 2005, and Associate Financial Planner at MetLife Financial Services from 1993 to 2000. His career includes a 12-year tenure in the Army, where he developed skills in continuous training, attention to detail, and discipline. As a Certified Financial Planner, Mark focuses on delivering a process-oriented experience aimed at helping clients strengthen and secure their financial well-being. He emphasizes understanding clients' visions, priorities, and goals to provide tailored strategies for achieving them. He holds a California Insurance License. Outside of his professional work, Mark enjoys activities such as beach outings, fitness, football, golf, outdoor adventures, and traveling.

Francis Corsaro is a Wealth Management Advisor with Merrill Lynch Wealth Management, based in Manchester, New Hampshire. Since joining Merrill Lynch in 2016, he has provided financial advisory services to high net worth individuals, families, and small business owners, focusing on delivering personalized wealth management strategies. His approach involves building trusted, enduring relationships by understanding each client's financial situation, goals, and life priorities, and crafting tailored strategies that address retirement income, risk management, tax minimization, and trust and estate planning. Frank holds a Bachelor of Science degree in Business Administration from Merrimack College in North Andover, Massachusetts. He maintains professional designations including Chartered Financial Analyst (CFA), CERTIFIED FINANCIAL PLANNER (CFP), and Personal Investment Advisor (PIA) and is a member of the CFA Society Boston. He holds Series 7, 63, and 65 FINRA registrations. Frank works out of the Manchester office, advising clients on wealth accumulation, preservation, income distribution, and wealth transfer through a comprehensive planning process. He lives in Methuen, Massachusetts with his wife and two sons. Outside of his professional work, Frank’s personal interests include biking, running, and swimming.

Nick Therrien is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 credentials and over 24 years of industry experience. He has been with Primerica since 2000 and serves on the board of the Viviana Leon Memorial Foundation, a nonprofit organization. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, offering model-delivery strategies and limited discretionary separately managed account options primarily to individual and high-net-worth clients. The firm curates third-party asset managers and uses a tiered wrap fee structure for its services.

Andrew Dean is a financial advisor at Edward Jones in Merrimack, NH, holding a Series 66 designation. He has one year of experience in the industry. Prior to joining Edward Jones, he was involved with Dean Home Co., LLC for seven years and worked at Vigneault Construction for three years. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory programs and investment strategies, supported by a large nationwide network of financial advisors and branch offices.

Bernard Kavanagh Jr. is a Wealth Management Advisor with Merrill Lynch Wealth Management, bringing over 36 years of experience in the financial services industry. He has been with Merrill since 1992 and leads a team with a combined 90 years of service at the firm. His expertise encompasses portfolio management, wealth management, private equity, insurance, lending, and retirement income planning. Bernard focuses on building strong relationships with clients, their families, and other advisory team members to deliver goal-based wealth management solutions. Bernard holds the Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA) professional designations. He earned his Bachelor's Degree from Assumption College. His client focus areas include college education planning, corporate executive services, executive compensation, liquidity management, tax minimization, socially responsible and ESG investing, individual and corporate investment strategy, retirement income, and services tailored to sports and entertainment professionals. Outside of his professional responsibilities, Bernard is involved in community service, including supporting local nonprofits and volunteering with youth sports leagues. His personal interests include boating, fishing, golfing, skiing, and surfing.

George Tzimas is a financial advisor with Morgan Stanley in Manchester, NH, holding Series 63 and Series 65 licenses and bringing 19 years of industry experience. He has been with Morgan Stanley Smith Barney since 2012 and with Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management serves both individual and institutional clients with a wide range of advisory programs, employing structured financial planning processes and a broad selection of investment offerings.

Peter Milillo is a financial advisor at MassMutual Investors Services with 19 years of industry experience. He holds Series 63 and Series 65 licenses and has been affiliated with MML Investors Services and MassMutual Life Insurance Company since 2014. Outside of his advisory role, he is also an insurance agent specializing in individual life insurance. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides ongoing financial planning and offers asset management, wrap and money-manager programs, and educational seminars.

Christopher Moore is a financial advisor at Ameriprise with six years of industry experience. He holds a Series 66 designation and has worked previously at firms including LPL Financial, Fidelity Brokerage Services, and St. Mary's Bank. Outside of his advisory role, he is a Notary Public in Milford, NH. Ameriprise offers retirement-income planning services focused on individuals approaching or in retirement with substantial investable assets. The firm uses a combination of research, modeling, and tax-efficiency analysis to provide tailored, written recommendations delivered through a centralized consulting team.

Mike Rubin is a financial advisor at J.P. Morgan Securities with five years of industry experience. He holds Series 63 and Series 65 credentials and has held positions at several firms including Prudential Insurance Company of America and Fidelity Brokerage Services LLC. Rubin's background also includes roles outside finance, such as his time with the Craft Beer Guild of New Hampshire. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary program focused on asset allocation advice, investment manager searches, and customized performance reporting. The firm combines quantitative and qualitative research in its advisory process and offers broader derivatives and commodities capabilities relative to many institutional advisory programs.